# 2 bedroom terraced house for sale (HU5 2JF)

## Property Details

| Key | Value |
|-----|-------|
| Address | 42 RAGLAN STREET, HULL, CITY OF KINGSTON UPON HULL HU5 2JF |
| Price | £90,000 |
| Bedrooms | 2 |
| Bathrooms | 1 |
| Council tax | A |
| Construction age | England and Wales: 1900-1929 |
| Floor area | 67 m² |
| Last sold | £81,000 Oct 2023 |

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** B
- **Current heating cost:** £1,104/year
- **Est. upgrade cost to C:** £19,500

### Recommendations
- Q (£4,000 - £14,000)
- W1 (£800 - £1,200)
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/2141-3027-3205-1547-0200)

## Description

**SUMMARY**

Introducing a prime investment opportunity: a 2 bedroom property with a tenant already in place.

**DESCRIPTION**

Introducing a Fantastic Investment Opportunity: 2 Bedroom Property with Tenant in Situ!

Located in a highly sought-after area, this charming 2 bedroom property presents an excellent investment opportunity for those seeking a reliable income stream. With a tenant already in place, you can enjoy the benefits of an immediate return on your investment. Situated conveniently close to the University of Hull, this property holds immense potential for both long-term rental success and future appreciation.

With its proximity to the University of Hull, this property holds immense appeal for both students and faculty members seeking comfortable and convenient accommodation. The demand for housing in this area remains consistently high, providing an excellent opportunity for landlords to enjoy steady rental income.

In summary, this investment property presents an incredible prospect for those seeking a hassle-free investment with a tenant already in place. Its prime location, spacious layout, low-maintenance garden, and proximity to amenities and transport links make it an attractive proposition. Don't miss out on the chance to add this gem to your investment portfolio!

**Entrance Hall** 

Double glazed entrance door with window over and a radiator.

**Lounge** 9' 10" x 11' 9" max ( 3.00m x 3.58m max )

Double glazed window to the front and a radiator.

**Dining Room** 11' 11" x 11' 9" max ( 3.63m x 3.58m max )

Double glazed window to the rear, understairs cupboard and a radiator.

**Kitchen** 11' 6" x 7' 5" ( 3.51m x 2.26m )

Fitted kitchen with a range of shaker style wall and base units, work surfaces, 4 ring gas hob with hood over, cooker point, stainless steel sink, plumbing for an automatic washing machine and double glazed window to the rear.

**Landing** 

Double glazed window to the rear and access to the loft.

**Bedroom 1** 10' 11" x 15' 11" into recess ( 3.33m x 4.85m into recess )

Double glazed window to the front, storage cupboard, radiator and coving to the ceiling.

**Bedroom 2** 10' 11" x 9' 7" into recess ( 3.33m x 2.92m into recess )

Double glazed window to the rear, storage cupboard and a radiator.

**Bathroom** 

Bathroom with panelled bath and shower over, low level W/C, pedestal wash hand basin, radiator, tiled walls and double glazed window to the side.

**Rear Garden** 

Concrete yard with wall and fence surround and rear pedestrian access.

**DIRECTIONS**

See below map for property location, for further information please contact the Residential Sales Team on  .

1. MONEY LAUNDERING REGULATIONS: Intending purchasers will be asked to produce identification documentation at a later stage and we would ask for your co-operation in order that there will be no delay in agreeing the sale.

2. General: While we endeavour to make our sales particulars fair, accurate and reliable, they are only a general guide to the property and, accordingly, if there is any point which is of particular importance to you, please contact the office and we will be pleased to check the position for you, especially if you are contemplating travelling some distance to view the property.

3. The measurements indicated are supplied for guidance only and as such must be considered incorrect.

4. Services: Please note we have not tested the services or any of the equipment or appliances in this property, accordingly we strongly advise prospective buyers to commission their own survey or service reports before finalising their offer to purchase.

5. THESE PARTICULARS ARE ISSUED IN GOOD FAITH BUT DO NOT CONSTITUTE REPRESENTATIONS OF FACT OR FORM PART OF ANY OFFER OR CONTRACT. THE MATTERS REFERRED TO IN THESE PARTICULARS SHOULD BE INDEPENDENTLY VERIFIED BY PROSPECTIVE BUYERS OR TENANTS. NEITHER SEQUENCE (UK) LIMITED NOR ANY OF ITS EMPLOYEES OR AGENTS HAS ANY AUTHORITY TO MAKE OR GIVE ANY REPRESENTATION OR WARRANTY WHATEVER IN RELATION TO THIS PROPERTY.

## Property Photos

- ![Photo](/listings/photos/135745055/278466)
- ![Photo](/listings/photos/135745055/278467)
- ![Photo](/listings/photos/135745055/278468)
- ![Photo](/listings/photos/135745055/278469)
- ![Photo](/listings/photos/135745055/278470)
- ![Photo](/listings/photos/135745055/278471)
- ![Photo](/listings/photos/135745055/278472)
- ![Photo](/listings/photos/135745055/278473)
- ![Photo](/listings/photos/135745055/278474)

## Floorplans

- ![Floorplan 1](/listings/photos/135745055/278475) - Floorplan 1

## EPC Graphs

- ![EPC](/listings/photos/135745055/278476) - EPC

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #10717435
- **Address:** 42 Raglan Street, HULL, HU5 2JF
- **Certificate Issued:** 22/12/2014
- **Work Completed:** 22/09/2014
- **Items:** 3 window(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 42 RAGLAN STREET, HULL, CITY OF KINGSTON UPON HULL, HU5 2JF | £81,000 | 30/10/2023 | Terraced |
| 42 RAGLAN STREET, HULL, CITY OF KINGSTON UPON HULL, HU5 2JF | £70,000 | 05/09/2015 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 27 EDGECUMBE STREET, HULL, CITY OF KINGSTON UPON HULL, HU5 2EU | £65,000 | 09/01/2026 | Terraced |
| 30 EXMOUTH STREET, HULL, CITY OF KINGSTON UPON HULL, HU5 2LE | £106,000 | 09/01/2026 | Terraced |
| 11 EDGECUMBE STREET, HULL, CITY OF KINGSTON UPON HULL, HU5 2EU | £112,000 | 19/12/2025 | Terraced |
| 63 EDGECUMBE STREET, HULL, CITY OF KINGSTON UPON HULL, HU5 2EX | £121,500 | 19/12/2025 | Terraced |
| 42 TAVISTOCK STREET, HULL, CITY OF KINGSTON UPON HULL, HU5 2LJ | £103,000 | 17/12/2025 | Terraced |
| 11 MELBOURNE STREET, HULL, CITY OF KINGSTON UPON HULL, HU5 2ET | £113,500 | 16/12/2025 | Terraced |
| 16 MELBOURNE STREET, HULL, CITY OF KINGSTON UPON HULL, HU5 2ET | £105,500 | 16/12/2025 | Terraced |
| 5 SIDMOUTH STREET, HULL, CITY OF KINGSTON UPON HULL, HU5 2LB | £74,000 | 05/12/2025 | Terraced |
| 82 EDGECUMBE STREET, HULL, CITY OF KINGSTON UPON HULL, HU5 2EY | £80,000 | 18/11/2025 | Terraced |
| 5 CARISBROOKE AVENUE, HULL, CITY OF KINGSTON UPON HULL, HU5 2HN | £77,000 | 29/10/2025 | Terraced |
| 28 RAGLAN STREET, HULL, CITY OF KINGSTON UPON HULL, HU5 2JN | £122,500 | 11/06/2025 | Terraced |
| 24 TORRINGTON STREET, HULL, CITY OF KINGSTON UPON HULL, HU5 2EW | £87,500 | 03/06/2025 | Terraced |
| 84A SHARP STREET, HULL, CITY OF KINGSTON UPON HULL, HU5 2AB | £60,000 | 28/03/2025 | Terraced |
| 57 EDGECUMBE STREET, HULL, CITY OF KINGSTON UPON HULL, HU5 2EX | £110,880 | 06/02/2025 | Terraced |
| 14 MELBOURNE STREET, HULL, CITY OF KINGSTON UPON HULL, HU5 2ET | £115,000 | 24/01/2025 | Terraced |
| 5 ROSEDENE VILLAS, HULL, CITY OF KINGSTON UPON HULL, HU5 2JH | £90,000 | 01/12/2023 | Terraced |
| 79 EXMOUTH STREET, HULL, CITY OF KINGSTON UPON HULL, HU5 2LD | £110,000 | 13/11/2023 | Terraced |
| 3 CLIVEDALE AVENUE, HULL, CITY OF KINGSTON UPON HULL, HU5 2HA | £78,000 | 29/09/2023 | Terraced |
| 50 SIDMOUTH STREET, HULL, CITY OF KINGSTON UPON HULL, HU5 2JX | £125,000 | 28/09/2023 | Terraced |
| [Same street] 52 RAGLAN STREET, HULL, CITY OF KINGSTON UPON HULL, HU5 2JF | £85,000 | 11/09/2023 | Terraced |
| 16 SIDMOUTH STREET, HULL, CITY OF KINGSTON UPON HULL, HU5 2LB | £127,000 | 30/08/2023 | Terraced |
| [Same street] 40 RAGLAN STREET, HULL, CITY OF KINGSTON UPON HULL, HU5 2JF | £95,000 | 22/12/2021 | Terraced |
| [Same street] 72 RAGLAN STREET, HULL, CITY OF KINGSTON UPON HULL, HU5 2JF | £67,000 | 16/08/2021 | Terraced |

**Street average:** £82,333 (3 sales)
**Area average:** £99,169 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £130,015 (175 Terraced, HU5, 2024–2026)
- **Deviation:** -30.8%

## Rental Range

*ONS Price Index of Private Rents (Kingston upon Hull, City of). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £620/mo
- **Realistic:** £689/mo
- **Optimistic:** £758/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Hull & East Riding (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £474/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Terraced House, Exmouth St, HU5 | £1,600/mo | 2 | 0.1 miles | OpenRent |
| 2 Bed Terraced House, Derwent Grove, HU5 | £800/mo | 2 | 0.27 miles | OpenRent |
| 2 Bed Flat, Beverley Road, HU6 | £1,199/mo | 2 | 0.42 miles | OpenRent |
| 2 Bed Flat, Princes Avenue, HU5 | £750/mo | 2 | 0.42 miles | OpenRent |

**Average rent: £1,087/mo (4 listings)**

## 1% Rule

- **Rent ratio:** 1.11% (strong)
- **Max investor price (0.8%):** £125,000
- **Target investor price (1%):** £100,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,000/mo).*

- **Gross yield:** 13.3%
- **Cost-to-rent:** 7.5×
- **Monthly cashflow:** £521/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 23.9%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £1,343/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 27.4%
- **10y growth:** 27.9%

## House Price Index (HM Land Registry)

*Official index for City of Kingston upon Hull; Terraced series; as of February 2026.*

- **1y growth (index):** 2.7%
- **5y growth (index):** 21.7%
- **10y growth (index):** 52.2%

## Flood risk

- **Zone:** 2
- **Risk:** In flood risk area
- **Source:** Environment Agency Flood Risk Areas (APSFR)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)