# 3 bedroom semi-detached house for sale (ST17 0AR)

## Property Details

| Key | Value |
|-----|-------|
| Address | Churchfield Close, Stafford, ST17, ST17 0AR |
| Price | £240,000 |
| Bedrooms | 3 |
| Bathrooms | 1 |
| Council tax | C |

## Description

Call us **9AM - 9PM** -**7 **days a week, **365** days a year!

A heavenly opportunity awaits on Churchfield Close! Offered with no upward chain, this three-bedroom semi-detached home occupies a sought-after position within the ever-popular area of Baswich and presents an exciting opportunity for buyers looking to create a home tailored to their own tastes.

Ideal for a range of purchasers, particularly families, the property is conveniently located close to a number of highly regarded primary and secondary schools, while local shops and everyday amenities are within easy walking distance.

The accommodation begins with an entrance porch leading into the hallway, which provides access to a welcoming living room. To the rear of the property is a spacious kitchen diner, complemented by a useful utility room and a conservatory overlooking the garden. To the first floor, there are three bedrooms, two of which are doubles, together with a shower room.

Externally, the property benefits from a driveway providing off-road parking, a garage and an enclosed rear garden, offering a private space to relax and enjoy the outdoors.

Combining a desirable location with excellent potential and the advantage of no upward chain, this is a wonderful opportunity to acquire a home ready to be personalised and enjoyed for years to come.

 

EPC Rating: B

## Property Photos

- ![Photo](/listings/photos/90236712/893091)
- ![Photo](/listings/photos/90236712/893092)
- ![Photo](/listings/photos/90236712/893093)
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- ![Photo](/listings/photos/90236712/893095)
- ![Photo](/listings/photos/90236712/893096)
- ![Photo](/listings/photos/90236712/893097)
- ![Photo](/listings/photos/90236712/893098)
- ![Photo](/listings/photos/90236712/893099)
- ![Photo](/listings/photos/90236712/893100)
- ![Photo](/listings/photos/90236712/893101)
- ![Photo](/listings/photos/90236712/893102)
- ![Photo](/listings/photos/90236712/893103)
- ![Photo](/listings/photos/90236712/893104)
- ![Photo](/listings/photos/90236712/893105)

## Floorplans

- ![All](/listings/photos/90236712/893106) - All
- ![Ground Floor](/listings/photos/90236712/893107) - Ground Floor
- ![First Floor](/listings/photos/90236712/893108) - First Floor

## EPC Graphs

- ![EPC 1](/listings/photos/90236712/1213556) - EPC 1

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 27 WITNEY ROAD, BASWICH, STAFFORD, STAFFORDSHIRE, ST17 0BX | £280,000 | 18/03/2026 | Semi-detached |
| 92 BASWICH LANE, STAFFORD, STAFFORDSHIRE, ST17 0BY | £275,000 | 19/12/2023 | Semi-detached |
| 24 FAIRVIEW WAY, STAFFORD, STAFFORDSHIRE, ST17 0AU | £210,000 | 08/12/2023 | Semi-detached |
| 58 WITNEY ROAD, BASWICH, STAFFORD, STAFFORDSHIRE, ST17 0BX | £330,000 | 05/12/2023 | Semi-detached |
| 53 ASCOT ROAD, STAFFORD, STAFFORDSHIRE, ST17 0AQ | £330,000 | 18/10/2023 | Semi-detached |
| 4 WITNEY ROAD, BASWICH, STAFFORD, STAFFORDSHIRE, ST17 0BX | £262,000 | 19/09/2023 | Semi-detached |
| 35 FARMDOWN ROAD, STAFFORD, STAFFORDSHIRE, ST17 0AS | £209,000 | 31/07/2023 | Semi-detached |
| 38 FARMDOWN ROAD, STAFFORD, STAFFORDSHIRE, ST17 0AS | £200,000 | 21/07/2023 | Semi-detached |
| 52 WITNEY ROAD, BASWICH, STAFFORD, STAFFORDSHIRE, ST17 0BX | £200,000 | 02/06/2023 | Semi-detached |
| 48 BASWICH LANE, STAFFORD, STAFFORDSHIRE, ST17 0DA | £395,000 | 25/04/2023 | Semi-detached |
| 40 ASCOT ROAD, STAFFORD, STAFFORDSHIRE, ST17 0AQ | £220,000 | 05/04/2023 | Semi-detached |
| 51 WITNEY ROAD, BASWICH, STAFFORD, STAFFORDSHIRE, ST17 0BX | £210,000 | 27/01/2023 | Semi-detached |
| 16 BASWICH CREST, STAFFORD, STAFFORDSHIRE, ST17 0HL | £263,196 | 29/11/2022 | Semi-detached |
| [Same street] 6 CHURCHFIELD CLOSE, STAFFORD, STAFFORDSHIRE, ST17 0AR | £265,000 | 07/11/2022 | Terraced |
| 44 ASCOT ROAD, STAFFORD, STAFFORDSHIRE, ST17 0AQ | £290,000 | 02/11/2022 | Semi-detached |
| 39 FARMDOWN ROAD, STAFFORD, STAFFORDSHIRE, ST17 0AS | £215,000 | 13/09/2022 | Semi-detached |
| 15 DANTA WAY, STAFFORD, STAFFORDSHIRE, ST17 0BA | £350,000 | 30/08/2022 | Semi-detached |
| 13 ASCOT ROAD, STAFFORD, STAFFORDSHIRE, ST17 0AG | £278,000 | 08/08/2022 | Semi-detached |
| 41 FARMDOWN ROAD, STAFFORD, STAFFORDSHIRE, ST17 0AS | £160,000 | 15/07/2022 | Semi-detached |
| 49 WITNEY ROAD, BASWICH, STAFFORD, STAFFORDSHIRE, ST17 0BX | £222,000 | 27/05/2022 | Semi-detached |
| 35 FARMDOWN ROAD, STAFFORD, STAFFORDSHIRE, ST17 0AS | £175,000 | 22/04/2022 | Semi-detached |

**Street average:** £265,000 (1 sale)
**Area average:** £253,710 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £254,073 (62 Semi-detached, ST17, 2024–2026)
- **Deviation:** -5.5%

## Rental Range

*ONS Price Index of Private Rents (Stafford). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £802/mo
- **Realistic:** £891/mo
- **Optimistic:** £980/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Mid Staffs (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £738/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Detached House, Longhurst Drive, ST16 | £1,150/mo | 3 | 0.84 miles | OpenRent |

**Average rent: £1,150/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.48% (weak for cashflow)
- **Max investor price (0.8%):** £143,750
- **Target investor price (1%):** £115,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,150/mo).*

- **Gross yield:** 5.8%
- **Cost-to-rent:** 17.4×
- **Monthly cashflow:** £65/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 1.1%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 28.3%
- **10y growth:** 42.2%

## House Price Index (HM Land Registry)

*Official index for Stafford; Semi-detached series; as of April 2026.*

- **1y growth (index):** 6.1%
- **5y growth (index):** 28.5%
- **10y growth (index):** 54.2%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)
