# 3 bedroom end of terrace house for sale (ST5 7JF)

## Property Details

| Key | Value |
|-----|-------|
| Address | Albert Street, Newcastle, ST5, ST5 7JF |
| Price | £110,000 |
| Bedrooms | 3 |
| Bathrooms | 1 |
| Council tax | A |

## Description

The Property

Located on the established and convenient Albert Street, Newcastle, Staffordshire, ST5 7JF, this end-terrace family home offers spacious accommodation, practical layout, and excellent potential, making it an ideal opportunity for first-time buyers, downsizers, or investors seeking a property with strong rental appeal. Offered with no upward chain, the home is ready for immediate purchase.

The property is entered via a welcoming entrance hall, giving access to the principal ground-floor rooms. To the front, a well-proportioned front-facing lounge provides a comfortable space for everyday living, enhanced by good natural light. To the rear, a generous dining room offers the perfect setting for family meals or entertaining, with ample space for dining furniture.

The fitted kitchen is practical and well laid out, offering a range of units and worktop space for meal preparation. Beyond the kitchen is a ground-floor bathroom, fitted with a modern suite, along with a separate utility area providing valuable space for appliances and additional storage—ideal for keeping household tasks neatly organised.

To the first floor, the property features three bedrooms, each offering flexibility for family living, guest accommodation, or use as a home office, the master bedroom is notably larger than the typical standard size, providing additional space . A convenient storage area is also located on this floor, further adding to the home’s practicality. The layout is both straightforward and functional, appealing to a wide range of buyers.

Externally, the home benefits from a rear courtyard, offering a private outdoor area suitable for seating, storage, or low-maintenance gardening. As an end-terrace, the property enjoys additional side privacy and potential for personalisation.

Situated close to Newcastle-under-Lyme town centre, the area provides excellent access to local shops, schools, bus routes, and major road links including the A34 and A500.

Property Description

Material information: 

The information above has been provided by the vendor, agent and GOTO Group and may not be accurate. Please refer to the property’s Legal Pack. (You can download this once you have registered your interest against the property). This pack provides material information which will help you make an informed decision before proceeding. It may not yet include everything you need to know so please make sure you do your own due diligence as well. 

Being Sold by GOTO Online Auction 

Starting Bids from £110,000

Buy it now option available  

Please call or visit Purplebricks Online Auctions for more information.  

This property is for sale by Online Auction. The Online Modern Method of Auction is a flexible buyer friendly method of purchase. The purchaser will have 56 working days to exchange and complete once the draft contract has been received by the buyer’s solicitor or 10 working days after receipt of the buyer’s premium, whichever is earlier Allowing the additional time to exchange and complete on the property means interested parties can proceed with traditional residential finance. Upon close of a successful auction or if the vendor accepts an offer during the auction, the buyer with be required to put down a non-refundable reservation fee called a Buyer’s Premium. This secures the transaction and takes the property off the market. The buyer will be required to agree to our terms and conditions prior to solicitors being instructed. Copies of the Reservation form and all terms and conditions can be found on the online Auction website or requested from our Auction Department.  

Please note this property is subject to an undisclosed Reserve Price which is typically no more than 10% in excess of the Starting Bid. Both the Starting Bid and Reserve Price can be subject to change. Our primary duty of care is to the vendor. Terms and conditions apply to the Modern Method of Auction, which is operated by GOTO Auctions.   

General Information

Auctioneer's Comments 

This property is for sale by Online Auction which is a flexible and buyer friendly method of purchase. The purchaser will not be exchanging contracts on the fall of the virtual hammer but will be given 56 working days in which to complete the transaction, from the date the Draft Contract is issued by the seller’s solicitor. By giving a buyer time to exchange contracts on the property, means normal residential finance can be arranged. 

The Buyer’s Premium secures the transaction and takes the property off the market. Fees paid to the Auctioneer reserve the property to the buyer during the Reservation Period and are paid in addition to the purchase price and are considered within calculations for Stamp Duty Land Tax. Further clarification on this must be sought from your legal representative. The buyer will be required to sign a Reservation form to confirm acceptance of terms prior to solicitors being instructed. Copies of the Reservation form and all terms and conditions can be found in the Legal Pack which can be downloaded for free from our website or requested from our Auction Department. 

Buyer Fees 

Upon close of a successful auction or if the vendor accepts an offer during the auction, the buyer will be required to make payment of a non-refundable Buyer’s Premium of 3.6% of the purchase price plus VAT (this is subject to a minimum amount of £6,600 including VAT) and a Legal Pack fee of £396.00 including VAT. This secures the transaction and takes the property off the market. 

Stamp Duty Land Tax (SDLT) is applicable if you buy a property or land over a certain price in England, Wales or Northern Ireland. 

Property Description DisclaimerThis is a general description of the property only, and is not intended to constitute part of an offer or contract. It has been verified by the seller(s), unless marked as 'draft'. Purplebricks conducts some valuations online and some of our customers prepare their own property descriptions, so if you decide to proceed with a viewing or an offer, please note this information may have been provided solely by the vendor, and we may not have been able to visit the property to confirm it. If you require clarification on any point then please contact us, especially if you’re traveling some distance to view. All information should be checked by your solicitor prior to exchange of contracts.

Successful buyers will be required to complete anti-money laundering and proof of funds checks. Our partner, Lifetime Legal Limited, will carry out the initial checks on our behalf. The current non-refundable cost is £80 inc. VAT per offer. You’ll need to pay this to Lifetime Legal and complete all checks before we can issue a memorandum of sale. The cost includes obtaining relevant data and any manual checks and monitoring which might be required, and includes a range of benefits. Purplebricks will receive some of the fee taken by Lifetime Legal to compensate for its role in providing these checks.

## Property Photos

- ![Photo](/listings/photos/170084282/130490)
- ![Photo](/listings/photos/170084282/130491)
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- ![Photo](/listings/photos/170084282/130497)
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- ![Photo](/listings/photos/170084282/130502)
- ![Photo](/listings/photos/170084282/130503)

## Floorplans

- ![Floorplan 1](/listings/photos/170084282/130504) - Floorplan 1

## EPC Graphs

- ![epc](/listings/photos/170084282/130505) - epc

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 51 VICTORIA STREET, CHESTERTON, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 7EP | £85,000 | 08/12/2025 | Terraced |
| 93 CASTLE STREET, CHESTERTON, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 7JJ | £58,500 | 28/03/2025 | Terraced |
| 138 FLAT 1 LONDON ROAD, CHESTERTON, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 7JE | £190,000 | 06/03/2025 | Terraced |
| 10 COOPER STREET, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 7LN | £88,000 | 29/09/2023 | Terraced |
| 12 TAUNTON PLACE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 7PA | £155,000 | 22/09/2023 | Terraced |
| 6 TAUNTON PLACE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 7PA | £138,500 | 14/07/2023 | Terraced |
| 5 WARWICK STREET, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 7JQ | £78,000 | 15/06/2023 | Terraced |
| 43 BEASLEY AVENUE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 7PE | £182,000 | 26/05/2023 | Terraced |
| 124 LONDON ROAD, CHESTERTON, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 7LR | £73,000 | 04/05/2023 | Terraced |
| 75 VICTORIA STREET, CHESTERTON, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 7EP | £120,000 | 24/03/2023 | Terraced |
| 42 WARWICK STREET, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 7JQ | £120,000 | 16/12/2022 | Terraced |
| 42 VICTORIA STREET, CHESTERTON, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 7EW | £75,500 | 04/11/2022 | Terraced |
| 72 LONDON ROAD, CHESTERTON, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 7DY | £137,000 | 27/10/2022 | Terraced |
| 30 WARWICK STREET, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 7JQ | £130,000 | 07/10/2022 | Terraced |
| 40 VICTORIA STREET, CHESTERTON, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 7EW | £88,000 | 09/08/2022 | Terraced |
| 149 LONDON ROAD, CHESTERTON, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 7JD | £100,000 | 26/07/2022 | Terraced |
| 123 LONDON ROAD, CHESTERTON, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 7JE | £91,000 | 14/07/2022 | Terraced |
| 91 CASTLE STREET, CHESTERTON, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 7JJ | £58,000 | 29/06/2022 | Terraced |
| [Same street] 5 ALBERT STREET, CHESTERTON, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 7JF | £115,000 | 24/06/2022 | Terraced |
| 92 LONDON ROAD, CHESTERTON, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 7LR | £100,000 | 07/06/2022 | Terraced |
| 4 EMBERTON STREET, CHESTERTON, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 7LJ | £87,500 | 10/05/2022 | Terraced |
| [Same street] THE CRESCENT ALBERT STREET, CHESTERTON, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 7JF | £160,000 | 16/07/2021 | Semi-detached |
| [Same street] 9 ALBERT STREET, CHESTERTON, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 7JF | £97,500 | 12/07/2021 | Terraced |

**Street average:** £124,167 (3 sales)
**Area average:** £107,750 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £144,587 (105 Terraced, ST5, 2024–2026)
- **Deviation:** -23.9%

## Rental Range

*ONS Price Index of Private Rents (Newcastle-under-Lyme). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £743/mo
- **Realistic:** £825/mo
- **Optimistic:** £908/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Staffordshire North (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £593/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| [Warwick Street, Stoke-On-Trent, ST5 7JQ](http://87.117.209.195:8080/listings/2a1fbb7) | £795/mo | 3 | 0.02 miles | Rightmove |
| [Mount Pleasant, Chesterton, ST5](http://87.117.209.195:8080/listings/73174a0) | £850/mo | 3 | 0.15 miles | Rightmove |
| [Victoria Street, Chesterton, ST5](http://87.117.209.195:8080/listings/3955fdd) | £700/mo | 3 | 0.19 miles | Rightmove |
| [Willard Close, Newcastle, ST5](http://87.117.209.195:8080/listings/439b0fb) | £1,100/mo | 3 | 0.27 miles | Rightmove |
| [Watermills, Newcastle Under Lyme, Staffordshire, ST5](http://87.117.209.195:8080/listings/2c49cfd) | £930/mo | 3 | 0.3 miles | Rightmove |
| [Sandford Street, Chesterton, Newcastle, Staffordshire, ST5](http://87.117.209.195:8080/listings/e22b1b7) | £1,050/mo | 3 | 0.3 miles | Rightmove |
| [Hazel  Road, Staffordshire, ](http://87.117.209.195:8080/listings/c57dcdb) | £800/mo | 3 | 0.55 miles | Rightmove |
| [Liverpool Road, Newcastle, Staffordshire, ST5](http://87.117.209.195:8080/listings/cb832f1) | £1,200/mo | 3 | 0.85 miles | Rightmove |
| [Car Park Lymedale Cross Industrial Estate, Newcastle Under Lyme ST5](http://87.117.209.195:8080/listings/bced143) | £1/mo | — | 0.96 miles | Rightmove |
| [Dimsdale View East, Porthill, Newcastle](http://87.117.209.195:8080/listings/32408f9) | £800/mo | 3 | 1.05 miles | Rightmove |
| [Porthill Bank, Porthill, Newcastle-under-Lyme, ST5](http://87.117.209.195:8080/listings/b4f4e01) | £800/mo | 3 | 1.34 miles | Rightmove |
| [Navigation Way, Newcastle, Staffordshire, ST5](http://87.117.209.195:8080/listings/a3d1f6a) | £1,050/mo | 3 | 1.35 miles | Rightmove |
| [Waters Edge Close, Silverdale, Newcastle, ST5](http://87.117.209.195:8080/listings/2914cd8) | £1,000/mo | 3 | 1.63 miles | Rightmove |
| [High Street, May Bank, Newcastle, Staffordshire, ST5](http://87.117.209.195:8080/listings/f374b79) | £900/mo | 3 | 1.7 miles | Rightmove |
| [High Street, May Bank, Newcastle, Staffordshire, ST5](http://87.117.209.195:8080/listings/ced9126) | £950/mo | 3 | 1.71 miles | Rightmove |
| [Enderley Street, Newcastle-Under-Lyme, ST5](http://87.117.209.195:8080/listings/5fe428d) | £1,350/mo | 3 | 1.85 miles | Rightmove |
| [Greylag Gate, Newcastle, Staffordshire, ST5](http://87.117.209.195:8080/listings/7062d4c) | £1,200/mo | 3 | 1.86 miles | Rightmove |
| [Snowgoose Way, Newcastle, ST5](http://87.117.209.195:8080/listings/29d2bce) | £1,300/mo | 3 | 1.91 miles | Rightmove |
| [Basford Park Road, Newcastle, ST5](http://87.117.209.195:8080/listings/8243c89) | £1,200/mo | 3 | 1.91 miles | Rightmove |
| [Dorridge Grove, Maybank, Newcastle Under Lyme, Staffordshire, ST5](http://87.117.209.195:8080/listings/4b510b1) | £1,295/mo | 3 | 1.92 miles | Rightmove |

**Average rent: £976/mo (35 listings)**

## 1% Rule

- **Rent ratio:** 0.89% (okay)
- **Max investor price (0.8%):** £121,875
- **Target investor price (1%):** £97,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £975/mo).*

- **Gross yield:** 10.6%
- **Cost-to-rent:** 9.4×
- **Monthly cashflow:** £419/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 15.8%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 31.2%
- **10y growth:** 40.7%

## House Price Index (HM Land Registry)

*Official index for Newcastle-under-Lyme; Terraced series; as of March 2026.*

- **1y growth (index):** 2.4%
- **5y growth (index):** 24.8%
- **10y growth (index):** 59.1%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)