Sold STC Terraced

65 ELMS HOUSE ROAD

LIVERPOOL, MERSEYSIDE L13 2BN

3 beds 2 baths Listed 19 Nov 2018 (-2800d)

£85,000

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# 3 bedroom terraced house for sale (L13 2BN)

## Property Details

| Key | Value |
|-----|-------|
| Address | 65 ELMS HOUSE ROAD, LIVERPOOL, MERSEYSIDE L13 2BN |
| Price | £85,000 |
| Bedrooms | 3 |
| Bathrooms | 2 |
| Last sold | £87,000 Nov 2018 |

## Description

A traditional terrace in an established residential suburb of Old Swan. Located almost equidistance between Prescot Road and Edge Lane, the property is well placed to enjoy the benefits offered from established high street shops, large supermarkets and the new Liverpool Shopping Park. The accommodation comprises; entrance hall, reception, kitchen/diner, rear ante-space with downstairs WC off, three good sized bedrooms and a three piece shower room. Apart from one rear bedroom and the downstairs WC the property benefits from Upvc double glazing and a gas central heating system. Externally there are gardens to the front and rear.

## Property Photos

- ![Photo](/listings/photos/58209546/1357680)
- ![Photo](/listings/photos/58209546/1357681)
- ![Photo](/listings/photos/58209546/1357682)
- ![Photo](/listings/photos/58209546/1357683)
- ![Photo](/listings/photos/58209546/1357684)
- ![Photo](/listings/photos/58209546/1357685)
- ![Map](/listings/photos/58209546/1357688) - Map

## EPC Graphs

- ![EPC Graph](/listings/photos/58209546/1357691) - EPC Graph

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #9873730
- **Address:** 65 Elms House Road, Old Swan, L13 2BN
- **Certificate Issued:** 28/10/2013
- **Work Completed:** 23/08/2013
- **Items:** 6 window(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 65 ELMS HOUSE ROAD, LIVERPOOL, MERSEYSIDE, L13 2BN | £87,000 | 08/11/2018 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 62 DAY STREET, LIVERPOOL, MERSEYSIDE, L13 2DS | £108,000 | 18/12/2025 | Terraced |
| 2 GLENCAIRN ROAD, LIVERPOOL, MERSEYSIDE, L13 2AL | £115,000 | 15/12/2025 | Terraced |
| 31 DAY STREET, LIVERPOOL, MERSEYSIDE, L13 2DS | £86,000 | 18/12/2023 | Terraced |
| 28 ENNISMORE ROAD, OLD SWAN, LIVERPOOL, MERSEYSIDE, L13 2AT | £130,000 | 20/11/2023 | Terraced |
| 22 PENSARN ROAD, LIVERPOOL, MERSEYSIDE, L13 2BH | £135,000 | 03/11/2023 | Terraced |
| 63 CHURCH ROAD, STANLEY, LIVERPOOL, MERSEYSIDE, L13 2AY | £118,000 | 27/10/2023 | Terraced |
| 82 RONALD STREET, LIVERPOOL, MERSEYSIDE, L13 2AB | £102,000 | 13/10/2023 | Terraced |
| 51 RONALD STREET, LIVERPOOL, MERSEYSIDE, L13 2AA | £87,000 | 11/08/2023 | Terraced |
| 33 MASKELL ROAD, LIVERPOOL, MERSEYSIDE, L13 2AD | £87,000 | 11/08/2023 | Terraced |
| 70 GIDLOW ROAD, LIVERPOOL, MERSEYSIDE, L13 2AW | £71,000 | 12/07/2023 | Terraced |
| 66 RONALD STREET, LIVERPOOL, MERSEYSIDE, L13 2AB | £82,500 | 16/06/2023 | Terraced |
| 39 HERRICK STREET, LIVERPOOL, MERSEYSIDE, L13 2AG | £103,000 | 14/04/2023 | Terraced |
| 3 HERRICK STREET, LIVERPOOL, MERSEYSIDE, L13 2AG | £75,000 | 30/03/2023 | Terraced |
| 13 MASKELL ROAD, LIVERPOOL, MERSEYSIDE, L13 2AD | £142,500 | 29/03/2023 | Terraced |
| 34 HERRICK STREET, LIVERPOOL, MERSEYSIDE, L13 2AQ | £65,000 | 28/02/2023 | Terraced |
| 18 ENNISMORE ROAD, OLD SWAN, LIVERPOOL, MERSEYSIDE, L13 2AT | £146,500 | 24/02/2023 | Terraced |
| [Same street] 33 ELMS HOUSE ROAD, LIVERPOOL, MERSEYSIDE, L13 2BN | £155,000 | 16/01/2023 | Semi-detached |
| 90 HERRICK STREET, LIVERPOOL, MERSEYSIDE, L13 2AQ | £80,000 | 12/12/2022 | Terraced |
| 5 GOSCHEN STREET, OLD SWAN, LIVERPOOL, MERSEYSIDE, L13 2BP | £70,000 | 05/12/2022 | Terraced |
| 9 PENSARN ROAD, LIVERPOOL, MERSEYSIDE, L13 2BH | £117,500 | 30/11/2022 | Terraced |
| 83 HERRICK STREET, LIVERPOOL, MERSEYSIDE, L13 2AG | £80,800 | 25/11/2022 | Terraced |
| [Same street] 35 ELMS HOUSE ROAD, LIVERPOOL, MERSEYSIDE, L13 2BN | £205,000 | 21/10/2022 | Semi-detached |

**Street average:** £180,000 (2 sales)
**Area average:** £100,090 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £203,258 (81 Terraced, L13, 2024–2026)
- **Deviation:** -58.2%

## Rental Range

*ONS Price Index of Private Rents (Liverpool). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £811/mo
- **Realistic:** £901/mo
- **Optimistic:** £991/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Greater Liverpool (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £648/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Terraced House, Binns Road, L13 | £1,850/mo | 3 | 0.31 miles | OpenRent |
| 3 Bed Terraced House, Beryl St, L13 | £850/mo | 3 | 0.39 miles | OpenRent |

**Average rent: £1,350/mo (2 listings)**

## 1% Rule

- **Rent ratio:** 1.59% (strong)
- **Max investor price (0.8%):** £168,750
- **Target investor price (1%):** £135,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,350/mo).*

- **Gross yield:** 19.1%
- **Cost-to-rent:** 5.2×
- **Monthly cashflow:** £855/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 41.6%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 44.9%
- **10y growth:** 115.6%

## House Price Index (HM Land Registry)

*Official index for Liverpool; Terraced series; as of April 2026.*

- **1y growth (index):** 5.4%
- **5y growth (index):** 31.1%
- **10y growth (index):** 79.9%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

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Property details

Tenure

FREEHOLD

Last sold

£87,000 Nov 2018

Local average

£203,258 (-58.2%)

Deprivation

Decile 1 (2,161 of 33,755)

Street crime

496 incidents within 1 mile (May 2026)

Key features

Garden Terrace
Three Bedrooms
Excellent Local Amenities
Excellent Transport Links
Partial Upvc DG
GCHS

Additional details

Garden: Yes

Description

Listed by

Liverpool

The Property Franchise Group

Reference: 58209546

EPC Rating & Upgrade Cost

Fetching EPC data… Refresh this page in a moment.

Flood risk

Zone: 1

Risk: Low

Job (default Low)

EPC Graphs

EPC Graph

FENSA Certificates

This property has 1 FENSA certificate(s) on record, indicating window/door installations by FENSA-approved installers.

FENSA Certificate #9873730

Property Details

Street: 65 Elms House Road

Town: Old Swan

Postcode: L13 2BN

Installation Details

Items: 6 windows

Certificate Issued: 28/10/2013

Work Completed: 23/08/2013

This certificate data was retrieved from FENSA's database

What is FENSA? FENSA (Fenestration Self-Assessment Scheme) is a government-authorised scheme that monitors building regulation compliance for replacement windows and doors. Certificates indicate that work was completed by FENSA-approved installers.

Price history

Event	Date	Price	% change
Sold	08/11/2018 (7 years ago)	£87,000	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
62 DAY STREET, LIVERPOOL, MERSEYSIDE, L13 2DS	£108,000	18/12/2025	Terraced
2 GLENCAIRN ROAD, LIVERPOOL, MERSEYSIDE, L13 2AL	£115,000	15/12/2025	Terraced
31 DAY STREET, LIVERPOOL, MERSEYSIDE, L13 2DS	£86,000	18/12/2023	Terraced
28 ENNISMORE ROAD, OLD SWAN, LIVERPOOL, MERSEYSIDE, L13 2AT	£130,000	20/11/2023	Terraced
22 PENSARN ROAD, LIVERPOOL, MERSEYSIDE, L13 2BH	£135,000	03/11/2023	Terraced
63 CHURCH ROAD, STANLEY, LIVERPOOL, MERSEYSIDE, L13 2AY	£118,000	27/10/2023	Terraced
82 RONALD STREET, LIVERPOOL, MERSEYSIDE, L13 2AB	£102,000	13/10/2023	Terraced
51 RONALD STREET, LIVERPOOL, MERSEYSIDE, L13 2AA	£87,000	11/08/2023	Terraced
33 MASKELL ROAD, LIVERPOOL, MERSEYSIDE, L13 2AD	£87,000	11/08/2023	Terraced
70 GIDLOW ROAD, LIVERPOOL, MERSEYSIDE, L13 2AW	£71,000	12/07/2023	Terraced
66 RONALD STREET, LIVERPOOL, MERSEYSIDE, L13 2AB	£82,500	16/06/2023	Terraced
39 HERRICK STREET, LIVERPOOL, MERSEYSIDE, L13 2AG	£103,000	14/04/2023	Terraced
3 HERRICK STREET, LIVERPOOL, MERSEYSIDE, L13 2AG	£75,000	30/03/2023	Terraced
13 MASKELL ROAD, LIVERPOOL, MERSEYSIDE, L13 2AD	£142,500	29/03/2023	Terraced
34 HERRICK STREET, LIVERPOOL, MERSEYSIDE, L13 2AQ	£65,000	28/02/2023	Terraced
18 ENNISMORE ROAD, OLD SWAN, LIVERPOOL, MERSEYSIDE, L13 2AT	£146,500	24/02/2023	Terraced
Same street 33 ELMS HOUSE ROAD, LIVERPOOL, MERSEYSIDE, L13 2BN	£155,000	16/01/2023	Semi-detached
90 HERRICK STREET, LIVERPOOL, MERSEYSIDE, L13 2AQ	£80,000	12/12/2022	Terraced
5 GOSCHEN STREET, OLD SWAN, LIVERPOOL, MERSEYSIDE, L13 2BP	£70,000	05/12/2022	Terraced
9 PENSARN ROAD, LIVERPOOL, MERSEYSIDE, L13 2BH	£117,500	30/11/2022	Terraced
83 HERRICK STREET, LIVERPOOL, MERSEYSIDE, L13 2AG	£80,800	25/11/2022	Terraced
Same street 35 ELMS HOUSE ROAD, LIVERPOOL, MERSEYSIDE, L13 2BN	£205,000	21/10/2022	Semi-detached

Street average: £180,000 (2 sales)

Area average: £100,090 (20 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 44.9%

10y growth 115.6%

House Price Index (HM Land Registry — official index, not sold-price averages): Liverpool. Series: Terraced. As of April 2026.

1y (index) 5.4%

5y (index) 31.1%

10y (index) 79.9%

Rental Range

Estimated market rent for Liverpool. Low = conservative, Realistic = average, Optimistic = best case.

Low £811/mo

Realistic £901/mo

Optimistic £991/mo

Based on Local Authority from postcode lookup → Liverpool.

LHA (30th percentile) floor for Greater Liverpool: £648/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View L13 2BN

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	EDGE LANE/CARWASH	0.2 miles
Bus stop	EDGE LANE/CHILDRENS PLAYGROUND	0.2 miles
Shop	O2	0.2 miles
Shop	Asda	0.2 miles
Hospital	Rathbone Hospital	0.4 miles
Train station	Wavertree Technology Park	0.5 miles
Hospital	Critical Care Unit, POCCU, and Coronary Care Unit	0.8 miles
Train station	Broad Green	1.2 miles
University	Liverpool Hope University	2.0 miles
University	Liverpool John Moores University City Campus	2.6 miles

Street-level crime

Category	Count
Violence and sexual offences	190
Public order	56
Shoplifting	42
Drugs	41
Anti-social behaviour	39
Criminal damage and arson	35
Other theft	35
Vehicle crime	25
Burglary	9
Other crime	9
Robbery	7
Theft from the person	5
Bicycle theft	2
Possession of weapons	1
Total incidents	496

Within 1 mile during May 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
St Cuthbert's Catholic Primary and Nursery School	Primary	0.2 miles	Good — 21 Feb 2018
St Anne's (Stanley) Junior Mixed and Infant School	Primary	0.2 miles	Good — 24 Jan 2017
St Oswald's Catholic Primary School	Primary	0.3 miles	Good — 27 Nov 2018
Broadgreen Primary	Primary	0.5 miles	Good — 9 Nov 2022
Phoenix Primary School	Primary	0.5 miles	Good — 21 Sep 2022

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
3 Bed Terraced House, Binns Road, L13	£1,850/mo	3	0.31 miles	OpenRent
3 Bed Terraced House, Beryl St, L13	£850/mo	3	0.39 miles	OpenRent

Average rent: £1,350/mo (2 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 1.59%

Max investor price (0.8%) £168,750

Target investor price (1%) £135,000

Gross yield 19.1%

Cost-to-rent ratio 5.2×

Monthly cashflow £855/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 41.6%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).