# 3 bedroom terraced house for sale (LA14 2TS) ## Property Details | Key | Value | |-----|-------| | Address | 40 JAMES WATT TERRACE, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS LA14 2TS | | Price | £125,000 | | Bedrooms | 3 | | Bathrooms | 1 | | Council tax | A | | Construction age | England and Wales: 1930-1949 | | Floor area | 97 m² | | Last sold | £120,000 Mar 2025 | ## EPC Rating & Upgrade Cost - **Current rating:** D - **Potential rating:** C - **Expiry date:** 06/07/2033 - **Current heating cost:** £890/year - **Est. upgrade cost to C:** £11,900 ### Recommendations - B (£500 - £1,500) - W1 (£800 - £1,200) - G (£350 - £450) - N (£4,000 - £6,000) - U (£3,500 - £5,500) [View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/7320-0630-0081-3006-0753) ## Description This property is ideal for a variety of buyers and is located in a popular and convenient location close to BAE Systems and a stones throw away from local amenities. With stunning features including Victorian style fireplaces and tiling as well as boasting cornicing. This home offers both character and charm. Set back from the road, with a convenient front forecourt leads you into the property, arriving into the entrance hallway. The hallway has been decorated with traditional style tiling, and cornice; providing access to the dining room and staircase. The living room has been neutrally decorated and boasts a bay window, picture rail, covings and a feature fire place. The dining room has been neutrally decorated with half panelled walls, covings and a feature fire place, with marble style hearth. The kitchen has been fitted with wood effect wall and base units with black laminate work surfaces. The integrated appliances include a single oven, gas hob, stainless steel extractor fan and additional space for freestanding appliances. To the first floor there are three bedrooms and a bathroom. The master bedroom is situated to the front aspect of the property and is a spacious room. It has been neutrally decorated with carpeting and picture rails. The second bedroom is another generously sized bedroom and has been neutrally decorated with painted walls, carpeting and boasts picture rails. The third bedroom is situated to the rear aspect of the property and has been neutrally decorated. The bathroom has been fitted with a three piece suite comprising of a low level flush WC, pedestal sink and a bath with an over bath shower attachment. To the rear of the property there is a yard area ideal for outdoor seating and entertainment. **Entrance Hall** - 4.953 x 0.951 (16'2" x 3'1") - **Living Room** - 4.641 x 2.987 (15'2" x 9'9") - **Dining Room** - 4.580 x 3.104 (15'0" x 10'2") - **Kitchen** - 4.482 x 2.447 (14'8" x 8'0") - **Landing** - 4.559 x 1.549 (14'11" x 5'0") - **Bedroom One** - 4.102 x 3.864 (13'5" x 12'8") - **Bedroom Two** - 4.561 x 2.426 (14'11" x 7'11") - **Bedroom Three** - 2.477 x 1.849 (8'1" x 6'0") - **Bathroom** - 2.477 x 1.507 (8'1" x 4'11" ) - ## Property Photos - ![DSC07899.JPG](/listings/photos/137626316/729782) - DSC07899.JPG - ![DSC05715.JPG](/listings/photos/137626316/729783) - DSC05715.JPG - ![DSC05740.JPG](/listings/photos/137626316/729786) - DSC05740.JPG - ![DSC05746.JPG](/listings/photos/137626316/729788) - DSC05746.JPG - ![DSC05745.JPG](/listings/photos/137626316/729789) - DSC05745.JPG - ![DSC07904.JPG](/listings/photos/137626316/729790) - DSC07904.JPG - ![DSC07902.JPG](/listings/photos/137626316/729793) - DSC07902.JPG - ![DSC07901.JPG](/listings/photos/137626316/729795) - DSC07901.JPG - ![DSC07908.JPG](/listings/photos/137626316/729799) - DSC07908.JPG - ![DSC07909.JPG](/listings/photos/137626316/729802) - DSC07909.JPG - ![DSC07910.JPG](/listings/photos/137626316/729804) - DSC07910.JPG - ![DSC07906.JPG](/listings/photos/137626316/729807) - DSC07906.JPG - ![DSC07911.JPG](/listings/photos/137626316/729809) - DSC07911.JPG - ![DSC05722.JPG](/listings/photos/137626316/729812) - DSC05722.JPG - ![DSC05724.JPG](/listings/photos/137626316/729815) - DSC05724.JPG ## Floorplans - ![40JamesWattTerrace-High (1).jpg](/listings/photos/137626316/729818) - 40JamesWattTerrace-High (1).jpg ## EPC Graphs - ![EE Rating](/listings/photos/137626316/729819) - EE Rating ## FENSA Certificates This property has 2 FENSA certificate(s) on record. ### FENSA Certificate #6463140 - **Address:** 40 James Watt Terrace, BARROW-IN-FURNESS, LA14 2TS - **Certificate Issued:** 06/04/2009 - **Work Completed:** 19/03/2009 - **Items:** 1 door(s) ### FENSA Certificate #5156421 - **Address:** 40 James Watt Terrace, BARROW-IN-FURNESS, LA14 2TS - **Certificate Issued:** 22/10/2007 - **Work Completed:** 11/10/2007 - **Items:** 1 window(s) ## Sales History *Recorded sales for this property. Data from Land Registry Price Paid.* | Address | Price | Date | Type | |---------|-------|------|------| | 40 JAMES WATT TERRACE, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA14 2TS | £120,000 | 20/03/2025 | Terraced | ## Sold Comparables *Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.* | Address | Price | Date | Type | |---------|-------|------|------| | 4 ANCHOR ROAD, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA14 2QW | £65,000 | 06/01/2026 | Terraced | | 18 ANCHOR ROAD, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA14 2QW | £92,000 | 15/12/2025 | Terraced | | 2 ABERDEEN STREET, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA14 2QR | £75,000 | 05/12/2025 | Terraced | | 31 ST ANDREWS STREET, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA14 2ST | £85,500 | 25/11/2025 | Terraced | | 19 AYR STREET, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA14 2QY | £115,000 | 29/08/2025 | Terraced | | 18 AYR STREET, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA14 2QY | £82,500 | 11/03/2025 | Terraced | | 51 ABERCORN STREET, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA14 2QS | £60,000 | 07/02/2025 | Terraced | | 35 ABERCORN STREET, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA14 2QS | £70,000 | 25/09/2023 | Terraced | | 21 ISLAND ROAD, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA14 2QN | £105,000 | 19/05/2023 | Terraced | | 6 AFTON STREET, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA14 2QX | £88,000 | 17/05/2023 | Terraced | | [Same street] 4 JAMES WATT TERRACE, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA14 2TS | £94,000 | 17/03/2023 | Terraced | | 13 ABERDEEN STREET, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA14 2QR | £48,000 | 15/03/2023 | Terraced | | 39 RAMSDEN DOCK ROAD, BARROW-IN-FURNESS, CUMBRIA, LA14 2TR | £80,000 | 15/12/2022 | Terraced | | 16 ABERCORN STREET, BARROW-IN-FURNESS, CUMBRIA, LA14 2QS | £52,000 | 12/12/2022 | Terraced | | 48 ISLAND ROAD, BARROW-IN-FURNESS, CUMBRIA, LA14 2SD | £64,000 | 01/12/2022 | Terraced | | [Same street] 26 JAMES WATT TERRACE, BARROW-IN-FURNESS, CUMBRIA, LA14 2TS | £85,000 | 12/10/2022 | Terraced | | 42 ISLAND ROAD, BARROW-IN-FURNESS, CUMBRIA, LA14 2SD | £72,000 | 06/09/2022 | Terraced | | 3 ANNAN STREET, BARROW-IN-FURNESS, CUMBRIA, LA14 2QU | £93,000 | 24/08/2022 | Terraced | | 34 ISLAND ROAD, BARROW-IN-FURNESS, CUMBRIA, LA14 2SD | £58,350 | 29/07/2022 | Terraced | | 3 ST ANDREWS STREET, BARROW-IN-FURNESS, CUMBRIA, LA14 2SU | £47,500 | 30/06/2022 | Terraced | | 23 ABERDEEN STREET, BARROW-IN-FURNESS, CUMBRIA, LA14 2QR | £65,000 | 29/06/2022 | Terraced | | 30 ABERCORN STREET, BARROW-IN-FURNESS, CUMBRIA, LA14 2QS | £68,500 | 23/06/2022 | Terraced | | [Same street] 12 JAMES WATT TERRACE, BARROW-IN-FURNESS, CUMBRIA, LA14 2TS | £130,000 | 08/06/2022 | Terraced | | [Same street] 35 JAMES WATT TERRACE, BARROW-IN-FURNESS, CUMBRIA, LA14 2TS | £130,000 | 15/12/2021 | Terraced | **Street average:** £109,750 (4 sales) **Area average:** £74,318 (20 sales) ## Price vs local average *Outcode + property type (HousePrices, last 2 years).* - **Local average:** £113,659 (109 Terraced, LA14, 2024–2026) - **Deviation:** +10% ## Rental Range *ONS Price Index of Private Rents (North West). Low / Realistic / Optimistic = conservative / average / best case.* - **Low:** £859/mo - **Realistic:** £954/mo - **Optimistic:** £1,049/mo ## LHA (Local Housing Allowance) *VOA 30th percentile rent floor for Barrow-in-Furness (Apr 2025 – Mar 2026).* - **LHA floor (this property size):** £633/mo ## Rental Comparables *Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.* | Title | Rent | Beds | Distance | As seen on | |------|------|------|------|------| | 3 Bed Flat, Anchor Road, LA14 | £850/mo | 3 | 0.15 miles | OpenRent | **Average rent: £850/mo (1 listing)** ## 1% Rule - **Rent ratio:** 0.68% (weak for cashflow) - **Max investor price (0.8%):** £106,250 - **Target investor price (1%):** £85,000 *Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.* ## Rent-driven metrics *Based on OpenRent comparables (median £850/mo).* - **Gross yield:** 8.2% - **Cost-to-rent:** 12.3× - **Monthly cashflow:** £248/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term) - **Cash-on-cash ROI:** 8.2% *Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).* ## Price per Square Metre - **£/m²:** £1,289/m² ## Capital growth trend *Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.* - **5y growth:** 15.9% - **10y growth:** 7% ## House Price Index (HM Land Registry) *Official index for North West; Terraced series; as of March 2026.* - **1y growth (index):** -1% - **5y growth (index):** 24.4% - **10y growth (index):** 69.9% ## Flood risk - **Zone:** 1 - **Risk:** Low - **Source:** Job (default Low) [Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)