Sold STC Terraced

40 JAMES WATT TERRACE

BARROW-IN-FURNESS, WESTMORLAND AND FURNESS LA14 2TS

3 beds 1 baths 1,044 sq ft Listed 20 Jul 2023 (-1070d)

£125,000

Offers in Region of

Reduced on 10 Apr 2024

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Property details

Tenure

FREEHOLD

Floor area

97 m²

Council tax band

A

EPC rating

D

Year built

England and Wales: 1930-1949

Last sold

£120,000 Mar 2025

Price per m²

£1,289/m²

Local average

£113,659 (+10%)

Deprivation

Decile 1 (360 of 33,755)

Street crime

208 incidents within 1 mile (Apr 2026)

Key features

  • Ideal for a Range of Buyers
  • Convenient Location
  • Character Features
  • Close to Amenities
  • Rear Yard
  • Double Glazing
  • Gas Central Heating
  • Council Tax Band - A

Additional details

Garden
Yes

Description

This property is ideal for a variety of buyers and is located in a popular and convenient location close to BAE Systems and a stones throw away from local amenities. With stunning features including Victorian style fireplaces and tiling as well as boasting cornicing. This home offers both character and charm.

Set back from the road, with a convenient front forecourt leads you into the property, arriving into the entrance hallway. The hallway has been decorated with traditional style tiling, and cornice; providing access to the dining room and staircase. The living room has been neutrally decorated and boasts a bay window, picture rail, covings and a feature fire place.

The dining room has been neutrally decorated with half panelled walls, covings and a feature fire place, with marble style hearth. The kitchen has been fitted with wood effect wall and base units with black laminate work surfaces. The integrated appliances include a single oven, gas hob, stainless steel extractor fan and additional space for freestanding appliances.

To the first floor there are three bedrooms and a bathroom. The master bedroom is situated to the front aspect of the property and is a spacious room. It has been neutrally decorated with carpeting and picture rails. The second bedroom is another generously sized bedroom and has been neutrally decorated with painted walls, carpeting and boasts picture rails. The third bedroom is situated to the rear aspect of the property and has been neutrally decorated. The bathroom has been fitted with a three piece suite comprising of a low level flush WC, pedestal sink and a bath with an over bath shower attachment.

To the rear of the property there is a yard area ideal for outdoor seating and entertainment.

Entrance Hall - 4.953 x 0.951 (16'2" x 3'1") -

Living Room - 4.641 x 2.987 (15'2" x 9'9") -

Dining Room - 4.580 x 3.104 (15'0" x 10'2") -

Kitchen - 4.482 x 2.447 (14'8" x 8'0") -

Landing - 4.559 x 1.549 (14'11" x 5'0") -

Bedroom One - 4.102 x 3.864 (13'5" x 12'8") -

Bedroom Two - 4.561 x 2.426 (14'11" x 7'11") -

Bedroom Three - 2.477 x 1.849 (8'1" x 6'0") -

Bathroom - 2.477 x 1.507 (8'1" x 4'11" ) -

Listed by

Barrow In Furness

Corrie and Co Ltd

Reference: 137626316

EPC Rating & Upgrade Cost

Current rating: D

Potential rating: C

Inspection date: 07/07/2023

Expiry date: 06/07/2033

Current heating cost: £890/year

Potential heating cost: £748/year

Est. upgrade cost to C: £11,900

Recommendations

  • Cavity wall insulation (£500 - £1,500)
  • Floor insulation (suspended floor) (£800 - £1,200)
  • Upgrade heating controls (£350 - £450)
  • Solar water heating (£4,000 - £6,000)
  • Solar photovoltaic panels, 2.5 kWp (£3,500 - £5,500)

View full EPC on gov.uk

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

40JamesWattTerrace-High (1).jpg

40JamesWattTerrace-High (1).jpg

EPC Graphs

EE Rating

EE Rating

FENSA Certificates

This property has 2 FENSA certificate(s) on record, indicating window/door installations by FENSA-approved installers.

FENSA Certificate #6463140

Property Details

Street: 40 James Watt Terrace

Town: BARROW-IN-FURNESS

Postcode: LA14 2TS

Installation Details

Items: 1 door

Certificate Issued: 06/04/2009

Work Completed: 19/03/2009

This certificate data was retrieved from FENSA's database

FENSA Certificate #5156421

Property Details

Street: 40 James Watt Terrace

Town: BARROW-IN-FURNESS

Postcode: LA14 2TS

Installation Details

Items: 1 window

Certificate Issued: 22/10/2007

Work Completed: 11/10/2007

This certificate data was retrieved from FENSA's database

What is FENSA? FENSA (Fenestration Self-Assessment Scheme) is a government-authorised scheme that monitors building regulation compliance for replacement windows and doors. Certificates indicate that work was completed by FENSA-approved installers.

Price history

Event Date Price % change
Sold 20/03/2025 (1 year ago) £120,000

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address Price Date Type
4 ANCHOR ROAD, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA14 2QW £65,000 06/01/2026 Terraced
18 ANCHOR ROAD, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA14 2QW £92,000 15/12/2025 Terraced
2 ABERDEEN STREET, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA14 2QR £75,000 05/12/2025 Terraced
31 ST ANDREWS STREET, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA14 2ST £85,500 25/11/2025 Terraced
19 AYR STREET, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA14 2QY £115,000 29/08/2025 Terraced
18 AYR STREET, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA14 2QY £82,500 11/03/2025 Terraced
51 ABERCORN STREET, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA14 2QS £60,000 07/02/2025 Terraced
35 ABERCORN STREET, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA14 2QS £70,000 25/09/2023 Terraced
21 ISLAND ROAD, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA14 2QN £105,000 19/05/2023 Terraced
6 AFTON STREET, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA14 2QX £88,000 17/05/2023 Terraced
Same street 4 JAMES WATT TERRACE, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA14 2TS £94,000 17/03/2023 Terraced
13 ABERDEEN STREET, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA14 2QR £48,000 15/03/2023 Terraced
39 RAMSDEN DOCK ROAD, BARROW-IN-FURNESS, CUMBRIA, LA14 2TR £80,000 15/12/2022 Terraced
16 ABERCORN STREET, BARROW-IN-FURNESS, CUMBRIA, LA14 2QS £52,000 12/12/2022 Terraced
48 ISLAND ROAD, BARROW-IN-FURNESS, CUMBRIA, LA14 2SD £64,000 01/12/2022 Terraced
Same street 26 JAMES WATT TERRACE, BARROW-IN-FURNESS, CUMBRIA, LA14 2TS £85,000 12/10/2022 Terraced
42 ISLAND ROAD, BARROW-IN-FURNESS, CUMBRIA, LA14 2SD £72,000 06/09/2022 Terraced
3 ANNAN STREET, BARROW-IN-FURNESS, CUMBRIA, LA14 2QU £93,000 24/08/2022 Terraced
34 ISLAND ROAD, BARROW-IN-FURNESS, CUMBRIA, LA14 2SD £58,350 29/07/2022 Terraced
3 ST ANDREWS STREET, BARROW-IN-FURNESS, CUMBRIA, LA14 2SU £47,500 30/06/2022 Terraced
23 ABERDEEN STREET, BARROW-IN-FURNESS, CUMBRIA, LA14 2QR £65,000 29/06/2022 Terraced
30 ABERCORN STREET, BARROW-IN-FURNESS, CUMBRIA, LA14 2QS £68,500 23/06/2022 Terraced
Same street 12 JAMES WATT TERRACE, BARROW-IN-FURNESS, CUMBRIA, LA14 2TS £130,000 08/06/2022 Terraced
Same street 35 JAMES WATT TERRACE, BARROW-IN-FURNESS, CUMBRIA, LA14 2TS £130,000 15/12/2021 Terraced

Street average: £109,750 (4 sales)

Area average: £74,318 (20 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 17.9%
10y growth 8.1%

House Price Index (HM Land Registry — official index, not sold-price averages): North West. Series: Terraced. As of March 2026.

1y (index) -1%
5y (index) 24.4%
10y (index) 69.9%

Rental Range

Estimated market rent for North West. Low = conservative, Realistic = average, Optimistic = best case.

Low £859/mo
Realistic £954/mo
Optimistic £1,049/mo

Based on Region from postcode lookup → North West.

LHA (30th percentile) floor for Barrow-in-Furness: £633/mo (Apr 2025 – Mar 2026)

Location

Nearby

Nearest stations, universities and amenities (distance from property).

Type Name Distance
Bus stop The Devonshire 0.1 miles
Bus stop Tea House at Royal Hotel 0.1 miles
Shop Sports Direct 0.7 miles
Shop Coral 0.7 miles
Train station Barrow-in-Furness 1.2 miles
Train station Roose 1.8 miles
Hospital Unknown 8.6 miles

Street-level crime

Category Count
Violence and sexual offences 94
Public order 24
Shoplifting 20
Other theft 15
Criminal damage and arson 13
Anti-social behaviour 10
Burglary 8
Drugs 8
Vehicle crime 6
Other crime 5
Bicycle theft 2
Theft from the person 2
Possession of weapons 1
Total incidents 208

Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name Type Distance Ofsted
Barrow Island Community Primary School Primary 0.2 miles Good — 17 Jun 2014
St George's CofE School Primary 0.7 miles (Inspected (no overall grade))
South Walney Junior School Primary 0.7 miles Good — 30 Nov 2012
South Walney Infant and Nursery School Primary 0.8 miles Good — 14 Sep 2018
St Columba's School Primary 0.9 miles Good — 5 Jul 2012

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title Rent Beds Distance As seen on
3 Bed Flat, Anchor Road, LA14 £850/mo 3 0.15 miles OpenRent
3 Bed Terraced House, Cameron Street, LA14 £3,300/mo 3 0.48 miles OpenRent

Average rent: £2,075/mo (2 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 1.66%
Max investor price (0.8%) £259,375
Target investor price (1%) £207,500
Gross yield 19.9%
Cost-to-rent ratio
Monthly cashflow £1,350/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term
Cash-on-cash ROI 44.7%
  • Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
  • Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
  • Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
  • Gross yield — Annual rent as % of purchase price (no costs).
  • Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
  • Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
  • ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).