Sold STC Maisonette

251 LONG BANKS

HARLOW, ESSEX CM18 7PB

2 beds 1 baths 45 m² Listed 30 Oct 2025 (-264d)

£190,000

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# 2 bedroom maisonette for sale (CM18 7PB)

## Property Details

| Key | Value |
|-----|-------|
| Address | 251 LONG BANKS, HARLOW, ESSEX CM18 7PB |
| Price | £190,000 |
| Bedrooms | 2 |
| Bathrooms | 1 |
| Council tax | B |
| Last sold | £187,500 Feb 2026 |

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** C
- **Expiry date:** 10/02/2030
- **Current heating cost:** £474/year

### Recommendations
- B (1,500)
- C (30)
- F (400)
- I (3,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/8308-1096-9022-5896-9203)

## Description

**Front** - Stairway leading to private front door.

**Lounge** - 4.27m/2.13m x 3.35m (14/07 x 11'00) - Bright and airy lounge with private front door, two large UPVC double glazed windows and radiator to wall. Useful storage cupboard and internal door to hallway.

**Hallway** - 0.84m x 5.03m (2'09 x 16'06) - Large hallway with UPVC double glazed window, radiator to wall and storage cupboard. Internal doors to double bedrooms, bathroom and kitchen.

**Kitchen** - 2.57m x 2.36m (8'05 x 7'09) - Modern fitted kitchen with a range of wall and base units featuring integrated oven and hob with extractor fan above, plumbing for washing machine and space for fridge freezer. Boiler to wall and UPVC double glazed window.

**Bedroom One** - 2.34m x 4.06m (7'08 x 13'04) - Double bedroom with ample space, UPVC double glazed window with radiator to wall.

**Bedroom Two** - 2.08m x 2.54m (6'10 x 8'04) - Double bedroom featuring UPVC double glazed window with radiator to wall.

**Bathroom** - 2.39m x 1.70m (7'10 x 5'07) - Fully tiled white bathroom suite offering bath, separate walk-in shower with thermostatical control, white sink and toilet. UPVC double glazed window and radiator to wall.

**Local Area** - Long Banks is located close to Staple Tye shopping centre, just a short walk away (0.3 miles) providing local shops and amenities. There is a choice of schools within the local area (St James C of E Primary School, Longwood Primary Academy & Stewards Academy). Long Banks is situated 1.5 miles to Harlow Town Centre and 1.8 miles to Princess Alexandra Hospital.

**Lease & Service Charge Information** - The below figures have been provided to us by the vendors:

Service Charge: £914 per annum / £76 per month

Ground Rent: £10 per annum

Lease: 97 Years Remaining (approx)

## Property Photos

- ![Front](/listings/photos/168801680/935467) - Front
- ![Lounge](/listings/photos/168801680/935468) - Lounge
- ![Lounge](/listings/photos/168801680/935469) - Lounge
- ![Kitchen](/listings/photos/168801680/935470) - Kitchen
- ![Bedroom One](/listings/photos/168801680/935471) - Bedroom One
- ![Bedroom One](/listings/photos/168801680/935472) - Bedroom One
- ![Bedroom Two](/listings/photos/168801680/935473) - Bedroom Two
- ![Bathroom](/listings/photos/168801680/935474) - Bathroom

## Floorplans

- ![All Floors](/listings/photos/168801680/935475) - All Floors

## EPC Graphs

- ![EE Rating](/listings/photos/168801680/935476) - EE Rating

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #9731853
- **Address:** 251 Long Banks, HARLOW, CM18 7PB
- **Certificate Issued:** 02/09/2013
- **Work Completed:** 18/07/2013
- **Items:** 3 window(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 251 LONG BANKS, HARLOW, ESSEX, CM18 7PB | £187,500 | 26/02/2026 | Flat |
| 251 LONG BANKS, HARLOW, ESSEX, CM18 7PB | £47,500 | 21/07/2000 | Flat |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| ELMS COURT FLAT 11 COMMONSIDE ROAD, HARLOW, ESSEX, CM18 7JU | £222,000 | 28/11/2025 | Flat |
| 46 LONG BANKS, HARLOW, ESSEX, CM18 7NU | £247,500 | 21/03/2025 | Flat |
| 82 BARLEY CROFT, HARLOW, ESSEX, CM18 7RU | £218,000 | 10/11/2023 | Flat |
| ELMS COURT FLAT 16 COMMONSIDE ROAD, HARLOW, ESSEX, CM18 7JU | £205,000 | 28/04/2023 | Flat |
| 147 LONG BANKS, HARLOW, ESSEX, CM18 7NZ | £175,000 | 29/03/2023 | Flat |
| 304 LONG BANKS, HARLOW, ESSEX, CM18 7PE | £210,235 | 16/12/2022 | Flat |
| 29 PETERSWOOD, HARLOW, ESSEX, CM18 7RL | £165,000 | 28/11/2022 | Flat |
| 153 LOWER MEADOW, HARLOW, ESSEX, CM18 7RT | £210,000 | 15/11/2022 | Flat |
| 354 LONG BANKS, HARLOW, ESSEX, CM18 7PF | £163,000 | 21/10/2022 | Flat |
| 156 LOWER MEADOW, HARLOW, ESSEX, CM18 7RT | £215,000 | 20/10/2022 | Flat |
| ELMS COURT FLAT 2 COMMONSIDE ROAD, HARLOW, ESSEX, CM18 7JU | £202,000 | 30/09/2022 | Flat |
| 80 LONG BANKS, HARLOW, ESSEX, CM18 7NU | £265,000 | 08/09/2022 | Flat |
| 336 LONG BANKS, HARLOW, ESSEX, CM18 7PF | £258,000 | 24/08/2022 | Flat |
| ELMS COURT FLAT 7 COMMONSIDE ROAD, HARLOW, ESSEX, CM18 7JU | £205,000 | 08/07/2022 | Flat |
| 170 LONG BANKS, HARLOW, ESSEX, CM18 7NZ | £135,000 | 11/03/2022 | Flat |
| 94 PETERSWOOD, HARLOW, ESSEX, CM18 7RN | £149,000 | 22/02/2022 | Flat |
| ELMS COURT FLAT 6 COMMONSIDE ROAD, HARLOW, ESSEX, CM18 7JU | £205,000 | 26/11/2021 | Flat |
| 23 PETERSWOOD, HARLOW, ESSEX, CM18 7RJ | £165,000 | 29/10/2021 | Flat |
| 206 LONG BANKS, HARLOW, ESSEX, CM18 7PA | £197,000 | 26/10/2021 | Flat |
| 19 RISDENS, HARLOW, ESSEX, CM18 7NH | £200,000 | 30/09/2021 | Flat |

**Area average:** £200,587 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £176,861 (18 Flat, CM18, 2024–2026)
- **Deviation:** +7.4%

## Rental Range

*ONS Price Index of Private Rents (Harlow). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,365/mo
- **Realistic:** £1,517/mo
- **Optimistic:** £1,669/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Harlow & Stortford (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £1,022/mo

## 1% Rule

- **Rent ratio:** 0.8% (okay)
- **Max investor price (0.8%):** £189,625
- **Target investor price (1%):** £151,700

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on Area rent estimate.*

## Price per Square Metre

- **£/m²:** £4,222/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 6%
- **10y growth:** -2.6%

## House Price Index (HM Land Registry)

*Official index for Harlow; Flats and maisonettes series; as of April 2026.*

- **1y growth (index):** 0.9%
- **5y growth (index):** 3.8%
- **10y growth (index):** 9%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

Front Lounge Lounge Kitchen Bedroom One Bedroom One Bedroom Two Bathroom

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Property details

Tenure

LEASEHOLD (97 years remaining on lease)

Floor area

45 m²

Council tax band

EPC rating

Last sold

£187,500 Feb 2026

Price per m²

£4,222/m²

Local average

£176,861 (+7.4%)

Deprivation

Decile 3 (7,224 of 33,755)

Street crime

247 incidents within 1 mile (May 2026)

Key features

Two Double Bedrooms
First Floor Maisonette
Private Front Door
Well Presented Throughout
Council Tax Band: B
EPC Rating: D

Additional details

Electricity: Mains supply
Water: Mains supply
Sewerage: Mains supply
Heating: Gas central
Parking: On street

Description

A WELL PRESENTED TWO DOUBLE BEDROOM FIRST FLOOR MAISONETTE with private front door and ample living space. The property has been maintained very well by the current owners and boasts a large lounge, bright and airy hallway, modern fitted kitchen with a range of wall and base units, two generously sized double bedrooms and a family bathroom suite. This property is being sold with no onward chain and viewings are highly recommended.

Front - Stairway leading to private front door.

Lounge - 4.27m/2.13m x 3.35m (14/07 x 11'00) - Bright and airy lounge with private front door, two large UPVC double glazed windows and radiator to wall. Useful storage cupboard and internal door to hallway.

Hallway - 0.84m x 5.03m (2'09 x 16'06) - Large hallway with UPVC double glazed window, radiator to wall and storage cupboard. Internal doors to double bedrooms, bathroom and kitchen.

Kitchen - 2.57m x 2.36m (8'05 x 7'09) - Modern fitted kitchen with a range of wall and base units featuring integrated oven and hob with extractor fan above, plumbing for washing machine and space for fridge freezer. Boiler to wall and UPVC double glazed window.

Bedroom One - 2.34m x 4.06m (7'08 x 13'04) - Double bedroom with ample space, UPVC double glazed window with radiator to wall.

Bedroom Two - 2.08m x 2.54m (6'10 x 8'04) - Double bedroom featuring UPVC double glazed window with radiator to wall.

Bathroom - 2.39m x 1.70m (7'10 x 5'07) - Fully tiled white bathroom suite offering bath, separate walk-in shower with thermostatical control, white sink and toilet. UPVC double glazed window and radiator to wall.

Local Area - Long Banks is located close to Staple Tye shopping centre, just a short walk away (0.3 miles) providing local shops and amenities. There is a choice of schools within the local area (St James C of E Primary School, Longwood Primary Academy & Stewards Academy). Long Banks is situated 1.5 miles to Harlow Town Centre and 1.8 miles to Princess Alexandra Hospital.

Lease & Service Charge Information - The below figures have been provided to us by the vendors:
Service Charge: £914 per annum / £76 per month
Ground Rent: £10 per annum
Lease: 97 Years Remaining (approx)

Listed by

Old Harlow

CLARKNEWMAN LTD

Reference: 168801680

EPC Rating & Upgrade Cost

Current rating: D

Potential rating: C

Inspection date: 11/02/2020

Expiry date: 10/02/2030

Current heating cost: £474/year

Potential heating cost: £338/year

EPC D or below may face future regulation risk. Upgrading to C could improve long-term ROI.

Recommendations

Cavity wall insulation (1,500)
Add additional 80 mm jacket to hot water cylinder (30)
Hot water cylinder thermostat (400)
Replace boiler with new condensing boiler (3,000)

View full EPC on gov.uk

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

All Floors

EPC Graphs

EE Rating

FENSA Certificates

This property has 1 FENSA certificate(s) on record, indicating window/door installations by FENSA-approved installers.

FENSA Certificate #9731853

Property Details

Street: 251 Long Banks

Town: HARLOW

Postcode: CM18 7PB

Installation Details

Items: 3 windows

Certificate Issued: 02/09/2013

Work Completed: 18/07/2013

This certificate data was retrieved from FENSA's database

What is FENSA? FENSA (Fenestration Self-Assessment Scheme) is a government-authorised scheme that monitors building regulation compliance for replacement windows and doors. Certificates indicate that work was completed by FENSA-approved installers.

Price history

295% since 2000

Event	Date	Price	% change
Sold	26/02/2026 (4 months ago)	£187,500	+294.7%
Sold	21/07/2000 (26 years ago)	£47,500	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
ELMS COURT FLAT 11 COMMONSIDE ROAD, HARLOW, ESSEX, CM18 7JU	£222,000	28/11/2025	Flat
46 LONG BANKS, HARLOW, ESSEX, CM18 7NU	£247,500	21/03/2025	Flat
82 BARLEY CROFT, HARLOW, ESSEX, CM18 7RU	£218,000	10/11/2023	Flat
ELMS COURT FLAT 16 COMMONSIDE ROAD, HARLOW, ESSEX, CM18 7JU	£205,000	28/04/2023	Flat
147 LONG BANKS, HARLOW, ESSEX, CM18 7NZ	£175,000	29/03/2023	Flat
304 LONG BANKS, HARLOW, ESSEX, CM18 7PE	£210,235	16/12/2022	Flat
29 PETERSWOOD, HARLOW, ESSEX, CM18 7RL	£165,000	28/11/2022	Flat
153 LOWER MEADOW, HARLOW, ESSEX, CM18 7RT	£210,000	15/11/2022	Flat
354 LONG BANKS, HARLOW, ESSEX, CM18 7PF	£163,000	21/10/2022	Flat
156 LOWER MEADOW, HARLOW, ESSEX, CM18 7RT	£215,000	20/10/2022	Flat
ELMS COURT FLAT 2 COMMONSIDE ROAD, HARLOW, ESSEX, CM18 7JU	£202,000	30/09/2022	Flat
80 LONG BANKS, HARLOW, ESSEX, CM18 7NU	£265,000	08/09/2022	Flat
336 LONG BANKS, HARLOW, ESSEX, CM18 7PF	£258,000	24/08/2022	Flat
ELMS COURT FLAT 7 COMMONSIDE ROAD, HARLOW, ESSEX, CM18 7JU	£205,000	08/07/2022	Flat
170 LONG BANKS, HARLOW, ESSEX, CM18 7NZ	£135,000	11/03/2022	Flat
94 PETERSWOOD, HARLOW, ESSEX, CM18 7RN	£149,000	22/02/2022	Flat
ELMS COURT FLAT 6 COMMONSIDE ROAD, HARLOW, ESSEX, CM18 7JU	£205,000	26/11/2021	Flat
23 PETERSWOOD, HARLOW, ESSEX, CM18 7RJ	£165,000	29/10/2021	Flat
206 LONG BANKS, HARLOW, ESSEX, CM18 7PA	£197,000	26/10/2021	Flat
19 RISDENS, HARLOW, ESSEX, CM18 7NH	£200,000	30/09/2021	Flat

Area average: £200,587 (20 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 6%

10y growth -2.6%

House Price Index (HM Land Registry — official index, not sold-price averages): Harlow. Series: Flats and maisonettes. As of April 2026.

1y (index) 0.9%

5y (index) 3.8%

10y (index) 9%

Company ownership

Registered legal owner is a company.

Company-owned (UK company)

Company: CAMELOT PROPERTY LIMITED (3065319)

Rental Range

Estimated market rent for Harlow. Low = conservative, Realistic = average, Optimistic = best case.

Low £1,365/mo

Realistic £1,517/mo

Optimistic £1,669/mo

Based on Local Authority from postcode lookup → Harlow.

LHA (30th percentile) floor for Harlow & Stortford: £1,022/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View CM18 7PB

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Longbanks	0.1 miles
Shop	Co-op Food	0.2 miles
Shop	Morrisons Daily	0.2 miles
Train station	Harlow Town	2.1 miles
Train station	Roydon	3.1 miles
Hospital	Jacob's Neuro Centre	4.3 miles
Hospital	Cheshunt Community Hospital	6.6 miles
University	University of Hertfordshire	11.6 miles

Street-level crime

Category	Count
Violence and sexual offences	82
Anti-social behaviour	41
Vehicle crime	24
Criminal damage and arson	21
Burglary	16
Other theft	16
Drugs	11
Public order	11
Other crime	7
Shoplifting	7
Bicycle theft	4
Possession of weapons	3
Robbery	2
Theft from the person	2
Total incidents	247

Within 1 mile during May 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Stewards Academy - Science Specialist, Harlow	Secondary	0.1 miles	Requires improvement — 19 Jun 2024
Longwood Primary Academy	Primary	0.2 miles	Good — 15 Dec 2017
St James Church of England Primary School	Primary	0.3 miles	Good — 6 Feb 2018
Kingsmoor Academy	Primary	0.4 miles	Good — 19 Jul 2016
Abbotsweld Primary Academy	Primary	0.4 miles	Good — 11 Oct 2017

Rental Comparables

Rental listings exist nearby, but none matched the 2-bedroom count for this property.

Rent-driven metrics

Based on Area rent estimate.

Rent ratio 0.8%

Max investor price (0.8%) £189,625

Target investor price (1%) £151,700

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).

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