# 1 bedroom ground floor flat for sale (CO15 6AE)

## Property Details

| Key | Value |
|-----|-------|
| Address | FLAT 2, SURREY COURT, 1, HAROLD ROAD, CLACTON-ON-SEA, ESSEX CO15 6AE |
| Price | £130,000 |
| Bedrooms | 1 |
| Bathrooms | 1 |
| Council tax | B |
| Last sold | £128,000 Jun 2023 |

## Description

**SUMMARY**

A stylish ground-floor apartment in Surrey Court offering high ceilings, generous living space and a prime position just moments from Clacton’s seafront, town centre and excellent commuter links.

**DESCRIPTION**

**GUIDE PRICE: £130,000 - £140,000**

Situated in the well-kept Surrey Court on Harold Road, this beautifully finished one-bedroom ground-floor apartment offers high ceilings, a sizeable lounge, a generous double bedroom, and a modern fitted kitchen and bathroom. The home feels bright and spacious throughout, making it an ideal coastal retreat or convenient first step onto the property ladder.

Just moments from Clacton’s seafront, you can enjoy beach walks, the pier, cafés and coastal attractions within minutes of stepping outside. The town centre is equally close, offering shops, restaurants, supermarkets and everyday essentials. Excellent commuter links are on hand too, with Clacton Station providing direct services to Colchester and London Liverpool Street, while local bus routes and road connections make travel simple.

A stylish, well-located apartment with the best of Clacton right on the doorstep.

Agents Notes:

"Please be aware that we require ID and proof of address from all buyers prior to formally processing any accepted offers. An AML fee of £80 (including vat) is also payable at this stage and covers the cost of carrying out the required identity and anti-money laundering checks. Once these checks have been completed, the fee cannot be refunded, even if the property purchase does not go ahead"

**Entrance Hall** 

**Kitchen** 5' 9" x 10'  ( 1.75m x 3.05m )

**Living Room** 11' 3" x 14' 3" ( 3.43m x 4.34m )

**Bathroom** 

**Bedroom** 7' 2" x 12' 6" ( 2.18m x 3.81m )

Lease details are currently being compiled.  For further information please contact the branch.  Please note additional fees could be incurred for items such as leasehold packs.

1. MONEY LAUNDERING REGULATIONS - Intending purchasers will be asked to produce identification documentation at a later stage and we would ask for your co-operation in order that there will be no delay in agreeing the sale.

2: These particulars do not constitute part or all of an offer or contract.

3: The measurements indicated are supplied for guidance only and as such must be considered incorrect.

4: Potential buyers are advised to recheck the measurements before committing to any expense.

5: Connells has not tested any apparatus, equipment, fixtures, fittings or services and it is the buyers interests to check the working condition of any appliances.

6: Connells has not sought to verify the legal title of the property and the buyers must obtain verification from their solicitor.

## Property Photos

- ![Photo](/listings/photos/172393007/1962482)
- ![Photo](/listings/photos/172393007/1962484)
- ![Photo](/listings/photos/172393007/1962486)
- ![Photo](/listings/photos/172393007/1962489)
- ![Photo](/listings/photos/172393007/1962491)
- ![Photo](/listings/photos/172393007/1962493)
- ![Photo](/listings/photos/172393007/1962495)
- ![Photo](/listings/photos/172393007/1962497)

## Floorplans

- ![Floorplan 1](/listings/photos/172393007/1962499) - Floorplan 1

## EPC Graphs

- ![EPC](/listings/photos/172393007/1962502) - EPC

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| SURREY COURT, 1 FLAT 2 HAROLD ROAD, CLACTON-ON-SEA, TENDRING, ESSEX, CO15 6AE | £128,000 | 23/06/2023 | Flat |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| LANDSEER COURT 21 CARNARVON ROAD, CLACTON-ON-SEA, TENDRING, ESSEX, CO15 6QH | £150,000 | 22/12/2025 | Flat |
| SEAVIEW COURT FLAT 3 HAROLD ROAD, CLACTON-ON-SEA, TENDRING, ESSEX, CO15 6JF | £160,000 | 01/12/2025 | Flat |
| SEAVIEW COURT FLAT 3 HAROLD ROAD, CLACTON-ON-SEA, TENDRING, ESSEX, CO15 6JF | £160,000 | 01/12/2025 | Flat |
| SEAVIEW COURT FLAT 3 HAROLD ROAD, CLACTON-ON-SEA, TENDRING, ESSEX, CO15 6JF | £160,000 | 01/12/2025 | Flat |
| 9 FLAT 1 CARNARVON ROAD, CLACTON-ON-SEA, TENDRING, ESSEX, CO15 6PH | £70,000 | 10/07/2025 | Flat |
| CATHERINE MAY COURT 8 HIGH STREET, CLACTON-ON-SEA, TENDRING, ESSEX, CO15 6PS | £117,000 | 06/06/2025 | Flat |
| ROSE BANK COURT FLAT 5 MARINE PARADE EAST, CLACTON-ON-SEA, TENDRING, ESSEX, CO15 6AD | £163,000 | 01/04/2025 | Flat |
| CATHERINE MAY COURT 5 HIGH STREET, CLACTON-ON-SEA, TENDRING, ESSEX, CO15 6PS | £109,500 | 20/12/2023 | Flat |
| GROSVENOR COURT, 1 FLAT 3 ROSEMARY ROAD, CLACTON-ON-SEA, TENDRING, ESSEX, CO15 1NY | £160,000 | 15/12/2023 | Flat |
| ROSE BANK COURT FLAT 12 MARINE PARADE EAST, CLACTON-ON-SEA, TENDRING, ESSEX, CO15 6AD | £167,000 | 11/12/2023 | Flat |
| GROSVENOR COURT, 1 FLAT 25 ROSEMARY ROAD, CLACTON-ON-SEA, TENDRING, ESSEX, CO15 1NY | £185,000 | 30/11/2023 | Flat |
| TURRET HOUSE APARTMENT 10 VISTA ROAD, CLACTON-ON-SEA, TENDRING, ESSEX, CO15 6DF | £220,000 | 20/09/2023 | Flat |
| ROSE BANK COURT FLAT 11 MARINE PARADE EAST, CLACTON-ON-SEA, TENDRING, ESSEX, CO15 6AD | £175,000 | 08/09/2023 | Flat |
| 14C CHURCH ROAD, CLACTON-ON-SEA, TENDRING, ESSEX, CO15 6AG | £70,000 | 08/09/2023 | Flat |
| GROSVENOR COURT, 1 FLAT 6 ROSEMARY ROAD, CLACTON-ON-SEA, TENDRING, ESSEX, CO15 1NY | £125,000 | 11/08/2023 | Flat |
| REBECCA HOUSE APARTMENT 11 VISTA ROAD, CLACTON-ON-SEA, TENDRING, ESSEX, CO15 6DN | £160,000 | 11/08/2023 | Flat |
| LANGTRY COURT APARTMENT 19 THOROUGHGOOD ROAD, CLACTON-ON-SEA, TENDRING, ESSEX, CO15 6JX | £130,000 | 07/06/2023 | Flat |
| ST DAVIDS COURT, 32 VISTA ROAD, CLACTON-ON-SEA, TENDRING, ESSEX, CO15 6AT | £169,995 | 24/05/2023 | Flat |
| THE GRAND, 73 APARTMENT 8 MARINE PARADE EAST, CLACTON-ON-SEA, TENDRING, ESSEX, CO15 6JT | £310,000 | 18/05/2023 | Flat |
| LANDSEER COURT 5 CARNARVON ROAD, CLACTON-ON-SEA, TENDRING, ESSEX, CO15 6QH | £175,000 | 12/05/2023 | Flat |
| [Same street] SURREY COURT, 1 FLAT 4 HAROLD ROAD, CLACTON-ON-SEA, TENDRING, ESSEX, CO15 6AE | £117,800 | 28/01/2022 | Flat |

**Street average:** £117,800 (1 sale)
**Area average:** £156,825 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £137,735 (34 Flat, CO15, 2024–2026)
- **Deviation:** -5.6%

## Rental Range

*ONS Price Index of Private Rents (Tendring). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £946/mo
- **Realistic:** £1,051/mo
- **Optimistic:** £1,156/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Colchester (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £623/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 1 Bed Flat, Kovalam, CO15 | £1,000/mo | 1 | 0.11 miles | OpenRent |
| Studio Flat, Beach Road, CO15 | £680/mo | 1 | 0.16 miles | OpenRent |
| 1 Bed Flat, Beach Road, CO15 | £820/mo | 1 | 0.16 miles | OpenRent |
| 1 Bed Flat, High Street, CO15 | £1,150/mo | 1 | 0.19 miles | OpenRent |
| 1 Bed Flat, The Old Post Office, CO15 | £1,050/mo | 1 | 0.19 miles | OpenRent |
| 1 Bed Maisonette, The Grove, CO15 | £1,070/mo | 1 | 0.31 miles | OpenRent |
| 1 Bed Maisonette, St Andrews Road, CO15 | £800/mo | 1 | 0.53 miles | OpenRent |
| Studio Flat, Mansion House, CO15 | £750/mo | 1 | 1.03 miles | OpenRent |
| Studio Flat, Mansion House, CO15 | £725/mo | 1 | 1.03 miles | OpenRent |

**Average rent: £894/mo (9 listings)**

## 1% Rule

- **Rent ratio:** 0.63% (weak for cashflow)
- **Max investor price (0.8%):** £102,500
- **Target investor price (1%):** £82,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £820/mo).*

- **Gross yield:** 7.6%
- **Cost-to-rent:** 13.2×
- **Monthly cashflow:** £201/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 6.4%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 13.6%
- **10y growth:** 25.6%

## House Price Index (HM Land Registry)

*Official index for Tendring; Flats and maisonettes series; as of May 2026.*

- **1y growth (index):** -3.4%
- **5y growth (index):** -0.9%
- **10y growth (index):** 21.8%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)