# 2 bedroom terraced house for sale (WA16 9GH) ## Property Details | Key | Value | |-----|-------| | Address | 21 OAK TREE LANE, NETHER PEOVER, NORTHWICH WA16 9GH | | Price | £262,500 | | Bedrooms | 2 | | Bathrooms | 1 | | Council tax | C | | Floor area | 69 m² | ## EPC Rating & Upgrade Cost - **Current rating:** B - **Potential rating:** A - **Expiry date:** 24/03/2031 - **Current heating cost:** £204/year - **Est. upgrade cost to C:** £9,500 ### Recommendations - N (£4,000.00 - £6,000.00) - U (£3,500.00 - £5,500.00) [View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/2325-2779-6467-5303-1991) ## Description Tucked away in the charming village of Lower Peover, just a short distance from the highly desirable town of Knutsford, this attractive Calderpeel home combines classic design with modern comforts. One of only 30 homes within this exclusive development, it occupies a peaceful cul-de-sac position with pleasant views over a street of elegant, period-style properties. The exterior features distinctive architectural details such as steep gables, Flemish bond brickwork and a Regency-style entrance. Inside, the bright open-plan living space benefits from plenty of natural light via dual-aspect sash windows and French doors, along with stylish porcelain flooring throughout. The kitchen is finished in a timeless shaker style, complete with marble-effect worktops and integrated appliances including an electric hob, oven and fridge-freezer. Upstairs, the property offers a spacious principal bedroom with dual rear windows enjoying views across open farmland, along with a dressing area and fitted wardrobes. There is also a second double bedroom and a well-appointed family bathroom featuring full-height tiling and a modern Duravit suite with bath and overhead shower. Externally, the south-facing garden has been neatly landscaped with a patio, artificial lawn and raised planting beds, providing an ideal space for both relaxing and entertaining. The property also includes two parking spaces to the front, plus additional visitor parking. This property is being offered at 75% on a shared equity scheme by Home Reach provided by Heylo Housing. Home Reach is a part buy-part rent initiative available across the UK. You are able to buy a share of your selected home, initially 75% and pay a low monthly rent on the remainder, with Heylo Housing as your landlord. There is also the option to staircase (buy later) in the future up to 100% if your circumstances change. For more details on this, please contact the office. The current rent on the remaining 25% is £271 per month. EPC Rating: B ## Property Photos - ![Photo](/listings/photos/174302813/118194) - ![Photo](/listings/photos/174302813/118195) - ![Photo](/listings/photos/174302813/118196) - ![Photo](/listings/photos/174302813/118197) - ![Photo](/listings/photos/174302813/118198) - ![Photo](/listings/photos/174302813/118199) - ![Photo](/listings/photos/174302813/118200) - ![Photo](/listings/photos/174302813/118201) - ![Photo](/listings/photos/174302813/118202) - ![Photo](/listings/photos/174302813/118203) - ![Photo](/listings/photos/174302813/118204) - ![Photo](/listings/photos/174302813/118205) - ![Photo](/listings/photos/174302813/118206) - ![Photo](/listings/photos/174302813/118207) - ![Photo](/listings/photos/174302813/118208) - ![Photo](/listings/photos/174302813/118209) - ![Photo](/listings/photos/174302813/118210) - ![Photo](/listings/photos/174302813/118211) - ![Photo](/listings/photos/174302813/118212) - ![Photo](/listings/photos/174302813/118213) ## Floorplans - ![All](/listings/photos/174302813/118214) - All ## Sales History *Recorded sales for this property. Data from Land Registry Price Paid.* | Address | Price | Date | Type | |---------|-------|------|------| | 21 OAK TREE LANE, LOWER PEOVER, KNUTSFORD, CHESHIRE WEST AND CHESTER, WA16 9GH | £45,000 | 29/11/2021 | Terraced | ## Sold Comparables *Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.* | Address | Price | Date | Type | |---------|-------|------|------| | [Same street] 7 OAK TREE LANE, LOWER PEOVER, KNUTSFORD, CHESHIRE WEST AND CHESTER, WA16 9GH | £845,000 | 31/03/2022 | Detached | | [Same street] 8 OAK TREE LANE, LOWER PEOVER, KNUTSFORD, CHESHIRE WEST AND CHESTER, WA16 9GH | £825,000 | 02/03/2022 | Detached | | [Same street] 23 OAK TREE LANE, LOWER PEOVER, KNUTSFORD, CHESHIRE WEST AND CHESTER, WA16 9GH | £45,000 | 25/02/2022 | Terraced | | [Same street] 19 OAK TREE LANE, LOWER PEOVER, KNUTSFORD, CHESHIRE WEST AND CHESTER, WA16 9GH | £45,000 | 08/09/2021 | Terraced | | [Same street] 2 OAK TREE LANE, LOWER PEOVER, KNUTSFORD, CHESHIRE WEST AND CHESTER, WA16 9GH | £895,000 | 13/08/2021 | Flat | | [Same street] 17 OAK TREE LANE, LOWER PEOVER, KNUTSFORD, CHESHIRE WEST AND CHESTER, WA16 9GH | £825,000 | 30/06/2021 | Detached | | [Same street] 15 OAK TREE LANE, LOWER PEOVER, KNUTSFORD, CHESHIRE WEST AND CHESTER, WA16 9GH | £835,000 | 30/06/2021 | Detached | **Street average:** £616,429 (7 sales) ## Price vs local average *Outcode + property type (HousePrices, last 2 years).* - **Local average:** £474,944 (18 Terraced, WA16, 2024–2026) - **Deviation:** -44.7% ## Rental Range *ONS Price Index of Private Rents (Cheshire West and Chester). Low / Realistic / Optimistic = conservative / average / best case.* - **Low:** £869/mo - **Realistic:** £966/mo - **Optimistic:** £1,063/mo ## LHA (Local Housing Allowance) *VOA 30th percentile rent floor for East Lancs (Apr 2025 – Mar 2026).* - **LHA floor (this property size):** £474/mo ## Rental Comparables *Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.* | Title | Rent | Beds | Distance | As seen on | |------|------|------|------|------| | 2 Bed End Terrace, Swan Grove, WA16 | £1,295/mo | 2 | 0.11 miles | OpenRent | **Average rent: £1,295/mo (1 listing)** ## 1% Rule - **Rent ratio:** 0.49% (weak for cashflow) - **Max investor price (0.8%):** £161,875 - **Target investor price (1%):** £129,500 *Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.* ## Rent-driven metrics *Based on OpenRent comparables (median £1,295/mo).* - **Gross yield:** 5.9% - **Cost-to-rent:** 16.9× - **Monthly cashflow:** £107/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term) - **Cash-on-cash ROI:** 1.7% *Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).* ## Price per Square Metre - **£/m²:** £3,804/m² ## Capital growth trend *Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.* - **5y growth:** -9.7% - **10y growth:** 86% ## House Price Index (HM Land Registry) *Official index for Cheshire West and Chester; Terraced series; as of March 2026.* - **1y growth (index):** 2.9% - **5y growth (index):** 24.1% - **10y growth (index):** 57.2% ## Flood risk - **Zone:** 1 - **Risk:** Low - **Source:** Job (default Low) [Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)