# 3 bedroom detached house for sale (AL2 3AF) ## Property Details | Key | Value | |-----|-------| | Address | 54 CUCKMANS DRIVE, ST ALBANS, HERTFORDSHIRE AL2 3AF | | Price | £950,000 | | Bedrooms | 3 | | Bathrooms | 2 | | Last sold | £920,000 Jun 2023 | ## Description Being sold CHAIN FREE is this impressively sized, three/four bedroom detached family home that has been thoughtfully extended on the ground floor to bring the accommodation to over 1,700 square foot, whilst also offering an abundance of further potential to extend subject to the relevant planning permissions. The attractive property comprises an entrance porch, downstairs w/c, large sitting room with feature fireplace, separate dining room with French doors to the rear garden, additional family room which can be used as a 4th bedroom and a sizeable L-shaped kitchen/dining room providing access to both the rear garden and the generous garage. The first floor offers two double bedrooms, a further single bedroom and there is also a family bathroom. Externally the house is complemented by a substantial driveway providing ample off street parking to the front and access to the garage and there is also a private and well maintained garden to the rear. Cuckmans Drive is ideally located to the south of St Albans and provides easy access to nearby schooling, motorway links, the city centre and nearby shops/amenities. Energy Rating - Awaited Council Tax Band - F Tenure - Freehold CONVEYANCING Through our partners Lifetime Legal, we can introduce you to solicitors who specialise in conveyancing. Ask us for further information today. MORTGAGES YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE Exclusive deals are made available to Embrace Financial Services by PRIMIS Mortgage Network, to which Embrace Financial Services are an Appointed Representative Frosts Estate Agents is an Introducer Appointed Representative of PRIMIS Mortgage Network, a trading name of First Complete Limited which is authorised and regulated by the Financial Conduct Authority for mortgages, protection insurance and general insurance products. Embrace Financial Services Ltd. is an Appointed Representative of PRIMIS Mortgage Network, a trading name of First Complete Ltd which is authorised and regulated by the Financial Conduct Authority. LETTINGS and MANAGEMENT We offer a complete range of services for Landlords, from fully managed lets to advertising only. Each Landlord who chooses full management has a personal Property Manager and all our fees are based on a ‘no let - no fee’ basis. DISCLAIMER These particulars are a general guide only. They do not form part of any contract. Services, systems and appliances have not been tested. BUYERS INFORMATION To conform with government Money Laundering Regulations 2019, we are required to confirm the identity of all prospective buyers. We use the services of a third party, Lifetime Legal, who will contact you directly at an agreed time to do this. They will need the full name, date of birth and current address of all buyers. There is a nominal charge of £36 including VAT for this (for the transaction not per person), payable direct to Lifetime Legal. Please note, we are unable to issue a memorandum of sale until the checks are complete. REFERRAL FEES We may refer you to recommended providers of ancillary services such as Conveyancing, Financial Services, Insurance and Surveying. We may receive a commission payment fee or other benefit (known as a referral fee) for recommending their services. You are not under any obligation to use the services of the recommended provider. The ancillary service provider may be an associated company of Frosts. FCQ210698/1 ## Property Photos - ![Picture No. 01](/listings/photos/85882200/205184) - Picture No. 01 - ![Picture No. 02](/listings/photos/85882200/205185) - Picture No. 02 - ![Picture No. 03](/listings/photos/85882200/205186) - Picture No. 03 - ![Picture No. 04](/listings/photos/85882200/205187) - Picture No. 04 - ![Picture No. 05](/listings/photos/85882200/205188) - Picture No. 05 - ![Picture No. 06](/listings/photos/85882200/205189) - Picture No. 06 - ![Picture No. 07](/listings/photos/85882200/205190) - Picture No. 07 - ![Picture No. 08](/listings/photos/85882200/205191) - Picture No. 08 - ![Picture No. 09](/listings/photos/85882200/205192) - Picture No. 09 - ![Picture No. 10](/listings/photos/85882200/205193) - Picture No. 10 - ![Picture No. 11](/listings/photos/85882200/205194) - Picture No. 11 - ![Picture No. 12](/listings/photos/85882200/205195) - Picture No. 12 - ![Picture No. 13](/listings/photos/85882200/205196) - Picture No. 13 - ![Picture No. 14](/listings/photos/85882200/205197) - Picture No. 14 - ![Picture No. 15](/listings/photos/85882200/205198) - Picture No. 15 - ![Picture No. 16](/listings/photos/85882200/205199) - Picture No. 16 - ![Picture No. 17](/listings/photos/85882200/205200) - Picture No. 17 ## Floorplans - ![Floorplan](/listings/photos/85882200/205201) - Floorplan ## FENSA Certificates This property has 1 FENSA certificate(s) on record. ### FENSA Certificate #16291961 - **Address:** 54 Cuckmans Drive, ST. ALBANS, AL2 3AF - **Certificate Issued:** 12/05/2024 - **Work Completed:** 19/01/2024 - **Items:** 15 window(s) ## Sales History *Recorded sales for this property. Data from Land Registry Price Paid.* | Address | Price | Date | Type | |---------|-------|------|------| | 54 CUCKMANS DRIVE, ST ALBANS, HERTFORDSHIRE, AL2 3AF | £920,000 | 23/06/2023 | Detached | ## Sold Comparables *Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.* | Address | Price | Date | Type | |---------|-------|------|------| | 19 THE CROFT, ST ALBANS, HERTFORDSHIRE, AL2 3AR | £840,000 | 17/11/2023 | Detached | | 108 WATFORD ROAD, ST ALBANS, HERTFORDSHIRE, AL2 3JZ | £595,000 | 14/11/2023 | Detached | | 32 LABURNUM GROVE, ST ALBANS, HERTFORDSHIRE, AL2 3HQ | £1,360,000 | 08/09/2023 | Detached | | 112 WATFORD ROAD, ST ALBANS, HERTFORDSHIRE, AL2 3JZ | £1,300,000 | 30/06/2023 | Detached | | 56 RAGGED HALL LANE, ST ALBANS, HERTFORDSHIRE, AL2 3LD | £740,000 | 06/03/2023 | Detached | | 35A RAGGED HALL LANE, ST ALBANS, HERTFORDSHIRE, AL2 3LB | £720,000 | 20/12/2022 | Detached | | 84 WATFORD ROAD, ST ALBANS, HERTFORDSHIRE, AL2 3JZ | £810,000 | 15/09/2022 | Detached | | 5 CHERRY HILL, ST ALBANS, HERTFORDSHIRE, AL2 3AT | £975,000 | 13/09/2022 | Detached | | 21 STANLEY AVENUE, CHISWELL GREEN, ST ALBANS, HERTFORDSHIRE, AL2 3AA | £720,000 | 26/08/2022 | Detached | | 11 WEST AVENUE, ST ALBANS, HERTFORDSHIRE, AL2 3HA | £565,000 | 01/07/2022 | Detached | | 21 HOLLYBUSH AVENUE, ST ALBANS, HERTFORDSHIRE, AL2 3AE | £625,000 | 24/06/2022 | Detached | | 24 HAWTHORN WAY, ST ALBANS, HERTFORDSHIRE, AL2 3BH | £1,050,000 | 27/04/2022 | Detached | | 64 RAGGED HALL LANE, ST ALBANS, HERTFORDSHIRE, AL2 3LD | £1,120,000 | 02/03/2022 | Detached | | 26 HAWTHORN WAY, ST ALBANS, HERTFORDSHIRE, AL2 3BH | £980,000 | 11/10/2021 | Detached | | 102 WATFORD ROAD, ST ALBANS, HERTFORDSHIRE, AL2 3JZ | £660,000 | 29/09/2021 | Detached | | 110 WATFORD ROAD, ST ALBANS, HERTFORDSHIRE, AL2 3JZ | £1,400,000 | 10/08/2021 | Detached | **Area average:** £903,750 (16 sales) ## Price vs local average *Outcode + property type (HousePrices, last 2 years).* - **Local average:** £798,059 (17 Detached, AL2, 2024–2026) - **Deviation:** +19% ## Rental Range *ONS Price Index of Private Rents (St Albans). Low / Realistic / Optimistic = conservative / average / best case.* - **Low:** £1,727/mo - **Realistic:** £1,919/mo - **Optimistic:** £2,111/mo ## LHA (Local Housing Allowance) *VOA 30th percentile rent floor for South West Herts (Apr 2025 – Mar 2026).* - **LHA floor (this property size):** £1,496/mo ## Rental Comparables *Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.* | Title | Rent | Beds | Distance | As seen on | |------|------|------|------|------| | 3 Bed Terraced House, Upton Close, AL2 | £2,100/mo | 3 | 0.85 miles | OpenRent | | 3 Bed Terraced House, Ashdales, AL1 | £1,895/mo | 3 | 0.87 miles | OpenRent | **Average rent: £1,998/mo (2 listings)** ## 1% Rule - **Rent ratio:** 0.21% (weak for cashflow) - **Max investor price (0.8%):** £249,750 - **Target investor price (1%):** £199,800 *Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.* ## Rent-driven metrics *Based on OpenRent comparables (median £1,998/mo).* - **Gross yield:** 2.5% - **Cost-to-rent:** 39.6× - **Monthly cashflow:** £-1,968/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term) - **Cash-on-cash ROI:** -8.6% *Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).* ## Capital growth trend *Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.* - **5y growth:** 5.8% - **10y growth:** 30% ## House Price Index (HM Land Registry) *Official index for St Albans; Detached series; as of March 2026.* - **1y growth (index):** 1.4% - **5y growth (index):** 15.6% - **10y growth (index):** 22.6% ## Flood risk - **Zone:** 1 - **Risk:** Low - **Source:** Job (default Low) [Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)