For sale Terraced

295 WEST STREET

CREWE, CREWE, CHESHIRE CW1 3HU

3 beds 1 baths 108 m² Listed 20 Jul 2026 (-93d)

£110,000

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# 3 bedroom terraced house for sale (CW1 3HU)

## Property Details

| Key | Value |
|-----|-------|
| Address | 295 WEST STREET, CREWE, CREWE, CHESHIRE CW1 3HU |
| Price | £110,000 |
| Bedrooms | 3 |
| Bathrooms | 1 |
| Council tax | A |
| Last sold | £60,000 Feb 2005 |

## Description

The ground floor comprises two generous reception rooms, a fitted kitchen and a useful utility room. To the first floor are three well-proportioned bedrooms and a family bathroom. Externally, the property benefits from a low-maintenance enclosed rear garden.

An ideal addition to an investor's portfolio, this established rental property combines generous living space with an existing tenancy and immediate income.

EPC rating: D. Tenure: Freehold,

## Property Photos

- ![Photo](/listings/photos/91092435/1386873)
- ![Photo](/listings/photos/91092435/1386874)
- ![Photo](/listings/photos/91092435/1386875)
- ![Photo](/listings/photos/91092435/1386876)
- ![Photo](/listings/photos/91092435/1386877)
- ![Photo](/listings/photos/91092435/1386878)
- ![Photo](/listings/photos/91092435/1386879)
- ![Photo](/listings/photos/91092435/1386880)
- ![Photo](/listings/photos/91092435/1386881)

## Floorplans

- ![Floorplan](/listings/photos/91092435/1386882) - Floorplan

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #2828705
- **Address:** 295 West Street, CREWE, CW1 3HU
- **Certificate Issued:** 28/06/2005
- **Work Completed:** 28/04/2005
- **Items:** 13 window(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 295 WEST STREET, CREWE, CREWE AND NANTWICH, CHESHIRE, CW1 3HU | £60,000 | 08/02/2005 | Terraced |
| 295 WEST STREET, CREWE, CREWE AND NANTWICH, CHESHIRE, CW1 3HU | £22,000 | 06/04/2001 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| [Same street] 299 WEST STREET, CREWE, CHESHIRE EAST, CW1 3HU | £120,000 | 08/08/2025 | Terraced |
| [Same street] 243 WEST STREET, CREWE, CHESHIRE EAST, CW1 3HU | £92,000 | 27/05/2025 | Terraced |
| [Same street] 267 WEST STREET, CREWE, CHESHIRE EAST, CW1 3HU | £94,000 | 31/01/2025 | Other |
| [Same street] 331 WEST STREET, CREWE, CHESHIRE EAST, CW1 3HU | £72,000 | 27/11/2024 | Terraced |
| [Same street] 331 WEST STREET, CREWE, CHESHIRE EAST, CW1 3HU | £69,000 | 02/10/2024 | Terraced |
| [Same street] 329 WEST STREET, CREWE, CHESHIRE EAST, CW1 3HU | £35,000 | 09/08/2024 | Terraced |
| 377 WEST STREET, CREWE, CHESHIRE EAST, CW1 3HY | £92,000 | 24/07/2024 | Terraced |
| [Same street] 253 WEST STREET, CREWE, CHESHIRE EAST, CW1 3HU | £92,000 | 28/02/2024 | Terraced |
| [Same street] 281 WEST STREET, CREWE, CHESHIRE EAST, CW1 3HU | £150,000 | 23/02/2024 | Terraced |
| 43 UNDERWOOD LANE, CREWE, CHESHIRE EAST, CW1 3JX | £103,000 | 19/12/2023 | Terraced |
| [Same street] 253 WEST STREET, CREWE, CHESHIRE EAST, CW1 3HU | £50,000 | 17/10/2023 | Terraced |
| 198 WEST STREET, CREWE, CHESHIRE EAST, CW1 3HN | £104,000 | 09/10/2023 | Terraced |
| 15 GLOVER STREET, CREWE, CHESHIRE EAST, CW1 3LD | £127,000 | 28/04/2023 | Terraced |
| 246 WEST STREET, CREWE, CHESHIRE EAST, CW1 3HT | £99,000 | 24/04/2023 | Terraced |
| 2C OXFORD STREET, CREWE, CHESHIRE EAST, CW1 3HP | £120,000 | 17/03/2023 | Terraced |
| 39 UNDERWOOD LANE, CREWE, CHESHIRE EAST, CW1 3JX | £115,000 | 01/02/2023 | Terraced |
| 337 WEST STREET, CREWE, CHESHIRE EAST, CW1 3HY | £100,000 | 20/12/2022 | Terraced |
| 1 CHELL STREET, CREWE, CHESHIRE EAST, CW1 3ES | £70,000 | 19/12/2022 | Terraced |
| 168 WEST STREET, CREWE, CHESHIRE EAST, CW1 3HN | £92,000 | 02/12/2022 | Terraced |
| 310 WEST STREET, CREWE, CHESHIRE EAST, CW1 3HT | £80,000 | 21/11/2022 | Terraced |
| 188 WEST STREET, CREWE, CHESHIRE EAST, CW1 3HN | £70,000 | 11/10/2022 | Terraced |
| 19 CHELL STREET, CREWE, CHESHIRE EAST, CW1 3ES | £64,000 | 06/10/2022 | Terraced |
| 2A OXFORD STREET, CREWE, CHESHIRE EAST, CW1 3HP | £125,000 | 26/09/2022 | Terraced |
| 59 UNDERWOOD LANE, CREWE, CHESHIRE EAST, CW1 3JT | £80,000 | 06/09/2022 | Terraced |
| 236 WEST STREET, CREWE, CHESHIRE EAST, CW1 3HT | £95,000 | 19/08/2022 | Terraced |
| 294 WEST STREET, CREWE, CHESHIRE EAST, CW1 3HT | £102,000 | 01/08/2022 | Terraced |
| 6 GLOVER STREET, CREWE, CHESHIRE EAST, CW1 3LD | £90,000 | 20/07/2022 | Terraced |
| [Same street] 333 WEST STREET, CREWE, CHESHIRE EAST, CW1 3HU | £95,000 | 08/07/2022 | Terraced |
| 182 WEST STREET, CREWE, CHESHIRE EAST, CW1 3HN | £115,000 | 04/07/2022 | Terraced |
| [Same street] 313 WEST STREET, CREWE, CHESHIRE EAST, CW1 3HU | £113,000 | 01/07/2022 | Terraced |
| 170 WEST STREET, CREWE, CHESHIRE EAST, CW1 3HN | £81,000 | 27/06/2022 | Terraced |
| [Same street] 297 WEST STREET, CREWE, CHESHIRE EAST, CW1 3HU | £115,000 | 18/05/2022 | Terraced |

**Street average:** £91,417 (12 sales)
**Area average:** £96,200 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £134,194 (55 Terraced, CW1, 2024–2026)
- **Deviation:** -18%

## Rental Range

*ONS Price Index of Private Rents (Cheshire East). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £887/mo
- **Realistic:** £985/mo
- **Optimistic:** £1,084/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for South Cheshire (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £678/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Terraced House, Meredith Street, CW1 | £895/mo | 3 | 0.59 miles | OpenRent |

**Average rent: £895/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.81% (okay)
- **Max investor price (0.8%):** £111,875
- **Target investor price (1%):** £89,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £895/mo).*

- **Gross yield:** 9.8%
- **Cost-to-rent:** 10.2×
- **Monthly cashflow:** £347/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 13.1%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 24%
- **10y growth:** 79.4%

## House Price Index (HM Land Registry)

*Official index for Cheshire East; Terraced series; as of July 2026.*

- **1y growth (index):** 5.7%
- **5y growth (index):** 28.1%
- **10y growth (index):** 53.1%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

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Property details

Tenure

FREEHOLD

Floor area

108 m²

Council tax band

Last sold

£60,000 Feb 2005

Local average

£134,194 (-18%)

Deprivation

Decile 1 (1,660 of 33,755)

Street crime

377 incidents within 1 mile (Aug 2026)

Key features

Tenanted investment
Large terrace home
Close to town centre
Currently achieving £625 PCM

Additional details

Heating: Gas central
Parking: No parking
Garden: Private garden
Listed property: No

Description

A fantastic opportunity to acquire a tenanted investment property in the heart of Crewe. This spacious three-bedroom terraced home offers over 1,000 sq ft of accommodation and is currently let at £625 per calendar month, providing an immediate rental income.
The ground floor comprises two generous reception rooms, a fitted kitchen and a useful utility room. To the first floor are three well-proportioned bedrooms and a family bathroom. Externally, the property benefits from a low-maintenance enclosed rear garden.
An ideal addition to an investor's portfolio, this established rental property combines generous living space with an existing tenancy and immediate income.
EPC rating: D. Tenure: Freehold,

Listed by

Sandbach

The Property Franchise Group

Reference: 91092435

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Registered land (INSPIRE)

This location falls inside an HM Land Registry INSPIRE registered freehold polygon.

Plot: ~135 m² (0.03 acres)

Source: HM Land Registry INSPIRE Index Polygons.

Floorplans

Floorplan

FENSA Certificates

This property has 1 FENSA certificate(s) on record, indicating window/door installations by FENSA-approved installers.

FENSA Certificate #2828705

Property Details

Street: 295 West Street

Town: CREWE

Postcode: CW1 3HU

Installation Details

Items: 13 windows

Certificate Issued: 28/06/2005

Work Completed: 28/04/2005

This certificate data was retrieved from FENSA's database

What is FENSA? FENSA (Fenestration Self-Assessment Scheme) is a government-authorised scheme that monitors building regulation compliance for replacement windows and doors. Certificates indicate that work was completed by FENSA-approved installers.

Price history

173% since 2001

Event	Date	Price	% change
Listed for sale	—	£110,000	+83.3%
Sold	08/02/2005 (21 years ago)	£60,000	+172.7%
Sold	06/04/2001 (25 years ago)	£22,000	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
Same street 299 WEST STREET, CREWE, CHESHIRE EAST, CW1 3HU	£120,000	08/08/2025	Terraced
Same street 243 WEST STREET, CREWE, CHESHIRE EAST, CW1 3HU	£92,000	27/05/2025	Terraced
Same street 267 WEST STREET, CREWE, CHESHIRE EAST, CW1 3HU	£94,000	31/01/2025	Other
Same street 331 WEST STREET, CREWE, CHESHIRE EAST, CW1 3HU	£72,000	27/11/2024	Terraced
Same street 331 WEST STREET, CREWE, CHESHIRE EAST, CW1 3HU	£69,000	02/10/2024	Terraced
Same street 329 WEST STREET, CREWE, CHESHIRE EAST, CW1 3HU	£35,000	09/08/2024	Terraced
377 WEST STREET, CREWE, CHESHIRE EAST, CW1 3HY	£92,000	24/07/2024	Terraced
Same street 253 WEST STREET, CREWE, CHESHIRE EAST, CW1 3HU	£92,000	28/02/2024	Terraced
Same street 281 WEST STREET, CREWE, CHESHIRE EAST, CW1 3HU	£150,000	23/02/2024	Terraced
43 UNDERWOOD LANE, CREWE, CHESHIRE EAST, CW1 3JX	£103,000	19/12/2023	Terraced
Same street 253 WEST STREET, CREWE, CHESHIRE EAST, CW1 3HU	£50,000	17/10/2023	Terraced
198 WEST STREET, CREWE, CHESHIRE EAST, CW1 3HN	£104,000	09/10/2023	Terraced
15 GLOVER STREET, CREWE, CHESHIRE EAST, CW1 3LD	£127,000	28/04/2023	Terraced
246 WEST STREET, CREWE, CHESHIRE EAST, CW1 3HT	£99,000	24/04/2023	Terraced
2C OXFORD STREET, CREWE, CHESHIRE EAST, CW1 3HP	£120,000	17/03/2023	Terraced
39 UNDERWOOD LANE, CREWE, CHESHIRE EAST, CW1 3JX	£115,000	01/02/2023	Terraced
337 WEST STREET, CREWE, CHESHIRE EAST, CW1 3HY	£100,000	20/12/2022	Terraced
1 CHELL STREET, CREWE, CHESHIRE EAST, CW1 3ES	£70,000	19/12/2022	Terraced
168 WEST STREET, CREWE, CHESHIRE EAST, CW1 3HN	£92,000	02/12/2022	Terraced
310 WEST STREET, CREWE, CHESHIRE EAST, CW1 3HT	£80,000	21/11/2022	Terraced
188 WEST STREET, CREWE, CHESHIRE EAST, CW1 3HN	£70,000	11/10/2022	Terraced
19 CHELL STREET, CREWE, CHESHIRE EAST, CW1 3ES	£64,000	06/10/2022	Terraced
2A OXFORD STREET, CREWE, CHESHIRE EAST, CW1 3HP	£125,000	26/09/2022	Terraced
59 UNDERWOOD LANE, CREWE, CHESHIRE EAST, CW1 3JT	£80,000	06/09/2022	Terraced
236 WEST STREET, CREWE, CHESHIRE EAST, CW1 3HT	£95,000	19/08/2022	Terraced
294 WEST STREET, CREWE, CHESHIRE EAST, CW1 3HT	£102,000	01/08/2022	Terraced
6 GLOVER STREET, CREWE, CHESHIRE EAST, CW1 3LD	£90,000	20/07/2022	Terraced
Same street 333 WEST STREET, CREWE, CHESHIRE EAST, CW1 3HU	£95,000	08/07/2022	Terraced
182 WEST STREET, CREWE, CHESHIRE EAST, CW1 3HN	£115,000	04/07/2022	Terraced
Same street 313 WEST STREET, CREWE, CHESHIRE EAST, CW1 3HU	£113,000	01/07/2022	Terraced
170 WEST STREET, CREWE, CHESHIRE EAST, CW1 3HN	£81,000	27/06/2022	Terraced
Same street 297 WEST STREET, CREWE, CHESHIRE EAST, CW1 3HU	£115,000	18/05/2022	Terraced

Street average: £91,417 (12 sales)

Area average: £96,200 (20 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 24%

10y growth 79.4%

House Price Index (HM Land Registry — official index, not sold-price averages): Cheshire East. Series: Terraced. As of July 2026.

1y (index) 5.7%

5y (index) 28.1%

10y (index) 53.1%

Rental Range

Estimated market rent for Cheshire East. Low = conservative, Realistic = average, Optimistic = best case.

Low £887/mo

Realistic £985/mo

Optimistic £1,084/mo

Based on Local Authority from postcode lookup → Cheshire East.

LHA (30th percentile) floor for South Cheshire: £678/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View CW1 3HU

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Shop	Mr Blue	0.0 miles
Shop	Cheshire Raw Dog Food	0.0 miles
Bus stop	Crewe, West Street / Frank Webb Avenue	0.1 miles
Bus stop	Crewe, Frank Webb Avenue / West Street	0.1 miles
Train station	Crewe	1.5 miles
University	University of Buckingham Crewe Campus	1.7 miles
Train station	Nantwich	3.6 miles
Hospital	Tarporley War Memorial Hospital	9.4 miles
University	Keele University	10.5 miles
Hospital	Haywood Hospital Walk-in Centre	11.6 miles

Street-level crime

Category	Count
Violence and sexual offences	150
Anti-social behaviour	47
Public order	37
Drugs	32
Other theft	26
Criminal damage and arson	21
Shoplifting	18
Other crime	17
Burglary	13
Possession of weapons	5
Vehicle crime	5
Bicycle theft	3
Theft from the person	2
Robbery	1
Total incidents	377

Within 1 mile during Aug 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Underwood West Academy	Primary	0.1 miles	— (Inspected (no overall grade))
Lavender Field School	Other	0.3 miles	Good — 12 Dec 2023
Adelaide School	Other	0.5 miles	Outstanding — 13 Mar 2018
Beechwood Primary School and Nursery	Primary	0.6 miles	Good — 15 Nov 2021
St Michael's Community Academy	Primary	0.6 miles	Requires improvement — 18 Jan 2024

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
3 Bed Terraced House, Meredith Street, CW1	£895/mo	3	0.59 miles	OpenRent

Average rent: £895/mo (1 listing)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.81%

Max investor price (0.8%) £111,875

Target investor price (1%) £89,500

Gross yield 9.8%

Cost-to-rent ratio 10.2×

Monthly cashflow £347/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 13.1%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).