# 1 bedroom apartment for sale (DY8 1TR)

## Property Details

| Key | Value |
|-----|-------|
| Address | 27 ST GILES ROW, STOURBRIDGE, WEST MIDLANDS DY8 1TR |
| Price | £115,000 |
| Bedrooms | 1 |
| Bathrooms | 1 |
| Council tax | B |
| Last sold | £120,000 Oct 2025 |

## Description

This one bedroom first floor flat on St. Giles Row features a well-appointed reception room that provides a welcoming space for relaxation and entertainment opening out to a modern fitted kitchen. There is one bedroom, while the bathroom is equipped with contemporary fixtures. Constructed in 2002, this property boasts modern amenities and a fresh aesthetic, making it an ideal choice for those who appreciate contemporary living in a prime location on Lower High Street. You are just a stone's throw away from local shops, cafes, and essential services, ensuring that everything you need is within easy reach.

**Entrance Hall** - With doors to various rooms, two built in storage cupboards and a central heating radiator.

**Open Plan Lounge Kitchen** - Comprising of:

**Lounge** - 4.3 x 4.42 (14'1" x 14'6") - With a door from the entrance hall and open to the kitchen, double glazed window to rear, wall lights and two central heating radiators.

**Kitchen** - 2.2 x 2.13 (7'2" x 6'11") - Open from the lounge, fitted with wall and base units, work surfaces with tiled splashback, stainless steel sink and drainer, integrated oven, electric hob with extractor fan above, integrated fridge, integrated washing machine, double glazed window to side and recessed spotlights.

**Bedroom One** - 2.92 x 3.20 (9'6" x 10'5") - With a door from the entrance hall, double glazed window to front, wall lights and a central heating radiator.

**Bathroom** - With a door from the entrance hall, bath with shower over, fitted glass shower screen, double glazed window to side, WC, wash hand basin set into vanity unit, part tiled walls, recessed spotlights and extractor fan.

Estate agents operating in the UK are required to conduct Anti-Money Laundering (AML) checks in compliance with the regulations set forth by HM Revenue and Customs (HMRC) for all property transactions. It is mandatory for both buyers and sellers to successfully complete these checks before any property transaction can proceed. Our estate agency uses Coadjute’s Assured Compliance service to facilitate the AML checks. A fee will be charged for each individual AML check conducted.

## Property Photos

- ![Photo](/listings/photos/157132253/400746)
- ![Photo](/listings/photos/157132253/400747)
- ![Photo](/listings/photos/157132253/400748)
- ![Photo](/listings/photos/157132253/400749)
- ![Photo](/listings/photos/157132253/400750)
- ![Photo](/listings/photos/157132253/400751)
- ![Photo](/listings/photos/157132253/400752)
- ![Photo](/listings/photos/157132253/400753)

## Floorplans

- ![Floorplan 1](/listings/photos/157132253/400754) - Floorplan 1

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 27 ST GILES ROW, STOURBRIDGE, DUDLEY, WEST MIDLANDS, DY8 1TR | £120,000 | 31/10/2025 | Flat |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| KNOYLE COURT FLAT 12 SCOTTS ROAD, STOURBRIDGE, DUDLEY, WEST MIDLANDS, DY8 1XZ | £83,000 | 30/06/2023 | Flat |
| KNOYLE COURT FLAT 12A SCOTTS ROAD, STOURBRIDGE, DUDLEY, WEST MIDLANDS, DY8 1XZ | £112,000 | 27/05/2022 | Flat |
| MEDUSA HOUSE 31 ST JOHNS ROAD, STOURBRIDGE, DUDLEY, WEST MIDLANDS, DY8 1YS | £500,000 | 22/10/2021 | Flat |
| MEDUSA HOUSE 62 ST JOHNS ROAD, STOURBRIDGE, DUDLEY, WEST MIDLANDS, DY8 1YS | £500,000 | 22/10/2021 | Flat |
| MEDUSA HOUSE 22 ST JOHNS ROAD, STOURBRIDGE, DUDLEY, WEST MIDLANDS, DY8 1YS | £500,000 | 22/10/2021 | Flat |
| MEDUSA HOUSE 12 ST JOHNS ROAD, STOURBRIDGE, DUDLEY, WEST MIDLANDS, DY8 1YS | £500,000 | 22/10/2021 | Flat |
| 12 ST GILES ROW, STOURBRIDGE, DUDLEY, WEST MIDLANDS, DY8 1TR | £200,000 | 28/09/2021 | Flat |
| 7 ST GILES ROW, STOURBRIDGE, DUDLEY, WEST MIDLANDS, DY8 1TR | £173,000 | 08/07/2021 | Flat |

**Area average:** £321,000 (8 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £142,494 (18 Flat, DY8, 2024–2026)
- **Deviation:** -19.3%

## Rental Range

*ONS Price Index of Private Rents (Dudley). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £762/mo
- **Realistic:** £847/mo
- **Optimistic:** £932/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for East Cheshire (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £549/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 1 Bed Flat, Worcester St, DY8 | £750/mo | 1 | 0.65 miles | OpenRent |

**Average rent: £750/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.65% (weak for cashflow)
- **Max investor price (0.8%):** £93,750
- **Target investor price (1%):** £75,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £750/mo).*

- **Gross yield:** 7.8%
- **Cost-to-rent:** 12.8×
- **Monthly cashflow:** £197/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 7.1%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** -7.2%
- **10y growth:** 5.3%

## House Price Index (HM Land Registry)

*Official index for Dudley; Flats and maisonettes series; as of March 2026.*

- **1y growth (index):** -3.2%
- **5y growth (index):** 10.2%
- **10y growth (index):** 45.4%

## Flood risk

- **Zone:** 2
- **Risk:** In flood risk area
- **Source:** Environment Agency Flood Risk Areas (APSFR)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)