Sold STC Flat

27 ST GILES ROW

STOURBRIDGE, WEST MIDLANDS DY8 1TR

1 beds 1 baths Listed 20 Jan 2025 (-509d)

£115,000

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# 1 bedroom apartment for sale (DY8 1TR)

## Property Details

| Key | Value |
|-----|-------|
| Address | 27 ST GILES ROW, STOURBRIDGE, WEST MIDLANDS DY8 1TR |
| Price | £115,000 |
| Bedrooms | 1 |
| Bathrooms | 1 |
| Council tax | B |
| Last sold | £120,000 Oct 2025 |

## Description

**Entrance Hall** - With doors to various rooms, two built in storage cupboards and a central heating radiator.

**Open Plan Lounge Kitchen** - Comprising of:

**Lounge** - 4.3 x 4.42 (14'1" x 14'6") - With a door from the entrance hall and open to the kitchen, double glazed window to rear, wall lights and two central heating radiators.

**Kitchen** - 2.2 x 2.13 (7'2" x 6'11") - Open from the lounge, fitted with wall and base units, work surfaces with tiled splashback, stainless steel sink and drainer, integrated oven, electric hob with extractor fan above, integrated fridge, integrated washing machine, double glazed window to side and recessed spotlights.

**Bedroom One** - 2.92 x 3.20 (9'6" x 10'5") - With a door from the entrance hall, double glazed window to front, wall lights and a central heating radiator.

**Bathroom** - With a door from the entrance hall, bath with shower over, fitted glass shower screen, double glazed window to side, WC, wash hand basin set into vanity unit, part tiled walls, recessed spotlights and extractor fan.

Estate agents operating in the UK are required to conduct Anti-Money Laundering (AML) checks in compliance with the regulations set forth by HM Revenue and Customs (HMRC) for all property transactions. It is mandatory for both buyers and sellers to successfully complete these checks before any property transaction can proceed. Our estate agency uses Coadjute’s Assured Compliance service to facilitate the AML checks. A fee will be charged for each individual AML check conducted.

## Property Photos

- ![Photo](/listings/photos/157132253/400746)
- ![Photo](/listings/photos/157132253/400747)
- ![Photo](/listings/photos/157132253/400748)
- ![Photo](/listings/photos/157132253/400749)
- ![Photo](/listings/photos/157132253/400750)
- ![Photo](/listings/photos/157132253/400751)
- ![Photo](/listings/photos/157132253/400752)
- ![Photo](/listings/photos/157132253/400753)

## Floorplans

- ![Floorplan 1](/listings/photos/157132253/400754) - Floorplan 1

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 27 ST GILES ROW, STOURBRIDGE, DUDLEY, WEST MIDLANDS, DY8 1TR | £120,000 | 31/10/2025 | Flat |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| KNOYLE COURT FLAT 12 SCOTTS ROAD, STOURBRIDGE, DUDLEY, WEST MIDLANDS, DY8 1XZ | £83,000 | 30/06/2023 | Flat |
| KNOYLE COURT FLAT 12A SCOTTS ROAD, STOURBRIDGE, DUDLEY, WEST MIDLANDS, DY8 1XZ | £112,000 | 27/05/2022 | Flat |
| MEDUSA HOUSE 22 ST JOHNS ROAD, STOURBRIDGE, DUDLEY, WEST MIDLANDS, DY8 1YS | £500,000 | 22/10/2021 | Flat |
| MEDUSA HOUSE 12 ST JOHNS ROAD, STOURBRIDGE, DUDLEY, WEST MIDLANDS, DY8 1YS | £500,000 | 22/10/2021 | Flat |
| MEDUSA HOUSE 31 ST JOHNS ROAD, STOURBRIDGE, DUDLEY, WEST MIDLANDS, DY8 1YS | £500,000 | 22/10/2021 | Flat |
| MEDUSA HOUSE 62 ST JOHNS ROAD, STOURBRIDGE, DUDLEY, WEST MIDLANDS, DY8 1YS | £500,000 | 22/10/2021 | Flat |
| 12 ST GILES ROW, STOURBRIDGE, DUDLEY, WEST MIDLANDS, DY8 1TR | £200,000 | 28/09/2021 | Flat |
| 7 ST GILES ROW, STOURBRIDGE, DUDLEY, WEST MIDLANDS, DY8 1TR | £173,000 | 08/07/2021 | Flat |

**Area average:** £321,000 (8 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £142,494 (18 Flat, DY8, 2024–2026)
- **Deviation:** -19.3%

## Rental Range

*ONS Price Index of Private Rents (Dudley). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £762/mo
- **Realistic:** £847/mo
- **Optimistic:** £932/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for East Cheshire (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £549/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 1 Bed Flat, Worcester St, DY8 | £750/mo | 1 | 0.65 miles | OpenRent |

**Average rent: £750/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.65% (weak for cashflow)
- **Max investor price (0.8%):** £93,750
- **Target investor price (1%):** £75,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £750/mo).*

- **Gross yield:** 7.8%
- **Cost-to-rent:** 12.8×
- **Monthly cashflow:** £197/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 7.1%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** -7%
- **10y growth:** 10.7%

## House Price Index (HM Land Registry)

*Official index for Dudley; Flats and maisonettes series; as of March 2026.*

- **1y growth (index):** -3.2%
- **5y growth (index):** 10.2%
- **10y growth (index):** 45.4%

## Flood risk

- **Zone:** 2
- **Risk:** In flood risk area
- **Source:** Environment Agency Flood Risk Areas (APSFR)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

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Property details

Tenure

LEASEHOLD

Council tax band

Last sold

£120,000 Oct 2025

Local average

£142,494 (-19.3%)

Deprivation

Decile 2 (6,287 of 33,755)

Street crime

193 incidents within 1 mile (Apr 2026)

Key features

ONE BEDROOM APARTMENT
MODERN OPEN PLAN LOUNGE KITCHEN
IDEAL STOURBRIDGE TOWN LOCATION
NEARBY LOCAL AMENITIES
RECENTLY MODERNISED KITCHEN AND BATHROOM
OFFERED WITH NO UPWARD CHAIN
EPC RATING C

Description

This one bedroom first floor flat on St. Giles Row features a well-appointed reception room that provides a welcoming space for relaxation and entertainment opening out to a modern fitted kitchen. There is one bedroom, while the bathroom is equipped with contemporary fixtures. Constructed in 2002, this property boasts modern amenities and a fresh aesthetic, making it an ideal choice for those who appreciate contemporary living in a prime location on Lower High Street. You are just a stone's throw away from local shops, cafes, and essential services, ensuring that everything you need is within easy reach.

Entrance Hall - With doors to various rooms, two built in storage cupboards and a central heating radiator.

Open Plan Lounge Kitchen - Comprising of:

Lounge - 4.3 x 4.42 (14'1" x 14'6") - With a door from the entrance hall and open to the kitchen, double glazed window to rear, wall lights and two central heating radiators.

Kitchen - 2.2 x 2.13 (7'2" x 6'11") - Open from the lounge, fitted with wall and base units, work surfaces with tiled splashback, stainless steel sink and drainer, integrated oven, electric hob with extractor fan above, integrated fridge, integrated washing machine, double glazed window to side and recessed spotlights.

Bedroom One - 2.92 x 3.20 (9'6" x 10'5") - With a door from the entrance hall, double glazed window to front, wall lights and a central heating radiator.

Bathroom - With a door from the entrance hall, bath with shower over, fitted glass shower screen, double glazed window to side, WC, wash hand basin set into vanity unit, part tiled walls, recessed spotlights and extractor fan.

Estate agents operating in the UK are required to conduct Anti-Money Laundering (AML) checks in compliance with the regulations set forth by HM Revenue and Customs (HMRC) for all property transactions. It is mandatory for both buyers and sellers to successfully complete these checks before any property transaction can proceed. Our estate agency uses Coadjute’s Assured Compliance service to facilitate the AML checks. A fee will be charged for each individual AML check conducted.

Listed by

Stourbridge

Hunters Property Group Ltd

Reference: 157132253

EPC Rating & Upgrade Cost

Fetching EPC data… Refresh this page in a moment.

Flood risk

Zone: 2

Risk: In flood risk area

Environment Agency Flood Risk Areas (APSFR)

Floorplans

Floorplan 1

Price history

Event	Date	Price	% change
Sold	31/10/2025 (7 months ago)	£120,000	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
KNOYLE COURT FLAT 12 SCOTTS ROAD, STOURBRIDGE, DUDLEY, WEST MIDLANDS, DY8 1XZ	£83,000	30/06/2023	Flat
KNOYLE COURT FLAT 12A SCOTTS ROAD, STOURBRIDGE, DUDLEY, WEST MIDLANDS, DY8 1XZ	£112,000	27/05/2022	Flat
MEDUSA HOUSE 22 ST JOHNS ROAD, STOURBRIDGE, DUDLEY, WEST MIDLANDS, DY8 1YS	£500,000	22/10/2021	Flat
MEDUSA HOUSE 12 ST JOHNS ROAD, STOURBRIDGE, DUDLEY, WEST MIDLANDS, DY8 1YS	£500,000	22/10/2021	Flat
MEDUSA HOUSE 31 ST JOHNS ROAD, STOURBRIDGE, DUDLEY, WEST MIDLANDS, DY8 1YS	£500,000	22/10/2021	Flat
MEDUSA HOUSE 62 ST JOHNS ROAD, STOURBRIDGE, DUDLEY, WEST MIDLANDS, DY8 1YS	£500,000	22/10/2021	Flat
12 ST GILES ROW, STOURBRIDGE, DUDLEY, WEST MIDLANDS, DY8 1TR	£200,000	28/09/2021	Flat
7 ST GILES ROW, STOURBRIDGE, DUDLEY, WEST MIDLANDS, DY8 1TR	£173,000	08/07/2021	Flat

Area average: £321,000 (8 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth -7%

10y growth 10.7%

House Price Index (HM Land Registry — official index, not sold-price averages): Dudley. Series: Flats and maisonettes. As of March 2026.

1y (index) -3.2%

5y (index) 10.2%

10y (index) 45.4%

Company ownership

Registered legal owner is a company.

Company-owned (UK company) Company-owned (Overseas company)

Company: WEST BROMWICH HOMES LIMITED (03437263)

Rental Range

Estimated market rent for Dudley. Low = conservative, Realistic = average, Optimistic = best case.

Low £762/mo

Realistic £847/mo

Optimistic £932/mo

Based on Local Authority from postcode lookup → Dudley.

LHA (30th percentile) floor for East Cheshire: £549/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View DY8 1TR

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Shop	Cats Protection	0.1 miles
Shop	Stourbridge Music Centre	0.1 miles
Bus stop	Crown Lane / Tesco	0.1 miles
Bus stop	High St / Mill Race Lane	0.1 miles
Train station	Stourbridge Town	0.4 miles
Train station	Stourbridge Junction	1.0 miles
Hospital	Brierley Hill Health & Social Care Centre	2.1 miles
Hospital	West Midlands Hospital Ramsay Health care	3.0 miles
University	University of Wolverhampton ECMS National Foundry Training Centre	5.9 miles
University	Dudley Port School	6.2 miles

Street-level crime

Category	Count
Violence and sexual offences	66
Shoplifting	37
Public order	23
Other theft	17
Criminal damage and arson	14
Vehicle crime	12
Anti-social behaviour	6
Drugs	6
Possession of weapons	5
Burglary	3
Other crime	2
Bicycle theft	1
Robbery	1
Total incidents	193

Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
King Edward VI College Stourbridge	Other	0.1 miles	— (No rating)
Greenfield Primary School	Primary	0.4 miles	Good — 25 Apr 2024
Redhill School	Secondary	0.5 miles	Good — 12 Jul 2024
Amblecote Primary School	Primary	0.6 miles	Good — 12 Oct 2011
Glasshouse College	Other	0.6 miles	— (No rating)

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
1 Bed Flat, Worcester St, DY8	£750/mo	1	0.65 miles	OpenRent

Average rent: £750/mo (1 listing)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.65%

Max investor price (0.8%) £93,750

Target investor price (1%) £75,000

Gross yield 7.8%

Cost-to-rent ratio 12.8×

Monthly cashflow £197/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 7.1%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).