# 3 bedroom terraced house for sale (NW5 3DJ)

## Property Details

| Key | Value |
|-----|-------|
| Address | 14 ALMA STREET, LONDON, GREATER LONDON NW5 3DJ |
| Price | £1,300,000 |
| Bedrooms | 3 |
| Bathrooms | 2 |
| Last sold | £1,325,000 Mar 2021 |

## Description

This charming Victorian house is set on a peaceful residential road in the heart of Kentish Town, featuring high ceilings and fantastic living space. The property has a modern kitchen that leads out onto beautiful South-West facing garden.

This much sought after road is perfectly positioned for Kentish Town's wide selection of excellent transport links, with both Overground & Underground stations providing access to locations throughout the City, West End and to St. Pancras International.

## Property Photos

- ![Photo](/listings/photos/74796381/1248513)
- ![Photo](/listings/photos/74796381/1248514)
- ![Photo](/listings/photos/74796381/1248515)
- ![Photo](/listings/photos/74796381/1248516)
- ![Photo](/listings/photos/74796381/1248517)
- ![Photo](/listings/photos/74796381/1248518)
- ![Photo](/listings/photos/74796381/1248519)
- ![Photo](/listings/photos/74796381/1248520)
- ![Photo](/listings/photos/74796381/1248521)
- ![Photo](/listings/photos/74796381/1248523)
- ![Photo](/listings/photos/74796381/1248524)
- ![Photo](/listings/photos/74796381/1248525)

## Floorplans

- ![Floorplan 1](/listings/photos/74796381/1248526) - Floorplan 1

## EPC Graphs

- ![EPC 1](/listings/photos/74796381/1248527) - EPC 1
- ![EPC 2](/listings/photos/74796381/1248529) - EPC 2

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 14 ALMA STREET, LONDON, CAMDEN, GREATER LONDON, NW5 3DJ | £1,325,000 | 30/03/2021 | Terraced |
| 14 ALMA STREET, LONDON, CAMDEN, GREATER LONDON, NW5 3DJ | £890,000 | 09/11/2012 | Terraced |
| 14 ALMA STREET, LONDON, CAMDEN, GREATER LONDON, NW5 3DJ | £487,500 | 28/06/2005 | Terraced |
| 14 ALMA STREET, LONDON, CAMDEN, GREATER LONDON, NW5 3DJ | £25,937 | 08/06/1998 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| [Same street] 9 ALMA STREET, LONDON, CAMDEN, GREATER LONDON, NW5 3DJ | £1,070,000 | 10/05/2024 | Terraced |
| 3 RAGLAN STREET, LONDON, CAMDEN, GREATER LONDON, NW5 3DB | £1,075,000 | 31/08/2023 | Terraced |
| 47 ALMA STREET, LONDON, CAMDEN, GREATER LONDON, NW5 3DH | £1,250,000 | 05/05/2023 | Terraced |
| 3 INKERMAN ROAD, LONDON, CAMDEN, GREATER LONDON, NW5 3BS | £1,450,000 | 29/11/2022 | Terraced |
| 35 GRAFTON ROAD, LONDON, CAMDEN, GREATER LONDON, NW5 3DX | £1,600,000 | 02/09/2022 | Terraced |
| 4 INKERMAN ROAD, LONDON, CAMDEN, GREATER LONDON, NW5 3BS | £1,300,000 | 15/07/2022 | Terraced |
| 42 WILLES ROAD, LONDON, CAMDEN, GREATER LONDON, NW5 3DL | £1,680,000 | 04/07/2022 | Terraced |
| 46 ALMA STREET, LONDON, CAMDEN, GREATER LONDON, NW5 3DH | £1,428,000 | 08/04/2022 | Terraced |
| 27 WILLES ROAD, LONDON, CAMDEN, GREATER LONDON, NW5 3DT | £1,875,000 | 07/03/2022 | Terraced |
| 25 GRAFTON ROAD, LONDON, CAMDEN, GREATER LONDON, NW5 3DX | £2,153,000 | 22/12/2021 | Terraced |
| 30 GROUND AND FIRST FLOORS ALMA STREET, LONDON, CAMDEN, GREATER LONDON, NW5 3DH | £820,000 | 15/09/2021 | Terraced |

**Street average:** £1,070,000 (1 sale)
**Area average:** £1,463,100 (10 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £1,414,135 (18 Terraced, NW5, 2024–2026)
- **Deviation:** -8.1%

## Rental Range

*ONS Price Index of Private Rents (Camden). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £2,483/mo
- **Realistic:** £2,759/mo
- **Optimistic:** £3,035/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Inner North London (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £2,154/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Flat, Castle Road, NW1 | £3,650/mo | 3 | 0.21 miles | OpenRent |
| 3 Bed Flat, Royal College St, NW1 | £3,650/mo | 3 | 0.24 miles | OpenRent |
| 3 Bed Flat, Torbay Court, NW1 | £3,000/mo | 3 | 0.29 miles | OpenRent |
| 3 Bed Flat, Torbay Court, NW1 | £3,000/mo | 3 | 0.3 miles | OpenRent |
| 3 Bed Flat, Malden Crescent, NW1 | £3,350/mo | 3 | 0.32 miles | OpenRent |

**Average rent: £3,330/mo (5 listings)**

## 1% Rule

- **Rent ratio:** 0.26% (weak for cashflow)
- **Max investor price (0.8%):** £418,750
- **Target investor price (1%):** £335,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £3,350/mo).*

- **Gross yield:** 3.1%
- **Cost-to-rent:** 32.3×
- **Monthly cashflow:** £-2,130/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -6.8%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 5.8%
- **10y growth:** 44%

## House Price Index (HM Land Registry)

*Official index for Camden; Terraced series; as of April 2026.*

- **1y growth (index):** -0.5%
- **5y growth (index):** 6.8%
- **10y growth (index):** 5.5%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)