# 2 bedroom apartment for sale (IP33 1HF) ## Property Details | Key | Value | |-----|-------| | Address | FLAT 7, GARDINER HOUSE, LOOMS LANE, BURY ST EDMUNDS, SUFFOLK IP33 1HF | | Price | £750,000 | | Bedrooms | 2 | | Bathrooms | 2 | | Council tax | F | | Last sold | £750,000 Oct 2024 | ## Description **** **** Absolutely stunning first floor apartment in town centre location with south facing terrace. Secure gated parking, lift, high specification throughout with ensuite and further bathroom, open plan kitchen / dining / living area with bi-fold doors onto terrace. Two spacious double bedrooms. Perfect town centre location with allocated parking. This beautiful apartment has been improved by the current owners since owning from new with the addition of so many high quality features and benefits including air conditioning, bespoke hand built wardrobes, underfloor heating, high-spec kitchen and appliances, electric blinds throughout, hot water tap - the list goes on. Located in the best position in town within walking distance of M & S, restaurants, shops and all that Bury St Edmunds town centre has to offer. Gardiners has two entrances - the main front door and also ground level entrance into the main car park which is electrically gated. The car park has electric charging points and access to the rear of the building leading to the communal entrance hallway, lift and stairs. There is one parking space allocated to the apartment. There is a video security intercom entry system. On entering the apartment the quality of finish is clear. The flooring throughout the living areas is the highest grade Amtico covering. In the entrance hallway is a utility cupboard which houses the washer / dryer machine with handy additional storage above. The bathroom is fully tiled with underfloor heating, dual fuel heated radiator, amtico flooring, low level lighting, large shower cubicle, wc and wash hand basin with vanity unit and back lit mirror above. There is a handy storage cupboard in the hallway which houses the gas combi boiler, water softener, internet and additional storage shelving. The master bedroom is spacious with bespoke hand made wardrobes with interior lighting, window to front fitted with electric blind, air con unit and door to the ensuite shower room. The ensuite is fitted with Amtico flooring, dual fuel heated towel radiator, shower cubicle, wc and wash hand basin with vanity unit and back lit mirror above. The guest room is spacious with further bespoke hand made wardrobes, cleverly designed to provide ample storage, window to front with electric blind. Through to the living, kitchen and dining room which is beautifully fitted and an oasis of calm overlooking the south facing terrace, albeit in this town centre location! The dining area is fitted with wall and base cupboards to match the kitchen, with lighting and glass display cabinets. The kitchen is fitted with a large island with storage, space for seating, integrated induction hob and integrated extractor. Fitted with Dekton worksurface over and sink with Qooker Boiling Tap, AEG oven and AEG combi microwave and grill, integrated full height fridge and integrated full height freezer, wine cooler, larder cupboard and lighting under the wall cupboards. The sitting room is beyond the kitchen area and has an additional air con unit, and stunning bi-fold doors with electric blinds leading out onto the stunning south facing terrace. The terrace is a beautiful addition to an already stunning property - south facing, privacy, spacious area with room for large outside sofa and table, dining table, bbq, space for numerous pots and plants, outside tap, electrical sockets and water butt all enclosed by a glass balustrade - a tranquil area to dine and entertain. Two electric awnings provide additional privacy and cover during very warm weather.   **KITCHEN** **AREA** **14' 9" x 11' 10" (4.5m x 3.61m)**   **DINING** **AREA** **8' 8" x 11' 8" (2.64m x 3.56m)**   **SITTING** **ROOM** **16' 2" x 15' 2" (4.93m x 4.62m)**   **MASTER** **BEDROOM** **13' 1" x 15' 0" (3.99m x 4.57m)**   **GUEST** **BEDROOM** **8' 4" x 15' 0" (2.54m x 4.57m)**   **** **** Every care has been taken with the preparation of these particulars, but complete accuracy cannot be guaranteed. If there is any point, which is of particular importance to you, please obtain professional confirmation. Alternatively, we will be pleased to check the information for you. These Particulars do not constitute a contract or part of a contract. All measurements quoted are approximate. The Fixtures, Fittings & Appliances have not been tested and therefore no guarantee can be given that they are in working order. Photographs are reproduced for general information and it cannot be inferred that any item shown is included in the sale.  ## Property Photos - ![DCP_7053](/listings/photos/149818472/206529) - DCP_7053 - ![DCP_7051](/listings/photos/149818472/206530) - DCP_7051 - ![DCP_7030](/listings/photos/149818472/206531) - DCP_7030 - ![DCP_6966](/listings/photos/149818472/206532) - DCP_6966 - ![DCP_7046](/listings/photos/149818472/206533) - DCP_7046 - ![DCP_7037](/listings/photos/149818472/206534) - DCP_7037 - ![DCP_7039](/listings/photos/149818472/206535) - DCP_7039 - ![Photo](/listings/photos/149818472/206536) - ![DCP_7025](/listings/photos/149818472/206537) - DCP_7025 - ![DCP_6976](/listings/photos/149818472/206538) - DCP_6976 - ![DCP_6986](/listings/photos/149818472/206539) - DCP_6986 - ![DCP_6991](/listings/photos/149818472/206540) - DCP_6991 - ![DCP_6971](/listings/photos/149818472/206541) - DCP_6971 - ![DCP_6956](/listings/photos/149818472/206542) - DCP_6956 - ![DCP_6961](/listings/photos/149818472/206543) - DCP_6961 - ![DCP_6981](/listings/photos/149818472/206544) - DCP_6981 - ![DCP_7019](/listings/photos/149818472/206545) - DCP_7019 - ![DCP_7001](/listings/photos/149818472/206546) - DCP_7001 - ![DCP_7013](/listings/photos/149818472/206547) - DCP_7013 - ![DCP_7006](/listings/photos/149818472/206548) - DCP_7006 - ![DCP_6996](/listings/photos/149818472/206549) - DCP_6996 - ![DCP_7038](/listings/photos/149818472/206550) - DCP_7038 - ![DCP_7035](/listings/photos/149818472/206551) - DCP_7035 - ![DCP_7036](/listings/photos/149818472/206552) - DCP_7036 - ![Photo](/listings/photos/149818472/206553) ## Floorplans - ![Floorplan 1](/listings/photos/149818472/206554) - Floorplan 1 ## EPC Graphs - ![EPC 1](/listings/photos/149818472/206555) - EPC 1 ## Sales History *Recorded sales for this property. Data from Land Registry Price Paid.* | Address | Price | Date | Type | |---------|-------|------|------| | GARDINER HOUSE FLAT 7 LOOMS LANE, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP33 1HF | £750,000 | 28/10/2024 | Flat | | GARDINER HOUSE FLAT 7 LOOMS LANE, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP33 1HF | £614,950 | 21/10/2022 | Flat | ## Sold Comparables *Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.* | Address | Price | Date | Type | |---------|-------|------|------| | [Same street] GARDINER HOUSE FLAT 11 LOOMS LANE, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP33 1HF | £520,000 | 20/10/2023 | Flat | | PALMERS HOUSE, 9 - 10 FLAT 5 ABBEYGATE STREET, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP33 1UN | £190,000 | 28/02/2023 | Flat | | [Same street] GARDINER HOUSE FLAT 4 LOOMS LANE, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP33 1HF | £385,000 | 12/12/2022 | Flat | | ST. EDMUNDS APARTMENTS 2 LOWER BAXTER STREET, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP33 1EF | £415,000 | 01/11/2022 | Flat | | PALMERS HOUSE, 9 - 10 FLAT 8 ABBEYGATE STREET, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP33 1UN | £210,000 | 26/10/2022 | Flat | | PALMERS HOUSE, 9 - 10 FLAT 6 ABBEYGATE STREET, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP33 1UN | £250,000 | 03/10/2022 | Flat | | [Same street] GARDINER HOUSE FLAT 5 LOOMS LANE, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP33 1HF | £525,000 | 20/09/2022 | Flat | | PALMERS HOUSE, 9 - 10 FLAT 2 ABBEYGATE STREET, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP33 1UN | £260,000 | 09/09/2022 | Flat | | PALMERS HOUSE, 9 - 10 FLAT 7 ABBEYGATE STREET, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP33 1UN | £262,000 | 02/09/2022 | Flat | | PALMERS HOUSE, 9 - 10 FLAT 1 ABBEYGATE STREET, BURY ST EDMUNDS, BABERGH, SUFFOLK, IP33 1UN | £210,000 | 26/08/2022 | Flat | | [Same street] GARDINER HOUSE FLAT 8 LOOMS LANE, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP33 1HF | £650,000 | 29/07/2022 | Flat | | [Same street] GARDINER HOUSE FLAT 6 LOOMS LANE, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP33 1HF | £612,500 | 28/07/2022 | Flat | | PALMERS HOUSE, 9 - 10 FLAT 4 ABBEYGATE STREET, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP33 1UN | £175,000 | 25/07/2022 | Flat | | KARRELBROOK HOUSE, 118 FLAT 1 NORTHGATE STREET, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP33 1HQ | £205,000 | 15/07/2022 | Flat | | KARRELBROOK HOUSE, 118 FLAT 8 NORTHGATE STREET, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP33 1HQ | £165,000 | 16/06/2022 | Flat | | PALMERS HOUSE, 9 - 10 FLAT 3 ABBEYGATE STREET, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP33 1UN | £265,000 | 13/06/2022 | Flat | | MARFIELD HOUSE, 124 FLAT 5 NORTHGATE STREET, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP33 1HG | £165,000 | 26/05/2022 | Flat | | 4 CHAPTER HOUSE LOWER BAXTER STREET, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP33 1EG | £380,000 | 25/01/2022 | Flat | | CULWELL HOUSE, 41 3 WELL STREET, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP33 1EQ | £174,000 | 24/01/2022 | Flat | | 4 GARLAND STREET, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP33 1EZ | £595,000 | 14/01/2022 | Flat | **Street average:** £538,500 (5 sales) **Area average:** £261,400 (15 sales) ## Price vs local average *Outcode + property type (HousePrices, last 2 years).* - **Local average:** £217,085 (23 Flat, IP33, 2024–2026) - **Deviation:** +245.5% ## Rental Range *ONS Price Index of Private Rents (West Suffolk). Low / Realistic / Optimistic = conservative / average / best case.* - **Low:** £1,058/mo - **Realistic:** £1,176/mo - **Optimistic:** £1,294/mo ## LHA (Local Housing Allowance) *VOA 30th percentile rent floor for Bury St Edmunds (Apr 2025 – Mar 2026).* - **LHA floor (this property size):** £773/mo ## 1% Rule - **Rent ratio:** 0.16% (weak for cashflow) - **Max investor price (0.8%):** £147,000 - **Target investor price (1%):** £117,600 *Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on Area rent estimate.* ## Capital growth trend *Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.* - **5y growth:** -33.8% - **10y growth:** 10.2% ## House Price Index (HM Land Registry) *Official index for West Suffolk; Flats and maisonettes series; as of March 2026.* - **1y growth (index):** 0.3% - **5y growth (index):** -1.4% - **10y growth (index):** 13.8% ## Flood risk - **Zone:** 1 - **Risk:** Low - **Source:** Job (default Low) [Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)