# 2 bedroom ground floor flat for sale (ME10 4ED)

## Property Details

| Key | Value |
|-----|-------|
| Address | 1 WHITEHALL COURT, SITTINGBOURNE, KENT ME10 4ED |
| Price | £225,000 |
| Bedrooms | 2 |
| Bathrooms | 1 |
| Last sold | £207,000 Jun 2022 |

## Description

BEING OFFERED WITH NO ONWARD CHAIN, THIS STUNNING 2 BEDROOM GROUND FLOOR APARTMENT JUST OOZES CHARACTER AND IS SURE TO PROVE POPULAR.

Situated in a prestigious development, this charming apartment offers spacious living accommodation with the benefit of a huge conservatory that is currently being restored to it's former glory.

Whitehall Court is an extremely popular development and is situated in an extremely convenient location with a local parade of shops and just a short walk away from Sittingbourne town centre that is in the middle of an exciting regeneration scheme.

Allocated parking for 2 vehicles and communal gardens.

## Property Photos

- ![Photo](/listings/photos/114644768/382257)
- ![Photo](/listings/photos/114644768/382258)
- ![Photo](/listings/photos/114644768/382266)
- ![Photo](/listings/photos/114644768/382267)
- ![Photo](/listings/photos/114644768/382268)
- ![Photo](/listings/photos/114644768/382272)
- ![Photo](/listings/photos/114644768/382275)

## Floorplans

- ![Floorplan 1](/listings/photos/114644768/382280) - Floorplan 1
- ![Floorplan](/listings/photos/114644768/382331) - Floorplan

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 1 WHITEHALL COURT, SITTINGBOURNE, SWALE, KENT, ME10 4ED | £207,000 | 24/06/2022 | Flat |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 49 CAPEL ROAD, SITTINGBOURNE, SWALE, KENT, ME10 4EP | £167,000 | 17/12/2025 | Flat |
| 35 CAPEL ROAD, SITTINGBOURNE, SWALE, KENT, ME10 4EP | £176,000 | 22/10/2021 | Flat |
| [Same street] 10 WHITEHALL COURT, SITTINGBOURNE, SWALE, KENT, ME10 4ED | £145,000 | 29/09/2021 | Flat |
| 151 LOWER FLAT PARK ROAD, SITTINGBOURNE, SWALE, KENT, ME10 1EW | £170,000 | 27/08/2021 | Flat |
| [Same street] 2 WHITEHALL COURT, SITTINGBOURNE, SWALE, KENT, ME10 4ED | £145,000 | 24/08/2021 | Flat |

**Street average:** £145,000 (2 sales)
**Area average:** £171,000 (3 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £151,531 (24 Flat, ME10, 2024–2026)
- **Deviation:** +48.5%

## Rental Range

*ONS Price Index of Private Rents (Swale). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £982/mo
- **Realistic:** £1,091/mo
- **Optimistic:** £1,200/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Medway & Swale (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £848/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Flat, High St, ME10 | £1,100/mo | 2 | 0.42 miles | OpenRent |

**Average rent: £1,100/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.49% (weak for cashflow)
- **Max investor price (0.8%):** £137,500
- **Target investor price (1%):** £110,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,100/mo).*

- **Gross yield:** 5.9%
- **Cost-to-rent:** 17×
- **Monthly cashflow:** £79/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 1.5%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 13.1%
- **10y growth:** 31%

## House Price Index (HM Land Registry)

*Official index for Swale; Flats and maisonettes series; as of March 2026.*

- **1y growth (index):** -5.4%
- **5y growth (index):** -1.7%
- **10y growth (index):** 16.9%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)