Sold STC Flat

1 WHITEHALL COURT

SITTINGBOURNE, KENT ME10 4ED

2 beds 1 baths 527 sq ft Listed 11 Oct 2021 (-1706d)

£225,000

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# 2 bedroom ground floor flat for sale (ME10 4ED)

## Property Details

| Key | Value |
|-----|-------|
| Address | 1 WHITEHALL COURT, SITTINGBOURNE, KENT ME10 4ED |
| Price | £225,000 |
| Bedrooms | 2 |
| Bathrooms | 1 |
| Construction age | England and Wales: 1900-1929 |
| Floor area | 49 m² |
| Last sold | £207,000 Jun 2022 |

## Description

BEING OFFERED WITH NO ONWARD CHAIN, THIS STUNNING 2 BEDROOM GROUND FLOOR APARTMENT JUST OOZES CHARACTER AND IS SURE TO PROVE POPULAR.

Situated in a prestigious development, this charming apartment offers spacious living accommodation with the benefit of a huge conservatory that is currently being restored to it's former glory.

Whitehall Court is an extremely popular development and is situated in an extremely convenient location with a local parade of shops and just a short walk away from Sittingbourne town centre that is in the middle of an exciting regeneration scheme.

Allocated parking for 2 vehicles and communal gardens.

## Property Photos

- ![Photo](/listings/photos/114644768/382257)
- ![Photo](/listings/photos/114644768/382258)
- ![Photo](/listings/photos/114644768/382266)
- ![Photo](/listings/photos/114644768/382267)
- ![Photo](/listings/photos/114644768/382268)
- ![Photo](/listings/photos/114644768/382272)
- ![Photo](/listings/photos/114644768/382275)

## Floorplans

- ![Floorplan 1](/listings/photos/114644768/382280) - Floorplan 1
- ![Floorplan](/listings/photos/114644768/382331) - Floorplan

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 1 WHITEHALL COURT, SITTINGBOURNE, SWALE, KENT, ME10 4ED | £207,000 | 24/06/2022 | Flat |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 49 CAPEL ROAD, SITTINGBOURNE, SWALE, KENT, ME10 4EP | £167,000 | 17/12/2025 | Flat |
| 35 CAPEL ROAD, SITTINGBOURNE, SWALE, KENT, ME10 4EP | £176,000 | 22/10/2021 | Flat |
| [Same street] 10 WHITEHALL COURT, SITTINGBOURNE, SWALE, KENT, ME10 4ED | £145,000 | 29/09/2021 | Flat |
| 151 LOWER FLAT PARK ROAD, SITTINGBOURNE, SWALE, KENT, ME10 1EW | £170,000 | 27/08/2021 | Flat |
| [Same street] 2 WHITEHALL COURT, SITTINGBOURNE, SWALE, KENT, ME10 4ED | £145,000 | 24/08/2021 | Flat |

**Street average:** £145,000 (2 sales)
**Area average:** £171,000 (3 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £151,531 (24 Flat, ME10, 2024–2026)
- **Deviation:** +48.5%

## Rental Range

*ONS Price Index of Private Rents (Swale). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £982/mo
- **Realistic:** £1,091/mo
- **Optimistic:** £1,200/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Medway & Swale (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £848/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Flat, High St, ME10 | £1,100/mo | 2 | 0.42 miles | OpenRent |

**Average rent: £1,100/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.49% (weak for cashflow)
- **Max investor price (0.8%):** £137,500
- **Target investor price (1%):** £110,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,100/mo).*

- **Gross yield:** 5.9%
- **Cost-to-rent:** 17×
- **Monthly cashflow:** £79/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 1.5%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £4,592/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 15.5%
- **10y growth:** 31%

## House Price Index (HM Land Registry)

*Official index for Swale; Flats and maisonettes series; as of March 2026.*

- **1y growth (index):** -5.4%
- **5y growth (index):** -1.7%
- **10y growth (index):** 16.9%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

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Property details

Tenure

LEASEHOLD

Floor area

49 m²

Year built

England and Wales: 1900-1929

Last sold

£207,000 Jun 2022

Price per m²

£4,592/m²

Local average

£151,531 (+48.5%)

Deprivation

Decile 6 (19,148 of 33,755)

Street crime

281 incidents within 1 mile (Apr 2026)

Key features

STUNNING 2 BEDROOM GROUNDFLOOR APARTMENT
LARGE CONSERVATORY
ALLOCATED PARKING
PRESTIGIOUS LOCATION
VACANT POSSESSION

Additional details

Parking: Yes

Description

BEING OFFERED WITH NO ONWARD CHAIN, THIS STUNNING 2 BEDROOM GROUND FLOOR APARTMENT JUST OOZES CHARACTER AND IS SURE TO PROVE POPULAR.
Situated in a prestigious development, this charming apartment offers spacious living accommodation with the benefit of a huge conservatory that is currently being restored to it's former glory.
Whitehall Court is an extremely popular development and is situated in an extremely convenient location with a local parade of shops and just a short walk away from Sittingbourne town centre that is in the middle of an exciting regeneration scheme.
Allocated parking for 2 vehicles and communal gardens.

Listed by

Sittingbourne

Buckey & Ward

Reference: 114644768

EPC Rating & Upgrade Cost

Fetching EPC data… Refresh this page in a moment.

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

Floorplan 1

Floorplan

Price history

Event	Date	Price	% change
Sold	24/06/2022 (3 years ago)	£207,000	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
49 CAPEL ROAD, SITTINGBOURNE, SWALE, KENT, ME10 4EP	£167,000	17/12/2025	Flat
35 CAPEL ROAD, SITTINGBOURNE, SWALE, KENT, ME10 4EP	£176,000	22/10/2021	Flat
Same street 10 WHITEHALL COURT, SITTINGBOURNE, SWALE, KENT, ME10 4ED	£145,000	29/09/2021	Flat
151 LOWER FLAT PARK ROAD, SITTINGBOURNE, SWALE, KENT, ME10 1EW	£170,000	27/08/2021	Flat
Same street 2 WHITEHALL COURT, SITTINGBOURNE, SWALE, KENT, ME10 4ED	£145,000	24/08/2021	Flat

Street average: £145,000 (2 sales)

Area average: £171,000 (3 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 15.5%

10y growth 31%

House Price Index (HM Land Registry — official index, not sold-price averages): Swale. Series: Flats and maisonettes. As of March 2026.

1y (index) -5.4%

5y (index) -1.7%

10y (index) 16.9%

Rental Range

Estimated market rent for Swale. Low = conservative, Realistic = average, Optimistic = best case.

Low £982/mo

Realistic £1,091/mo

Optimistic £1,200/mo

Based on Local Authority from postcode lookup → Swale.

LHA (30th percentile) floor for Medway & Swale: £848/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View ME10 4ED

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Hospital	Sittingbourne Memorial Hospital	0.1 miles
Shop	Unknown	0.1 miles
Shop	League of Friends Shop	0.1 miles
Bus stop	Community Hospital	0.1 miles
Bus stop	Fulston Manor and Highsted Schools	0.2 miles
Train station	Sittingbourne	0.6 miles
Train station	Sittingbourne Viaduct	0.8 miles
Hospital	Unknown	2.0 miles
University	Canterbury Christ Church University	5.2 miles
University	UCA Maidstone Studios	8.8 miles

Street-level crime

Category	Count
Violence and sexual offences	95
Anti-social behaviour	53
Shoplifting	47
Criminal damage and arson	26
Other theft	15
Drugs	13
Public order	9
Vehicle crime	9
Other crime	5
Bicycle theft	4
Burglary	2
Robbery	2
Theft from the person	1
Total incidents	281

Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Highsted Grammar School	Secondary	0.1 miles	Good — 19 Mar 2023
Fulston Manor School	Secondary	0.2 miles	Requires improvement — 11 Jan 2024
ALP Sittingbourne	Other	0.2 miles	Good — 9 Oct 2023
Borden Grammar School	Secondary	0.2 miles	Good — 4 Dec 2013
The Oaks Infant School	Primary	0.4 miles	Good — 19 Jul 2011

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
2 Bed Flat, High St, ME10	£1,100/mo	2	0.42 miles	OpenRent

Average rent: £1,100/mo (1 listing)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.49%

Max investor price (0.8%) £137,500

Target investor price (1%) £110,000

Gross yield 5.9%

Cost-to-rent ratio 17×

Monthly cashflow £79/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 1.5%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).