Sold STC Semi-detached

81 HOWARD STREET

GLOUCESTER, GLOUCESTERSHIRE GL1 4UX

3 beds 2 baths 1,216 sq ft Listed 7 Aug 2025 (-323d)

£210,000

Reduced on 14 Oct 2025

Save

# 3 bedroom semi-detached house for sale (GL1 4UX)

## Property Details

| Key | Value |
|-----|-------|
| Address | 81 HOWARD STREET, GLOUCESTER, GLOUCESTERSHIRE GL1 4UX |
| Price | £210,000 |
| Bedrooms | 3 |
| Bathrooms | 2 |
| Council tax | A |
| Construction age | England and Wales: 1900-1929 |
| Floor area | 113 m² |
| Last sold | £205,000 Jan 2026 |

## EPC Rating & Upgrade Cost

- **Current rating:** E
- **Potential rating:** C
- **Expiry date:** 19/07/2034
- **Current heating cost:** £1,943/year
- **Est. upgrade cost to C:** £20,745

### Recommendations
- A (£100 - £350)
- B (£500 - £1,500)
- Q (£4,000 - £14,000)
- W1 (£800 - £1,200)
- E (£20)
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/2001-3040-2203-2164-3200)

## Description

The accommodation briefly comprises: entrance hall, two reception rooms, kitchen dining room, bathroom and lean to storage space. On the first floor are three double bedrooms and a second bathroom. There is a wooden ladder to a large attic space. To the rear is a good size garden, with pedestrian side access to the front of the property. While the property would benefit from updating throughout, it is gas centrally heated and fully double glazed.

## Property Photos

- ![Picture No. 01](/listings/photos/165467024/741385) - Picture No. 01
- ![Picture No. 02](/listings/photos/165467024/741386) - Picture No. 02
- ![Picture No. 03](/listings/photos/165467024/741387) - Picture No. 03
- ![Picture No. 04](/listings/photos/165467024/741388) - Picture No. 04
- ![Picture No. 05](/listings/photos/165467024/741389) - Picture No. 05
- ![Picture No. 06](/listings/photos/165467024/741390) - Picture No. 06
- ![Picture No. 08](/listings/photos/165467024/741391) - Picture No. 08
- ![Picture No. 09](/listings/photos/165467024/741392) - Picture No. 09
- ![Picture No. 10](/listings/photos/165467024/741393) - Picture No. 10
- ![Picture No. 07](/listings/photos/165467024/741394) - Picture No. 07
- ![Picture No. 11](/listings/photos/165467024/741395) - Picture No. 11

## Floorplans

- ![Floorplan](/listings/photos/165467024/741396) - Floorplan

## EPC Graphs

- ![EPC Rating Graph](/listings/photos/165467024/741397) - EPC Rating Graph

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 81 HOWARD STREET, GLOUCESTER, GLOUCESTERSHIRE, GL1 4UX | £205,000 | 09/01/2026 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 68 HOWARD STREET, GLOUCESTER, GLOUCESTERSHIRE, GL1 4UU | £221,000 | 17/11/2023 | Semi-detached |
| 76 FALKNER STREET, GLOUCESTER, GLOUCESTERSHIRE, GL1 4SJ | £210,000 | 20/10/2023 | Semi-detached |
| 1 SLANEY STREET, GLOUCESTER, GLOUCESTERSHIRE, GL1 4TL | £155,000 | 19/10/2023 | Semi-detached |
| [Same street] 92 HOWARD STREET, GLOUCESTER, GLOUCESTERSHIRE, GL1 4UX | £250,000 | 27/09/2023 | Detached |
| 55 HIGH STREET, GLOUCESTER, GLOUCESTERSHIRE, GL1 4SP | £132,000 | 15/09/2023 | Semi-detached |
| 27 HOWARD STREET, GLOUCESTER, GLOUCESTERSHIRE, GL1 4US | £212,000 | 18/11/2022 | Semi-detached |
| 43A BROOK STREET, GLOUCESTER, GLOUCESTERSHIRE, GL1 4XB | £220,000 | 25/10/2022 | Semi-detached |
| 31 HOWARD STREET, GLOUCESTER, GLOUCESTERSHIRE, GL1 4US | £180,000 | 27/06/2022 | Semi-detached |
| 9 MORPETH STREET, GLOUCESTER, GLOUCESTERSHIRE, GL1 4TN | £134,000 | 27/05/2022 | Semi-detached |
| 35 HANMAN ROAD, GLOUCESTER, GLOUCESTERSHIRE, GL1 4TG | £225,000 | 29/04/2022 | Semi-detached |
| 45 CONDUIT STREET, GLOUCESTER, GLOUCESTERSHIRE, GL1 4TR | £270,000 | 22/04/2022 | Semi-detached |
| 32 KNOWLES ROAD, GLOUCESTER, GLOUCESTERSHIRE, GL1 4TW | £180,000 | 22/02/2022 | Semi-detached |
| 28 MORPETH STREET, GLOUCESTER, GLOUCESTERSHIRE, GL1 4TN | £178,000 | 05/08/2021 | Semi-detached |
| 46 ALBANY STREET, GLOUCESTER, GLOUCESTERSHIRE, GL1 4NE | £137,500 | 05/07/2021 | Semi-detached |

**Street average:** £250,000 (1 sale)
**Area average:** £188,808 (13 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £274,144 (39 Semi-detached, GL1, 2024–2026)
- **Deviation:** -23.4%

## Rental Range

*ONS Price Index of Private Rents (Gloucester). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £995/mo
- **Realistic:** £1,105/mo
- **Optimistic:** £1,216/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Worcester South (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £823/mo

## 1% Rule

- **Rent ratio:** 0.53% (weak for cashflow)
- **Max investor price (0.8%):** £138,125
- **Target investor price (1%):** £110,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on Area rent estimate.*

## Price per Square Metre

- **£/m²:** £1,858/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 3.2%
- **10y growth:** 35.4%

## House Price Index (HM Land Registry)

*Official index for Gloucester; Semi-detached series; as of March 2026.*

- **1y growth (index):** 4.4%
- **5y growth (index):** 22%
- **10y growth (index):** 55.9%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

Picture No. 01 Picture No. 02 Picture No. 03 Picture No. 04 Picture No. 05 Picture No. 06 Picture No. 08 Picture No. 09 Picture No. 10 Picture No. 07 Picture No. 11

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Property details

Floor area

113 m²

Council tax band

EPC rating

Year built

England and Wales: 1900-1929

Last sold

£205,000 Jan 2026

Price per m²

£1,858/m²

Local average

£274,144 (-23.4%)

Deprivation

Decile 2 (4,628 of 33,755)

Street crime

6 incidents within 1 mile (Apr 2026)

Key features

Semi Detached House
Period Property
Three Double Bedrooms
Two Reception Rooms
Two Bathrooms
City Centre Location
CHAIN FREE

Additional details

Electricity: Mains supply
Water: Mains supply
Sewerage: Mains supply
Heating: Gas central
Garden: Yes
Listed property: No
Flooded in last 5 years: No

Description

The Property Centre welcome to the market this three double bedroom, semi detached period property situated on the edge of Gloucester City Centre. Offering versatile living space and situated within walking distance of local amenities, this property would make a fantastic family home and is being sold CHAIN FREE!

The accommodation briefly comprises: entrance hall, two reception rooms, kitchen dining room, bathroom and lean to storage space. On the first floor are three double bedrooms and a second bathroom. There is a wooden ladder to a large attic space. To the rear is a good size garden, with pedestrian side access to the front of the property. While the property would benefit from updating throughout, it is gas centrally heated and fully double glazed.

Listed by

Tuffley

The Property Centre

Reference: 165467024

EPC Rating & Upgrade Cost

Current rating: E

Potential rating: C

Inspection date: 20/07/2024

Expiry date: 19/07/2034

Current heating cost: £1,943/year

Potential heating cost: £1,229/year

Est. upgrade cost to C: £20,745

EPC E or below may face future regulation risk. Upgrading to C could improve long-term ROI.

Recommendations

Increase loft insulation to 270 mm (£100 - £350)
Cavity wall insulation (£500 - £1,500)
50 mm internal or external wall insulation (£4,000 - £14,000)
Floor insulation (suspended floor) (£800 - £1,200)
Low energy lighting for all fixed outlets (£20)
Solar water heating (£4,000 - £6,000)
Solar photovoltaic panels, 2.5 kWp (£3,500 - £5,500)

View full EPC on gov.uk

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

Floorplan

EPC Graphs

EPC Rating Graph

Price history

Event	Date	Price	% change
Sold	09/01/2026 (5 months ago)	£205,000	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
68 HOWARD STREET, GLOUCESTER, GLOUCESTERSHIRE, GL1 4UU	£221,000	17/11/2023	Semi-detached
76 FALKNER STREET, GLOUCESTER, GLOUCESTERSHIRE, GL1 4SJ	£210,000	20/10/2023	Semi-detached
1 SLANEY STREET, GLOUCESTER, GLOUCESTERSHIRE, GL1 4TL	£155,000	19/10/2023	Semi-detached
Same street 92 HOWARD STREET, GLOUCESTER, GLOUCESTERSHIRE, GL1 4UX	£250,000	27/09/2023	Detached
55 HIGH STREET, GLOUCESTER, GLOUCESTERSHIRE, GL1 4SP	£132,000	15/09/2023	Semi-detached
27 HOWARD STREET, GLOUCESTER, GLOUCESTERSHIRE, GL1 4US	£212,000	18/11/2022	Semi-detached
43A BROOK STREET, GLOUCESTER, GLOUCESTERSHIRE, GL1 4XB	£220,000	25/10/2022	Semi-detached
31 HOWARD STREET, GLOUCESTER, GLOUCESTERSHIRE, GL1 4US	£180,000	27/06/2022	Semi-detached
9 MORPETH STREET, GLOUCESTER, GLOUCESTERSHIRE, GL1 4TN	£134,000	27/05/2022	Semi-detached
35 HANMAN ROAD, GLOUCESTER, GLOUCESTERSHIRE, GL1 4TG	£225,000	29/04/2022	Semi-detached
45 CONDUIT STREET, GLOUCESTER, GLOUCESTERSHIRE, GL1 4TR	£270,000	22/04/2022	Semi-detached
32 KNOWLES ROAD, GLOUCESTER, GLOUCESTERSHIRE, GL1 4TW	£180,000	22/02/2022	Semi-detached
28 MORPETH STREET, GLOUCESTER, GLOUCESTERSHIRE, GL1 4TN	£178,000	05/08/2021	Semi-detached
46 ALBANY STREET, GLOUCESTER, GLOUCESTERSHIRE, GL1 4NE	£137,500	05/07/2021	Semi-detached

Street average: £250,000 (1 sale)

Area average: £188,808 (13 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 3.2%

10y growth 35.4%

House Price Index (HM Land Registry — official index, not sold-price averages): Gloucester. Series: Semi-detached. As of March 2026.

1y (index) 4.4%

5y (index) 22%

10y (index) 55.9%

Rental Range

Estimated market rent for Gloucester. Low = conservative, Realistic = average, Optimistic = best case.

Low £995/mo

Realistic £1,105/mo

Optimistic £1,216/mo

Based on Local Authority from postcode lookup → Gloucester.

LHA (30th percentile) floor for Worcester South: £823/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View GL1 4UX

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Melbourne St West	0.1 miles
Shop	Biedronki	0.3 miles
Shop	Mitchell Cycles	0.3 miles
Train station	Gloucester	0.7 miles
University	University of Gloucestershire City Campus	0.8 miles
University	University of Gloucestershire - Oxtalls Campus	1.4 miles
Train station	Cheltenham Spa	6.6 miles
Hospital	NHS Records Office	7.7 miles
Hospital	Gloucestershire Managed Services Headquarters	7.7 miles

Street-level crime

Category	Count
Violence and sexual offences	4
Drugs	1
Shoplifting	1
Total incidents	6

Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Tredworth Infant and Nursery Academy	Primary	0.2 miles	Good — 18 May 2023
Tredworth Junior School	Primary	0.2 miles	Good — 2 Nov 2011
Al Ashraf Primary School	Other	0.3 miles	Good — 12 May 2020
St James' Church of England Junior School	Primary	0.3 miles	Requires improvement — 9 Nov 2021
Hatherley Infant School	Primary	0.3 miles	Good — 13 Mar 2024

Rental Comparables

Rental listings exist nearby, but none matched the 3-bedroom count for this property.

Rent-driven metrics

Based on Area rent estimate.

Rent ratio 0.53%

Max investor price (0.8%) £138,125

Target investor price (1%) £110,500

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).