# 4 bedroom town house for sale (SK8 3PR)

## Property Details

| Key | Value |
|-----|-------|
| Address | 4 WATERFORD PLACE, CHEADLE, HEALD GREEN, GREATER MANCHESTER SK8 3PR |
| Price | £425,000 |
| Bedrooms | 4 |
| Bathrooms | 2 |
| Council tax | E |
| Construction age | England and Wales: 1991-1995 |
| Floor area | 116 m² |
| Last sold | £89,000 Oct 1996 |

## EPC Rating & Upgrade Cost

- **Current rating:** C
- **Potential rating:** B
- **Expiry date:** 09/04/2035
- **Current heating cost:** £798/year
- **Est. upgrade cost to C:** £9,973

### Recommendations
- B4 (£300 - £600)
- C (£15 - £30)
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/2331-0267-2209-1249-1071)

## Description

A Substantial Four Bedroom, 2 Bathroom, Mid Town House complete with Conservatory situated within an exclusive gated development of ten properties (NO CHAIN).

Looking for something a little different, then this home could very well fulfil these requirements.  The living area is over three floors as follows: Entrance Hall, Downstairs WC, Living Room, Fitted Kitchen, Conservatory. On the First floor are Two Bedrooms plus En-Suite. To the Second Floor, Two further Bedrooms plus Family Shower Room/WC. Outside is an enclosed private Rear Garden. The property is set within a development of ten properties with a central landscaped Courtyard and car parking. The approach is via remote electric gates off a short tarmacked driveway.

The property is close to Heald Green Village, transport, schooling and train station. Within a few miles are both the M56/M60 Motorways and Manchester Airport.

This is a great home NOT TO BE MISSED.

**Entrance Hall** - 4.09m x 2.01m (13'5" x 6'7") - 

**Downstairs Wc** - Low Level WC

**Lounge** - 4.62m x 4.17m (15'2" x 13'8") - Feature Fireplace, Double Glazed Patio Doors to:

**Double Glazed Pvcu Conservatory** - 3.89m x 3.05m (12'9" x 10') - Glazed Double Doors to Garden

**Kitchen** - 4.11m x 2.64m (13'6" x 8'8") - Part Tiled Walls, Fitted Units, Electric Hob, Extractor Hood, Under Oven/Grill

Fridge Freezer, Integrated Dishwasher, Work Top Lights, Inset Ceiling Lights, Tiled Floor

**First Floor Landing** - Feature Window

**Bedroom One** - 4.60m x 4.09m (15'1" x 13'5") - Fitted Wardrobes

En-Suite Shower Room 8'3" x 3'6"

Tiled Walls, Shower Cubicle, Wash Basin, Low Level WC

**Bedroom Two** - 2.82m x 2.64m (9'3" x 8'8") - 

**Second Floor Landing** - 

**Bedroom Three** - 5.11m x 2.51m (16'9" x 8'3") - Fitted Wardrobes

**Bedroom Four** - 4.04m x 1.98m (13'3" x 6'6") - Fitted Wardrobe, Velux Window

**Family Shower Room/Wc** - 3.07m x 2.57m (10'1" x 8'5") - Shower Cubicle, Wash Basin, Low Level WC, Tiled Floor

**Outside** - Enclosed Courtyard and Parking, Communal Bin Areas

Enclosed Rear Garden with shed, hedging, shrubs.

**Lease Details** - Leasehold - residue of 999 year lease from 1996.

Ground Rent £80 per annum (fixed)

Service charge of £80 per month for maintenance of communal areas, electric gates and of items. Please ask

## Property Photos

- ![14.jpg](/listings/photos/90880206/2675577) - 14.jpg
- ![16.jpg](/listings/photos/90880206/2675578) - 16.jpg
- ![2.jpg](/listings/photos/90880206/2675579) - 2.jpg
- ![1.jpg](/listings/photos/90880206/2675580) - 1.jpg
- ![19.jpg](/listings/photos/90880206/2675581) - 19.jpg
- ![3.jpg](/listings/photos/90880206/2675582) - 3.jpg
- ![9.jpg](/listings/photos/90880206/2675583) - 9.jpg
- ![11.jpg](/listings/photos/90880206/2675584) - 11.jpg
- ![18.jpg](/listings/photos/90880206/2675585) - 18.jpg
- ![12.jpg](/listings/photos/90880206/2675586) - 12.jpg
- ![7.jpg](/listings/photos/90880206/2675587) - 7.jpg
- ![4.jpg](/listings/photos/90880206/2675588) - 4.jpg
- ![6.jpg](/listings/photos/90880206/2675589) - 6.jpg
- ![20.jpg](/listings/photos/90880206/2675590) - 20.jpg
- ![10.jpg](/listings/photos/90880206/2675591) - 10.jpg
- ![13.jpg](/listings/photos/90880206/2675592) - 13.jpg
- ![8.jpg](/listings/photos/90880206/2675593) - 8.jpg
- ![15.jpg](/listings/photos/90880206/2675594) - 15.jpg
- ![17.jpg](/listings/photos/90880206/2675595) - 17.jpg

## Floorplans

- ![Waterford Place](/listings/photos/90880206/2675596) - Waterford Place

## EPC Graphs

- ![EE Rating](/listings/photos/90880206/2675597) - EE Rating

## FENSA Certificates

This property has 2 FENSA certificate(s) on record.

### FENSA Certificate #10575684
- **Address:** 4 Waterford Place, Heald Green, SK8 3PR
- **Certificate Issued:** 13/10/2014
- **Work Completed:** 29/05/2014
- **Items:** 5 window(s)

### FENSA Certificate #10618424
- **Address:** 4 Waterford Place, Heald Green, SK8 3PR
- **Certificate Issued:** 03/11/2014
- **Work Completed:** 11/07/2014
- **Items:** 1 door(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 4 WATERFORD PLACE, HEALD GREEN, CHEADLE, STOCKPORT, GREATER MANCHESTER, SK8 3PR | £89,000 | 02/10/1996 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 12 GREEN GABLES CLOSE, HEALD GREEN, CHEADLE, STOCKPORT, GREATER MANCHESTER, SK8 3QT | £300,000 | 11/08/2025 | Terraced |
| 6 GREEN GABLES CLOSE, HEALD GREEN, CHEADLE, STOCKPORT, GREATER MANCHESTER, SK8 3QT | £285,000 | 30/05/2023 | Terraced |
| 50 WESTWOOD ROAD, HEALD GREEN, CHEADLE, STOCKPORT, GREATER MANCHESTER, SK8 3JW | £367,000 | 20/10/2022 | Terraced |
| 11 CORNWALL ROAD, HEALD GREEN, CHEADLE, STOCKPORT, GREATER MANCHESTER, SK8 3EE | £315,000 | 02/09/2022 | Terraced |
| 42 EASTLEIGH ROAD, HEALD GREEN, CHEADLE, STOCKPORT, GREATER MANCHESTER, SK8 3EJ | £470,000 | 25/08/2022 | Terraced |
| 1 WILLOW TREE MEWS FINNEY LANE, HEALD GREEN, CHEADLE, STOCKPORT, GREATER MANCHESTER, SK8 3PU | £260,000 | 15/07/2022 | Terraced |
| 19 GREEN GABLES CLOSE, HEALD GREEN, CHEADLE, STOCKPORT, GREATER MANCHESTER, SK8 3QT | £250,000 | 29/04/2022 | Terraced |
| 8 GREEN GABLES CLOSE, HEALD GREEN, CHEADLE, STOCKPORT, GREATER MANCHESTER, SK8 3QT | £265,000 | 18/02/2022 | Terraced |
| 8 GREEN GABLES CLOSE, HEALD GREEN, CHEADLE, STOCKPORT, GREATER MANCHESTER, SK8 3QT | £245,000 | 19/01/2022 | Terraced |

**Area average:** £306,333 (9 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £313,186 (30 Terraced, SK8, 2024–2026)
- **Deviation:** +35.7%

## Rental Range

*ONS Price Index of Private Rents (Stockport). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,013/mo
- **Realistic:** £1,125/mo
- **Optimistic:** £1,238/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for West Pennine (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £760/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 4 Bed Terraced House, Green Gables Close, SK8 | £1,450/mo | 4 | 0.07 miles | OpenRent |
| 4 Bed Terraced House, Baslow Drive, SK8 | £1,650/mo | 4 | 0.39 miles | OpenRent |
| 4 Bed Detached House, Moss Lane, SK9 | £2,750/mo | 4 | 1.16 miles | OpenRent |
| 4 Bed Detached House, Kingsway, SK8 | £3,200/mo | 4 | 1.21 miles | OpenRent |

**Average rent: £2,263/mo (4 listings)**

## 1% Rule

- **Rent ratio:** 0.52% (weak for cashflow)
- **Max investor price (0.8%):** £275,000
- **Target investor price (1%):** £220,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £2,200/mo).*

- **Gross yield:** 6.2%
- **Cost-to-rent:** 16.1×
- **Monthly cashflow:** £281/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 2.7%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £3,664/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 1.8%
- **10y growth:** 33.7%

## House Price Index (HM Land Registry)

*Official index for Stockport; Terraced series; as of August 2026.*

- **1y growth (index):** 4.6%
- **5y growth (index):** 26.6%
- **10y growth (index):** 62.3%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)
