# 2 bedroom terraced house for sale (LA1 4UE)

## Property Details

| Key | Value |
|-----|-------|
| Address | 7 GRAHAM STREET, LANCASTER, LANCASHIRE LA1 4UE |
| Price | £135,000 |
| Bedrooms | 2 |
| Bathrooms | 1 |
| Council tax | A |
| Last sold | £135,000 Oct 2025 |

## Description

This traditional mid-terraced property is situated in a sought-after area of South Lancaster, offering convenient access to both Lancaster University (via bus) and The University of Cumbria. The city centre is just an 8–10 minute stroll away, boasting excellent amenities and a fantastic selection of bars and restaurants.

An ideal choice for first-time buyers or as a buy-to-let investment, this property is offered with no onward chain, providing a straightforward and hassle-free purchase opportunity.

Accommodation:

The ground floor features a welcoming lounge with a charming stone fireplace surround, a spacious kitchen/diner, and a bathroom. Upstairs, you’ll find two generously sized double bedrooms with access to the loft for additional storage.

Outside:

To the rear, the south-facing yard offers a delightful outdoor space, complete with a wooden storage shed and gated access to the back road.

Don’t miss the opportunity to make this lovely property your own—perfectly combining convenience, character, and investment potential.

**Lounge** - Double glazed window to front, stone surround fireplace with inset coal effect gas fire, cupboard housing gas meter, carpeted floor.

**Kitchen/Diner** - Double-glazed window to rear, range of matching wall and base units, free-standing gas cooker, stainless steel sink, space for table and chairs, plumbing for washing machine, walk-understairs storage cupboard, stairs to the first floor, vinyl floor.

**Inner Hallway** - Double-glazed door to the yard, space for coats and boots, tiled floor.

**Bathroom** - Double-glazed frosted window to side, panelled bath with electric shower, wash hand basin, electric wall heater, extractor fan, tiled floor, W.C.

**First Floor Landing** - 

**Bedroom One** - Double-glazed window to front, remote-controlled electric wall heater, carpeted floor.

**Bedroom Two** - Double-glazed window to rear, built-in storage cupboard, combi boiler, access to the loft which is boarded with a pull-down ladder, light and insulated, remote-controlled electric wall heater, carpeted floor.

**Outside** - South-facing rear yard, wooden storage shed and gate to access road.

**Useful Information** - Tenure Freehold

Council Tax Band ( A) £1438.42

The bathroom roof has also recently been done.

Bedroom radiators are Wi-Fi enabled and can be controlled via an app. 

reviews are excellent

## Property Photos

- ![Photo](/listings/photos/156660743/291745)
- ![Lounge](/listings/photos/156660743/291746) - Lounge
- ![Kitchen/Diner](/listings/photos/156660743/291747) - Kitchen/Diner
- ![Kitchen/Diner](/listings/photos/156660743/291748) - Kitchen/Diner
- ![Inner Hallway](/listings/photos/156660743/291749) - Inner Hallway
- ![Bathroom](/listings/photos/156660743/291750) - Bathroom
- ![Bedroom One](/listings/photos/156660743/291751) - Bedroom One
- ![Bedroom Two](/listings/photos/156660743/291752) - Bedroom Two
- ![Outside](/listings/photos/156660743/291753) - Outside
- ![Photo](/listings/photos/156660743/291754)

## Floorplans

- ![Floorplan 1](/listings/photos/156660743/291755) - Floorplan 1

## EPC Graphs

- ![EE Rating](/listings/photos/156660743/291756) - EE Rating

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #9023932
- **Address:** 7 Graham Street, LANCASTER, LA1 4UE
- **Certificate Issued:** 13/08/2012
- **Work Completed:** 27/07/2012
- **Items:** 2 window(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 7 GRAHAM STREET, LANCASTER, LANCASHIRE, LA1 4UE | £135,000 | 21/10/2025 | Terraced |
| 7 GRAHAM STREET, LANCASTER, LANCASHIRE, LA1 4UE | £105,000 | 12/08/2010 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| [Same street] 22 GRAHAM STREET, LANCASTER, LANCASHIRE, LA1 4UE | £166,500 | 25/03/2025 | Terraced |
| 19 KENSINGTON ROAD, LANCASTER, LANCASHIRE, LA1 4TL | £148,000 | 04/08/2023 | Terraced |
| LAWRENCE COURT, 37 BINYON ROAD, LANCASTER, LANCASHIRE, LA1 4TW | £75,000 | 25/07/2023 | Terraced |
| [Same street] 23 GRAHAM STREET, LANCASTER, LANCASHIRE, LA1 4UE | £118,000 | 03/07/2023 | Terraced |
| 66 GREAVES ROAD, LANCASTER, LANCASHIRE, LA1 4UR | £375,000 | 16/05/2023 | Terraced |
| 6 CHARLES COURT, LANCASTER, LANCASHIRE, LA1 4UZ | £151,500 | 03/05/2023 | Terraced |
| 8 ASH GROVE, LANCASTER, LANCASHIRE, LA1 4UH | £290,000 | 27/04/2023 | Terraced |
| [Same street] 32 GRAHAM STREET, LANCASTER, LANCASHIRE, LA1 4UE | £119,000 | 11/04/2023 | Terraced |
| 5 BRIDGE ROAD, LANCASTER, LANCASHIRE, LA1 4UN | £185,000 | 24/03/2023 | Terraced |
| LAWRENCE COURT, 49 BINYON ROAD, LANCASTER, LANCASHIRE, LA1 4TW | £71,000 | 02/12/2022 | Terraced |
| [Same street] 20 GRAHAM STREET, LANCASTER, LANCASHIRE, LA1 4UE | £182,500 | 18/11/2022 | Terraced |
| 21 VINE STREET, LANCASTER, LANCASHIRE, LA1 4UF | £80,000 | 16/11/2022 | Terraced |
| 4 HOLDEN WAY, LANCASTER, LANCASHIRE, LA1 4WG | £152,500 | 27/10/2022 | Terraced |
| 11 WEST STREET, LANCASTER, LANCASHIRE, LA1 4UJ | £212,000 | 07/10/2022 | Terraced |
| 42 GREAVES ROAD, LANCASTER, LANCASHIRE, LA1 4UR | £192,000 | 07/10/2022 | Terraced |
| 7 LONSDALE PLACE, LANCASTER, LANCASHIRE, LA1 4BX | £256,000 | 05/09/2022 | Terraced |
| 14 BROYD VIEW, LANCASTER, LANCASHIRE, LA1 4WF | £160,000 | 31/08/2022 | Terraced |
| 2 VINE STREET, LANCASTER, LANCASHIRE, LA1 4UF | £160,000 | 05/04/2022 | Terraced |
| 17 PICKARD STREET, LANCASTER, LANCASHIRE, LA1 4UG | £163,000 | 14/02/2022 | Terraced |
| [Same street] 45 GRAHAM STREET, LANCASTER, LANCASHIRE, LA1 4UE | £130,000 | 26/11/2021 | Terraced |
| 13 BELLE VUE TERRACE, LANCASTER, LANCASHIRE, LA1 4TY | £380,000 | 26/11/2021 | Terraced |
| 34 WEST STREET, LANCASTER, LANCASHIRE, LA1 4UJ | £160,000 | 16/11/2021 | Terraced |
| 42 BRUNTON ROAD, LANCASTER, LANCASHIRE, LA1 4UQ | £271,000 | 30/09/2021 | Terraced |
| 17 BRUNTON ROAD, LANCASTER, LANCASHIRE, LA1 4UQ | £177,000 | 30/09/2021 | Terraced |
| GRESLEY COURT 8 GREAVES DRIVE, LANCASTER, LANCASHIRE, LA1 4WE | £165,000 | 30/07/2021 | Terraced |

**Street average:** £143,200 (5 sales)
**Area average:** £191,200 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £174,018 (67 Terraced, LA1, 2024–2026)
- **Deviation:** -22.4%

## Rental Range

*ONS Price Index of Private Rents (Lancaster). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £724/mo
- **Realistic:** £804/mo
- **Optimistic:** £884/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Lancaster (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £573/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Terraced House, Broyd View, LA1 | £900/mo | 2 | 0.15 miles | OpenRent |

**Average rent: £900/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.67% (weak for cashflow)
- **Max investor price (0.8%):** £112,500
- **Target investor price (1%):** £90,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £900/mo).*

- **Gross yield:** 8%
- **Cost-to-rent:** 12.5×
- **Monthly cashflow:** £253/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 7.8%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 5%
- **10y growth:** 17.3%

## House Price Index (HM Land Registry)

*Official index for Lancaster; Terraced series; as of March 2026.*

- **1y growth (index):** 0.1%
- **5y growth (index):** 18.9%
- **10y growth (index):** 48.7%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)