Sold STC Terraced

7 GRAHAM STREET

LANCASTER, LANCASHIRE LA1 4UE

2 beds 1 baths 570 sq ft Listed 9 Jan 2025 (-520d)

£135,000

Guide Price

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# 2 bedroom terraced house for sale (LA1 4UE)

## Property Details

| Key | Value |
|-----|-------|
| Address | 7 GRAHAM STREET, LANCASTER, LANCASHIRE LA1 4UE |
| Price | £135,000 |
| Bedrooms | 2 |
| Bathrooms | 1 |
| Council tax | A |
| Construction age | England and Wales: 1900-1929 |
| Floor area | 53 m² |
| Last sold | £135,000 Oct 2025 |

## Description

An ideal choice for first-time buyers or as a buy-to-let investment, this property is offered with no onward chain, providing a straightforward and hassle-free purchase opportunity.

Accommodation:

The ground floor features a welcoming lounge with a charming stone fireplace surround, a spacious kitchen/diner, and a bathroom. Upstairs, you’ll find two generously sized double bedrooms with access to the loft for additional storage.

Outside:

To the rear, the south-facing yard offers a delightful outdoor space, complete with a wooden storage shed and gated access to the back road.

Don’t miss the opportunity to make this lovely property your own—perfectly combining convenience, character, and investment potential.

**Lounge** - Double glazed window to front, stone surround fireplace with inset coal effect gas fire, cupboard housing gas meter, carpeted floor.

**Kitchen/Diner** - Double-glazed window to rear, range of matching wall and base units, free-standing gas cooker, stainless steel sink, space for table and chairs, plumbing for washing machine, walk-understairs storage cupboard, stairs to the first floor, vinyl floor.

**Inner Hallway** - Double-glazed door to the yard, space for coats and boots, tiled floor.

**Bathroom** - Double-glazed frosted window to side, panelled bath with electric shower, wash hand basin, electric wall heater, extractor fan, tiled floor, W.C.

**First Floor Landing** -

**Bedroom One** - Double-glazed window to front, remote-controlled electric wall heater, carpeted floor.

**Bedroom Two** - Double-glazed window to rear, built-in storage cupboard, combi boiler, access to the loft which is boarded with a pull-down ladder, light and insulated, remote-controlled electric wall heater, carpeted floor.

**Outside** - South-facing rear yard, wooden storage shed and gate to access road.

**Useful Information** - Tenure Freehold

Council Tax Band ( A) £1438.42

The bathroom roof has also recently been done.

Bedroom radiators are Wi-Fi enabled and can be controlled via an app.

reviews are excellent

## Property Photos

- ![Photo](/listings/photos/156660743/291745)
- ![Lounge](/listings/photos/156660743/291746) - Lounge
- ![Kitchen/Diner](/listings/photos/156660743/291747) - Kitchen/Diner
- ![Kitchen/Diner](/listings/photos/156660743/291748) - Kitchen/Diner
- ![Inner Hallway](/listings/photos/156660743/291749) - Inner Hallway
- ![Bathroom](/listings/photos/156660743/291750) - Bathroom
- ![Bedroom One](/listings/photos/156660743/291751) - Bedroom One
- ![Bedroom Two](/listings/photos/156660743/291752) - Bedroom Two
- ![Outside](/listings/photos/156660743/291753) - Outside
- ![Photo](/listings/photos/156660743/291754)

## Floorplans

- ![Floorplan 1](/listings/photos/156660743/291755) - Floorplan 1

## EPC Graphs

- ![EE Rating](/listings/photos/156660743/291756) - EE Rating

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #9023932
- **Address:** 7 Graham Street, LANCASTER, LA1 4UE
- **Certificate Issued:** 13/08/2012
- **Work Completed:** 27/07/2012
- **Items:** 2 window(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 7 GRAHAM STREET, LANCASTER, LANCASHIRE, LA1 4UE | £135,000 | 21/10/2025 | Terraced |
| 7 GRAHAM STREET, LANCASTER, LANCASHIRE, LA1 4UE | £105,000 | 12/08/2010 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| [Same street] 22 GRAHAM STREET, LANCASTER, LANCASHIRE, LA1 4UE | £166,500 | 25/03/2025 | Terraced |
| 19 KENSINGTON ROAD, LANCASTER, LANCASHIRE, LA1 4TL | £148,000 | 04/08/2023 | Terraced |
| LAWRENCE COURT, 37 BINYON ROAD, LANCASTER, LANCASHIRE, LA1 4TW | £75,000 | 25/07/2023 | Terraced |
| [Same street] 23 GRAHAM STREET, LANCASTER, LANCASHIRE, LA1 4UE | £118,000 | 03/07/2023 | Terraced |
| 66 GREAVES ROAD, LANCASTER, LANCASHIRE, LA1 4UR | £375,000 | 16/05/2023 | Terraced |
| 6 CHARLES COURT, LANCASTER, LANCASHIRE, LA1 4UZ | £151,500 | 03/05/2023 | Terraced |
| 8 ASH GROVE, LANCASTER, LANCASHIRE, LA1 4UH | £290,000 | 27/04/2023 | Terraced |
| [Same street] 32 GRAHAM STREET, LANCASTER, LANCASHIRE, LA1 4UE | £119,000 | 11/04/2023 | Terraced |
| 5 BRIDGE ROAD, LANCASTER, LANCASHIRE, LA1 4UN | £185,000 | 24/03/2023 | Terraced |
| LAWRENCE COURT, 49 BINYON ROAD, LANCASTER, LANCASHIRE, LA1 4TW | £71,000 | 02/12/2022 | Terraced |
| [Same street] 20 GRAHAM STREET, LANCASTER, LANCASHIRE, LA1 4UE | £182,500 | 18/11/2022 | Terraced |
| 21 VINE STREET, LANCASTER, LANCASHIRE, LA1 4UF | £80,000 | 16/11/2022 | Terraced |
| 4 HOLDEN WAY, LANCASTER, LANCASHIRE, LA1 4WG | £152,500 | 27/10/2022 | Terraced |
| 11 WEST STREET, LANCASTER, LANCASHIRE, LA1 4UJ | £212,000 | 07/10/2022 | Terraced |
| 42 GREAVES ROAD, LANCASTER, LANCASHIRE, LA1 4UR | £192,000 | 07/10/2022 | Terraced |
| 7 LONSDALE PLACE, LANCASTER, LANCASHIRE, LA1 4BX | £256,000 | 05/09/2022 | Terraced |
| 14 BROYD VIEW, LANCASTER, LANCASHIRE, LA1 4WF | £160,000 | 31/08/2022 | Terraced |
| 2 VINE STREET, LANCASTER, LANCASHIRE, LA1 4UF | £160,000 | 05/04/2022 | Terraced |
| 17 PICKARD STREET, LANCASTER, LANCASHIRE, LA1 4UG | £163,000 | 14/02/2022 | Terraced |
| [Same street] 45 GRAHAM STREET, LANCASTER, LANCASHIRE, LA1 4UE | £130,000 | 26/11/2021 | Terraced |
| 13 BELLE VUE TERRACE, LANCASTER, LANCASHIRE, LA1 4TY | £380,000 | 26/11/2021 | Terraced |
| 34 WEST STREET, LANCASTER, LANCASHIRE, LA1 4UJ | £160,000 | 16/11/2021 | Terraced |
| 42 BRUNTON ROAD, LANCASTER, LANCASHIRE, LA1 4UQ | £271,000 | 30/09/2021 | Terraced |
| 17 BRUNTON ROAD, LANCASTER, LANCASHIRE, LA1 4UQ | £177,000 | 30/09/2021 | Terraced |
| GRESLEY COURT 8 GREAVES DRIVE, LANCASTER, LANCASHIRE, LA1 4WE | £165,000 | 30/07/2021 | Terraced |

**Street average:** £143,200 (5 sales)
**Area average:** £191,200 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £174,018 (67 Terraced, LA1, 2024–2026)
- **Deviation:** -22.4%

## Rental Range

*ONS Price Index of Private Rents (Lancaster). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £724/mo
- **Realistic:** £804/mo
- **Optimistic:** £884/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Lancaster (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £573/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Terraced House, Broyd View, LA1 | £900/mo | 2 | 0.15 miles | OpenRent |

**Average rent: £900/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.67% (weak for cashflow)
- **Max investor price (0.8%):** £112,500
- **Target investor price (1%):** £90,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £900/mo).*

- **Gross yield:** 8%
- **Cost-to-rent:** 12.5×
- **Monthly cashflow:** £253/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 7.8%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £2,547/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 10%
- **10y growth:** 10.7%

## House Price Index (HM Land Registry)

*Official index for Lancaster; Terraced series; as of March 2026.*

- **1y growth (index):** 0.1%
- **5y growth (index):** 18.9%
- **10y growth (index):** 48.7%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

Photo 1 Lounge Kitchen/Diner Kitchen/Diner Inner Hallway Bathroom Bedroom One Bedroom Two Outside Photo 10

/ 10

Property details

Tenure

FREEHOLD

Floor area

53 m²

Council tax band

Year built

England and Wales: 1900-1929

Last sold

£135,000 Oct 2025

Price per m²

£2,547/m²

Local average

£174,018 (-22.4%)

Deprivation

Decile 8 (25,272 of 33,755)

Street crime

245 incidents within 1 mile (Apr 2026)

Key features

NO CHAIN
TRADITIONAL MID-TERRACE
TWO DOUBLE BEDROOMS
WELL PRESENTED
SPACIOUS KITCHEN/DINER
GREAT FIRST TIME BUYERS HOME
BUY TO LET INVESTMENT
POPULAR AREA OF SOUTH LANCASTER
CLOSE TO CITY CENTRE
GOOD LETTING HISTORY

Additional details

Garden: Yes

Description

This traditional mid-terraced property is situated in a sought-after area of South Lancaster, offering convenient access to both Lancaster University (via bus) and The University of Cumbria. The city centre is just an 8–10 minute stroll away, boasting excellent amenities and a fantastic selection of bars and restaurants.

An ideal choice for first-time buyers or as a buy-to-let investment, this property is offered with no onward chain, providing a straightforward and hassle-free purchase opportunity.

Accommodation:
The ground floor features a welcoming lounge with a charming stone fireplace surround, a spacious kitchen/diner, and a bathroom. Upstairs, you’ll find two generously sized double bedrooms with access to the loft for additional storage.

Outside:
To the rear, the south-facing yard offers a delightful outdoor space, complete with a wooden storage shed and gated access to the back road.

Don’t miss the opportunity to make this lovely property your own—perfectly combining convenience, character, and investment potential.

Lounge - Double glazed window to front, stone surround fireplace with inset coal effect gas fire, cupboard housing gas meter, carpeted floor.

Kitchen/Diner - Double-glazed window to rear, range of matching wall and base units, free-standing gas cooker, stainless steel sink, space for table and chairs, plumbing for washing machine, walk-understairs storage cupboard, stairs to the first floor, vinyl floor.

Inner Hallway - Double-glazed door to the yard, space for coats and boots, tiled floor.

Bathroom - Double-glazed frosted window to side, panelled bath with electric shower, wash hand basin, electric wall heater, extractor fan, tiled floor, W.C.

First Floor Landing -

Bedroom One - Double-glazed window to front, remote-controlled electric wall heater, carpeted floor.

Bedroom Two - Double-glazed window to rear, built-in storage cupboard, combi boiler, access to the loft which is boarded with a pull-down ladder, light and insulated, remote-controlled electric wall heater, carpeted floor.

Outside - South-facing rear yard, wooden storage shed and gate to access road.

Useful Information - Tenure Freehold
Council Tax Band ( A) £1438.42
The bathroom roof has also recently been done.
Bedroom radiators are Wi-Fi enabled and can be controlled via an app.
reviews are excellent

Listed by

Lancaster

P& PC Surveyors Ltd

Reference: 156660743

EPC Rating & Upgrade Cost

Fetching EPC data… Refresh this page in a moment.

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

Floorplan 1

EPC Graphs

EE Rating

FENSA Certificates

This property has 1 FENSA certificate(s) on record, indicating window/door installations by FENSA-approved installers.

FENSA Certificate #9023932

Property Details

Street: 7 Graham Street

Town: LANCASTER

Postcode: LA1 4UE

Installation Details

Items: 2 windows

Certificate Issued: 13/08/2012

Work Completed: 27/07/2012

This certificate data was retrieved from FENSA's database

What is FENSA? FENSA (Fenestration Self-Assessment Scheme) is a government-authorised scheme that monitors building regulation compliance for replacement windows and doors. Certificates indicate that work was completed by FENSA-approved installers.

Price history

29% since 2010

Event	Date	Price	% change
Sold	21/10/2025 (7 months ago)	£135,000	+28.6%
Sold	12/08/2010 (15 years ago)	£105,000	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
Same street 22 GRAHAM STREET, LANCASTER, LANCASHIRE, LA1 4UE	£166,500	25/03/2025	Terraced
19 KENSINGTON ROAD, LANCASTER, LANCASHIRE, LA1 4TL	£148,000	04/08/2023	Terraced
LAWRENCE COURT, 37 BINYON ROAD, LANCASTER, LANCASHIRE, LA1 4TW	£75,000	25/07/2023	Terraced
Same street 23 GRAHAM STREET, LANCASTER, LANCASHIRE, LA1 4UE	£118,000	03/07/2023	Terraced
66 GREAVES ROAD, LANCASTER, LANCASHIRE, LA1 4UR	£375,000	16/05/2023	Terraced
6 CHARLES COURT, LANCASTER, LANCASHIRE, LA1 4UZ	£151,500	03/05/2023	Terraced
8 ASH GROVE, LANCASTER, LANCASHIRE, LA1 4UH	£290,000	27/04/2023	Terraced
Same street 32 GRAHAM STREET, LANCASTER, LANCASHIRE, LA1 4UE	£119,000	11/04/2023	Terraced
5 BRIDGE ROAD, LANCASTER, LANCASHIRE, LA1 4UN	£185,000	24/03/2023	Terraced
LAWRENCE COURT, 49 BINYON ROAD, LANCASTER, LANCASHIRE, LA1 4TW	£71,000	02/12/2022	Terraced
Same street 20 GRAHAM STREET, LANCASTER, LANCASHIRE, LA1 4UE	£182,500	18/11/2022	Terraced
21 VINE STREET, LANCASTER, LANCASHIRE, LA1 4UF	£80,000	16/11/2022	Terraced
4 HOLDEN WAY, LANCASTER, LANCASHIRE, LA1 4WG	£152,500	27/10/2022	Terraced
11 WEST STREET, LANCASTER, LANCASHIRE, LA1 4UJ	£212,000	07/10/2022	Terraced
42 GREAVES ROAD, LANCASTER, LANCASHIRE, LA1 4UR	£192,000	07/10/2022	Terraced
7 LONSDALE PLACE, LANCASTER, LANCASHIRE, LA1 4BX	£256,000	05/09/2022	Terraced
14 BROYD VIEW, LANCASTER, LANCASHIRE, LA1 4WF	£160,000	31/08/2022	Terraced
2 VINE STREET, LANCASTER, LANCASHIRE, LA1 4UF	£160,000	05/04/2022	Terraced
17 PICKARD STREET, LANCASTER, LANCASHIRE, LA1 4UG	£163,000	14/02/2022	Terraced
Same street 45 GRAHAM STREET, LANCASTER, LANCASHIRE, LA1 4UE	£130,000	26/11/2021	Terraced
13 BELLE VUE TERRACE, LANCASTER, LANCASHIRE, LA1 4TY	£380,000	26/11/2021	Terraced
34 WEST STREET, LANCASTER, LANCASHIRE, LA1 4UJ	£160,000	16/11/2021	Terraced
42 BRUNTON ROAD, LANCASTER, LANCASHIRE, LA1 4UQ	£271,000	30/09/2021	Terraced
17 BRUNTON ROAD, LANCASTER, LANCASHIRE, LA1 4UQ	£177,000	30/09/2021	Terraced
GRESLEY COURT 8 GREAVES DRIVE, LANCASTER, LANCASHIRE, LA1 4WE	£165,000	30/07/2021	Terraced

Street average: £143,200 (5 sales)

Area average: £191,200 (20 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 10%

10y growth 10.7%

House Price Index (HM Land Registry — official index, not sold-price averages): Lancaster. Series: Terraced. As of March 2026.

1y (index) 0.1%

5y (index) 18.9%

10y (index) 48.7%

Rental Range

Estimated market rent for Lancaster. Low = conservative, Realistic = average, Optimistic = best case.

Low £724/mo

Realistic £804/mo

Optimistic £884/mo

Based on Local Authority from postcode lookup → Lancaster.

LHA (30th percentile) floor for Lancaster: £573/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View LA1 4UE

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Shop	Bohemian Artistry	0.0 miles
Shop	Off Your Head	0.1 miles
Bus stop	Belle Vue Terrace	0.1 miles
Bus stop	Sulby Drive	0.1 miles
Hospital	Ashton Community Care Centre	0.1 miles
Hospital	Royal Lancaster Infirmary	0.3 miles
University	University of Cumbria, Lancaster Campus	0.4 miles
Train station	Lancaster	0.8 miles
University	Hazelrigg Weather Station	1.9 miles
Train station	Bare Lane	2.9 miles

Street-level crime

Category	Count
Violence and sexual offences	63
Anti-social behaviour	58
Shoplifting	36
Criminal damage and arson	21
Public order	17
Drugs	11
Other theft	11
Burglary	9
Other crime	5
Robbery	5
Vehicle crime	4
Bicycle theft	2
Possession of weapons	2
Theft from the person	1
Total incidents	245

Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Ripley St Thomas Church of England Academy	Secondary	0.2 miles	Outstanding — 8 Feb 2023
Bowerham Primary & Nursery School	Primary	0.3 miles	Good — 7 Jan 2022
Jamea Al Kauthar	Other	0.4 miles	Good — 12 Jun 2022
Scotforth St Paul's Church of England Primary and Nursery School	Primary	0.5 miles	Good — 30 Jan 2024
Lancaster Girls' Grammar School	Secondary	0.6 miles	Good — 9 Jan 2023

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
2 Bed Terraced House, Broyd View, LA1	£900/mo	2	0.15 miles	OpenRent

Average rent: £900/mo (1 listing)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.67%

Max investor price (0.8%) £112,500

Target investor price (1%) £90,000

Gross yield 8%

Cost-to-rent ratio 12.5×

Monthly cashflow £253/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 7.8%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).

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