Sold Cottage

Rear Cottage

WHINFIELD FARM, ULVERSTON, LINDAL, CUMBRIA LA12 0LE

2 beds 1 baths Listed 10 Aug 2016 (-3575d)

£199,950

Reduced on 13 Sep 2016

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# 2 bedroom cottage for sale (LA12 0LE)

## Property Details

| Key | Value |
|-----|-------|
| Address | REAR COTTAGE, WHINFIELD FARM, ULVERSTON, LINDAL, CUMBRIA LA12 0LE |
| Price | £199,950 |
| Bedrooms | 2 |
| Bathrooms | 1 |
| Last sold | £170,000 May 2008 |

## Description

**** **** A two bedroom spacious cottage style property situated in a rural location with uninterrupted views over Lindal and the surrounding countryside. Within close proximity of local school, farm shop and within a five minute drive from the local market town of Ulverston. The accommodation briefly comprises of kitchen, spacious lounge diner with multi fuel stove, conservatory whilst to the first floor are two bedrooms and bathroom. Externally there is parking, tiered garden area and patio seating area. The property also benefits from Upvc double glazing and electric heating. Viewing is recommended and arranged via the Agent.

Rear cottage is accessed via steps from the garden and patio area. Upvc double glazed doors open directly into the lounge diner.

**LOUNGE** **DINER** **14' 1" x 20' 6" (4.31m x 6.27m)** This large reception room centres around the multi fuel stove which is set on a slate hearth. The room has neutral decoration and benefits from exposed beams to the ceiling. There is over head and wall lighting, removable magnetic laminate flooring, built in storage cupboard, wall mounted electric heater, TV and PowerPoints. The room provides access to the kitchen, conservatory and the open staircase leads to the first floor landing.

**KITCHEN** **9' 5" x 9' 7" (2.88m x 2.94m)** The kitchen comprises of a comprehensive range of base and wall units with two sided work surface over to incorporate a one and a half bowl sink and drainer with mixer tap over and a four ring Cata electric hob with Miele oven set beneath. There is recess space and plumbing for a slimline dishwasher, washing machine and fridge freezer. The room has built in pantry cupboard, a wall mounted display unit, floor and splash back tiling, overhead light and power points. A Upvc double glazed door leads to the patio area.

**CONSERVATORY** **12' 7" x 8' 4" (3.84m x 2.55m)** Tiled steps from the lounge lead into the conservatory which is utilised by the current vendor as a sitting room and craft area. The room has fitted blinds to all windows, wall lighting and power points. There is a wooden door leading to the patio area.

Stairs from the lounge diner lead to the first floor landing

**FIRST** **FLOOR** **LANDING** **** The landing has over head light, electric heater and loft hatch. Provides access to two bedrooms and bathroom.

**BEDROOM** **ONE** **11' 2" x 10' 3" (3.42m x 3.14m)** Bedroom one is a double bedroom with double glazed window to the side elevation. The room has neutral decoration with built in storage cupboard, over head light, power points and tv point.

**BEDROOM** **TWO** **8' 7" x 9' 9" (2.63m x 2.99m)** Bedroom two is a large single/small double bedroom again with a double glazed window to the side elevation providing an outlook towards to surrounding countryside. The room has over head light and power points.

**BATHROOM** **** The bathroom comprises of a three piece suite in white to include WC, wash hand basin set within a vanity unit and bath with electric shower over and folding screen to the side. The room has a double glazed window to the rear elevation, over head light, wall mounted mirror vanity unit and full height tiling.

**EXTERNALLY** **** Externally is a tiered garden with patio seating area and planted borders. To the top of the garden is a shed and off road parking.

**FURTHER** **INFORMATION** **** The septic tank for the property is located in the neighbouring farmer field and we are told by the vendor that this meets all current regulation.

**COUNCIL** **TAXBand** **C** ****

**LOCAL** **AUTHORITY-** **** South Lakeland District Council

## Property Photos

- ![PATIO AREA](/listings/photos/61217702/497667) - PATIO AREA
- ![LOUNGE DINER](/listings/photos/61217702/497671) - LOUNGE DINER
- ![KITCHEN](/listings/photos/61217702/497677) - KITCHEN
- ![CONSERVATORY](/listings/photos/61217702/497682) - CONSERVATORY
- ![LOUNGE DINER](/listings/photos/61217702/497686) - LOUNGE DINER
- ![LOUNGE AREA](/listings/photos/61217702/497691) - LOUNGE AREA
- ![DINING AREA](/listings/photos/61217702/497699) - DINING AREA
- ![LOUNGE AREA](/listings/photos/61217702/497703) - LOUNGE AREA
- ![CONSERVATORY](/listings/photos/61217702/497708) - CONSERVATORY
- ![KITCHEN](/listings/photos/61217702/497712) - KITCHEN
- ![KITCHEN](/listings/photos/61217702/497719) - KITCHEN
- ![BEDROOM ONE](/listings/photos/61217702/497728) - BEDROOM ONE
- ![BEDROOM ONE](/listings/photos/61217702/497736) - BEDROOM ONE
- ![BATHROOM](/listings/photos/61217702/497740) - BATHROOM
- ![BEDROOM TWO](/listings/photos/61217702/497745) - BEDROOM TWO
- ![SEATING AREA](/listings/photos/61217702/497748) - SEATING AREA
- ![GARDEN](/listings/photos/61217702/497754) - GARDEN
- ![GARDEN](/listings/photos/61217702/497757) - GARDEN
- ![VIEW](/listings/photos/61217702/497761) - VIEW

## Floorplans

- ![Floorplan 1](/listings/photos/61217702/497767) - Floorplan 1

## EPC Graphs

- ![EPC 1](/listings/photos/61217702/497769) - EPC 1

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| WHINFIELD FARM REAR COTTAGE, LINDAL, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 0LE | £170,000 | 16/05/2008 | Semi-detached |
| WHINFIELD FARM REAR COTTAGE, LINDAL, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 0LE | £53,950 | 18/11/1996 | Semi-detached |

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £490,315 (19 Detached, LA12, 2024–2026)
- **Deviation:** -59.2%

## Rental Range

*ONS Price Index of Private Rents (North West). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £856/mo
- **Realistic:** £951/mo
- **Optimistic:** £1,046/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Kendal (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £648/mo

## 1% Rule

- **Rent ratio:** 0.48% (weak for cashflow)
- **Max investor price (0.8%):** £118,875
- **Target investor price (1%):** £95,100

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on Area rent estimate.*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 26.9%
- **10y growth:** 5.8%

## House Price Index (HM Land Registry)

*Official index for North West; Detached series; as of February 2026.*

- **1y growth (index):** 2.8%
- **5y growth (index):** 24.6%
- **10y growth (index):** 56.3%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

PATIO AREA LOUNGE DINER KITCHEN CONSERVATORY LOUNGE DINER LOUNGE AREA DINING AREA LOUNGE AREA CONSERVATORY KITCHEN KITCHEN BEDROOM ONE BEDROOM ONE BATHROOM BEDROOM TWO SEATING AREA GARDEN GARDEN VIEW

/ 19

Property details

Tenure

FREEHOLD

Last sold

£170,000 May 2008

Local average

£490,315 (-59.2%)

Deprivation

Decile 6 (18,870 of 33,755)

Street crime

3 incidents within 1 mile (Mar 2026)

Key features

TWO BEDROOM COTTAGE STYLE PROPERTY
RURAL LOCATION
UNINTERRUPTED VIEWS
LOUNGE DINER WITH MULTI FUEL STOVE
GARDENS AND PARKING
EASY ACCESS TO A590 AND LOCAL TOWNS

Additional details

Parking: On street, Off street
Garden: Yes

Description

** A two bedroom spacious cottage style property situated in a rural location with uninterrupted views over Lindal and the surrounding countryside. Within close proximity of local school, farm shop and within a five minute drive from the local market town of Ulverston. The accommodation briefly comprises of kitchen, spacious lounge diner with multi fuel stove, conservatory whilst to the first floor are two bedrooms and bathroom. Externally there is parking, tiered garden area and patio seating area. The property also benefits from Upvc double glazing and electric heating. Viewing is recommended and arranged via the Agent.

Rear cottage is accessed via steps from the garden and patio area. Upvc double glazed doors open directly into the lounge diner.

LOUNGE DINER 14' 1" x 20' 6" (4.31m x 6.27m) This large reception room centres around the multi fuel stove which is set on a slate hearth. The room has neutral decoration and benefits from exposed beams to the ceiling. There is over head and wall lighting, removable magnetic laminate flooring, built in storage cupboard, wall mounted electric heater, TV and PowerPoints. The room provides access to the kitchen, conservatory and the open staircase leads to the first floor landing.

KITCHEN 9' 5" x 9' 7" (2.88m x 2.94m) The kitchen comprises of a comprehensive range of base and wall units with two sided work surface over to incorporate a one and a half bowl sink and drainer with mixer tap over and a four ring Cata electric hob with Miele oven set beneath. There is recess space and plumbing for a slimline dishwasher, washing machine and fridge freezer. The room has built in pantry cupboard, a wall mounted display unit, floor and splash back tiling, overhead light and power points. A Upvc double glazed door leads to the patio area.

CONSERVATORY 12' 7" x 8' 4" (3.84m x 2.55m) Tiled steps from the lounge lead into the conservatory which is utilised by the current vendor as a sitting room and craft area. The room has fitted blinds to all windows, wall lighting and power points. There is a wooden door leading to the patio area.

Stairs from the lounge diner lead to the first floor landing

FIRST FLOOR LANDING The landing has over head light, electric heater and loft hatch. Provides access to two bedrooms and bathroom.

BEDROOM ONE 11' 2" x 10' 3" (3.42m x 3.14m) Bedroom one is a double bedroom with double glazed window to the side elevation. The room has neutral decoration with built in storage cupboard, over head light, power points and tv point.

BEDROOM TWO 8' 7" x 9' 9" (2.63m x 2.99m) Bedroom two is a large single/small double bedroom again with a double glazed window to the side elevation providing an outlook towards to surrounding countryside. The room has over head light and power points.

BATHROOM The bathroom comprises of a three piece suite in white to include WC, wash hand basin set within a vanity unit and bath with electric shower over and folding screen to the side. The room has a double glazed window to the rear elevation, over head light, wall mounted mirror vanity unit and full height tiling.

EXTERNALLY Externally is a tiered garden with patio seating area and planted borders. To the top of the garden is a shed and off road parking.

FURTHER INFORMATION The septic tank for the property is located in the neighbouring farmer field and we are told by the vendor that this meets all current regulation.

COUNCIL TAXBand C

LOCAL AUTHORITY- ** South Lakeland District Council

Listed by

Ulverston

J H Homes

Reference: 61217702

EPC ratings on this postcode

We don't have a matched EPC for this property yet. Below are efficiency scores and details for other addresses on this postcode.

Address	Current	Potential	Floor area	Age band	Type
1 High Stable Cottages, Lindal, ULVERSTON	59	80	97 m²	England and Wales: 1991-1995	Terraced
2 High Stable Cottages, Lindal, ULVERSTON	66	91	67 m²	England and Wales: 1996-2002	Terraced
3 High Stable Cottages, Lindal, ULVERSTON	60	85	65 m²	England and Wales: 1996-2002	Terraced
6 Whinfield Farm, Lindal, ULVERSTON	64	84	102 m²	England and Wales: 1983-1990	Terraced
Bracken Hill, Lindal, ULVERSTON	29	73	270 m²	England and Wales: 1967-1975	Detached
Burnage, Lindal, ULVERSTON	31	62	141 m²	England and Wales: 1967-1975	Detached
Coppice, Lindal, ULVERSTON	48	76	125 m²	England and Wales: 1967-1975	Detached
Ground Floor Flat Whinfield House, Lindal, ULVERSTON	44	68	228 m²	England and Wales: before 1900	Flat
Ground Floor Flat, Whinfield House, Lindal, ULVERSTON	33	64	269 m²	England and Wales: before 1900	Flat
Swallows Nest Annexe, Lindal, ULVERSTON	56	85	51 m²	England and Wales: 2003-2006	Terraced
The Farmhouse Whinfield Farm, Lindal, ULVERSTON	58	76	173 m²	England and Wales: before 1900	Terraced
The Farmhouse, Whinfield Farm, Lindal, ULVERSTON	59	91	166 m²	England and Wales: before 1900	Terraced
Whinfield Coach House, Lindal, ULVERSTON	38	86	253 m²	England and Wales: before 1900	Detached

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

Floorplan 1

EPC Graphs

EPC 1

Price history

215% since 1996

Event	Date	Price	% change
Sold	16/05/2008 (18 years ago)	£170,000	+215.1%
Sold	18/11/1996 (29 years ago)	£53,950	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Sold comparables data is not available for this property.

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 26.9%

10y growth 5.8%

House Price Index (HM Land Registry — official index, not sold-price averages): North West. Series: Detached. As of February 2026.

1y (index) 2.8%

5y (index) 24.6%

10y (index) 56.3%

Rental Range

Estimated market rent for North West. Low = conservative, Realistic = average, Optimistic = best case.

Low £856/mo

Realistic £951/mo

Optimistic £1,046/mo

Based on Region from postcode lookup → North West.

LHA (30th percentile) floor for Kendal: £648/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View LA12 0LE

Address

Pennington, Lindal-in-Furness, Westmorland and Furness, England, LA12 0LE, United Kingdom

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Pennington Lane (E bound)	0.4 miles
Bus stop	Bank Terrace (E bound)	0.4 miles
Shop	Wax Lyrical Factory Outlet	0.7 miles
Shop	Crooklands Autobody	1.3 miles
Train station	Dalton	2.2 miles
Train station	Ulverston	2.2 miles
Hospital	Furness General Hospital	3.9 miles
Hospital	Millom Community Hospital	5.3 miles

Street-level crime

Category	Count
Public order	2
Violence and sexual offences	1
Total incidents	3

Within 1 mile during Mar 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Lindal and Marton Primary School	Primary	0.3 miles	Good — 3 Mar 2019
Pennington CofE School	Primary	0.9 miles	Good — 18 May 2020
Our Lady of the Rosary Catholic Primary School, Dalton-In-Furness	Primary	1.6 miles	Good — 18 Jul 2012
Low Furness CofE Primary School	Primary	1.8 miles	Good — 2 Jul 2019
George Romney Junior School	Primary	1.9 miles	Outstanding — 22 Sep 2024

Rental Comparables

Rental listings exist nearby, but none matched the 2-bedroom estimate from EPC for this property.

Rent-driven metrics

Based on Area rent estimate.

Rent ratio 0.48%

Max investor price (0.8%) £118,875

Target investor price (1%) £95,100

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).

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