For sale Terraced

62 CHURCH STREET

STOKE-ON-TRENT, TALKE, STAFFORDSHIRE ST7 1NU

2 beds 1 baths 743 sq ft Listed 4 Jun 2026 (-11d)

£140,000

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# 2 bedroom terraced house for sale (ST7 1NU)

## Property Details

| Key | Value |
|-----|-------|
| Address | 62 CHURCH STREET, STOKE-ON-TRENT, TALKE, STAFFORDSHIRE ST7 1NU |
| Price | £140,000 |
| Bedrooms | 2 |
| Bathrooms | 1 |
| Council tax | A |
| Construction age | England and Wales: 1900-1929 |
| Floor area | 69 m² |
| Last sold | £87,000 Apr 2006 |

## EPC Rating & Upgrade Cost

- **Current rating:** C
- **Potential rating:** B
- **Expiry date:** 12/05/2036
- **Current heating cost:** £759/year
- **Est. upgrade cost to C:** £18,348

### Recommendations
- Q (£7,500 - £11,000)
- E (£90 - £105)
- U (£8,000 - £10,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0370-2557-2650-2196-2201)

## Description

This charming two-bedroom mid-terrace home offers deceptively spacious accommodation and is perfectly suited to first-time buyers, investors, or those looking to put their own stamp on a property.

To the ground floor, the property comprises a generous and open lounge/dining room, providing a flexible living space ideal for both relaxing and entertaining. To the rear, a fitted kitchen offers ample cupboard and worktop space, with scope for modernisation to suit personal taste.

To the first floor, there are two well-proportioned bedrooms alongside a family bathroom. The layout is practical and well-balanced, making the most of the available space.

Externally, the property boasts a larger than average garden for a terraced property with mature aple trees, laid to lawn and a patio area. The whole sits within a convenient position close to local amenities, transport links, and schools.

Whilst the property would benefit from some updating, it presents a fantastic opportunity for buyers to add value and create a home tailored to their own style.

Early viewing is highly recommended to fully appreciate the potential on offer.

## Property Photos

- ![Picture No. 02](/listings/photos/89272800/643502) - Picture No. 02
- ![Picture No. 07](/listings/photos/89272800/643503) - Picture No. 07
- ![Picture No. 13](/listings/photos/89272800/643504) - Picture No. 13
- ![Picture No. 12](/listings/photos/89272800/643505) - Picture No. 12
- ![Picture No. 16](/listings/photos/89272800/643506) - Picture No. 16
- ![Picture No. 14](/listings/photos/89272800/643507) - Picture No. 14
- ![Picture No. 17](/listings/photos/89272800/643508) - Picture No. 17
- ![Picture No. 18](/listings/photos/89272800/643509) - Picture No. 18
- ![Picture No. 19](/listings/photos/89272800/643510) - Picture No. 19
- ![Picture No. 04](/listings/photos/89272800/643511) - Picture No. 04
- ![Picture No. 05](/listings/photos/89272800/643512) - Picture No. 05
- ![Picture No. 06](/listings/photos/89272800/643513) - Picture No. 06
- ![Picture No. 08](/listings/photos/89272800/643514) - Picture No. 08

## Floorplans

- ![Floorplan](/listings/photos/89272800/643515) - Floorplan

## EPC Graphs

- ![EPC Rating Graph](/listings/photos/89272800/643516) - EPC Rating Graph

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 62 CHURCH STREET, TALKE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 1NU | £87,000 | 07/04/2006 | Terraced |
| 62 CHURCH STREET, TALKE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 1NU | £45,000 | 24/10/2002 | Semi-detached |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| [Same street] 36 CHURCH STREET, TALKE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 1NU | £133,500 | 16/01/2026 | Terraced |
| 137 CONGLETON ROAD, TALKE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 1LY | £110,000 | 03/11/2025 | Terraced |
| 81 CHURCH STREET, TALKE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 1NX | £65,000 | 17/07/2025 | Terraced |
| 35 CHURCH STREET, TALKE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 1NX | £140,000 | 24/06/2024 | Terraced |
| 101 CHURCH STREET, TALKE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 1NX | £113,000 | 26/04/2024 | Terraced |
| 113 CHURCH STREET, TALKE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 1NX | £79,000 | 21/02/2024 | Terraced |
| 129 CHURCH STREET, TALKE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 1NX | £114,000 | 18/01/2024 | Terraced |
| [Same street] 100 CHURCH STREET, TALKE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 1NU | £135,000 | 06/10/2023 | Semi-detached |
| 122 CONGLETON ROAD, TALKE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 1LX | £97,000 | 30/08/2023 | Terraced |
| [Same street] 64 CHURCH STREET, TALKE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 1NU | £130,000 | 26/06/2023 | Terraced |
| 6 WRIGHT STREET, TALKE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 1NY | £76,754 | 17/03/2023 | Terraced |
| 95 CHURCH STREET, TALKE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 1NX | £60,000 | 11/01/2023 | Terraced |
| 124 CONGLETON ROAD, TALKE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 1LX | £78,000 | 20/12/2022 | Terraced |
| 95 CHURCH STREET, TALKE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 1NX | £57,000 | 11/11/2022 | Terraced |
| 135 CHURCH STREET, TALKE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 1NX | £136,000 | 26/09/2022 | Terraced |
| 8 RYDER GROVE, TALKE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 1GF | £198,000 | 16/09/2022 | Terraced |
| [Same street] 10 CHURCH STREET, TALKE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 1NU | £98,000 | 15/09/2022 | Terraced |
| 129 CONGLETON ROAD, TALKE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 1LY | £100,500 | 12/08/2022 | Terraced |
| 123 CONGLETON ROAD, TALKE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 1LY | £80,500 | 18/07/2022 | Terraced |
| [Same street] MERSEY COURT FLAT 1 CHURCH STREET, TALKE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 1NU | £90,000 | 30/06/2022 | Flat |
| [Same street] 74 CHURCH STREET, TALKE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 1NU | £157,000 | 10/06/2022 | Semi-detached |
| [Same street] 98 CHURCH STREET, TALKE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 1NU | £230,000 | 27/05/2022 | Detached |
| 4 GLEBE STREET, TALKE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 1NP | £99,000 | 16/05/2022 | Terraced |
| 48 RYDER GROVE, TALKE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 1GF | £145,000 | 29/04/2022 | Terraced |
| 26 ROWHURST CRESCENT, TALKE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 1GB | £47,250 | 28/04/2022 | Terraced |
| 33 CHURCH STREET, TALKE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 1NX | £112,500 | 22/04/2022 | Terraced |
| 69 CHURCH STREET, TALKE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 1NX | £82,000 | 18/03/2022 | Terraced |
| [Same street] 24 CHURCH STREET, TALKE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 1NU | £107,500 | 30/07/2021 | Terraced |
| [Same street] 22 CHURCH STREET, TALKE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 1NU | £72,000 | 02/07/2021 | Terraced |

**Street average:** £128,111 (9 sales)
**Area average:** £99,525 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £153,085 (53 Terraced, ST7, 2024–2026)
- **Deviation:** -8.5%

## Rental Range

*ONS Price Index of Private Rents (Newcastle-under-Lyme). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £743/mo
- **Realistic:** £825/mo
- **Optimistic:** £908/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for South Cheshire (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £573/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| [St Martins Road, STOKE-ON-TRENT](http://87.117.209.195:8080/listings/32ace8a) | £1,100/mo | 2 | 1.31 miles | Rightmove |

**Average rent: £1,100/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.79% (weak for cashflow)
- **Max investor price (0.8%):** £137,500
- **Target investor price (1%):** £110,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,100/mo).*

- **Gross yield:** 9.4%
- **Cost-to-rent:** 10.6×
- **Monthly cashflow:** £414/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 12.2%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £2,029/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 22.6%
- **10y growth:** 40.8%

## House Price Index (HM Land Registry)

*Official index for Newcastle-under-Lyme; Terraced series; as of March 2026.*

- **1y growth (index):** 2.4%
- **5y growth (index):** 24.8%
- **10y growth (index):** 59.1%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

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Property details

Tenure

FREEHOLD

Floor area

69 m²

Council tax band

EPC rating

Year built

England and Wales: 1900-1929

Last sold

£87,000 Apr 2006

Price per m²

£2,029/m²

Local average

£153,085 (-8.5%)

Deprivation

Decile 5 (16,336 of 33,755)

Street crime

113 incidents within 1 mile (Apr 2026)

Additional details

Garden: Yes

Description

This charming two-bedroom mid-terrace home offers deceptively spacious accommodation and is perfectly suited to first-time buyers, investors, or those looking to put their own stamp on a property.

To the ground floor, the property comprises a generous and open lounge/dining room, providing a flexible living space ideal for both relaxing and entertaining. To the rear, a fitted kitchen offers ample cupboard and worktop space, with scope for modernisation to suit personal taste.

To the first floor, there are two well-proportioned bedrooms alongside a family bathroom. The layout is practical and well-balanced, making the most of the available space.

Externally, the property boasts a larger than average garden for a terraced property with mature aple trees, laid to lawn and a patio area. The whole sits within a convenient position close to local amenities, transport links, and schools.

Whilst the property would benefit from some updating, it presents a fantastic opportunity for buyers to add value and create a home tailored to their own style.

Early viewing is highly recommended to fully appreciate the potential on offer.

Listed by

Alsager

Countrywide UK Sales - Connells

Reference: 89272800

EPC Rating & Upgrade Cost

Current rating: C

Potential rating: B

Inspection date: 13/05/2026

Expiry date: 12/05/2036

Current heating cost: £759/year

Potential heating cost: £594/year

Est. upgrade cost to C: £18,348

Recommendations

50 mm internal or external wall insulation (£7,500 - £11,000)
Low energy lighting for all fixed outlets (£90 - £105)
Solar photovoltaic panels, 2.5 kWp (£8,000 - £10,000)

View full EPC on gov.uk

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

Floorplan

EPC Graphs

EPC Rating Graph

Price history

93% since 2002

Event	Date	Price	% change
Listed for sale	—	£140,000	+60.9%
Sold	07/04/2006 (20 years ago)	£87,000	+93.3%
Sold	24/10/2002 (23 years ago)	£45,000	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
Same street 36 CHURCH STREET, TALKE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 1NU	£133,500	16/01/2026	Terraced
137 CONGLETON ROAD, TALKE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 1LY	£110,000	03/11/2025	Terraced
81 CHURCH STREET, TALKE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 1NX	£65,000	17/07/2025	Terraced
35 CHURCH STREET, TALKE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 1NX	£140,000	24/06/2024	Terraced
101 CHURCH STREET, TALKE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 1NX	£113,000	26/04/2024	Terraced
113 CHURCH STREET, TALKE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 1NX	£79,000	21/02/2024	Terraced
129 CHURCH STREET, TALKE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 1NX	£114,000	18/01/2024	Terraced
Same street 100 CHURCH STREET, TALKE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 1NU	£135,000	06/10/2023	Semi-detached
122 CONGLETON ROAD, TALKE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 1LX	£97,000	30/08/2023	Terraced
Same street 64 CHURCH STREET, TALKE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 1NU	£130,000	26/06/2023	Terraced
6 WRIGHT STREET, TALKE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 1NY	£76,754	17/03/2023	Terraced
95 CHURCH STREET, TALKE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 1NX	£60,000	11/01/2023	Terraced
124 CONGLETON ROAD, TALKE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 1LX	£78,000	20/12/2022	Terraced
95 CHURCH STREET, TALKE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 1NX	£57,000	11/11/2022	Terraced
135 CHURCH STREET, TALKE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 1NX	£136,000	26/09/2022	Terraced
8 RYDER GROVE, TALKE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 1GF	£198,000	16/09/2022	Terraced
Same street 10 CHURCH STREET, TALKE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 1NU	£98,000	15/09/2022	Terraced
129 CONGLETON ROAD, TALKE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 1LY	£100,500	12/08/2022	Terraced
123 CONGLETON ROAD, TALKE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 1LY	£80,500	18/07/2022	Terraced
Same street MERSEY COURT FLAT 1 CHURCH STREET, TALKE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 1NU	£90,000	30/06/2022	Flat
Same street 74 CHURCH STREET, TALKE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 1NU	£157,000	10/06/2022	Semi-detached
Same street 98 CHURCH STREET, TALKE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 1NU	£230,000	27/05/2022	Detached
4 GLEBE STREET, TALKE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 1NP	£99,000	16/05/2022	Terraced
48 RYDER GROVE, TALKE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 1GF	£145,000	29/04/2022	Terraced
26 ROWHURST CRESCENT, TALKE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 1GB	£47,250	28/04/2022	Terraced
33 CHURCH STREET, TALKE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 1NX	£112,500	22/04/2022	Terraced
69 CHURCH STREET, TALKE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 1NX	£82,000	18/03/2022	Terraced
Same street 24 CHURCH STREET, TALKE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 1NU	£107,500	30/07/2021	Terraced
Same street 22 CHURCH STREET, TALKE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 1NU	£72,000	02/07/2021	Terraced

Street average: £128,111 (9 sales)

Area average: £99,525 (20 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 22.6%

10y growth 40.8%

House Price Index (HM Land Registry — official index, not sold-price averages): Newcastle-under-Lyme. Series: Terraced. As of March 2026.

1y (index) 2.4%

5y (index) 24.8%

10y (index) 59.1%

Rental Range

Estimated market rent for Newcastle-under-Lyme. Low = conservative, Realistic = average, Optimistic = best case.

Low £743/mo

Realistic £825/mo

Optimistic £908/mo

Based on Local Authority from postcode lookup → Newcastle-under-Lyme.

LHA (30th percentile) floor for South Cheshire: £573/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View ST7 1NU

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Shop	Kard Sharp	0.1 miles
Shop	Reflections Hairdressers	0.1 miles
Bus stop	Reginald Mitchell School	0.1 miles
Train station	Kidsgrove	0.7 miles
Train station	Alsager	1.6 miles
Hospital	Haywood Hospital Walk-in Centre	3.6 miles
University	Keele University	6.0 miles
Hospital	Royal Stoke University Hospital	6.1 miles
University	University of Buckingham Crewe Campus	6.7 miles

Street-level crime

Category	Count
Violence and sexual offences	53
Anti-social behaviour	19
Public order	10
Criminal damage and arson	8
Shoplifting	8
Other crime	3
Other theft	3
Vehicle crime	3
Possession of weapons	2
Bicycle theft	1
Burglary	1
Drugs	1
Robbery	1
Total incidents	113

Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
The Reginald Mitchell Primary School	Primary	0.2 miles	Good — 17 Jan 2017
St Saviour's CofE Academy	Primary	0.2 miles	Good — 8 Apr 2014
The King's CofE Academy	Secondary	0.6 miles	Good — 19 Jan 2018
Bluebell School Ltd	Other	0.7 miles	Outstanding — 22 Jan 2023
St John the Evangelist Catholic Primary	Primary	0.8 miles	Good — 11 Sep 2015

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
St Martins Road, STOKE-ON-TRENT	£1,100/mo	2	1.31 miles	Rightmove

Average rent: £1,100/mo (1 listing)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.79%

Max investor price (0.8%) £137,500

Target investor price (1%) £110,000

Gross yield 9.4%

Cost-to-rent ratio 10.6×

Monthly cashflow £414/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 12.2%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).