# 3 bedroom apartment for sale (SE27 9QY)

## Property Details

| Key | Value |
|-----|-------|
| Address | FLAT 3, 209 GIPSY ROAD, LONDON, GREATER LONDON SE27 9QY |
| Price | £625,000 |
| Bedrooms | 3 |
| Bathrooms | 2 |
| Council tax | D |
| Floor area | 114 m² |
| Last sold | £625,000 Jun 2025 |

## EPC Rating & Upgrade Cost

- **Current rating:** B
- **Potential rating:** B
- **Expiry date:** 08/05/2027
- **Current heating cost:** £265/year

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0418-6052-7375-4363-3954)

## Description

GUIDE PRICE £625,000-£650,000.

An exceptionally well finished three bedroom, two bathroom first floor apartment completed approximately seven years ago by renowned luxury new homes builder Hambridge Homes.

Forming part of a small boutique development, the space totals 1190 sq ft / 110.6 sq m and offers the ultimate in high specification living, superb energy efficiency, and stylishly finished accommodation throughout.  This sizeable property could be ideal for those seeking a conveniently positioned and rarely available new home.

Notable features include three double bedrooms (en suite to main), lots of fitted storage, lift service, a German-manufactured kitchen with Smeg appliances and a sociable sit-up bar, large windows for lots of natural light, a 30ft reception room with access to a sizeable terrace with a partial City view, beautiful solid wood herringbone flooring, and a large main bathroom with premium fittings. Externally there is secure gated parking, bike storage, and communal grounds.

This location is moments from Gipsy Hill rail links, also nearby restaurants and shopping at Gipsy Parade, West Dulwich, and the bustling Crystal Palace Triangle. Norwood Park is also moments away for morning jogs or pleasant weekend strolls. 

A must-see property to appreciate the standard of build. 

Chain free.

EPC:  B | Council Tax Band: D | Lease: 117 years remaining | SC:  £2,980 pa | GR: £350 pa  | Buildings Insurance: Incl. in SC

## Property Photos

- ![Photo](/listings/photos/156663521/720206)
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- ![Photo](/listings/photos/156663521/720239)

## Floorplans

- ![floorplan-38.jpg](/listings/photos/156663521/720244) - floorplan-38.jpg

## EPC Graphs

- ![EPC F3 209 Gipsy H.JPG](/listings/photos/156663521/720254) - EPC F3 209 Gipsy H.JPG

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 209 FLAT 3 GIPSY ROAD, LONDON, LAMBETH, GREATER LONDON, SE27 9QY | £625,000 | 04/06/2025 | Flat |
| 209 FLAT 3 GIPSY ROAD, LONDON, LAMBETH, GREATER LONDON, SE27 9QY | £605,000 | 26/10/2022 | Flat |
| 209 FLAT 3 GIPSY ROAD, LONDON, LAMBETH, GREATER LONDON, SE27 9QY | £630,000 | 17/08/2017 | Flat |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 131 FLAT B GIPSY ROAD, LONDON, LAMBETH, GREATER LONDON, SE27 9QT | £518,500 | 19/01/2026 | Flat |
| 5 HUNTERS MEADOW, LONDON, SOUTHWARK, GREATER LONDON, SE19 1HX | £267,265 | 22/09/2025 | Flat |
| 10 FLAT 2 PAXTON PLACE, LONDON, LAMBETH, GREATER LONDON, SE27 9SS | £383,000 | 15/08/2025 | Flat |
| [Same street] 233 GIPSY ROAD, LONDON, LAMBETH, GREATER LONDON, SE27 9QY | £265,000 | 04/03/2025 | Flat |
| 171A FLAT 3 GIPSY ROAD, LONDON, LAMBETH, GREATER LONDON, SE27 9QT | £617,000 | 19/12/2023 | Flat |
| [Same street] 223 FLAT D GIPSY ROAD, LONDON, LAMBETH, GREATER LONDON, SE27 9QY | £250,000 | 11/08/2023 | Flat |
| 33 ST KITTS TERRACE, LONDON, LAMBETH, GREATER LONDON, SE19 1JA | £322,500 | 07/08/2023 | Flat |
| 151 FLAT 4 GIPSY ROAD, LONDON, LAMBETH, GREATER LONDON, SE27 9QT | £307,500 | 24/04/2023 | Flat |
| 147A GIPSY ROAD, LONDON, LAMBETH, GREATER LONDON, SE27 9QT | £446,000 | 20/12/2022 | Flat |
| 46 TANNOY SQUARE, LONDON, LAMBETH, GREATER LONDON, SE27 9SG | £335,000 | 01/11/2022 | Flat |
| 205B SOUTH CROXTED ROAD, LONDON, LAMBETH, GREATER LONDON, SE21 8AY | £590,000 | 14/10/2022 | Flat |
| [Same street] 233 FLAT 5 GIPSY ROAD, LONDON, LAMBETH, GREATER LONDON, SE27 9QY | £159,000 | 07/10/2022 | Other |
| 54 CHARTERS CLOSE, LONDON, LAMBETH, GREATER LONDON, SE19 1QW | £395,000 | 03/10/2022 | Flat |
| 26 DULWICH WOOD PARK, LONDON, SOUTHWARK, GREATER LONDON, SE19 1HH | £725,000 | 22/09/2022 | Flat |
| 42 TANNOY SQUARE, LONDON, LAMBETH, GREATER LONDON, SE27 9SG | £332,500 | 26/08/2022 | Flat |
| THE VESTRY 226C FLAT 2 GIPSY ROAD, LONDON, LAMBETH, GREATER LONDON, SE27 9RB | £580,000 | 18/08/2022 | Flat |
| 171 FLAT 2 GIPSY ROAD, LONDON, LAMBETH, GREATER LONDON, SE27 9QT | £385,000 | 15/08/2022 | Flat |
| [Same street] 237 GIPSY ROAD, LONDON, LAMBETH, GREATER LONDON, SE27 9QY | £320,000 | 10/08/2022 | Flat |
| [Same street] 225 GIPSY ROAD, LONDON, LAMBETH, GREATER LONDON, SE27 9QY | £1,130,000 | 05/08/2022 | Terraced |
| [Same street] 239B GIPSY ROAD, LONDON, LAMBETH, GREATER LONDON, SE27 9QY | £355,000 | 24/06/2022 | Flat |
| [Same street] 239C GIPSY ROAD, LONDON, LAMBETH, GREATER LONDON, SE27 9QY | £355,000 | 24/06/2022 | Flat |
| 157 GIPSY ROAD, LONDON, LAMBETH, GREATER LONDON, SE27 9QT | £418,500 | 17/06/2022 | Flat |
| 153A GIPSY ROAD, LONDON, LAMBETH, GREATER LONDON, SE27 9QT | £355,000 | 12/05/2022 | Flat |
| 9B ROMMANY ROAD, LONDON, LAMBETH, GREATER LONDON, SE27 9PY | £485,000 | 08/04/2022 | Flat |
| 15 BAIRD GARDENS, DULWICH, LONDON, SOUTHWARK, GREATER LONDON, SE19 1HJ | £625,000 | 31/03/2022 | Flat |
| 68 FLAT 2 SALTERS HILL, LONDON, LAMBETH, GREATER LONDON, SE19 1EA | £415,000 | 04/03/2022 | Flat |
| 149 FLAT 2 HAMILTON ROAD, LONDON, LAMBETH, GREATER LONDON, SE27 9SE | £287,500 | 21/02/2022 | Flat |
| [Same street] 211 FLAT 2 GIPSY ROAD, LONDON, LAMBETH, GREATER LONDON, SE27 9QY | £249,995 | 17/12/2021 | Flat |
| [Same street] 201 GIPSY ROAD, LONDON, LAMBETH, GREATER LONDON, SE27 9QY | £33,630 | 18/08/2021 | Other |

**Street average:** £346,403 (9 sales)
**Area average:** £439,513 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £410,643 (34 Flat, SE27, 2024–2026)
- **Deviation:** +52.2%

## Rental Range

*ONS Price Index of Private Rents (Lambeth). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £2,274/mo
- **Realistic:** £2,527/mo
- **Optimistic:** £2,780/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Cambridge (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £1,122/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Terraced House, Rommany Road, SE27 | £750/mo | 3 | 0.11 miles | OpenRent |

**Average rent: £750/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.12% (weak for cashflow)
- **Max investor price (0.8%):** £93,750
- **Target investor price (1%):** £75,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £750/mo).*

- **Gross yield:** 1.4%
- **Cost-to-rent:** 69.4×
- **Monthly cashflow:** £-1,811/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -12%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £5,482/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** -9.5%
- **10y growth:** -8.6%

## House Price Index (HM Land Registry)

*Official index for Lambeth; Flats and maisonettes series; as of March 2026.*

- **1y growth (index):** -2.5%
- **5y growth (index):** -8.3%
- **10y growth (index):** -2.6%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)