# 2 bedroom flat for sale (NN1 5BH) ## Property Details | Key | Value | |-----|-------| | Address | FLAT 5, BRADGATE HOUSE, BILLING ROAD, NORTHAMPTON, WEST NORTHAMPTONSHIRE NN1 5BH | | Price | £180,000 | | Bedrooms | 2 | | Bathrooms | 2 | | Council tax | TBC | | Construction age | England and Wales: 1996-2002 | | Floor area | 83 m² | | Last sold | £169,950 Dec 2021 | ## EPC Rating & Upgrade Cost - **Current rating:** B - **Potential rating:** B - **Expiry date:** 25/05/2026 — **EXPIRED** (no longer valid for marketing or letting) - **Current heating cost:** £186/year - **Est. upgrade cost to C:** £1,525 ### Recommendations - E (£25) - L2 (£1,200 - £1,800) [View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/2668-9086-7215-4556-0990) ## Description Situated close to Northampton town centre, Northampton train station and the Northampton University- This well presented two bedroom flat is perfect for investors and first time buyers . in good decorative condition through the property in brief comprises; spacious entrance hall, Large lounge , Master bedroom with fitted wardrobes and ensuite shower room, Second double bedroom and a family bathroom. Outside there is allocated and resident parking to the rear of the building. "Please note that an AML fee is chargeable to the buyer once an offer is accepted to cover the cost of carrying out the required identity and anti-money laundering checks. Once these checks have been completed, the fee cannot be refunded, even if the property purchase does not go ahead." ## Property Photos - ![Front](/listings/photos/90712068/1833105) - Front - ![Entrance Hall](/listings/photos/90712068/1833107) - Entrance Hall - ![Lounge](/listings/photos/90712068/1833108) - Lounge - ![Lounge](/listings/photos/90712068/1833109) - Lounge - ![Kitchen](/listings/photos/90712068/1833110) - Kitchen - ![Master Bedroom](/listings/photos/90712068/1833112) - Master Bedroom - ![Master Bedroom](/listings/photos/90712068/1833113) - Master Bedroom - ![Ensuite](/listings/photos/90712068/1833114) - Ensuite - ![Bedroom Two](/listings/photos/90712068/1833115) - Bedroom Two - ![Bathroom](/listings/photos/90712068/1833116) - Bathroom - ![Outside](/listings/photos/90712068/1833117) - Outside - ![Parking](/listings/photos/90712068/1833118) - Parking ## Floorplans - ![pbox-FP.jpg](/listings/photos/90712068/1833119) - pbox-FP.jpg ## Sales History *Recorded sales for this property. Data from Land Registry Price Paid.* | Address | Price | Date | Type | |---------|-------|------|------| | BRADGATE HOUSE FLAT 5 BILLING ROAD, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN1 5BH | £169,950 | 17/12/2021 | Flat | ## Sold Comparables *Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.* | Address | Price | Date | Type | |---------|-------|------|------| | VICTORIA HOUSE FLAT 3 BILLING ROAD, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN1 5BL | £180,000 | 13/12/2023 | Flat | | 26 CLIFTONVILLE COURT, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN1 5BY | £157,000 | 31/07/2023 | Flat | | YORK HOUSE FLAT 6 CLIFTONVILLE ROAD, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN1 5BX | £160,000 | 21/04/2023 | Flat | | 26 GROUND FLOOR FLAT STOCKLEY STREET, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN1 5EY | £174,000 | 31/03/2023 | Flat | | 14 CLIFTONVILLE GARDENS, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN1 5DL | £207,500 | 11/11/2022 | Flat | | YORK HOUSE FLAT 2 CLIFTONVILLE ROAD, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN1 5BX | £132,000 | 11/11/2022 | Flat | | 48 CLIFTONVILLE COURT, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN1 5BZ | £140,000 | 11/11/2022 | Flat | | 1 CLIFTONVILLE GARDENS, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN1 5DL | £188,000 | 03/11/2022 | Flat | | HAMILTON MEWS, 30 FLAT 5 STOCKLEY STREET, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN1 5FA | £185,000 | 23/09/2022 | Flat | | 23 CLIFTONVILLE COURT, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN1 5BY | £160,000 | 12/09/2022 | Flat | | GAITER & SPAT, 1 FLAT 1 ETHEL STREET, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN1 5ER | £328,000 | 07/06/2022 | Flat | | 50 FLAT 1 BILLING ROAD, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN1 5DB | £165,000 | 20/05/2022 | Flat | | THE WORKS, 10 - 12 FLAT 14 ETHEL STREET, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN1 5ER | £187,000 | 03/05/2022 | Flat | | 25 CLIFTONVILLE COURT, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN1 5BY | £163,000 | 29/04/2022 | Flat | | VICTORIA HOUSE FLAT 19 BILLING ROAD, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN1 5BL | £175,000 | 04/04/2022 | Flat | | 45A FLAT 2 EDITH STREET, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN1 5EP | £110,000 | 01/04/2022 | Flat | | THE LINDENS FLAT 1 CLIFTONVILLE, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN1 5BG | £172,000 | 31/03/2022 | Flat | | THE LINDENS FLAT 3 CLIFTONVILLE, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN1 5BG | £177,500 | 11/03/2022 | Flat | | 6 CLIFTONVILLE GARDENS, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN1 5DL | £183,000 | 28/02/2022 | Flat | | 14 CLIFTONVILLE COURT, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN1 5BY | £124,000 | 07/01/2022 | Flat | **Area average:** £173,400 (20 sales) ## Price vs local average *Outcode + property type (HousePrices, last 2 years).* - **Local average:** £127,542 (30 Flat, NN1, 2024–2026) - **Deviation:** +41.1% ## Rental Range *ONS Price Index of Private Rents (West Northamptonshire). Low / Realistic / Optimistic = conservative / average / best case.* - **Low:** £968/mo - **Realistic:** £1,075/mo - **Optimistic:** £1,183/mo ## LHA (Local Housing Allowance) *VOA 30th percentile rent floor for Northampton (Apr 2025 – Mar 2026).* - **LHA floor (this property size):** £748/mo ## Rental Comparables *Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.* | Title | Rent | Beds | Distance | As seen on | |------|------|------|------|------| | 2 Bed Flat, The Avenue, NN1 | £2,550/mo | 2 | 0.2 miles | OpenRent | | 2 Bed End Terrace, Vernon Walk, NN1 | £1,400/mo | 2 | 0.22 miles | OpenRent | | 2 Bed Flat, Beckets View, NN1 | £1,175/mo | 2 | 0.31 miles | OpenRent | | 2 Bed Terraced House, Alcombe Road, NN1 | £1,050/mo | 2 | 0.41 miles | OpenRent | | 2 Bed Flat, The Cube, NN1 | £950/mo | 2 | 0.42 miles | OpenRent | **Average rent: £1,425/mo (5 listings)** ## 1% Rule - **Rent ratio:** 0.65% (weak for cashflow) - **Max investor price (0.8%):** £146,875 - **Target investor price (1%):** £117,500 *Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.* ## Rent-driven metrics *Based on OpenRent comparables (median £1,175/mo).* - **Gross yield:** 7.8% - **Cost-to-rent:** 12.8× - **Monthly cashflow:** £324/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term) - **Cash-on-cash ROI:** 7.4% *Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).* ## Price per Square Metre - **£/m²:** £2,169/m² ## Capital growth trend *Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.* - **5y growth:** -12.7% - **10y growth:** 11.6% ## House Price Index (HM Land Registry) *Official index for West Northamptonshire; Flats and maisonettes series; as of May 2026.* - **1y growth (index):** -1.8% - **5y growth (index):** 4.6% - **10y growth (index):** 22% ## Flood risk - **Zone:** 1 - **Risk:** Low - **Source:** Job (default Low) [Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)