Sold STC Terraced

12 MOUNTCASTLE STREET

CHESTERFIELD, DERBYSHIRE S41 8TY

2 beds 1 baths 57 m² Listed 4 Feb 2025 (-544d)

£130,000

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Front Living Room Kitchen/Diner Kitchen/Diner Bedroom Two Bedroom One Shower Room Rear REar Garden Photo 10

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Property details

Tenure

FREEHOLD

Floor area

57 m²

Council tax band

A

Last sold

£130,000 Apr 2025

Local average

£156,875 (-17.1%)

Deprivation

Decile 2 (3,905 of 33,755)

Street crime

190 incidents within 1 mile (May 2026)

Key features

  • Stone Fronted Mid Terraced House
  • Modern Fitted Kitchen with Integrated Appliances
  • Good Sized Living Room
  • Useful Cellar
  • Two Bedrooms
  • Modern Shower Room/WC
  • Low Maintenance Rear Garden
  • NO UPWARD CHAIN
  • EPC Rating: D

Additional details

Garden
Yes

Description

IDEAL FIRST TIME BUYER/INVESTMENT PROPERTY - TWO BED TERRACED - MODERN KITCHEN & BATHROOM - LOW MAINTENANCE REAR GARDEN

Offered for sale with no upward chain, is this two bedroomed stone fronted mid terraced house - an ideal choice for couples or individuals seeking a cosy retreat. Offering 736 sq.ft. of well proportioned and neutrally presented accommodation, the property also includes a good sized living room, a fitted kitchen with a range of integrated appliances and a modern shower room.

The location of this home is particularly appealing, with easy access to local shops, schools, and parks, making it a practical choice for everyday living. The property is also readily accessible for commuter links into the Town Centre and towards Dronfield and Sheffield.

General - Gas central heating (Baxi Combi Boiler)
uPVC sealed unit double glazed windows and doors
CCTV installed
Gross internal floor area - 68.3 sq.m./736 sq.ft.
Council Tax Band - A
Tenure - Freehold
Secondary School Catchment Area - Whittington Green School

On The Ground Floor - A uPVC double glazed front entrance door opens into a ...

Living Room - 3.78m x 2.97m (12'5 x 9'9) - A good sized front facing reception room, having a feature fireplace with fire surround, marble inset and hearth, and an inset gas fire.
Built-in base unit to the alcove.

Centre Lobby - With staircase rising to the First Floor accommodation.

Kitchen/Diner - 3.78m x 3.71m (12'5 x 12'2) - Fitted with a range of wall, drawer and base units with complementary work surfaces and matching upstands.
Inset single drainer stainless steel sink with mixer tap.
Integrated appliances to include a washing machine, slimline dishwasher, fridge, freezer, electric double oven and hob with extractor over.
LVT flooring.
A uPVC double glazed door gives access onto the rear of the property.
A further door opens to a cellar heads and steps which lead down into the cellar.

Cellar - 2.87m x 2.08m (9'5 x 6'10) - a useful storage area.

On The First Floor -

Landing - Having a built-in airing cupboard, and loft access hatch.

Bedroom One - 3.81m x 2.92m (12'6 x 9'7) - A good sized front facing double bedroom, having a range of built-in wardrobes with sliding mirror doors along one wall.

Bedroom Two - 3.73m x 1.93m (12'3 x 6'4) - A rear facing single bedroom, fitted with laminate flooring and having a built-in over stair store cupboard.
This room also houses the gas boiler.

Shower Room - Being part tiled/part waterproof boarding and fitted with a modern white 3-piece suite comprising of a shower cubicle with electric shower, semi recessed wash hand basin with storage below and to the side, and a concealed cistern WC.
Chrome heated towel rail.
LVT flooring.

Outside - On street parking is available in the area.

A shared side gennel gives access to the rear of the property where a gate opens to a low maintenance paved garden with raised beds to the sides.

Listed by

Chesterfield

Wilkins Vardy Residential

Reference: 157745549

EPC Rating & Upgrade Cost

Fetching EPC data… Refresh this page in a moment.

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

Floor Plan

Floor Plan

Floorplan 2

Floorplan 2

Floorplan 3

Floorplan 3

EPC Graphs

EE Rating

EE Rating

Price history

Event Date Price % change
Sold 09/04/2025 (1 year ago) £130,000

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address Price Date Type
MANKNELL COURT 2 MANKNELL ROAD, CHESTERFIELD, DERBYSHIRE, S41 8LZ £145,000 21/11/2025 Terraced
10 ST JOHNS ROAD, CHESTERFIELD, DERBYSHIRE, S41 8TB £175,000 13/11/2025 Terraced
75 ST JOHNS ROAD, CHESTERFIELD, DERBYSHIRE, S41 8TG £108,000 10/11/2023 Terraced
1 DEVONSHIRE CLOSE, CHESTERFIELD, DERBYSHIRE, S41 8UN £125,000 18/05/2023 Terraced
2 ST JOHNS ROAD, CHESTERFIELD, DERBYSHIRE, S41 8TB £136,000 28/03/2023 Terraced
124 ST JOHNS ROAD, CHESTERFIELD, DERBYSHIRE, S41 8TW £155,000 24/02/2023 Terraced
10 ST JOHNS ROAD, CHESTERFIELD, DERBYSHIRE, S41 8TB £65,000 25/10/2022 Terraced
3 RACECOURSE VILLAS, CHESTERFIELD, DERBYSHIRE, S41 8TU £200,000 14/10/2022 Terraced
Same street 16 MOUNTCASTLE STREET, CHESTERFIELD, DERBYSHIRE, S41 8TY £100,000 30/09/2022 Terraced
115 RACECOURSE ROAD, CHESTERFIELD, DERBYSHIRE, S41 8NN £135,000 19/08/2022 Terraced
15 ST JOHNS ROAD, CHESTERFIELD, DERBYSHIRE, S41 8TB £155,000 12/08/2022 Terraced
76 ST JOHNS ROAD, CHESTERFIELD, DERBYSHIRE, S41 8TG £115,000 08/07/2022 Terraced
33 ST JOHNS ROAD, CHESTERFIELD, DERBYSHIRE, S41 8TE £160,000 07/02/2022 Terraced
72 ST JOHNS ROAD, CHESTERFIELD, DERBYSHIRE, S41 8TG £90,000 22/12/2021 Terraced
72 ST JOHNS ROAD, CHESTERFIELD, DERBYSHIRE, S41 8TG £90,000 22/12/2021 Terraced
21 MOUNTCASTLE STREET, CHESTERFIELD, DERBYSHIRE, S41 8TX £82,000 25/11/2021 Terraced
60 ST JOHNS ROAD, CHESTERFIELD, DERBYSHIRE, S41 8TE £105,000 22/10/2021 Terraced
25 OCCUPATION ROAD, CHESTERFIELD, DERBYSHIRE, S41 8TH £75,000 06/10/2021 Terraced
12 EDMUND STREET, CHESTERFIELD, DERBYSHIRE, S41 8TD £115,000 11/08/2021 Terraced

Street average: £100,000 (1 sale)

Area average: £123,944 (18 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 7.7%
10y growth 18.1%

House Price Index (HM Land Registry — official index, not sold-price averages): Chesterfield. Series: Terraced. As of April 2026.

1y (index) 5%
5y (index) 19.5%
10y (index) 49.8%

Rental Range

Estimated market rent for Chesterfield. Low = conservative, Realistic = average, Optimistic = best case.

Low £670/mo
Realistic £744/mo
Optimistic £818/mo

Based on Local Authority from postcode lookup → Chesterfield.

LHA (30th percentile) floor for Chesterfield: £524/mo (Apr 2025 – Mar 2026)

Location

Nearby

Nearest stations, universities and amenities (distance from property).

Type Name Distance
Shop Steve Mckie MG Services 0.1 miles
Shop Unknown 0.1 miles
Bus stop Unknown 0.1 miles
Bus stop Rydal Crescent 0.2 miles
Train station Chesterfield 1.7 miles
Train station Roundhouse Halt 2.4 miles
Hospital Cygnet 7.5 miles
Hospital Argyll House 7.6 miles
University Cliff College 8.0 miles
University Sheffield Hallam University 8.5 miles

Street-level crime

Category Count
Violence and sexual offences 69
Anti-social behaviour 39
Public order 20
Criminal damage and arson 16
Shoplifting 14
Other theft 12
Vehicle crime 7
Other crime 4
Burglary 3
Drugs 3
Possession of weapons 2
Robbery 1
Total incidents 190

Within 1 mile during May 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name Type Distance Ofsted
Cavendish Junior School Primary 0.0 miles Good — 19 Jul 2016
Whittington Moor Nursery and Infant Academy Primary 0.2 miles Good — 24 Jul 2022
Newbold CofE Primary School Primary 0.4 miles Good — 18 Jan 2023
Outwood Academy Newbold Secondary 0.6 miles Good — 7 Dec 2017
Dunston Primary and Nursery Academy Primary 0.6 miles Requires improvement — 25 Sep 2022

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title Rent Beds Distance As seen on
2 Bed Terraced House, Mountcastle Street, S41 £750/mo 2 0.01 miles OpenRent
2 Bed Flat, Wordsworth Road, S41 £695/mo 2 0.23 miles OpenRent
2 Bed Flat, Sheffield Road, S41 £695/mo 2 0.34 miles OpenRent
2 Bed Terraced House, Prospect Road, S41 £800/mo 2 0.56 miles OpenRent
2 Bed Terraced House, Sanforth Street, S41 £760/mo 2 0.59 miles OpenRent
2 Bed Terraced House, Nelson St, S41 £750/mo 2 0.62 miles OpenRent
2 Bed Semi-Detached House, George Street, S41 £800/mo 2 0.65 miles OpenRent
2 Bed Semi-Detached House, Kingswood Close, S41 £850/mo 2 0.72 miles OpenRent

Average rent: £763/mo (8 listings)

Rent-driven metrics

Based on OpenRent comparables.

This street 7.8% gross yield avg £115,000 sale, £750/mo rent
Rent ratio 0.58%
Max investor price (0.8%) £94,375
Target investor price (1%) £75,500
Gross yield 7%
Cost-to-rent ratio 14.3×
Monthly cashflow £143/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term
Cash-on-cash ROI 4.5%
  • This street — Gross yield for this street only (Land Registry sales + rental comparables, same postcode + street).
  • Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
  • Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
  • Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
  • Gross yield — Annual rent as % of purchase price (no costs).
  • Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
  • Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
  • ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).