Sold STC Flat

12 RUSSELL STREET

KETTERING, NORTHAMPTONSHIRE NN16 0EL

2 beds 53 m² Listed 29 Apr 2016 (-3694d)

£104,995

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# 2 bedroom ground floor flat for sale (NN16 0EL)

## Property Details

| Key | Value |
|-----|-------|
| Address | 12 RUSSELL STREET, KETTERING, NORTHAMPTONSHIRE NN16 0EL |
| Price | £104,995 |
| Bedrooms | 2 |
| Last sold | £118,000 Apr 2017 |

## Description

A superb opportunity to purchase a purpose built modern ground floor apartment within genuine walking distance of the town centre and railway station.

The property is available chain free and provides sizable and well proportioned living accommodation.

In the agents opinion this is an excellent alternative to a bungalow and at a much lower price.

COMMUNAL ENTRANCE HALL

There are 6 flats in the block and number 12 is on the ground floor . There is an intercom entrance system .

ENTRANCE HALL

Approached via secure front door . Built in storage cupboard . built in airing cupboard . Intercom telephone . Electric Radiator .

KITCHEN

9' 8" x 6' 2" (2.97m x 1.89m)	A fully fitted kitchen with a stainless steel sink unit . A range of base and eye level storage units , extensive work surfaces .Fitted electric oven and hob . Extractor canopy and hood . Built in washing machine . A free standing fridge/freezer . Double glazed window to the rear elevation .

LOUNGE/DINER

14' 9" x 11' 5" (4.5m x 3.5m)	A double glazed bay window to the front elevation . A feature fireplace and surround with a coal effect gas fire inset . An electric radiator with thermostat . T.V and internet points .

BATHROOM

6' 2" x 5' 10" (1.9m x 1.8m)	Has a panelled bath with shower above , pedestal wash basin , toilet . tiled walls . Electric radiator .

BEDROOM 1

10' 9" x 10' 2" (3.3m x 3.1m)	A double glazed window to the front elevation , electric radiator thermostat controlled .

BEDROOM 2

9' 10" x 9' 2" (3m x 2.8m)	A double glazed window to the rear elevation , electric radiator .

OUTSIDE

There is an allocated parking space at the rear of the building . There is a bin storage area at the rear . There are communal garden areas .

AGENTS NOTE

The lease was granted in 2001 for 999 years . The ground rent is £150.00 per year . The service charge is £ 662.51 payable every 6 months .

## Property Photos

- ![Photo](/listings/photos/59184140/523988)
- ![Photo](/listings/photos/59184140/524001)
- ![Photo](/listings/photos/59184140/524002)
- ![Photo](/listings/photos/59184140/524006)
- ![Photo](/listings/photos/59184140/524011)

## Floorplans

- ![Floorplan 1](/listings/photos/59184140/524015) - Floorplan 1

## EPC Graphs

- ![EPC 1](/listings/photos/59184140/524018) - EPC 1

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 12 RUSSELL STREET, KETTERING, NORTHAMPTONSHIRE, NN16 0EL | £118,000 | 10/04/2017 | Flat |
| 12 RUSSELL STREET, KETTERING, NORTHAMPTONSHIRE, NN16 0EL | £99,000 | 11/11/2016 | Flat |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| [Same street] 24 RUSSELL STREET, KETTERING, NORTH NORTHAMPTONSHIRE, NN16 0EL | £128,000 | 17/05/2024 | Flat |
| [Same street] 8 RUSSELL STREET, KETTERING, NORTH NORTHAMPTONSHIRE, NN16 0EL | £125,000 | 15/09/2023 | Flat |
| 16 GREEN LANE, KETTERING, NORTH NORTHAMPTONSHIRE, NN16 0DA | £105,000 | 28/07/2023 | Flat |
| 36 GLADSTONE STREET, KETTERING, NORTH NORTHAMPTONSHIRE, NN16 0TE | £122,500 | 14/07/2023 | Flat |
| 26 GLADSTONE STREET, KETTERING, NORTH NORTHAMPTONSHIRE, NN16 0TE | £121,350 | 20/04/2023 | Flat |
| 8 GREEN LANE, KETTERING, NORTH NORTHAMPTONSHIRE, NN16 0DA | £113,000 | 31/03/2023 | Flat |
| [Same street] 43 RUSSELL STREET, KETTERING, NORTH NORTHAMPTONSHIRE, NN16 0EL | £125,500 | 11/11/2022 | Flat |
| 55A VICTORIA STREET, KETTERING, NORTH NORTHAMPTONSHIRE, NN16 0BU | £110,000 | 04/11/2022 | Flat |
| CHAPMANS COURT FLAT 12 MILL ROAD, KETTERING, NORTH NORTHAMPTONSHIRE, NN16 0RZ | £97,000 | 26/07/2022 | Flat |
| 16 GLADSTONE STREET, KETTERING, NORTH NORTHAMPTONSHIRE, NN16 0TE | £78,000 | 24/06/2022 | Flat |
| [Same street] 18 RUSSELL STREET, KETTERING, NORTH NORTHAMPTONSHIRE, NN16 0EL | £122,500 | 31/05/2022 | Flat |
| 18 GREEN LANE, KETTERING, NORTH NORTHAMPTONSHIRE, NN16 0DA | £115,000 | 22/04/2022 | Flat |
| CHAPMANS COURT FLAT 10 MILL ROAD, KETTERING, NORTH NORTHAMPTONSHIRE, NN16 0RZ | £80,000 | 15/10/2021 | Flat |

**Street average:** £125,250 (4 sales)
**Area average:** £104,650 (9 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £98,306 (9 Flat, NN16, 2024–2026)
- **Deviation:** +6.8%

## Rental Range

*ONS Price Index of Private Rents (North Northamptonshire). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £884/mo
- **Realistic:** £982/mo
- **Optimistic:** £1,080/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Northants Central (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £693/mo

## 1% Rule

- **Rent ratio:** 0.94% (okay)
- **Max investor price (0.8%):** £122,750
- **Target investor price (1%):** £98,200

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on Area rent estimate.*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 0.4%
- **10y growth:** 1.8%

## House Price Index (HM Land Registry)

*Official index for North Northamptonshire; Flats and maisonettes series; as of March 2026.*

- **1y growth (index):** -2.1%
- **5y growth (index):** 6.5%
- **10y growth (index):** 33%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

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Property details

Tenure

LEASEHOLD

Floor area

53 m²

Last sold

£118,000 Apr 2017

Local average

£98,306 (+6.8%)

Deprivation

Decile 3 (9,324 of 33,755)

Street crime

448 incidents within 1 mile (Apr 2026)

Key features

Spacious ground floor apartment
Two decent bedrooms, Smart Kitchen
Allocated Parking, Chain Free
Walking Distance of town centre
Electric heating and full double glazing

Additional details

Heating: Electric
Parking: Allocated

Description

A superb opportunity to purchase a purpose built modern ground floor apartment within genuine walking distance of the town centre and railway station.
The property is available chain free and provides sizable and well proportioned living accommodation.
In the agents opinion this is an excellent alternative to a bungalow and at a much lower price.

COMMUNAL ENTRANCE HALL
There are 6 flats in the block and number 12 is on the ground floor . There is an intercom entrance system .
ENTRANCE HALL
Approached via secure front door . Built in storage cupboard . built in airing cupboard . Intercom telephone . Electric Radiator .
KITCHEN
9' 8" x 6' 2" (2.97m x 1.89m) A fully fitted kitchen with a stainless steel sink unit . A range of base and eye level storage units , extensive work surfaces .Fitted electric oven and hob . Extractor canopy and hood . Built in washing machine . A free standing fridge/freezer . Double glazed window to the rear elevation .
LOUNGE/DINER
14' 9" x 11' 5" (4.5m x 3.5m) A double glazed bay window to the front elevation . A feature fireplace and surround with a coal effect gas fire inset . An electric radiator with thermostat . T.V and internet points .
BATHROOM
6' 2" x 5' 10" (1.9m x 1.8m) Has a panelled bath with shower above , pedestal wash basin , toilet . tiled walls . Electric radiator .
BEDROOM 1
10' 9" x 10' 2" (3.3m x 3.1m) A double glazed window to the front elevation , electric radiator thermostat controlled .
BEDROOM 2
9' 10" x 9' 2" (3m x 2.8m) A double glazed window to the rear elevation , electric radiator .
OUTSIDE
There is an allocated parking space at the rear of the building . There is a bin storage area at the rear . There are communal garden areas .
AGENTS NOTE
The lease was granted in 2001 for 999 years . The ground rent is £150.00 per year . The service charge is £ 662.51 payable every 6 months .

Listed by

Kettering

Keeble & Co

Reference: 59184140

EPC Rating & Upgrade Cost

Fetching EPC data… Refresh this page in a moment.

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

Floorplan 1

EPC Graphs

EPC 1

Price history

19% since 2016

Event	Date	Price	% change
Sold	10/04/2017 (9 years ago)	£118,000	+19.2%
Sold	11/11/2016 (9 years ago)	£99,000	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
Same street 24 RUSSELL STREET, KETTERING, NORTH NORTHAMPTONSHIRE, NN16 0EL	£128,000	17/05/2024	Flat
Same street 8 RUSSELL STREET, KETTERING, NORTH NORTHAMPTONSHIRE, NN16 0EL	£125,000	15/09/2023	Flat
16 GREEN LANE, KETTERING, NORTH NORTHAMPTONSHIRE, NN16 0DA	£105,000	28/07/2023	Flat
36 GLADSTONE STREET, KETTERING, NORTH NORTHAMPTONSHIRE, NN16 0TE	£122,500	14/07/2023	Flat
26 GLADSTONE STREET, KETTERING, NORTH NORTHAMPTONSHIRE, NN16 0TE	£121,350	20/04/2023	Flat
8 GREEN LANE, KETTERING, NORTH NORTHAMPTONSHIRE, NN16 0DA	£113,000	31/03/2023	Flat
Same street 43 RUSSELL STREET, KETTERING, NORTH NORTHAMPTONSHIRE, NN16 0EL	£125,500	11/11/2022	Flat
55A VICTORIA STREET, KETTERING, NORTH NORTHAMPTONSHIRE, NN16 0BU	£110,000	04/11/2022	Flat
CHAPMANS COURT FLAT 12 MILL ROAD, KETTERING, NORTH NORTHAMPTONSHIRE, NN16 0RZ	£97,000	26/07/2022	Flat
16 GLADSTONE STREET, KETTERING, NORTH NORTHAMPTONSHIRE, NN16 0TE	£78,000	24/06/2022	Flat
Same street 18 RUSSELL STREET, KETTERING, NORTH NORTHAMPTONSHIRE, NN16 0EL	£122,500	31/05/2022	Flat
18 GREEN LANE, KETTERING, NORTH NORTHAMPTONSHIRE, NN16 0DA	£115,000	22/04/2022	Flat
CHAPMANS COURT FLAT 10 MILL ROAD, KETTERING, NORTH NORTHAMPTONSHIRE, NN16 0RZ	£80,000	15/10/2021	Flat

Street average: £125,250 (4 sales)

Area average: £104,650 (9 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 0.4%

10y growth 1.8%

House Price Index (HM Land Registry — official index, not sold-price averages): North Northamptonshire. Series: Flats and maisonettes. As of March 2026.

1y (index) -2.1%

5y (index) 6.5%

10y (index) 33%

Rental Range

Estimated market rent for North Northamptonshire. Low = conservative, Realistic = average, Optimistic = best case.

Low £884/mo

Realistic £982/mo

Optimistic £1,080/mo

Based on Local Authority from postcode lookup → North Northamptonshire.

LHA (30th percentile) floor for Northants Central: £693/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View NN16 0EL

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Shop	Russell Street Off Licence	0.1 miles
Bus stop	Police Station (opp)	0.1 miles
Bus stop	Police Station (o/s)	0.1 miles
Shop	Elisse Tattoo	0.2 miles
Train station	Kettering	0.5 miles
Hospital	Procurement & Supplies Department (Stores)	0.8 miles
Train station	Wicksteed Park	1.1 miles
Hospital	Manfield Health Campus	10.9 miles

Street-level crime

Category	Count
Violence and sexual offences	170
Anti-social behaviour	117
Public order	33
Criminal damage and arson	32
Shoplifting	20
Other theft	19
Drugs	16
Vehicle crime	11
Burglary	9
Other crime	6
Possession of weapons	6
Robbery	6
Bicycle theft	2
Theft from the person	1
Total incidents	448

Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
St Mary's Church of England Voluntary Aided Primary School	Primary	0.4 miles	Good — 13 Jun 2011
Hawthorn Community Primary School	Primary	0.4 miles	Good — 4 Oct 2023
Compass Primary Academy	Primary	0.5 miles	Good — 28 Jun 2023
Kettering Science Academy	Secondary	0.5 miles	Good — 18 Sep 2023
St Peter's School	Other	0.6 miles	— (No rating)

Rental Comparables

Rental listings exist nearby, but none matched the 2-bedroom count for this property.

Rent-driven metrics

Based on Area rent estimate.

Rent ratio 0.94%

Max investor price (0.8%) £122,750

Target investor price (1%) £98,200

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).