# 2 bedroom terraced house for sale (L21 4LW) ## Property Details | Key | Value | |-----|-------| | Address | 86 CHURCH ROAD, LIVERPOOL, SEAFORTH, MERSEYSIDE L21 4LW | | Price | £160,000 | | Bedrooms | 2 | | Bathrooms | 1 | | Council tax | A | | Last sold | £153,000 Oct 2025 | ## Description NO CHAIN Step inside this beautifully renovated terraced home, an ideal choice for first-time buyers seeking modern comfort with timeless charm. This stunning two-bedroom property boasts stylish oak doors, wood panelling, and brand-new flooring throughout, creating a warm and inviting atmosphere. The spacious lounge features a sleek electric fireplace, perfect for cosy evenings in, while the delightful dining kitchen offers a fantastic space to cook and entertain. A dedicated study area provides the perfect spot for home working or a quiet retreat. Upstairs, the luxurious bathroom showcases a corner bath with elegant gold fittings, stylish new tiling, and an over-shower for ultimate relaxation. Outside, this property truly shines—offering a gated driveway for secure parking and a breathtaking 100ft-long rear garden. With newly laid patio areas, fresh fencing, and convenient outdoor sockets, it’s a haven for summer evenings and weekend gatherings. Recent upgrades include new radiators, an updated fuse board, and modern sockets and switches throughout. Move-in ready, this fabulous home blends contemporary style with practical living. Don’t miss the chance to make this exceptional property your own—schedule a viewing today and discover everything it has to offer. **Hall** - **Lounge** - 5.23 x 3.40 (17'1" x 11'1") - **Study Area** - A handy use of the under stairs space for working from home. **Dining Kitchen** - 4.47 x 2.49 (14'7" x 8'2") - Stunning kitchen which maximises the space to have a dining table, very bright with two windows to rear aspect. **Driveway** - Gated paved driveway for parking for two vehicle's. **Garden** - approx. 100ft garden with paved patio area and grass lawn, flower bed with flowering shrubs. **Landing** - **Bedroom 1** - 4.22 x 2.72 (13'10" x 8'11") - DOUBLE to the front aspect flooded with light from the bay window and with fitted wardrobes. **Bedroom 2** - 3.41 x 2.28 (11'2" x 7'5") - DOUBLE to the rear aspect with views over the long garden. **Bathroom** - 2.59 x 1.72 (8'5" x 5'7") - beautifully presented with corner bath and over shower, tiled walls and cushion flooring. Gold effect fittings, storage sink, WC and obscured window to rear aspect. ## Property Photos - ![ea759226--4886-A536-DD00F5827659-38182-00000593335](/listings/photos/162587435/579266) - ea759226--4886-A536-DD00F5827659-38182-00000593335 - ![Lounge](/listings/photos/162587435/579267) - Lounge - ![Garden](/listings/photos/162587435/579268) - Garden - ![Dining Kitchen](/listings/photos/162587435/579272) - Dining Kitchen - ![Dining Kitchen](/listings/photos/162587435/579274) - Dining Kitchen - ![Dining Kitchen](/listings/photos/162587435/579278) - Dining Kitchen - ![Dining Kitchen](/listings/photos/162587435/579281) - Dining Kitchen - ![Lounge](/listings/photos/162587435/579285) - Lounge - ![Lounge](/listings/photos/162587435/579286) - Lounge - ![Garden](/listings/photos/162587435/579288) - Garden - ![Hall](/listings/photos/162587435/579289) - Hall - ![Study Area](/listings/photos/162587435/579291) - Study Area - ![Photo](/listings/photos/162587435/579294) - ![Landing](/listings/photos/162587435/579297) - Landing - ![Bedroom 1](/listings/photos/162587435/579298) - Bedroom 1 - ![Bedroom 1](/listings/photos/162587435/579299) - Bedroom 1 - ![Bedroom 1](/listings/photos/162587435/579300) - Bedroom 1 - ![Bedroom 1](/listings/photos/162587435/579301) - Bedroom 1 - ![Bedroom 2](/listings/photos/162587435/579302) - Bedroom 2 - ![Bedroom 2](/listings/photos/162587435/579303) - Bedroom 2 - ![Bathroom](/listings/photos/162587435/579304) - Bathroom - ![Bathroom](/listings/photos/162587435/579306) - Bathroom - ![Bathroom](/listings/photos/162587435/579308) - Bathroom - ![Garden](/listings/photos/162587435/579310) - Garden - ![Garden](/listings/photos/162587435/579312) - Garden - ![Garden](/listings/photos/162587435/579314) - Garden ## Floorplans - ![86churchroadseaforth-High.jpg](/listings/photos/162587435/579316) - 86churchroadseaforth-High.jpg ## EPC Graphs - ![EE Rating](/listings/photos/162587435/579318) - EE Rating ## FENSA Certificates This property has 1 FENSA certificate(s) on record. ### FENSA Certificate #3015979 - **Address:** 86 Church Road, Seaforth, L21 4LW - **Certificate Issued:** 05/09/2005 - **Work Completed:** 13/08/2005 - **Items:** 2 window(s), 1 door(s) ## Sales History *Recorded sales for this property. Data from Land Registry Price Paid.* | Address | Price | Date | Type | |---------|-------|------|------| | 86 CHURCH ROAD, SEAFORTH, LIVERPOOL, SEFTON, MERSEYSIDE, L21 4LW | £153,000 | 17/10/2025 | Terraced | | 86 CHURCH ROAD, SEAFORTH, LIVERPOOL, SEFTON, MERSEYSIDE, L21 4LW | £74,000 | 15/07/2005 | Terraced | ## Sold Comparables *Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.* | Address | Price | Date | Type | |---------|-------|------|------| | 45 ELM ROAD, SEAFORTH, LIVERPOOL, SEFTON, MERSEYSIDE, L21 1BJ | £85,000 | 15/12/2023 | Terraced | | 3 HOLLY GROVE, SEAFORTH, LIVERPOOL, SEFTON, MERSEYSIDE, L21 1BN | £74,000 | 08/12/2023 | Terraced | | 27 CECIL ROAD, LIVERPOOL, SEFTON, MERSEYSIDE, L21 1DB | £125,000 | 29/11/2023 | Terraced | | 2A VERDI AVENUE, LIVERPOOL, SEFTON, MERSEYSIDE, L21 4NH | £55,000 | 19/10/2023 | Terraced | | 2 CLARENDON ROAD, SEAFORTH, LIVERPOOL, SEFTON, MERSEYSIDE, L21 4LP | £119,950 | 22/09/2023 | Terraced | | 31 CECIL ROAD, LIVERPOOL, SEFTON, MERSEYSIDE, L21 1DB | £216,000 | 15/08/2023 | Terraced | | 50 ELM ROAD, SEAFORTH, LIVERPOOL, SEFTON, MERSEYSIDE, L21 1BL | £163,000 | 02/08/2023 | Terraced | | 14 VERDI AVENUE, LIVERPOOL, SEFTON, MERSEYSIDE, L21 4NH | £61,500 | 26/05/2023 | Terraced | | 27 ROSSINI STREET, LIVERPOOL, SEFTON, MERSEYSIDE, L21 4NS | £105,500 | 28/04/2023 | Terraced | | 119 CROSBY ROAD SOUTH, LIVERPOOL, SEFTON, MERSEYSIDE, L21 1ES | £145,000 | 21/04/2023 | Terraced | | 3 RAWSON ROAD, LIVERPOOL, SEFTON, MERSEYSIDE, L21 1BS | £96,000 | 06/04/2023 | Terraced | | [Same street] 94 CHURCH ROAD, SEAFORTH, LIVERPOOL, SEFTON, MERSEYSIDE, L21 4LW | £60,000 | 20/02/2023 | Terraced | | 3A VERDI STREET, LIVERPOOL, SEFTON, MERSEYSIDE, L21 4PA | £70,000 | 12/12/2022 | Terraced | | 35 ELM ROAD, SEAFORTH, LIVERPOOL, SEFTON, MERSEYSIDE, L21 1BJ | £125,000 | 21/11/2022 | Terraced | | 15 BARKELEY DRIVE, LIVERPOOL, SEFTON, MERSEYSIDE, L21 4LX | £160,000 | 11/11/2022 | Terraced | | 10 BARKELEY DRIVE, LIVERPOOL, SEFTON, MERSEYSIDE, L21 4LX | £182,500 | 11/11/2022 | Terraced | | 23 RAWSON ROAD, LIVERPOOL, SEFTON, MERSEYSIDE, L21 1BS | £75,500 | 03/11/2022 | Terraced | | 27 ROSSINI STREET, LIVERPOOL, SEFTON, MERSEYSIDE, L21 4NS | £49,000 | 12/09/2022 | Terraced | | 7 CLARENDON ROAD, SEAFORTH, LIVERPOOL, SEFTON, MERSEYSIDE, L21 4LP | £75,000 | 19/08/2022 | Terraced | | 3 HARROWBY ROAD, LIVERPOOL, SEFTON, MERSEYSIDE, L21 1DP | £185,000 | 08/07/2022 | Terraced | | 9 HARROWBY ROAD, LIVERPOOL, SEFTON, MERSEYSIDE, L21 1DP | £167,500 | 27/05/2022 | Terraced | | [Same street] 76 CHURCH ROAD, SEAFORTH, LIVERPOOL, SEFTON, MERSEYSIDE, L21 4LW | £128,000 | 05/04/2022 | Terraced | **Street average:** £94,000 (2 sales) **Area average:** £116,773 (20 sales) ## Price vs local average *Outcode + property type (HousePrices, last 2 years).* - **Local average:** £128,459 (28 Terraced, L21, 2024–2026) - **Deviation:** +24.6% ## Rental Range *ONS Price Index of Private Rents (Sefton). Low / Realistic / Optimistic = conservative / average / best case.* - **Low:** £832/mo - **Realistic:** £924/mo - **Optimistic:** £1,016/mo ## LHA (Local Housing Allowance) *VOA 30th percentile rent floor for Greater Liverpool (Apr 2025 – Mar 2026).* - **LHA floor (this property size):** £593/mo ## Rental Comparables *Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.* | Title | Rent | Beds | Distance | As seen on | |------|------|------|------|------| | 2 Bed Flat, Claremont Road, L21 | £625/mo | 2 | 0.28 miles | OpenRent | | 2 Bed Flat, Peel House, L21 | £750/mo | 2 | 0.28 miles | OpenRent | | 2 Bed Flat, Crosby Road South, L21 | £900/mo | 2 | 0.45 miles | OpenRent | | 2 Bed Terraced House, Cowper St, L20 | £799/mo | 2 | 0.48 miles | OpenRent | | 2 Bed Terraced House, Pope Street, L20 | £880/mo | 2 | 0.52 miles | OpenRent | | 2 Bed Terraced House, Moore Street, L20 | £745/mo | 2 | 0.57 miles | OpenRent | | 2 Bed Flat, Knowsley Road, L20 | £725/mo | 2 | 0.63 miles | OpenRent | | 2 Bed Flat, Crosby Rd South, L22 | £950/mo | 2 | 0.63 miles | OpenRent | | 2 Bed Terraced House, Hinton Street, L21 | £750/mo | 2 | 0.7 miles | OpenRent | **Average rent: £792/mo (9 listings)** ## 1% Rule - **Rent ratio:** 0.47% (weak for cashflow) - **Max investor price (0.8%):** £93,750 - **Target investor price (1%):** £75,000 *Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.* ## Rent-driven metrics *Based on OpenRent comparables (median £750/mo).* - **Gross yield:** 5.6% - **Cost-to-rent:** 17.8× - **Monthly cashflow:** £20/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term) - **Cash-on-cash ROI:** 0.5% *Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).* ## Capital growth trend *Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.* - **5y growth:** 4.6% - **10y growth:** 83.5% ## House Price Index (HM Land Registry) *Official index for Sefton; Terraced series; as of March 2026.* - **1y growth (index):** 4.1% - **5y growth (index):** 26.8% - **10y growth (index):** 64.3% ## Flood risk - **Zone:** 1 - **Risk:** Low - **Source:** Job (default Low) [Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)