Sold STC Semi-detached

2 CHURCH ROAD

BEDFORD, SILSOE, CENTRAL BEDFORDSHIRE MK45 4EH

3 beds 2 baths Listed 4 Nov 2022 (-1354d)

£500,000

Reduced on 16 Oct 2023

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Property details

Tenure

FREEHOLD

Council tax band

D

Last sold

£457,800 Sep 2024

Local average

£383,301 (+30.4%)

Street crime

8 incidents within 1 mile (May 2026)

Key features

  • A wealth of exposed beams to ceilings and walls.
  • Spacious lounge with log burner.
  • Recently extended (2022) kitchen/breakfast room with atrium roof window.
  • Heated garden room/study with atrium roof window.
  • Front, side and rear gardens.
  • Single garage and parking.

Additional details

Parking
Yes
Garden
Yes

Description

An extended and delightful Grade II listed period cottage built in circa 1650s, set in mature gardens within the historic village of Silsoe - being sold with vacant possession.

Listed by

Ampthill

Hunters Property Group Ltd

Reference: 128760263

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

Floorplan 1

Floorplan 1

Price history

Event Date Price % change
Sold 13/09/2024 (1 year ago) £457,800

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address Price Date Type
RUSSELL COTTAGE, 1A WEST END ROAD, SILSOE, BEDFORD, CENTRAL BEDFORDSHIRE, MK45 4DU £429,950 12/11/2025 Semi-detached
8 BEDFORD AVENUE, SILSOE, BEDFORD, CENTRAL BEDFORDSHIRE, MK45 4ER £750,000 05/12/2022 Semi-detached
48 HIGH STREET, SILSOE, BEDFORD, CENTRAL BEDFORDSHIRE, MK45 4EP £310,000 25/11/2022 Semi-detached
17 COLLEGE CHASE, SILSOE, BEDFORD, CENTRAL BEDFORDSHIRE, MK45 4GE £140,000 02/09/2022 Semi-detached
47A WEST END ROAD, SILSOE, BEDFORD, CENTRAL BEDFORDSHIRE, MK45 4DU £268,000 04/02/2022 Semi-detached
10 HOLLY WALK, SILSOE, BEDFORD, CENTRAL BEDFORDSHIRE, MK45 4EB £510,000 05/11/2021 Semi-detached
61 HIGH STREET, SILSOE, BEDFORD, CENTRAL BEDFORDSHIRE, MK45 4EW £390,000 20/08/2021 Semi-detached

Area average: £399,707 (7 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 8%
10y growth 22.7%

House Price Index (HM Land Registry — official index, not sold-price averages): Central Bedfordshire. Series: Semi-detached. As of April 2026.

1y (index) 5.2%
5y (index) 21.7%
10y (index) 39.7%

Rental Range

Estimated market rent for Central Bedfordshire. Low = conservative, Realistic = average, Optimistic = best case.

Low £1,122/mo
Realistic £1,247/mo
Optimistic £1,372/mo

Based on Local Authority from postcode lookup → Central Bedfordshire.

LHA (30th percentile) floor for Bedford: £997/mo (Apr 2025 – Mar 2026)

Location

Nearby

Nearest stations, universities and amenities (distance from property).

Type Name Distance
Bus stop The Church 0.0 miles
Shop Route 66 0.1 miles
Shop Silsoe Newsagency 0.1 miles
University University of Bedfordshire 0.7 miles
Train station Flitwick 3.0 miles
Train station Harlington 4.4 miles
Hospital Widecombe Nursing Home 6.3 miles
University University of Bedfordshire : Putteridge Bury Campus 7.0 miles
Hospital Luton and Dunstable Hospital 8.1 miles

Street-level crime

Category Count
Anti-social behaviour 4
Drugs 1
Other theft 1
Shoplifting 1
Violence and sexual offences 1
Total incidents 8

Within 1 mile during May 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name Type Distance Ofsted
Silsoe CofE VC Lower School Primary 0.3 miles Good — 22 Jun 2023
Esland Bedford School Other 0.7 miles (No rating)
Pulloxhill Lower School Primary 1.5 miles Outstanding — 3 Oct 2013
St Mary's VA CofE Lower School Primary 1.6 miles Good — 10 Nov 2021
Greenfield CofE VC Lower School Primary 1.7 miles Good — 25 Apr 2024

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title Rent Beds Distance As seen on
3 Bed Semi-Detached House, Wrest Park, MK45 £1,550/mo 3 0.16 miles OpenRent
3 Bed Semi-Detached House, Wrest Park, MK45 £1,550/mo 3 0.16 miles OpenRent
3 Bed Semi-Detached House, High Street, MK45 £2,000/mo 3 0.19 miles OpenRent

Average rent: £1,700/mo (3 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.31%
Max investor price (0.8%) £193,750
Target investor price (1%) £155,000
Gross yield 3.7%
Cost-to-rent ratio 26.9×
Monthly cashflow £-599/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term
Cash-on-cash ROI -5%
  • Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
  • Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
  • Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
  • Gross yield — Annual rent as % of purchase price (no costs).
  • Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
  • Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
  • ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).