# 3 bedroom mews property for sale (CW12 2SB)

## Property Details

| Key | Value |
|-----|-------|
| Address | Norman Oxborrow Drive, Congleton, CW12 2SB |
| Price | £162,500 |
| Bedrooms | 3 |
| Bathrooms | 1 |
| Council tax | C |

## Description

SHARED OWNERSHIP - Built in 2025 by Redrow, this beautifully presented end mews home enjoys a fantastic location close to commuter links, well-regarded schools, countryside walks, and is just a 5-minute drive from Congleton town centre.

Upon entering the property, you are welcomed into a bright entrance hallway which provides access to a spacious and comfortable lounge. From here, an inner hallway leads to a convenient downstairs WC and a generous under-stairs storage cupboard. To the rear of the home is a stylish open-plan dining kitchen, designed with modern living in mind, featuring French doors that open directly onto the rear garden, creating a seamless indoor-outdoor flow.

To the first floor, the property offers three well-proportioned bedrooms along with a contemporary three-piece family bathroom, making it an ideal home for a range of buyers.

Externally, the front of the property benefits from off-road parking for two vehicles. The rear garden is mainly laid to lawn with a small patio area, perfect for outdoor seating and entertaining, and also includes a storage shed to the rear. The garden further benefits from direct gated side access, providing convenient bin access.

PLEASE NOTE: *** The property can be purchased at various share amounts starting at a minimum of 25% and a maximum of 75%. This is determined by your household affordability and is assessed by Metro Finance. ***

**Shared Ownership Criteria/Eligibility** - You can apply to buy the home if both of the following apply: 

- Your household income is £80,000 or less 

- Your cannot afford all of the deposit and mortgage payments to buy a home that meets your needs. 

One of the following must also be true: 

- You're a First-time buyer 

- You used to own a home but cannot afford to buy one now 

- You're forming a new household - for example, after a relationship breakdown 

- You're an existing shared owner, and you want to move 

- You own a home and want to move but cannot afford to buy a new home for your needs

If you own a home, you must have completed the sale of the home on or before the date you complete your shared ownership purchase. 

As part of your application, your finances and credit history will be assessed to ensure that you can afford and sustain the rental and mortgage payments. 

Also, you must have a local connection to Cheshire East either through residency, work or family - (Although this is favored it is not necessary when applying) 

Over time there is the option to purchase the property and the full 100% ownership. 

Please Note: If you can afford to buy the property outright without Government assistance, you will not be considered eligible.

**Congleton Tenure** - We understand from the vendor that the property is leasehold. We would however recommend that your solicitor check the tenure prior to exchange of contracts. Please note the following charges for the property - Monthly rent charge of £372.40 this also includes the estate charge, buildings insurance and management fee.

**Congleton Need To Sell?** - For a FREE valuation please call or e-mail and we will be happy to assist.

**Congleton Aml Disclosure** - Agents are required by law to conduct Anti-Money Laundering checks on all those buying a property. Stephenson Browne  charge £49.99 plus VAT for an AML check per purchase transaction . This is a non-refundable fee. The charges cover the cost of obtaining relevant data, any manual checks that are required, and ongoing monitoring. This fee is payable in advance prior to the issuing of a memorandum of sale on the property you are seeking to buy.

## Property Photos

- ![2bb709eb-IMG_8878.jpg](/listings/photos/89074650/574057) - 2bb709eb-IMG_8878.jpg
- ![68449727-IMG_8761.jpg](/listings/photos/89074650/574059) - 68449727-IMG_8761.jpg
- ![89cf1ce0-IMG_8792.jpg](/listings/photos/89074650/574060) - 89cf1ce0-IMG_8792.jpg
- ![e6f1ab06-IMG_8783.jpg](/listings/photos/89074650/574061) - e6f1ab06-IMG_8783.jpg
- ![fe7072e6-IMG_8742.jpg](/listings/photos/89074650/574062) - fe7072e6-IMG_8742.jpg
- ![adfbb10a-IMG_8722.jpg](/listings/photos/89074650/574063) - adfbb10a-IMG_8722.jpg
- ![5defce5a-IMG_8811.jpg](/listings/photos/89074650/574064) - 5defce5a-IMG_8811.jpg
- ![42f0de12-IMG_8748.jpg](/listings/photos/89074650/574065) - 42f0de12-IMG_8748.jpg
- ![5cf75a5f-IMG_8756.jpg](/listings/photos/89074650/574066) - 5cf75a5f-IMG_8756.jpg
- ![15e8699f-IMG_8815.jpg](/listings/photos/89074650/574067) - 15e8699f-IMG_8815.jpg
- ![f1bb1d5d-IMG_8820.jpg](/listings/photos/89074650/574068) - f1bb1d5d-IMG_8820.jpg
- ![d1e8bb84-IMG_8835.jpg](/listings/photos/89074650/574069) - d1e8bb84-IMG_8835.jpg
- ![54447f50-IMG_8856.jpg](/listings/photos/89074650/574070) - 54447f50-IMG_8856.jpg
- ![732048df-IMG_8848.jpg](/listings/photos/89074650/574071) - 732048df-IMG_8848.jpg
- ![bae6746d-IMG_8865.jpg](/listings/photos/89074650/574072) - bae6746d-IMG_8865.jpg
- ![16215d3e-IMG_8806.jpg](/listings/photos/89074650/574073) - 16215d3e-IMG_8806.jpg
- ![5ae6ac22-IMG_8795.jpg](/listings/photos/89074650/574074) - 5ae6ac22-IMG_8795.jpg

## Floorplans

- ![9 Norman Ox-high (2).jpg](/listings/photos/89074650/574075) - 9 Norman Ox-high (2).jpg

## EPC Graphs

- ![EE Rating](/listings/photos/89074650/574076) - EE Rating

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 24B HOMESTEAD DRIVE, EATON, CONGLETON, CHESHIRE EAST, CW12 2GT | £525,000 | 16/02/2022 | Other |

**Area average:** £525,000 (1 sale)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £578,143 (7 Other, CW12, 2024–2026)
- **Deviation:** -71.9%

## Rental Range

*ONS Price Index of Private Rents (North West). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £856/mo
- **Realistic:** £951/mo
- **Optimistic:** £1,046/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Oldham & Rochdale (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £693/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| [Dobson Way, Congleton, CW12](http://87.117.209.195:8080/listings/bef992e) | £2,200/mo | 3 | 0.37 miles | Rightmove |
| [Ormiston Way, Congleton](http://87.117.209.195:8080/listings/05e7379) | £1,495/mo | 3 | 1.03 miles | Rightmove |
| [Burgess Place, Congleton, CW12](http://87.117.209.195:8080/listings/4cadafa) | £1,400/mo | 3 | 1.04 miles | Rightmove |
| [Canal Road, Congleton, CW12](http://87.117.209.195:8080/listings/5f94ea5) | £1,300/mo | 3 | 1.55 miles | Rightmove |
| [Annan Close, Congleton](http://87.117.209.195:8080/listings/248943e) | £1,300/mo | 3 | 1.65 miles | Rightmove |
| [Loachbrook Farm Way, Congleton, CW12](http://87.117.209.195:8080/listings/7973c23) | £1,300/mo | 3 | 1.83 miles | Rightmove |
| [Moss Road, Astbury, CW12](http://87.117.209.195:8080/listings/94bcc99) | £1,500/mo | 3 | 2.09 miles | Rightmove |
| [Boundary Lane, Congleton](http://87.117.209.195:8080/listings/5b678eb) | £1,350/mo | 3 | 2.12 miles | Rightmove |
| [Wallhill Lane, Brownlow, CW12](http://87.117.209.195:8080/listings/3894533) | £1,500/mo | 3 | 2.78 miles | Rightmove |
| [Overton Road, Congleton, CW12](http://87.117.209.195:8080/listings/8396a46) | £1,350/mo | 3 | 3.13 miles | Rightmove |
| [Congleton, Staffordshire](http://87.117.209.195:8080/listings/d9636ca) | £2,000/mo | 3 | 3.19 miles | Rightmove |

**Average rent: £1,518/mo (11 listings)**

## 1% Rule

- **Rent ratio:** 0.86% (okay)
- **Max investor price (0.8%):** £175,000
- **Target investor price (1%):** £140,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,400/mo).*

- **Gross yield:** 10.3%
- **Cost-to-rent:** 9.7×
- **Monthly cashflow:** £595/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 15.2%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 61.3%
- **10y growth:** -11.4%

## House Price Index (HM Land Registry)

*Official index for North West; All dwelling types series; as of March 2026.*

- **1y growth (index):** -0.8%
- **5y growth (index):** 22%
- **10y growth (index):** 63.2%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)