# 3 bedroom house for sale (ME10 3NR)

## Property Details

| Key | Value |
|-----|-------|
| Address | 108 TONGE ROAD, SITTINGBOURNE, KENT ME10 3NR |
| Price | £160,000 |
| Bedrooms | 3 |
| Bathrooms | 1 |
| Construction age | England and Wales: 1900-1929 |
| Floor area | 80 m² |
| Last sold | £155,000 Dec 2015 |

## EPC Rating & Upgrade Cost

- **Current rating:** C
- **Potential rating:** C
- **Expiry date:** 15/07/2035
- **Current heating cost:** £711/year
- **Est. upgrade cost to C:** £18,250

### Recommendations
- Q (£7,500 - £11,000)
- U (£8,000 - £10,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/9835-0723-9500-0856-2296)

## Description

Perfect investment opportunity!

On entering this excellently planned and proportioned 3 bedroom home, you are greeted by the newly decorated Living room, which has a double glazed south facing bay window looking out towards the front garden.

At the rear of the property is a galley style fitted kitchen, with access to the rear garden as well as the family bathroom that is fitted with a shower, which also benefits from double glazed windows.

The first floor provides you with two double bedrooms and a single bedroom to the rear, the master bedroom has an in-built storage cupboard as well as a south ward facing view from the double glazed bedroom window.

The rear garden is of excellent size, with two storage area, on attached to the rear of the property, with space to store your gardening equipment, and then at the end of the garden is an outbuilding that is of good size.

Why not book your viewing today!

****

**Lounge** : 11.48' x 11.91' (3.50m x 3.63m)

The lounge is of good size, and has been newly decorated. there is a double glazed bay window to the front looking out to the front garden, and being southward facing you are benefiting from plenty of natural light.

**Dining Room** : 11.48' x 11.91' (3.50m x 3.63m)

The dining room is the same large size as the lounge, it has also has the wooden effect laminate, it also has a rear facing double glazed window looking out down the rear garden.

**Kitchen** : 6.23' x 10.01' (1.90m x 3.05m)

The kitchen is to the rear of the property, and is a galley styled kitchen, with space for a washing machine and dishwasher.

**Bedroom 1** : 11.48' x 11.91' (3.50m x 3.63m)

The master bedroom is situated at the top of the stairs on the left, which takes you to the front of the building, it also has double glazed windows and a south ward facing view looking out over the front garden.

**Bedroom 2** : 11.48' x 11.91' (3.50m x 3.63m)

Bedroom two is equally as large as the master bedroom but has a view of the rear garden instead and can easily accommodate a double bed.

**Bedroom 3** : 6.56' x 9.84' (2m x 3m)

Bedroom 3 is the smallest and is located at the rear of the property, this is a single room and has a double glazed window looking out over the rear garden.

**Bathroom** : 6.23' x 6.46' (1.90m x 1.97m)

The Family bathroom is to the rear of the building on the ground floor, it is fitted with a toilet, shower and hand basin.

## Property Photos

- ![Photo](/listings/photos/36486843/1576820)
- ![Photo](/listings/photos/36486843/1576821)
- ![Photo](/listings/photos/36486843/1576823)
- ![Photo](/listings/photos/36486843/1576825)
- ![Photo](/listings/photos/36486843/1576826)
- ![Photo](/listings/photos/36486843/1576827)
- ![Photo](/listings/photos/36486843/1576828)
- ![Photo](/listings/photos/36486843/1576829)
- ![Photo](/listings/photos/36486843/1576830)
- ![Photo](/listings/photos/36486843/1576831)
- ![Photo](/listings/photos/36486843/1576832)
- ![Photo](/listings/photos/36486843/1576833)
- ![Photo](/listings/photos/36486843/1576834)
- ![Photo](/listings/photos/36486843/1576835)
- ![Photo](/listings/photos/36486843/1576836)
- ![Photo](/listings/photos/36486843/1576837)
- ![EPC](/listings/photos/36486843/1576838) - EPC

## Floorplans

- ![Floorplan 1](/listings/photos/36486843/1576839) - Floorplan 1

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #2545260
- **Address:** 108 Tonge Road, SITTINGBOURNE, ME10 3NR
- **Certificate Issued:** 14/03/2005
- **Work Completed:** 14/01/2005
- **Items:** 1 door(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 108 TONGE ROAD, SITTINGBOURNE, SWALE, KENT, ME10 3NR | £155,000 | 11/12/2015 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| [Same street] 59 TONGE ROAD, SITTINGBOURNE, SWALE, KENT, ME10 3NR | £230,000 | 10/09/2025 | Terraced |
| [Same street] 102 TONGE ROAD, SITTINGBOURNE, SWALE, KENT, ME10 3NR | £197,500 | 25/02/2025 | Terraced |
| [Same street] 63 TONGE ROAD, SITTINGBOURNE, SWALE, KENT, ME10 3NR | £245,000 | 25/11/2024 | Terraced |
| [Same street] 61 TONGE ROAD, SITTINGBOURNE, SWALE, KENT, ME10 3NR | £247,000 | 10/05/2024 | Terraced |
| [Same street] 63 TONGE ROAD, SITTINGBOURNE, SWALE, KENT, ME10 3NR | £250,000 | 24/04/2023 | Terraced |
| [Same street] 77 TONGE ROAD, SITTINGBOURNE, SWALE, KENT, ME10 3NR | £233,000 | 27/02/2023 | Terraced |
| [Same street] 112 TONGE ROAD, SITTINGBOURNE, SWALE, KENT, ME10 3NR | £246,000 | 10/12/2021 | Terraced |
| [Same street] 98 TONGE ROAD, SITTINGBOURNE, SWALE, KENT, ME10 3NR | £208,000 | 06/08/2021 | Terraced |

**Street average:** £232,063 (8 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £1,243,550 (10 Other, ME10, 2024–2026)
- **Deviation:** -87.1%

## Rental Range

*ONS Price Index of Private Rents (Swale). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £986/mo
- **Realistic:** £1,095/mo
- **Optimistic:** £1,205/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Medway & Swale (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £937/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Terraced House, Oak Road, ME10 | £1,395/mo | 3 | 0.14 miles | OpenRent |
| 3 Bed Terraced House, All Saints Road, ME10 | £1,500/mo | 3 | 0.14 miles | OpenRent |
| 3 Bed End Terrace, Harkness Court, ME10 | £1,500/mo | 3 | 0.17 miles | OpenRent |
| 3 Bed Terraced House, Poulsen Court, ME10 | £1,550/mo | 3 | 0.23 miles | OpenRent |
| 3 Bed Terraced House, Honeysuckle Court, ME10 | £1,500/mo | 3 | 0.27 miles | OpenRent |
| 3 Bed End Terrace, Hutchings Close, ME10 | £1,550/mo | 3 | 0.29 miles | OpenRent |
| 3 Bed Terraced House, Harold Road, ME10 | £1,250/mo | 3 | 0.31 miles | OpenRent |

**Average rent: £1,464/mo (7 listings)**

## 1% Rule

- **Rent ratio:** 0.94% (okay)
- **Max investor price (0.8%):** £187,500
- **Target investor price (1%):** £150,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,500/mo).*

- **Gross yield:** 11.3%
- **Cost-to-rent:** 8.9×
- **Monthly cashflow:** £695/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 18%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £2,000/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 3.1%

## House Price Index (HM Land Registry)

*Official index for Swale; All dwelling types series; as of April 2026.*

- **1y growth (index):** 1.9%
- **5y growth (index):** 11.2%
- **10y growth (index):** 35.5%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)