Sold STC House

108 TONGE ROAD

SITTINGBOURNE, KENT ME10 3NR

3 beds 1 baths 80 m² Listed 18 Sep 2015 (-3970d)

£160,000

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# 3 bedroom house for sale (ME10 3NR)

## Property Details

| Key | Value |
|-----|-------|
| Address | 108 TONGE ROAD, SITTINGBOURNE, KENT ME10 3NR |
| Price | £160,000 |
| Bedrooms | 3 |
| Bathrooms | 1 |
| Last sold | £155,000 Dec 2015 |

## Description

Perfect investment opportunity!

On entering this excellently planned and proportioned 3 bedroom home, you are greeted by the newly decorated Living room, which has a double glazed south facing bay window looking out towards the front garden.

At the rear of the property is a galley style fitted kitchen, with access to the rear garden as well as the family bathroom that is fitted with a shower, which also benefits from double glazed windows.

The first floor provides you with two double bedrooms and a single bedroom to the rear, the master bedroom has an in-built storage cupboard as well as a south ward facing view from the double glazed bedroom window.

The rear garden is of excellent size, with two storage area, on attached to the rear of the property, with space to store your gardening equipment, and then at the end of the garden is an outbuilding that is of good size.

Why not book your viewing today!

****

**Lounge** : 11.48' x 11.91' (3.50m x 3.63m)

The lounge is of good size, and has been newly decorated. there is a double glazed bay window to the front looking out to the front garden, and being southward facing you are benefiting from plenty of natural light.

**Dining Room** : 11.48' x 11.91' (3.50m x 3.63m)

The dining room is the same large size as the lounge, it has also has the wooden effect laminate, it also has a rear facing double glazed window looking out down the rear garden.

**Kitchen** : 6.23' x 10.01' (1.90m x 3.05m)

The kitchen is to the rear of the property, and is a galley styled kitchen, with space for a washing machine and dishwasher.

**Bedroom 1** : 11.48' x 11.91' (3.50m x 3.63m)

The master bedroom is situated at the top of the stairs on the left, which takes you to the front of the building, it also has double glazed windows and a south ward facing view looking out over the front garden.

**Bedroom 2** : 11.48' x 11.91' (3.50m x 3.63m)

Bedroom two is equally as large as the master bedroom but has a view of the rear garden instead and can easily accommodate a double bed.

**Bedroom 3** : 6.56' x 9.84' (2m x 3m)

Bedroom 3 is the smallest and is located at the rear of the property, this is a single room and has a double glazed window looking out over the rear garden.

**Bathroom** : 6.23' x 6.46' (1.90m x 1.97m)

The Family bathroom is to the rear of the building on the ground floor, it is fitted with a toilet, shower and hand basin.

## Property Photos

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- ![EPC](/listings/photos/36486843/1576838) - EPC

## Floorplans

- ![Floorplan 1](/listings/photos/36486843/1576839) - Floorplan 1

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #2545260
- **Address:** 108 Tonge Road, SITTINGBOURNE, ME10 3NR
- **Certificate Issued:** 14/03/2005
- **Work Completed:** 14/01/2005
- **Items:** 1 door(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 108 TONGE ROAD, SITTINGBOURNE, SWALE, KENT, ME10 3NR | £155,000 | 11/12/2015 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| [Same street] 59 TONGE ROAD, SITTINGBOURNE, SWALE, KENT, ME10 3NR | £230,000 | 10/09/2025 | Terraced |
| [Same street] 102 TONGE ROAD, SITTINGBOURNE, SWALE, KENT, ME10 3NR | £197,500 | 25/02/2025 | Terraced |
| [Same street] 63 TONGE ROAD, SITTINGBOURNE, SWALE, KENT, ME10 3NR | £245,000 | 25/11/2024 | Terraced |
| [Same street] 61 TONGE ROAD, SITTINGBOURNE, SWALE, KENT, ME10 3NR | £247,000 | 10/05/2024 | Terraced |
| [Same street] 63 TONGE ROAD, SITTINGBOURNE, SWALE, KENT, ME10 3NR | £250,000 | 24/04/2023 | Terraced |
| [Same street] 77 TONGE ROAD, SITTINGBOURNE, SWALE, KENT, ME10 3NR | £233,000 | 27/02/2023 | Terraced |
| [Same street] 112 TONGE ROAD, SITTINGBOURNE, SWALE, KENT, ME10 3NR | £246,000 | 10/12/2021 | Terraced |
| [Same street] 98 TONGE ROAD, SITTINGBOURNE, SWALE, KENT, ME10 3NR | £208,000 | 06/08/2021 | Terraced |

**Street average:** £232,063 (8 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £1,243,550 (10 Other, ME10, 2024–2026)
- **Deviation:** -87.1%

## Rental Range

*ONS Price Index of Private Rents (Swale). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £986/mo
- **Realistic:** £1,095/mo
- **Optimistic:** £1,205/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Medway & Swale (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £937/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Terraced House, Oak Road, ME10 | £1,395/mo | 3 | 0.14 miles | OpenRent |
| 3 Bed Terraced House, All Saints Road, ME10 | £1,500/mo | 3 | 0.14 miles | OpenRent |
| 3 Bed End Terrace, Harkness Court, ME10 | £1,500/mo | 3 | 0.17 miles | OpenRent |
| 3 Bed Terraced House, Poulsen Court, ME10 | £1,550/mo | 3 | 0.23 miles | OpenRent |
| 3 Bed Terraced House, Honeysuckle Court, ME10 | £1,500/mo | 3 | 0.27 miles | OpenRent |
| 3 Bed End Terrace, Hutchings Close, ME10 | £1,550/mo | 3 | 0.29 miles | OpenRent |
| 3 Bed Terraced House, Harold Road, ME10 | £1,250/mo | 3 | 0.31 miles | OpenRent |

**Average rent: £1,464/mo (7 listings)**

## 1% Rule

- **Rent ratio:** 0.94% (okay)
- **Max investor price (0.8%):** £187,500
- **Target investor price (1%):** £150,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,500/mo).*

- **Gross yield:** 11.3%
- **Cost-to-rent:** 8.9×
- **Monthly cashflow:** £695/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 18%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 3.1%

## House Price Index (HM Land Registry)

*Official index for Swale; All dwelling types series; as of April 2026.*

- **1y growth (index):** 1.9%
- **5y growth (index):** 11.2%
- **10y growth (index):** 35.5%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

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Property details

Tenure

FREEHOLD

Floor area

80 m²

Last sold

£155,000 Dec 2015

Local average

£1,243,550 (-87.1%)

Deprivation

Decile 4 (12,080 of 33,755)

Street crime

263 incidents within 1 mile (May 2026)

Key features

Terraced House
3 Beds
2 Receptions
Energy Rating : C
1 Bathroom
Garden
Gas Central Heating

Additional details

Garden: Yes

Description

Perfect investment opportunity!

On entering this excellently planned and proportioned 3 bedroom home, you are greeted by the newly decorated Living room, which has a double glazed south facing bay window looking out towards the front garden.
At the rear of the property is a galley style fitted kitchen, with access to the rear garden as well as the family bathroom that is fitted with a shower, which also benefits from double glazed windows.
The first floor provides you with two double bedrooms and a single bedroom to the rear, the master bedroom has an in-built storage cupboard as well as a south ward facing view from the double glazed bedroom window.
The rear garden is of excellent size, with two storage area, on attached to the rear of the property, with space to store your gardening equipment, and then at the end of the garden is an outbuilding that is of good size.
Why not book your viewing today!

**

Lounge : 11.48' x 11.91' (3.50m x 3.63m)
The lounge is of good size, and has been newly decorated. there is a double glazed bay window to the front looking out to the front garden, and being southward facing you are benefiting from plenty of natural light.

Dining Room : 11.48' x 11.91' (3.50m x 3.63m)
The dining room is the same large size as the lounge, it has also has the wooden effect laminate, it also has a rear facing double glazed window looking out down the rear garden.

Kitchen : 6.23' x 10.01' (1.90m x 3.05m)
The kitchen is to the rear of the property, and is a galley styled kitchen, with space for a washing machine and dishwasher.

Bedroom 1 : 11.48' x 11.91' (3.50m x 3.63m)
The master bedroom is situated at the top of the stairs on the left, which takes you to the front of the building, it also has double glazed windows and a south ward facing view looking out over the front garden.

Bedroom 2 : 11.48' x 11.91' (3.50m x 3.63m)
Bedroom two is equally as large as the master bedroom but has a view of the rear garden instead and can easily accommodate a double bed.

Bedroom 3 : 6.56' x 9.84' (2m x 3m)
Bedroom 3 is the smallest and is located at the rear of the property, this is a single room and has a double glazed window looking out over the rear garden.

Bathroom** : 6.23' x 6.46' (1.90m x 1.97m)
The Family bathroom is to the rear of the building on the ground floor, it is fitted with a toilet, shower and hand basin.

Listed by

Sittingbourne

Family Homes

Reference: 36486843

EPC Rating & Upgrade Cost

Fetching EPC data… Refresh this page in a moment.

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

Floorplan 1

FENSA Certificates

This property has 1 FENSA certificate(s) on record, indicating window/door installations by FENSA-approved installers.

FENSA Certificate #2545260

Property Details

Street: 108 Tonge Road

Town: SITTINGBOURNE

Postcode: ME10 3NR

Installation Details

Items: 1 door

Certificate Issued: 14/03/2005

Work Completed: 14/01/2005

This certificate data was retrieved from FENSA's database

What is FENSA? FENSA (Fenestration Self-Assessment Scheme) is a government-authorised scheme that monitors building regulation compliance for replacement windows and doors. Certificates indicate that work was completed by FENSA-approved installers.

Price history

Event	Date	Price	% change
Sold	11/12/2015 (10 years ago)	£155,000	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
Same street 59 TONGE ROAD, SITTINGBOURNE, SWALE, KENT, ME10 3NR	£230,000	10/09/2025	Terraced
Same street 102 TONGE ROAD, SITTINGBOURNE, SWALE, KENT, ME10 3NR	£197,500	25/02/2025	Terraced
Same street 63 TONGE ROAD, SITTINGBOURNE, SWALE, KENT, ME10 3NR	£245,000	25/11/2024	Terraced
Same street 61 TONGE ROAD, SITTINGBOURNE, SWALE, KENT, ME10 3NR	£247,000	10/05/2024	Terraced
Same street 63 TONGE ROAD, SITTINGBOURNE, SWALE, KENT, ME10 3NR	£250,000	24/04/2023	Terraced
Same street 77 TONGE ROAD, SITTINGBOURNE, SWALE, KENT, ME10 3NR	£233,000	27/02/2023	Terraced
Same street 112 TONGE ROAD, SITTINGBOURNE, SWALE, KENT, ME10 3NR	£246,000	10/12/2021	Terraced
Same street 98 TONGE ROAD, SITTINGBOURNE, SWALE, KENT, ME10 3NR	£208,000	06/08/2021	Terraced

Street average: £232,063 (8 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 3.1%

House Price Index (HM Land Registry — official index, not sold-price averages): Swale. Series: All dwelling types. As of April 2026.

1y (index) 1.9%

5y (index) 11.2%

10y (index) 35.5%

Rental Range

Estimated market rent for Swale. Low = conservative, Realistic = average, Optimistic = best case.

Low £986/mo

Realistic £1,095/mo

Optimistic £1,205/mo

Based on Local Authority from postcode lookup → Swale.

LHA (30th percentile) floor for Medway & Swale: £937/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View ME10 3NR

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Oak Road	0.0 miles
Bus stop	Portland Avenue	0.1 miles
Shop	Premier	0.2 miles
Shop	Chris's Convenience Store	0.2 miles
Train station	Sittingbourne	0.9 miles
Train station	Sittingbourne Viaduct	1.0 miles
University	Canterbury Christ Church University	6.1 miles
University	Unknown	10.8 miles
Hospital	Estuary View Medical Centre	11.1 miles
Hospital	The Somerfield Hospital	11.6 miles

Street-level crime

Category	Count
Anti-social behaviour	76
Shoplifting	61
Violence and sexual offences	53
Criminal damage and arson	16
Public order	12
Other theft	11
Vehicle crime	10
Drugs	6
Other crime	5
Bicycle theft	3
Burglary	3
Possession of weapons	3
Robbery	3
Theft from the person	1
Total incidents	263

Within 1 mile during May 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Sunny Bank Primary School	Primary	0.2 miles	Good — 16 Sep 2024
Lansdowne Primary School	Primary	0.3 miles	Good — 8 Feb 2023
Canterbury Road Primary School	Primary	0.4 miles	Good — 7 Feb 2019
KITE College	Other	0.5 miles	— (No rating)
VTC Independent School	Other	0.5 miles	Good — 18 Jan 2024

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
3 Bed Terraced House, Oak Road, ME10	£1,395/mo	3	0.14 miles	OpenRent
3 Bed Terraced House, All Saints Road, ME10	£1,500/mo	3	0.14 miles	OpenRent
3 Bed End Terrace, Harkness Court, ME10	£1,500/mo	3	0.17 miles	OpenRent
3 Bed Terraced House, Poulsen Court, ME10	£1,550/mo	3	0.23 miles	OpenRent
3 Bed Terraced House, Honeysuckle Court, ME10	£1,500/mo	3	0.27 miles	OpenRent
3 Bed End Terrace, Hutchings Close, ME10	£1,550/mo	3	0.29 miles	OpenRent
3 Bed Terraced House, Harold Road, ME10	£1,250/mo	3	0.31 miles	OpenRent

Average rent: £1,464/mo (7 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.94%

Max investor price (0.8%) £187,500

Target investor price (1%) £150,000

Gross yield 11.3%

Cost-to-rent ratio 8.9×

Monthly cashflow £695/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 18%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).

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