Sold STC Semi-detached

121 HIGH ROAD

BEDFORD, COTTON END, BEDFORD MK45 3BA

3 beds 2 baths 103 m² Listed 26 Sep 2024 (-662d)

£355,000

Offers in Excess of

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To the Front Kitchen / Dining Room Rear Garden Sitting Room Entrance Hall Utility Room Shower Room Log Burner Kitchen / Dining Room Kitchen / Dining Room Bedroom One Bedroom Two Bedroom Three Bathroom Office Store / Workshop Patio Rear Garden Open-Field Views

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Property details

Tenure

FREEHOLD

Floor area

103 m²

Council tax band

C

EPC rating

C

Last sold

£355,000 Mar 2025

Price per m²

£3,447/m²

Local average

£383,301 (-7.4%)

Street crime

3 incidents within 1 mile (May 2026)

Additional details

Parking
Garage
Garden
Yes

Description

New to the market in the highly desirable village of Cotton End, near Bedford. This delightful three bedroom semi-detached home has been thoughtfully improved and tastefully extended. Downstairs features a spacious entrance hall with downstairs shower room, utility room, sitting room and a large, modern open-plan kitchen / dining space with bi-folding doors opening onto the rear garden.

Upstairs features three good-sized bedrooms and a high specification modern family bathroom. Externally, the property benefits from a sunny garden and patio, driveway, garage, office and workshop / store room. Heaps of outbuilding / storage space make this the ideal family home and perfect for those who need additional space for work, exercise or hobbies. An Internal viewings highly recommended to appreciate all this beautiful and unique home has to offer.

Entrance Hall - Providing access to all ground floor accommodation with a composite door and double glazed window to the side. Wood laminate flooring. Vertical radiator. Stairs rising to the first floor accommodation.

Utility Room - Fitted to comprise a range of base level units with solid wood work surfaces over. Shelves as fitted. Space and plumbing for a washing machine. Tiled splash back area.

Shower Room - Recently refitted to comprise a w/c with concealed cistern. Wash hand basin and vanity unit. Shower enclosure with shower over. Part tiled walls and tiled floor. Extractor. Bluetooth speak built within mirror.

Kitchen / Dining Room - A great open plan rear aspect living space that provides the perfect setting for the family to relax, entertain and enjoy. The kitchen area is tastefully fitted to comprise a range of wall, drawer and base level units with solid wood work surfaces over. Drainer sink unit. Integrated gas hob with extractor hood over. Integrated eye level double oven. Integrated 60 / 40 fridge freezer, dish washer and bin drawer. Corner kidney base level pull out larger with further full length pull out larder unit. Breakfast island with storage under. Double glazed window to the side. Bi-folding doors to the rear garden. Wood laminate flooring. Inset spot lights to the ceiling. Built in bluetooth speakers to ceiling.

Sitting Room - Feature fireplace with lined chimney and space for a wood burner. Double glazed window to the front aspect. Radiator. Wood laminate flooring. Wall mounted TV point with hidden power/ariel/hdmi cable for installation.

Bedroom One - A good sized rear aspect room with a double glazed window to the rear aspect. Radiator. Fitted carpet.

Bedroom Two - Double glazed window to the front aspect with far reaching open field views. Fitted wardrobes. Radiator. New fitted carpet.

Bedroom Three - Double glazed window to the side. Cupboard housing the wall mounted combi boiler. Radiator. New fitted carpet. Coved and textured ceiling.

Bathroom - Tastefully fitted to comprise a w/c. Pedestal wash hand basin. Panelled bath and shower enclosure with rain effect shower over and a hand held shower attachment. Inset spot lights to the ceiling. Part tiled walls. Double glazed window to the side aspect. Extractor.

To The Front - Small low maintenance garden with brick retaining wall.

Driveway - Proving off-road parking for multiple vehicles and onward access to the garage. Boundary fencing and lockable gate with access to the rear of the property.

Garage - With up and over door. Light and power. Double glazed window and door to the side.

Store / Workshop - Set adjacent to the garage this space has a vast scope to convert into another office or if converted in conjunction with the garage and office / hobby room could offer potential for a larger work space or annexe.

Office / Hobby Room - Extensively converted and fully insulated with double glazed door and window to the side. Wood laminate flooring. Power and WiFi.

Rear Garden - Laid mostly to lawn with a patio area at the end of the garden. Gated pedestrian access to the front and rear of the garden. Boundary fencing. Outside tap. Feature external lighting. Well positioned with sun all day.

Nb - Services and appliances have not been tested.

Viewing - By appointment through Bradshaws.

Disclaimer - These details have been prepared by Warren Lightfoot and the statements contained therein represent his honest personal opinions on the condition of this home. No type of survey has been carried out and therefore no guarantee can be provided in the structure, fixtures and fittings, or services. Where heating systems, gas water or electric appliances are installed. We would like to point out that their working conditions has not been checked. Measurements are taken with Sonic or cloth tape and should not be relied upon for the ordering of carpets or associated goods as accuracy cannot be guaranteed (although they are with a 3" differential.)

Listed by

Harlington

Bradshaws

Reference: 153069902

EPC Rating & Upgrade Cost

Current rating: C

Potential rating: B

Inspection date: 12/11/2024

Expiry date: 11/11/2034

Current heating cost: £940/year

Potential heating cost: £729/year

Est. upgrade cost to C: £18,500

Recommendations

  • 50 mm internal or external wall insulation (£4,000 - £14,000)
  • Solar water heating (£4,000 - £6,000)
  • Solar photovoltaic panels, 2.5 kWp (£3,500 - £5,500)

View full EPC on gov.uk

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

Floor plan.jpg

Floor plan.jpg

EPC Graphs

EE Rating

EE Rating

FENSA Certificates

This property has 2 FENSA certificate(s) on record, indicating window/door installations by FENSA-approved installers.

FENSA Certificate #7403007

Property Details

Street: 121 High Road

Town: Cotton End

Postcode: MK45 3BA

Installation Details

Items: 4 windows and 1 door

Certificate Issued: 01/06/2010

Work Completed: 10/05/2010

This certificate data was retrieved from FENSA's database

FENSA Certificate #7098371

Property Details

Street: 121 High Road

Town: Cotton End

Postcode: MK45 3BA

Installation Details

Items: 5 windows and 1 door

Certificate Issued: 25/01/2010

Work Completed: 09/12/2009

This certificate data was retrieved from FENSA's database

What is FENSA? FENSA (Fenestration Self-Assessment Scheme) is a government-authorised scheme that monitors building regulation compliance for replacement windows and doors. Certificates indicate that work was completed by FENSA-approved installers.

Price history

61% since 2018

Event Date Price % change
Sold 06/03/2025 (1 year ago) £355,000 +61.4%
Sold 14/09/2018 (7 years ago) £220,000

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address Price Date Type
36 BUNKERS DRIVE, COTTON END, BEDFORD, MK45 3AT £204,000 20/01/2025 Semi-detached
73 WOOD LANE, COTTON END, BEDFORD, MK45 3AP £265,000 24/10/2023 Semi-detached
7 THE CRESCENT, COTTON END, BEDFORD, MK45 3AL £285,000 17/08/2023 Semi-detached
75 WOOD LANE, COTTON END, BEDFORD, MK45 3AP £370,000 13/03/2023 Semi-detached
Same street 155 HIGH ROAD, COTTON END, BEDFORD, MK45 3BA £565,000 18/02/2022 Detached

Street average: £565,000 (1 sale)

Area average: £281,000 (4 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 8%
10y growth 22.7%

House Price Index (HM Land Registry — official index, not sold-price averages): Bedford. Series: Semi-detached. As of April 2026.

1y (index) 5.9%
5y (index) 23.5%
10y (index) 48.1%

Rental Range

Estimated market rent for Bedford. Low = conservative, Realistic = average, Optimistic = best case.

Low £1,051/mo
Realistic £1,168/mo
Optimistic £1,285/mo

Based on Local Authority from postcode lookup → Bedford.

LHA (30th percentile) floor for Bedford: £997/mo (Apr 2025 – Mar 2026)

Location

Nearby

Nearest stations, universities and amenities (distance from property).

Type Name Distance
Bus stop Unknown 1.2 miles
Shop Morrisons Daily 1.4 miles
Shop Tesco Express 1.4 miles
Hospital Bedford Hospital SDEC - Same Day Emergency Care 3.2 miles
Train station Bedford St Johns 3.3 miles
University University of Bedfordshire Polhill Campus 3.6 miles
Train station Kempston Hardwick 3.6 miles
Hospital The Manor 5.1 miles
University University of Bedfordshire 5.7 miles

Street-level crime

Category Count
Violence and sexual offences 2
Anti-social behaviour 1
Total incidents 3

Within 1 mile during May 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name Type Distance Ofsted
Cotton End Forest School Primary 0.2 miles Requires improvement — 19 Mar 2023
Shortstown Primary School Primary 1.4 miles Good — 21 Nov 2021
Wilstead Primary School Primary 1.5 miles Good — 26 Nov 2023
Lakeview School Primary 1.7 miles Good — 27 Nov 2022
Haynes Lower School Primary 2.1 miles Good — 24 Sep 2023

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title Rent Beds Distance As seen on
3 Bed Terraced House, Trow Close, MK45 £3,500/mo 3 0.06 miles OpenRent
3 Bed Semi-Detached House, Blakes Boulevard, MK42 £1,800/mo 3 1.17 miles OpenRent
3 Bed Semi-Detached House, Cackett Way, MK42 £1,750/mo 3 1.18 miles OpenRent

Average rent: £2,350/mo (3 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.51%
Max investor price (0.8%) £225,000
Target investor price (1%) £180,000
Gross yield 6.1%
Cost-to-rent ratio 16.4×
Monthly cashflow £197/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term
Cash-on-cash ROI 2.3%
  • Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
  • Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
  • Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
  • Gross yield — Annual rent as % of purchase price (no costs).
  • Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
  • Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
  • ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).