5 LADYSMITH TERRACE
GRANTHAM, GONERBY HILL FOOT, LINCOLNSHIRE NG31 8JG
£150,000
Property details
Tenure
FREEHOLD
Floor area
79 m²
Council tax band
A
EPC rating
D
Year built
England and Wales: before 1900
Last sold
£135,000 Aug 2020
Price per m²
£1,899/m²
Local average
£175,697 (-14.6%)
Deprivation
Decile 10 (30,720 of 33,755)
Street crime
0 incidents within 1 mile (May 2026)
Key features
- Investor or First Time Buyer Alert!
- No Onward Chain
- Potential Rental Yield of 6.68% with a Rent of £835pcm
- Three Bedroom Terraced Home in Gonerby Hill Foot
- Light-Filled Living Room with Bay Window
- Separate Dining Room for Entertaining
- Separate Kitchen and Family Bathroom
- Two Double Bedrooms - Great for a Family
- Additional Bedroom or Home Office
- EPC - D
Additional details
- Garden
- Private garden
- Listed property
- No
- Restrictions
- No
- Required access
- No
- Rights of way
- No
- Flooded in last 5 years
- No
- Flood defences
- No
Description
Inside, the home welcomes you with a bright and airy lounge, enhanced by a bay window that fills the space with natural light. This flows seamlessly into a separate dining room, creating a warm and sociable layout, ideal for both relaxing evenings and entertaining guests. A useful half cellar provides additional storage, while the ground floor is completed by a well-proportioned kitchen and family bathroom.
Upstairs, you’ll find two generous double bedrooms along with a versatile third room. Whether you envision a nursery, home office, or stylish dressing room, the space adapts to your lifestyle. There is also exciting potential to reconfigure and create an ensuite, adding further value and comfort.
Outside, the property boasts a good-sized garden, perfect for outdoor dining, gardening, or simply unwinding in your own private space.
With an estimated rental income of £835 pcm and an attractive yield of approximately 6.68%, this home represents a compelling investment as well as a wonderful place to live.
Listed by
Grantham
East Midlands Property Management
Reference: 173943626
EPC Rating & Upgrade Cost
Current rating: D
Potential rating: B
Inspection date: 13/02/2020
Expiry date: 12/02/2030
Current heating cost: £572/year
Potential heating cost: £439/year
Est. upgrade cost to C: £19,720
Recommendations
- 50 mm internal or external wall insulation (£4,000 - £14,000)
- Low energy lighting for all fixed outlets (£20)
- Solar water heating (£4,000 - £6,000)
- Replacement glazing units (£1,000 - £1,400)
- Solar photovoltaic panels, 2.5 kWp (£3,500 - £5,500)
Flood risk
Zone: 1
Risk: Low
Job (default Low)
Floorplans
All
FENSA Certificates
This property has 1 FENSA certificate(s) on record, indicating window/door installations by FENSA-approved installers.
FENSA Certificate #6668447
Property Details
Street: 5 Ladysmith Terrace
Town: Gonerby Hill Foot
Postcode: NG31 8JG
Installation Details
Items: 3 windows
Certificate Issued: 07/07/2009
Work Completed: 13/06/2009
This certificate data was retrieved from FENSA's database
What is FENSA? FENSA (Fenestration Self-Assessment Scheme) is a government-authorised scheme that monitors building regulation compliance for replacement windows and doors. Certificates indicate that work was completed by FENSA-approved installers.
Price history
440% since 1998
| Event | Date | Price | % change |
|---|---|---|---|
| Listed for sale | — | £150,000 | +11.1% |
| Sold | 21/08/2020 (5 years ago) | £135,000 | +15.4% |
| Sold | 22/05/2017 (9 years ago) | £117,000 | +34.5% |
| Sold | 22/12/2010 (15 years ago) | £87,000 | +6.1% |
| Sold | 12/09/2003 (22 years ago) | £82,000 | +228% |
| Sold | 30/10/1998 (27 years ago) | £25,000 | — |
Source: HM Land Registry Price Paid Data. Crown copyright.
Sold Comparables
Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.
| Address | Price | Date | Type |
|---|---|---|---|
| 16 PRETORIA ROAD, GONERBY HILL FOOT, GRANTHAM, SOUTH KESTEVEN, LINCOLNSHIRE, NG31 8JQ | £87,000 | 05/01/2026 | Terraced |
| 2 NEW ROW, GONERBY HILL FOOT, GRANTHAM, SOUTH KESTEVEN, LINCOLNSHIRE, NG31 8HJ | £153,000 | 11/12/2025 | Terraced |
| 9 NEW ROW, GONERBY HILL FOOT, GRANTHAM, SOUTH KESTEVEN, LINCOLNSHIRE, NG31 8HJ | £155,000 | 14/02/2025 | Terraced |
| 24 PRETORIA ROAD, GONERBY HILL FOOT, GRANTHAM, SOUTH KESTEVEN, LINCOLNSHIRE, NG31 8JQ | £188,000 | 01/12/2023 | Terraced |
| 6 PRETORIA ROAD, GONERBY HILL FOOT, GRANTHAM, SOUTH KESTEVEN, LINCOLNSHIRE, NG31 8JQ | £118,000 | 27/10/2023 | Terraced |
| 12 NEW ROW, GONERBY HILL FOOT, GRANTHAM, SOUTH KESTEVEN, LINCOLNSHIRE, NG31 8HJ | £215,000 | 11/08/2023 | Terraced |
| 2 NEW ROW, GONERBY HILL FOOT, GRANTHAM, SOUTH KESTEVEN, LINCOLNSHIRE, NG31 8HJ | £144,000 | 25/03/2022 | Terraced |
| 9 WEBSTER WAY, GONERBY HILL FOOT, GRANTHAM, SOUTH KESTEVEN, LINCOLNSHIRE, NG31 8GH | £185,000 | 15/09/2021 | Terraced |
Area average: £155,625 (8 sales)
Capital growth trend
Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).
House Price Index (HM Land Registry — official index, not sold-price averages): South Kesteven. Series: Terraced. As of April 2026.
Rental Range
Estimated market rent for South Kesteven. Low = conservative, Realistic = average, Optimistic = best case.
Based on Local Authority from postcode lookup → South Kesteven.
LHA (30th percentile) floor for Grantham & Newark: £653/mo (Apr 2025 – Mar 2026)
Location
Nearby
Nearest stations, universities and amenities (distance from property).
| Type | Name | Distance |
|---|---|---|
| Bus stop | 2 Stephenson Avenue | 0.0 miles |
| Shop | DFS | 0.5 miles |
| Shop | The Range | 0.5 miles |
| Hospital | Grantham and District Hospital | 0.6 miles |
| Train station | Grantham | 1.4 miles |
| University | Harlaxton College | 3.2 miles |
| Train station | Bottesford | 6.0 miles |
| Hospital | Rauceby Hospital | 9.4 miles |
Street-level crime
| Category | Count |
|---|---|
| Total incidents | 0 |
Within 1 mile during May 2026. Source: data.police.uk (England & Wales).
Schools nearby
Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.
| Name | Type | Distance | Ofsted |
|---|---|---|---|
| The Gonerby Hill Foot Church of England Primary School | Primary | 0.1 miles | Good — 9 Oct 2014 |
| Poplar Farm School | Primary | 0.5 miles | Good — 9 Mar 2023 |
| Cliffedale Primary School | Primary | 0.5 miles | Good — 12 Mar 2024 |
| The Priory Ruskin Academy | Secondary | 0.5 miles | Outstanding — 14 Dec 2017 |
| The St Sebastian's Church of England Primary School, Great Gonerby | Primary | 0.7 miles | Good — 5 Jun 2013 |
Rental Comparables
Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.
| Title | Rent | Beds | Distance | As seen on |
|---|---|---|---|---|
| 3 Bed Terraced House, Sidney Street, NG31 | £895/mo | 3 | 0.65 miles | OpenRent |
| 3 Bed Detached House, Wensleydale Close, NG31 | £1,150/mo | 3 | 0.68 miles | OpenRent |
Average rent: £1,023/mo (2 listings)
Rent-driven metrics
Based on OpenRent comparables.
- Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
- Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
- Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
- Gross yield — Annual rent as % of purchase price (no costs).
- Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
- Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
- ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).