For sale End of terrace

310 STATION ROAD

WINSFORD, CHESHIRE WEST AND CHESTER CW7 3DG

2 beds 1 baths 74 m² Listed 23 Jul 2026 (-89d)

£110,000

Offers in Excess of

Reduced on 16 Oct 2026 · Was £120,000

Save

# 2 bedroom end of terrace house for sale (CW7 3DG)

## Property Details

| Key | Value |
|-----|-------|
| Address | 310 STATION ROAD, WINSFORD, CHESHIRE WEST AND CHESTER CW7 3DG |
| Price | £110,000 |
| Bedrooms | 2 |
| Bathrooms | 1 |
| Council tax | B |
| Last sold | £106,000 Feb 2022 |

## Description

Coming to the market at a fantastic price, this is one not to miss!

Looking to get your foot on the property ladder or searching for your next project? This charming end terraced home on Station Road offers fantastic potential and is bursting with opportunity.

Boasting two spacious reception rooms, two well-proportioned bedrooms, a first-floor bathroom, and an enclosed rear garden, there’s plenty of space to make this house your own.

While it would benefit from a little TLC, the hard work will be well worth it, making this an ideal purchase for first-time buyers, investors, or anyone looking to add value.

**Lounge** - 3.10m x 4.24m (10'2" x 13'11") -

**Dining Room** - 3.53m x 3.10m (11'7" x 10'2") -

**Kitchen** - 3.78m  x 2.51m  ( 12'5"  x 8'3" ) -

**Landing** -

**Bedroom One** - 3.58m x 3.15m (11'9" x 10'4") -

**Bedroom Two** - 3.51m x 2.29m ( 11'6" x 7'6) -

**Externally** - Paved patio area and barked area with fenced boundaries.

## Property Photos

- ![DSC08828.jpg](/listings/photos/91231227/2459712) - DSC08828.jpg
- ![DSC08763.jpg](/listings/photos/91231227/2459713) - DSC08763.jpg
- ![DSC08778.jpg](/listings/photos/91231227/2459714) - DSC08778.jpg
- ![DSC08783.jpg](/listings/photos/91231227/2459715) - DSC08783.jpg
- ![DSC08788.jpg](/listings/photos/91231227/2459716) - DSC08788.jpg
- ![DSC08793.jpg](/listings/photos/91231227/2459717) - DSC08793.jpg
- ![DSC08799.jpg](/listings/photos/91231227/2459718) - DSC08799.jpg
- ![DSC08803.jpg](/listings/photos/91231227/2459719) - DSC08803.jpg
- ![DSC08809.jpg](/listings/photos/91231227/2459720) - DSC08809.jpg
- ![DSC08813.jpg](/listings/photos/91231227/2459721) - DSC08813.jpg
- ![DSC08824.jpg](/listings/photos/91231227/2459722) - DSC08824.jpg
- ![hf_20260722_113723_6fe4441d-c1e6-4e2a-bc40-88b8191](/listings/photos/91231227/2459723) - hf_20260722_113723_6fe4441d-c1e6-4e2a-bc40-88b8191
- ![hf_20260722_120619_3071757d-b442-4942-b31f-7d4b608](/listings/photos/91231227/2459724) - hf_20260722_120619_3071757d-b442-4942-b31f-7d4b608

## Floorplans

- ![Fplan 310 station rd.png](/listings/photos/91231227/2459725) - Fplan 310 station rd.png

## EPC Graphs

- ![EE Rating](/listings/photos/91231227/2459726) - EE Rating

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #3805537
- **Address:** 310 Station Road, WINSFORD, CW7 3DG
- **Certificate Issued:** 13/06/2006
- **Work Completed:** 06/04/2006
- **Items:** 1 door(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 310 STATION ROAD, WINSFORD, CHESHIRE WEST AND CHESTER, CW7 3DG | £106,000 | 02/02/2022 | Terraced |
| 310 STATION ROAD, WINSFORD, CHESHIRE WEST AND CHESTER, CW7 3DG | £86,000 | 21/08/2020 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 26 DIERDEN STREET, WINSFORD, CHESHIRE WEST AND CHESTER, CW7 3DL | £115,000 | 30/01/2026 | Terraced |
| [Same street] 354 STATION ROAD, WINSFORD, CHESHIRE WEST AND CHESTER, CW7 3DG | £122,500 | 12/12/2025 | Terraced |
| 12 WALNUT DRIVE, WINSFORD, CHESHIRE WEST AND CHESTER, CW7 3HF | £138,000 | 28/11/2025 | Terraced |
| 438 STATION ROAD, WINSFORD, CHESHIRE WEST AND CHESTER, CW7 3NE | £150,000 | 21/11/2025 | Terraced |
| 245 STATION ROAD, WINSFORD, CHESHIRE WEST AND CHESTER, CW7 3DQ | £120,000 | 21/11/2025 | Terraced |
| 237 STATION ROAD, WINSFORD, CHESHIRE WEST AND CHESTER, CW7 3DQ | £91,000 | 19/11/2025 | Terraced |
| 21 PINETREE CLOSE, WINSFORD, CHESHIRE WEST AND CHESTER, CW7 3FR | £192,500 | 14/03/2025 | Terraced |
| 155 CROOK LANE, WINSFORD, CHESHIRE WEST AND CHESTER, CW7 3DR | £115,500 | 08/07/2024 | Terraced |
| 30 DIERDEN STREET, WINSFORD, CHESHIRE WEST AND CHESTER, CW7 3DL | £145,000 | 15/03/2024 | Terraced |
| 8 LINWOOD, WINSFORD, CHESHIRE WEST AND CHESTER, CW7 3FT | £126,000 | 01/12/2023 | Terraced |
| 42 WALNUT DRIVE, WINSFORD, CHESHIRE WEST AND CHESTER, CW7 3HF | £122,500 | 20/10/2023 | Terraced |
| [Same street] 264 STATION ROAD, WINSFORD, CHESHIRE WEST AND CHESTER, CW7 3DG | £130,000 | 13/10/2023 | Semi-detached |
| [Same street] 356 STATION ROAD, WINSFORD, CHESHIRE WEST AND CHESTER, CW7 3DG | £112,500 | 22/09/2023 | Terraced |
| [Same street] 358 STATION ROAD, WINSFORD, CHESHIRE WEST AND CHESTER, CW7 3DG | £134,000 | 16/12/2022 | Terraced |
| 44 LODGE DRIVE, WINSFORD, CHESHIRE WEST AND CHESTER, CW7 3EU | £150,000 | 09/12/2022 | Terraced |
| 5 PINE GROVE, WINSFORD, CHESHIRE WEST AND CHESTER, CW7 3ET | £170,000 | 21/11/2022 | Terraced |
| 410 STATION ROAD, WINSFORD, CHESHIRE WEST AND CHESTER, CW7 3NE | £72,500 | 25/10/2022 | Terraced |
| 438 STATION ROAD, WINSFORD, CHESHIRE WEST AND CHESTER, CW7 3NE | £108,000 | 07/10/2022 | Terraced |
| 159A CROOK LANE, WINSFORD, CHESHIRE WEST AND CHESTER, CW7 3DR | £180,000 | 04/10/2022 | Terraced |
| 3 FERNBANK CLOSE, WINSFORD, CHESHIRE WEST AND CHESTER, CW7 3BN | £125,000 | 30/09/2022 | Terraced |
| 24 DIERDEN STREET, WINSFORD, CHESHIRE WEST AND CHESTER, CW7 3DL | £90,000 | 22/09/2022 | Terraced |
| 120 STATION ROAD, WINSFORD, CHESHIRE WEST AND CHESTER, CW7 3DF | £128,500 | 19/08/2022 | Terraced |
| 118 STATION ROAD, WINSFORD, CHESHIRE WEST AND CHESTER, CW7 3DF | £135,152 | 29/07/2022 | Terraced |
| [Same street] 338 STATION ROAD, WINSFORD, CHESHIRE WEST AND CHESTER, CW7 3DG | £59,500 | 20/05/2022 | Terraced |
| 10 ELM GROVE, WINSFORD, CHESHIRE WEST AND CHESTER, CW7 3EX | £120,500 | 11/04/2022 | Terraced |
| [Same street] 270 STATION ROAD, WINSFORD, CHESHIRE WEST AND CHESTER, CW7 3DG | £111,000 | 11/03/2022 | Terraced |
| [Same street] 336 STATION ROAD, WINSFORD, CHESHIRE WEST AND CHESTER, CW7 3DG | £115,000 | 10/12/2021 | Terraced |
| [Same street] 360 STATION ROAD, WINSFORD, CHESHIRE WEST AND CHESTER, CW7 3DG | £120,000 | 26/11/2021 | Terraced |

**Street average:** £113,063 (8 sales)
**Area average:** £129,758 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £137,888 (42 Terraced, CW7, 2024–2026)
- **Deviation:** -20.2%

## Rental Range

*ONS Price Index of Private Rents (Cheshire West and Chester). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £892/mo
- **Realistic:** £991/mo
- **Optimistic:** £1,090/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for South Cheshire (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £573/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Semi-Detached House, Ledward Street, CW7 | £1,050/mo | 2 | 0.27 miles | OpenRent |
| 2 Bed Flat, Weaver Grove, CW7 | £875/mo | 2 | 0.63 miles | OpenRent |
| 2 Bed Flat, Wharton Road, CW7 | £775/mo | 2 | 0.66 miles | OpenRent |
| 2 Bed Terraced House, Weaver Street, CW7 | £775/mo | 2 | 0.72 miles | OpenRent |
| 2 Bed Terraced House, Weaver St., CW7 | £895/mo | 2 | 0.75 miles | OpenRent |
| 2 Bed Flat, Overdene Road, CW7 | £750/mo | 2 | 1.11 miles | OpenRent |
| 2 Bed Bungalow, Grange Lane, CW7 | £950/mo | 2 | 1.17 miles | OpenRent |

**Average rent: £867/mo (7 listings)**

## 1% Rule

- **Rent ratio:** 0.8% (okay)
- **Max investor price (0.8%):** £109,375
- **Target investor price (1%):** £87,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £875/mo).*

- **Gross yield:** 9.5%
- **Cost-to-rent:** 10.5×
- **Monthly cashflow:** £329/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 12.4%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 9.9%
- **10y growth:** 19.2%

## House Price Index (HM Land Registry)

*Official index for Cheshire West and Chester; Terraced series; as of July 2026.*

- **1y growth (index):** 6.5%
- **5y growth (index):** 22.7%
- **10y growth (index):** 50.9%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

DSC08828.jpg DSC08763.jpg DSC08778.jpg DSC08783.jpg DSC08788.jpg DSC08793.jpg DSC08799.jpg DSC08803.jpg DSC08809.jpg DSC08813.jpg DSC08824.jpg hf_20260722_113723_6fe4441d-c1e6-4e2a-bc40-88b8191 hf_20260722_120619_3071757d-b442-4942-b31f-7d4b608

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Property details

Tenure

FREEHOLD

Floor area

74 m²

Council tax band

Last sold

£106,000 Feb 2022

Local average

£137,888 (-20.2%)

Deprivation

Decile 6 (19,245 of 33,755)

Street crime

124 incidents within 1 mile (Aug 2026)

Key features

Two Double Bedrooms
Bathroom Upstairs Not Off A Bedroom
Garden To The Rear
Two Reception Rooms
Walking Distance To The Train Station & Local Shops
Perfect Investment Or First Time Buyers Home

Additional details

Electricity: Mains supply
Broadband: FTTP (fibre to the premises)
Water: Mains supply
Sewerage: Mains supply
Heating: Gas central
Parking: On street
Garden: Yes
Listed property: No
Restrictions: Yes
Required access: No
Rights of way: No
Flooded in last 5 years: No

Description

Coming to the market at a fantastic price, this is one not to miss!
Looking to get your foot on the property ladder or searching for your next project? This charming end terraced home on Station Road offers fantastic potential and is bursting with opportunity.
Boasting two spacious reception rooms, two well-proportioned bedrooms, a first-floor bathroom, and an enclosed rear garden, there’s plenty of space to make this house your own.
While it would benefit from a little TLC, the hard work will be well worth it, making this an ideal purchase for first-time buyers, investors, or anyone looking to add value.

Lounge - 3.10m x 4.24m (10'2" x 13'11") -

Dining Room - 3.53m x 3.10m (11'7" x 10'2") -

Kitchen - 3.78m x 2.51m ( 12'5" x 8'3" ) -

Landing -

Bedroom One - 3.58m x 3.15m (11'9" x 10'4") -

Bedroom Two - 3.51m x 2.29m ( 11'6" x 7'6) -

Externally - Paved patio area and barked area with fenced boundaries.

Listed by

Covering Cheshire

CW Estate Agents Ltd

Reference: 91231227

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Registered land (INSPIRE)

This location falls inside an HM Land Registry INSPIRE registered freehold polygon.

Plot: ~115 m² (0.03 acres)

Source: HM Land Registry INSPIRE Index Polygons.

Floorplans

Fplan 310 station rd.png

EPC Graphs

EE Rating

FENSA Certificates

This property has 1 FENSA certificate(s) on record, indicating window/door installations by FENSA-approved installers.

FENSA Certificate #3805537

Property Details

Street: 310 Station Road

Town: WINSFORD

Postcode: CW7 3DG

Installation Details

Items: 1 door

Certificate Issued: 13/06/2006

Work Completed: 06/04/2006

This certificate data was retrieved from FENSA's database

What is FENSA? FENSA (Fenestration Self-Assessment Scheme) is a government-authorised scheme that monitors building regulation compliance for replacement windows and doors. Certificates indicate that work was completed by FENSA-approved installers.

Price history

23% since 2020

Event	Date	Price	% change
Listed for sale	—	£110,000	+3.8%
Sold	02/02/2022 (4 years ago)	£106,000	+23.3%
Sold	21/08/2020 (6 years ago)	£86,000	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
26 DIERDEN STREET, WINSFORD, CHESHIRE WEST AND CHESTER, CW7 3DL	£115,000	30/01/2026	Terraced
Same street 354 STATION ROAD, WINSFORD, CHESHIRE WEST AND CHESTER, CW7 3DG	£122,500	12/12/2025	Terraced
12 WALNUT DRIVE, WINSFORD, CHESHIRE WEST AND CHESTER, CW7 3HF	£138,000	28/11/2025	Terraced
438 STATION ROAD, WINSFORD, CHESHIRE WEST AND CHESTER, CW7 3NE	£150,000	21/11/2025	Terraced
245 STATION ROAD, WINSFORD, CHESHIRE WEST AND CHESTER, CW7 3DQ	£120,000	21/11/2025	Terraced
237 STATION ROAD, WINSFORD, CHESHIRE WEST AND CHESTER, CW7 3DQ	£91,000	19/11/2025	Terraced
21 PINETREE CLOSE, WINSFORD, CHESHIRE WEST AND CHESTER, CW7 3FR	£192,500	14/03/2025	Terraced
155 CROOK LANE, WINSFORD, CHESHIRE WEST AND CHESTER, CW7 3DR	£115,500	08/07/2024	Terraced
30 DIERDEN STREET, WINSFORD, CHESHIRE WEST AND CHESTER, CW7 3DL	£145,000	15/03/2024	Terraced
8 LINWOOD, WINSFORD, CHESHIRE WEST AND CHESTER, CW7 3FT	£126,000	01/12/2023	Terraced
42 WALNUT DRIVE, WINSFORD, CHESHIRE WEST AND CHESTER, CW7 3HF	£122,500	20/10/2023	Terraced
Same street 264 STATION ROAD, WINSFORD, CHESHIRE WEST AND CHESTER, CW7 3DG	£130,000	13/10/2023	Semi-detached
Same street 356 STATION ROAD, WINSFORD, CHESHIRE WEST AND CHESTER, CW7 3DG	£112,500	22/09/2023	Terraced
Same street 358 STATION ROAD, WINSFORD, CHESHIRE WEST AND CHESTER, CW7 3DG	£134,000	16/12/2022	Terraced
44 LODGE DRIVE, WINSFORD, CHESHIRE WEST AND CHESTER, CW7 3EU	£150,000	09/12/2022	Terraced
5 PINE GROVE, WINSFORD, CHESHIRE WEST AND CHESTER, CW7 3ET	£170,000	21/11/2022	Terraced
410 STATION ROAD, WINSFORD, CHESHIRE WEST AND CHESTER, CW7 3NE	£72,500	25/10/2022	Terraced
438 STATION ROAD, WINSFORD, CHESHIRE WEST AND CHESTER, CW7 3NE	£108,000	07/10/2022	Terraced
159A CROOK LANE, WINSFORD, CHESHIRE WEST AND CHESTER, CW7 3DR	£180,000	04/10/2022	Terraced
3 FERNBANK CLOSE, WINSFORD, CHESHIRE WEST AND CHESTER, CW7 3BN	£125,000	30/09/2022	Terraced
24 DIERDEN STREET, WINSFORD, CHESHIRE WEST AND CHESTER, CW7 3DL	£90,000	22/09/2022	Terraced
120 STATION ROAD, WINSFORD, CHESHIRE WEST AND CHESTER, CW7 3DF	£128,500	19/08/2022	Terraced
118 STATION ROAD, WINSFORD, CHESHIRE WEST AND CHESTER, CW7 3DF	£135,152	29/07/2022	Terraced
Same street 338 STATION ROAD, WINSFORD, CHESHIRE WEST AND CHESTER, CW7 3DG	£59,500	20/05/2022	Terraced
10 ELM GROVE, WINSFORD, CHESHIRE WEST AND CHESTER, CW7 3EX	£120,500	11/04/2022	Terraced
Same street 270 STATION ROAD, WINSFORD, CHESHIRE WEST AND CHESTER, CW7 3DG	£111,000	11/03/2022	Terraced
Same street 336 STATION ROAD, WINSFORD, CHESHIRE WEST AND CHESTER, CW7 3DG	£115,000	10/12/2021	Terraced
Same street 360 STATION ROAD, WINSFORD, CHESHIRE WEST AND CHESTER, CW7 3DG	£120,000	26/11/2021	Terraced

Street average: £113,063 (8 sales)

Area average: £129,758 (20 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 9.9%

10y growth 19.2%

House Price Index (HM Land Registry — official index, not sold-price averages): Cheshire West and Chester. Series: Terraced. As of July 2026.

1y (index) 6.5%

5y (index) 22.7%

10y (index) 50.9%

Rental Range

Estimated market rent for Cheshire West and Chester. Low = conservative, Realistic = average, Optimistic = best case.

Low £892/mo

Realistic £991/mo

Optimistic £1,090/mo

Based on Local Authority from postcode lookup → Cheshire West and Chester.

LHA (30th percentile) floor for South Cheshire: £573/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View CW7 3DG

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Wharton, Station Road / Princes Feathers	0.0 miles
Bus stop	Wharton, Station Road / Delaisy Way	0.1 miles
Train station	Winsford	0.4 miles
Shop	Spaces & Places	0.7 miles
Shop	E. White Solid Fuels	0.7 miles
Train station	Hartford	4.1 miles
Hospital	Tarporley War Memorial Hospital	7.1 miles
University	University of Buckingham Crewe Campus	7.6 miles

Street-level crime

Category	Count
Violence and sexual offences	69
Anti-social behaviour	20
Public order	11
Other theft	6
Criminal damage and arson	5
Other crime	3
Burglary	2
Drugs	2
Shoplifting	2
Vehicle crime	2
Possession of weapons	1
Robbery	1
Total incidents	124

Within 1 mile during Aug 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Wharton CofE Primary School	Primary	0.2 miles	— (Inspected (no overall grade))
Willow Wood Community Nursery and Primary School	Primary	0.3 miles	Good — 12 Jul 2023
St. Chad's Church of England Primary and Nursery School	Primary	0.9 miles	Good — 5 Jul 2017
Winsford High Street Community Primary School	Primary	1.0 miles	Good — 9 Jan 2018
Jefferson House	Other	1.3 miles	Outstanding — 18 Jan 2024

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
2 Bed Semi-Detached House, Ledward Street, CW7	£1,050/mo	2	0.27 miles	OpenRent
2 Bed Flat, Weaver Grove, CW7	£875/mo	2	0.63 miles	OpenRent
2 Bed Flat, Wharton Road, CW7	£775/mo	2	0.66 miles	OpenRent
2 Bed Terraced House, Weaver Street, CW7	£775/mo	2	0.72 miles	OpenRent
2 Bed Terraced House, Weaver St., CW7	£895/mo	2	0.75 miles	OpenRent
2 Bed Flat, Overdene Road, CW7	£750/mo	2	1.11 miles	OpenRent
2 Bed Bungalow, Grange Lane, CW7	£950/mo	2	1.17 miles	OpenRent

Average rent: £867/mo (7 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.8%

Max investor price (0.8%) £109,375

Target investor price (1%) £87,500

Gross yield 9.5%

Cost-to-rent ratio 10.5×

Monthly cashflow £329/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 12.4%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).