Sold STC Terraced

43 CRUMMOCK STREET

CARLISLE, CUMBERLAND CA2 5PT

2 beds 1 baths 721 sq ft Listed 8 Jul 2025 (-324d)

£90,000

Guide Price

Save

# 2 bedroom terraced house for sale (CA2 5PT)

## Property Details

| Key | Value |
|-----|-------|
| Address | 43 CRUMMOCK STREET, CARLISLE, CUMBERLAND CA2 5PT |
| Price | £90,000 |
| Bedrooms | 2 |
| Bathrooms | 1 |
| Council tax | TBC |
| Construction age | England and Wales: 1900-1929 |
| Floor area | 67 m² |
| Last sold | £87,000 Dec 2025 |

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** B
- **Current heating cost:** £669/year
- **Est. upgrade cost to C:** £23,100

### Recommendations
- B (£500 - £1,500)
- Q (£4,000 - £14,000)
- W1 (£800 - £1,200)
- I (£2,200 - £3,000)
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/7192-3902-8202-4000-9204)

## Description

Briefly comprising:- spacious sitting room with window to the front and real flame gas fire, dining room with window to the rear and stairs off to the first floor, large understair storage cupboard, fitted kitchen with a range of wall and base units, plumbed for washing machine and space for a tumble dryer, combi boiler, rear hallway with door the rear yard and bathroom with panelled bath with shower over.

First floor with two double bedrooms, one with built in storage/ wardrobe space. Boarded loft with ladder.

Block paved rear yard with sitting space and storage shed.

Situated close to Wigton Road. Convenient location for local amenities, including convenience store, Post Office, takeaways, supermarket and Cumberland Infirmary. Approx 1 mile from the City Centre and close to regular bus route. Local primary schools are Caldew Lea and St Bedes RC.

All mains services, combination gas boiler (approx 3 years old and on a service contact) providing central heating and hot water. Part boarded loft with pull down ladder.

## Property Photos

- ![Picture No. 31](/listings/photos/164298218/545895) - Picture No. 31
- ![Picture No. 16](/listings/photos/164298218/545896) - Picture No. 16
- ![Picture No. 13](/listings/photos/164298218/545899) - Picture No. 13
- ![Picture No. 10](/listings/photos/164298218/545901) - Picture No. 10
- ![Picture No. 09](/listings/photos/164298218/545903) - Picture No. 09
- ![Picture No. 21](/listings/photos/164298218/545904) - Picture No. 21
- ![Picture No. 08](/listings/photos/164298218/545905) - Picture No. 08
- ![Picture No. 05](/listings/photos/164298218/545906) - Picture No. 05
- ![Picture No. 02](/listings/photos/164298218/545908) - Picture No. 02
- ![Picture No. 03](/listings/photos/164298218/545911) - Picture No. 03
- ![Picture No. 19](/listings/photos/164298218/545919) - Picture No. 19
- ![Picture No. 20](/listings/photos/164298218/545931) - Picture No. 20
- ![Picture No. 26](/listings/photos/164298218/545943) - Picture No. 26
- ![Picture No. 27](/listings/photos/164298218/545946) - Picture No. 27

## EPC Graphs

- ![EPC Rating Graph](/listings/photos/164298218/545947) - EPC Rating Graph

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 43 CRUMMOCK STREET, CARLISLE, CUMBERLAND, CA2 5PT | £87,000 | 05/12/2025 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 9 WASTWATER CLOSE, CARLISLE, CUMBERLAND, CA2 5QJ | £100,000 | 12/12/2025 | Terraced |
| 21 MONKSCLOSE ROAD, CARLISLE, CUMBERLAND, CA2 7BZ | £100,000 | 12/12/2025 | Terraced |
| 20 GRANVILLE ROAD, CARLISLE, CUMBERLAND, CA2 7BA | £79,000 | 09/12/2025 | Terraced |
| 60 CRUMMOCK STREET, CARLISLE, CUMBERLAND, CA2 5PU | £102,000 | 17/11/2025 | Terraced |
| 10 WIGTON ROAD, CARLISLE, CUMBERLAND, CA2 7BB | £140,000 | 14/11/2025 | Terraced |
| 26 BASSENTHWAITE STREET, CARLISLE, CUMBERLAND, CA2 5PX | £110,000 | 21/07/2025 | Terraced |
| [Same street] 3 CRUMMOCK STREET, CARLISLE, CUMBERLAND, CA2 5PT | £72,500 | 18/07/2025 | Terraced |
| [Same street] 4 CRUMMOCK STREET, CARLISLE, CUMBERLAND, CA2 5PT | £90,000 | 03/11/2023 | Terraced |
| 36 ASHLEY STREET, CARLISLE, CUMBERLAND, CA2 7BD | £132,500 | 31/10/2023 | Terraced |
| 48 BEDFORD ROAD, CARLISLE, CUMBERLAND, CA2 5QD | £110,000 | 06/10/2023 | Terraced |
| 7 GRANVILLE ROAD, CARLISLE, CUMBERLAND, CA2 7AZ | £90,000 | 02/06/2023 | Terraced |
| 25 MONKSCLOSE ROAD, CARLISLE, CUMBERLAND, CA2 7BZ | £87,200 | 25/05/2023 | Terraced |
| 36 GRANVILLE ROAD, CARLISLE, CUMBERLAND, CA2 7BA | £73,000 | 25/04/2023 | Terraced |
| [Same street] 44 CRUMMOCK STREET, CARLISLE, CUMBERLAND, CA2 5PT | £65,000 | 22/03/2023 | Terraced |
| 37 GRANVILLE ROAD, CARLISLE, CUMBERLAND, CA2 7AZ | £92,500 | 10/03/2023 | Terraced |
| 19 PRIORY ROAD, CARLISLE, CUMBERLAND, CA2 7BY | £55,000 | 16/12/2022 | Terraced |
| 23 DERWENT STREET, CARLISLE, CUMBRIA, CA2 5QB | £80,000 | 18/11/2022 | Terraced |
| 39 BASSENTHWAITE STREET, CARLISLE, CUMBRIA, CA2 5PX | £80,000 | 28/10/2022 | Terraced |
| 39 MONKSCLOSE ROAD, CARLISLE, CUMBRIA, CA2 7BZ | £80,000 | 19/10/2022 | Terraced |
| 15 BASSENTHWAITE STREET, CARLISLE, CUMBRIA, CA2 5PX | £71,900 | 06/10/2022 | Terraced |
| [Same street] 40 CRUMMOCK STREET, CARLISLE, CUMBRIA, CA2 5PT | £72,500 | 30/09/2022 | Terraced |
| 35 PRIORY ROAD, CARLISLE, CUMBRIA, CA2 7BY | £79,500 | 14/09/2022 | Terraced |
| 74 GRANVILLE ROAD, CARLISLE, CUMBERLAND, CA2 7BA | £83,100 | 09/09/2022 | Terraced |
| 30 WIGTON ROAD, CARLISLE, CUMBRIA, CA2 7BB | £70,000 | 17/08/2022 | Terraced |
| [Same street] 1 CRUMMOCK STREET, CARLISLE, CUMBRIA, CA2 5PT | £80,000 | 13/06/2022 | Terraced |
| [Same street] 45 CRUMMOCK STREET, CARLISLE, CUMBERLAND, CA2 5PT | £75,000 | 31/05/2022 | Terraced |
| [Same street] 15 CRUMMOCK STREET, CARLISLE, CUMBERLAND, CA2 5PT | £55,000 | 25/03/2022 | Terraced |
| [Same street] 4 CRUMMOCK STREET, CARLISLE, CUMBRIA, CA2 5PT | £56,000 | 17/03/2022 | Terraced |
| [Same street] 25 CRUMMOCK STREET, CARLISLE, CUMBRIA, CA2 5PT | £91,000 | 24/02/2022 | Terraced |
| [Same street] 48 CRUMMOCK STREET, CARLISLE, CUMBRIA, CA2 5PT | £83,500 | 17/01/2022 | Terraced |
| [Same street] 22 CRUMMOCK STREET, CARLISLE, CUMBRIA, CA2 5PT | £89,500 | 10/01/2022 | Terraced |
| [Same street] 49 CRUMMOCK STREET, CARLISLE, CUMBRIA, CA2 5PT | £92,000 | 16/09/2021 | Terraced |
| [Same street] 51 CRUMMOCK STREET, CARLISLE, CUMBRIA, CA2 5PT | £75,000 | 06/07/2021 | Terraced |
| [Same street] 51 CRUMMOCK STREET, CARLISLE, CUMBRIA, CA2 5PT | £80,000 | 29/06/2021 | Terraced |

**Street average:** £76,929 (14 sales)
**Area average:** £90,785 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £120,228 (62 Terraced, CA2, 2024–2026)
- **Deviation:** -25.1%

## Rental Range

*ONS Price Index of Private Rents (North West). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £856/mo
- **Realistic:** £951/mo
- **Optimistic:** £1,046/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for North Cumbria (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £474/mo

## 1% Rule

- **Rent ratio:** 1.06% (strong)
- **Max investor price (0.8%):** £118,875
- **Target investor price (1%):** £95,100

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on Area rent estimate.*

## Price per Square Metre

- **£/m²:** £1,343/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 34.8%
- **10y growth:** 22.1%

## House Price Index (HM Land Registry)

*Official index for North West; Terraced series; as of February 2026.*

- **1y growth (index):** 4.1%
- **5y growth (index):** 27.3%
- **10y growth (index):** 68.4%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

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Property details

Tenure

FREEHOLD

Floor area

67 m²

Council tax band

TBC

EPC rating

Year built

England and Wales: 1900-1929

Last sold

£87,000 Dec 2025

Price per m²

£1,343/m²

Local average

£120,228 (-25.1%)

Deprivation

Decile 2 (3,408 of 33,755)

Street crime

426 incidents within 1 mile (Mar 2026)

Key features

A well presented 2 bed mid terraced house
West of the city centre and close to local amenities
2 reception rooms, fitted kitchen and bathroom
2 double bedrooms, rear yard and front forecourt
Ideal for first time buyer, buy to let or professionals

Additional details

Garden: Yes

Description

A well presented 2 bedroom mid terraced house to the West of the city centre and close to local amenities, popular location with easy transport links, 2 reception rooms, fitted kitchen, 2 double bedrooms and a good sized rear yard.

Briefly comprising:- spacious sitting room with window to the front and real flame gas fire, dining room with window to the rear and stairs off to the first floor, large understair storage cupboard, fitted kitchen with a range of wall and base units, plumbed for washing machine and space for a tumble dryer, combi boiler, rear hallway with door the rear yard and bathroom with panelled bath with shower over.

First floor with two double bedrooms, one with built in storage/ wardrobe space. Boarded loft with ladder.

Block paved rear yard with sitting space and storage shed.

Situated close to Wigton Road. Convenient location for local amenities, including convenience store, Post Office, takeaways, supermarket and Cumberland Infirmary. Approx 1 mile from the City Centre and close to regular bus route. Local primary schools are Caldew Lea and St Bedes RC.

All mains services, combination gas boiler (approx 3 years old and on a service contact) providing central heating and hot water. Part boarded loft with pull down ladder.

Listed by

Carlisle

BPK Estate Agents

Reference: 164298218

EPC Rating & Upgrade Cost

Current rating: D

Potential rating: B

Inspection date: 31/12/2020

Current heating cost: £669/year

Potential heating cost: £470/year

Est. upgrade cost to C: £23,100

EPC D or below may face future regulation risk. Upgrading to C could improve long-term ROI.

Recommendations

Cavity wall insulation (£500 - £1,500)
50 mm internal or external wall insulation (£4,000 - £14,000)
Floor insulation (suspended floor) (£800 - £1,200)
Replace boiler with new condensing boiler (£2,200 - £3,000)
Solar water heating (£4,000 - £6,000)
Solar photovoltaic panels, 2.5 kWp (£3,500 - £5,500)

View full EPC on gov.uk

Flood risk

Zone: 1

Risk: Low

Job (default Low)

EPC Graphs

EPC Rating Graph

Price history

Event	Date	Price	% change
Sold	05/12/2025 (5 months ago)	£87,000	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
9 WASTWATER CLOSE, CARLISLE, CUMBERLAND, CA2 5QJ	£100,000	12/12/2025	Terraced
21 MONKSCLOSE ROAD, CARLISLE, CUMBERLAND, CA2 7BZ	£100,000	12/12/2025	Terraced
20 GRANVILLE ROAD, CARLISLE, CUMBERLAND, CA2 7BA	£79,000	09/12/2025	Terraced
60 CRUMMOCK STREET, CARLISLE, CUMBERLAND, CA2 5PU	£102,000	17/11/2025	Terraced
10 WIGTON ROAD, CARLISLE, CUMBERLAND, CA2 7BB	£140,000	14/11/2025	Terraced
26 BASSENTHWAITE STREET, CARLISLE, CUMBERLAND, CA2 5PX	£110,000	21/07/2025	Terraced
Same street 3 CRUMMOCK STREET, CARLISLE, CUMBERLAND, CA2 5PT	£72,500	18/07/2025	Terraced
Same street 4 CRUMMOCK STREET, CARLISLE, CUMBERLAND, CA2 5PT	£90,000	03/11/2023	Terraced
36 ASHLEY STREET, CARLISLE, CUMBERLAND, CA2 7BD	£132,500	31/10/2023	Terraced
48 BEDFORD ROAD, CARLISLE, CUMBERLAND, CA2 5QD	£110,000	06/10/2023	Terraced
7 GRANVILLE ROAD, CARLISLE, CUMBERLAND, CA2 7AZ	£90,000	02/06/2023	Terraced
25 MONKSCLOSE ROAD, CARLISLE, CUMBERLAND, CA2 7BZ	£87,200	25/05/2023	Terraced
36 GRANVILLE ROAD, CARLISLE, CUMBERLAND, CA2 7BA	£73,000	25/04/2023	Terraced
Same street 44 CRUMMOCK STREET, CARLISLE, CUMBERLAND, CA2 5PT	£65,000	22/03/2023	Terraced
37 GRANVILLE ROAD, CARLISLE, CUMBERLAND, CA2 7AZ	£92,500	10/03/2023	Terraced
19 PRIORY ROAD, CARLISLE, CUMBERLAND, CA2 7BY	£55,000	16/12/2022	Terraced
23 DERWENT STREET, CARLISLE, CUMBRIA, CA2 5QB	£80,000	18/11/2022	Terraced
39 BASSENTHWAITE STREET, CARLISLE, CUMBRIA, CA2 5PX	£80,000	28/10/2022	Terraced
39 MONKSCLOSE ROAD, CARLISLE, CUMBRIA, CA2 7BZ	£80,000	19/10/2022	Terraced
15 BASSENTHWAITE STREET, CARLISLE, CUMBRIA, CA2 5PX	£71,900	06/10/2022	Terraced
Same street 40 CRUMMOCK STREET, CARLISLE, CUMBRIA, CA2 5PT	£72,500	30/09/2022	Terraced
35 PRIORY ROAD, CARLISLE, CUMBRIA, CA2 7BY	£79,500	14/09/2022	Terraced
74 GRANVILLE ROAD, CARLISLE, CUMBERLAND, CA2 7BA	£83,100	09/09/2022	Terraced
30 WIGTON ROAD, CARLISLE, CUMBRIA, CA2 7BB	£70,000	17/08/2022	Terraced
Same street 1 CRUMMOCK STREET, CARLISLE, CUMBRIA, CA2 5PT	£80,000	13/06/2022	Terraced
Same street 45 CRUMMOCK STREET, CARLISLE, CUMBERLAND, CA2 5PT	£75,000	31/05/2022	Terraced
Same street 15 CRUMMOCK STREET, CARLISLE, CUMBERLAND, CA2 5PT	£55,000	25/03/2022	Terraced
Same street 4 CRUMMOCK STREET, CARLISLE, CUMBRIA, CA2 5PT	£56,000	17/03/2022	Terraced
Same street 25 CRUMMOCK STREET, CARLISLE, CUMBRIA, CA2 5PT	£91,000	24/02/2022	Terraced
Same street 48 CRUMMOCK STREET, CARLISLE, CUMBRIA, CA2 5PT	£83,500	17/01/2022	Terraced
Same street 22 CRUMMOCK STREET, CARLISLE, CUMBRIA, CA2 5PT	£89,500	10/01/2022	Terraced
Same street 49 CRUMMOCK STREET, CARLISLE, CUMBRIA, CA2 5PT	£92,000	16/09/2021	Terraced
Same street 51 CRUMMOCK STREET, CARLISLE, CUMBRIA, CA2 5PT	£75,000	06/07/2021	Terraced
Same street 51 CRUMMOCK STREET, CARLISLE, CUMBRIA, CA2 5PT	£80,000	29/06/2021	Terraced

Street average: £76,929 (14 sales)

Area average: £90,785 (20 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 34.8%

10y growth 22.1%

House Price Index (HM Land Registry — official index, not sold-price averages): North West. Series: Terraced. As of February 2026.

1y (index) 4.1%

5y (index) 27.3%

10y (index) 68.4%

Rental Range

Estimated market rent for North West. Low = conservative, Realistic = average, Optimistic = best case.

Low £856/mo

Realistic £951/mo

Optimistic £1,046/mo

Based on Region from postcode lookup → North West.

LHA (30th percentile) floor for North Cumbria: £474/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View CA2 5PT

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Shop	Unknown	0.1 miles
Shop	The Salvation Army	0.1 miles
Bus stop	Peel Street out	0.1 miles
Bus stop	Peel Street in	0.1 miles
Train station	Carlisle	0.8 miles
University	University of Cumbria	1.2 miles
Hospital	Eden Valley Hospice	1.6 miles
Train station	Dalston	3.4 miles
Hospital	Brampton War Memorial Hospital	9.6 miles

Street-level crime

Category	Count
Violence and sexual offences	194
Shoplifting	45
Public order	36
Criminal damage and arson	34
Other theft	27
Anti-social behaviour	26
Drugs	24
Other crime	11
Burglary	10
Possession of weapons	5
Vehicle crime	5
Bicycle theft	4
Theft from the person	4
Robbery	1
Total incidents	426

Within 1 mile during Mar 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Caldew Lea School	Primary	0.2 miles	Good — 25 Apr 2024
St Bede's Catholic Primary School	Primary	0.3 miles	Good — 7 May 2015
Newtown Primary School	Primary	0.5 miles	Requires improvement — 19 Jun 2023
University of Cumbria	Other	0.6 miles	— (No rating)
Robert Ferguson Primary School	Primary	0.6 miles	Good — 19 Dec 2017

Rental Comparables

Rental listings exist nearby, but none matched the 2-bedroom estimate from EPC for this property.

Rent-driven metrics

Based on Area rent estimate.

Rent ratio 1.06%

Max investor price (0.8%) £118,875

Target investor price (1%) £95,100

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).