Sold STC Bungalow

4 SPENSER WAY

CLACTON-ON-SEA, JAYWICK, ESSEX CO15 2QY

2 beds 1 baths 614 sq ft Listed 6 Oct 2022 (-1327d)

£200,000

Offers in Excess of

Reduced on 11 Jan 2023

Save

# 2 bedroom bungalow for sale (CO15 2QY)

## Property Details

| Key | Value |
|-----|-------|
| Address | 4 SPENSER WAY, CLACTON-ON-SEA, JAYWICK, ESSEX CO15 2QY |
| Price | £200,000 |
| Bedrooms | 2 |
| Bathrooms | 1 |
| Council tax | TBC |
| Construction age | England and Wales: 1950-1966 |
| Floor area | 57 m² |
| Last sold | £195,000 Apr 2023 |

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** B
- **Current heating cost:** £584/year
- **Est. upgrade cost to C:** £11,145

### Recommendations
- A (£100 - £350)
- W1 (£800 - £1,200)
- E (£20)
- G (£350 - £450)
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/2102-3922-7200-5802-2200)

## Description

Located on the Tudor Development on the western side of Clacton, this TWO BEDROOM SEMI DETACHED BUNGALOW is offered with NO ONWARD CHAIN and offers a 50’ x 30’ rear garden

The property benefits from two well proportioned bedrooms, as well as 15’ lounge and fitted kitchen. To the side there is also a 17’6 sun lounge with access to both the front and rear garden.

Lounge – 15’ x 10’4

Kitchen – 9’11 x 9’11

Sun Lounge – 17’6 x 7’2

Bedroom One – 13’3 x 10’4

Bedroom Two – 10’ x 9’

Shower Room – 7’2 x 6’6 max

Rear Garden – 50’ x 30’

Clacton-On-Sea is the largest town on the Essex sunshine coast. It is a bustling yet affordable seaside resort, boasting an array of entertainment facilities, shopping amenities and an outlet village. Some of the main attractions include; Iconic Pier, Amusement arcades, Pavilion Fun park, Ten-pin bowling centre, Popular Golf Club, High street Restaurants, Both the Princes & West Cliff theatres and Two large secondary schools. Clacton offers an annual events program such as Fete’s, Fairs, Carnival and Air show. Transport links make Clacton extremely accessible with the A133 road link into and out of town towards the A12, Regular train links into London Liverpool St Station and Airfield.

## Property Photos

- ![Picture No. 01](/listings/photos/127808561/423711) - Picture No. 01
- ![Picture No. 02](/listings/photos/127808561/423712) - Picture No. 02
- ![Picture No. 03](/listings/photos/127808561/423714) - Picture No. 03
- ![Picture No. 04](/listings/photos/127808561/423715) - Picture No. 04
- ![Picture No. 05](/listings/photos/127808561/423719) - Picture No. 05
- ![Picture No. 06](/listings/photos/127808561/423724) - Picture No. 06
- ![Picture No. 07](/listings/photos/127808561/423725) - Picture No. 07
- ![Picture No. 08](/listings/photos/127808561/423727) - Picture No. 08
- ![Picture No. 10](/listings/photos/127808561/423730) - Picture No. 10

## Floorplans

- ![Floorplan](/listings/photos/127808561/423731) - Floorplan

## EPC Graphs

- ![EPC Rating Graph](/listings/photos/127808561/423733) - EPC Rating Graph

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #15816289
- **Address:** 4 Spenser Way, Jaywick, CO15 2QY
- **Certificate Issued:** 25/06/2023
- **Work Completed:** 09/06/2023
- **Items:** 4 window(s), 2 door(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 4 SPENSER WAY, JAYWICK, CLACTON-ON-SEA, TENDRING, ESSEX, CO15 2QY | £195,000 | 11/04/2023 | Semi-detached |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 19 MARLOWE ROAD, JAYWICK, CLACTON-ON-SEA, TENDRING, ESSEX, CO15 2PS | £190,000 | 18/12/2025 | Detached |
| 12 PARR CLOSE, JAYWICK, CLACTON-ON-SEA, TENDRING, ESSEX, CO15 2NY | £290,000 | 17/12/2025 | Detached |
| 10 PARR CLOSE, JAYWICK, CLACTON-ON-SEA, TENDRING, ESSEX, CO15 2NY | £205,000 | 17/11/2025 | Detached |
| 55 TUDOR GREEN, JAYWICK, CLACTON-ON-SEA, TENDRING, ESSEX, CO15 2PB | £270,000 | 27/06/2025 | Detached |
| 67 PARK SQUARE WEST, JAYWICK, CLACTON-ON-SEA, TENDRING, ESSEX, CO15 2NT | £175,000 | 28/03/2025 | Detached |
| 139 PARK SQUARE WEST, JAYWICK, CLACTON-ON-SEA, TENDRING, ESSEX, CO15 2NX | £365,000 | 05/12/2023 | Detached |
| 96 PARK SQUARE EAST, JAYWICK, CLACTON-ON-SEA, TENDRING, ESSEX, CO15 2NR | £300,000 | 15/11/2023 | Detached |
| 25 BOLEYN WAY, JAYWICK, CLACTON-ON-SEA, TENDRING, ESSEX, CO15 2NZ | £330,000 | 27/10/2023 | Detached |
| 9 FROBISHER DRIVE, JAYWICK, CLACTON-ON-SEA, TENDRING, ESSEX, CO15 2QH | £286,000 | 01/06/2023 | Detached |
| 90 PARK SQUARE EAST, JAYWICK, CLACTON-ON-SEA, TENDRING, ESSEX, CO15 2NR | £267,500 | 11/04/2023 | Detached |
| 3 LEICESTER CLOSE, JAYWICK, CLACTON-ON-SEA, TENDRING, ESSEX, CO15 2QR | £365,000 | 20/01/2023 | Detached |
| 1 FROBISHER DRIVE, JAYWICK, CLACTON-ON-SEA, TENDRING, ESSEX, CO15 2QH | £272,500 | 11/11/2022 | Detached |
| 27A BOLEYN WAY, JAYWICK, CLACTON-ON-SEA, TENDRING, ESSEX, CO15 2NZ | £300,000 | 13/10/2022 | Detached |
| 7 MILLERS BARN ROAD, JAYWICK, CLACTON-ON-SEA, TENDRING, ESSEX, CO15 2QA | £350,000 | 05/10/2022 | Detached |
| 2 TYNDALE DRIVE, JAYWICK, CLACTON-ON-SEA, TENDRING, ESSEX, CO15 2PP | £330,000 | 04/10/2022 | Detached |
| 94 PARK SQUARE EAST, JAYWICK, CLACTON-ON-SEA, TENDRING, ESSEX, CO15 2NR | £330,000 | 30/09/2022 | Detached |
| 41 FROBISHER DRIVE, JAYWICK, CLACTON-ON-SEA, TENDRING, ESSEX, CO15 2QQ | £270,000 | 23/09/2022 | Detached |
| 20 MARLOWE ROAD, JAYWICK, CLACTON-ON-SEA, TENDRING, ESSEX, CO15 2PS | £227,000 | 26/08/2022 | Detached |
| 3 SHIRLEY COURT, JAYWICK, CLACTON-ON-SEA, TENDRING, ESSEX, CO15 2QN | £220,000 | 17/08/2022 | Detached |
| 28 FROBISHER DRIVE, JAYWICK, CLACTON-ON-SEA, TENDRING, ESSEX, CO15 2QQ | £290,000 | 08/08/2022 | Detached |
| [Same street] 2A SPENSER WAY, JAYWICK, CLACTON-ON-SEA, TENDRING, ESSEX, CO15 2QY | £270,000 | 10/09/2021 | Detached |

**Street average:** £270,000 (1 sale)
**Area average:** £281,650 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £273,413 (88 Detached, CO15, 2024–2026)
- **Deviation:** -26.9%

## Rental Range

*ONS Price Index of Private Rents (Tendring). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £945/mo
- **Realistic:** £1,050/mo
- **Optimistic:** £1,155/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Colchester (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £793/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Semi-Detached House, Deal Close, CO15 | £1,300/mo | 2 | 1.07 miles | OpenRent |
| 2 Bed Bungalow, Arnold Road, CO15 | £1,250/mo | 2 | 1.14 miles | OpenRent |

**Average rent: £1,275/mo (2 listings)**

## 1% Rule

- **Rent ratio:** 0.64% (weak for cashflow)
- **Max investor price (0.8%):** £159,375
- **Target investor price (1%):** £127,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,275/mo).*

- **Gross yield:** 7.7%
- **Cost-to-rent:** 13.1×
- **Monthly cashflow:** £335/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 6.9%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £3,509/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** -3%
- **10y growth:** 25%

## House Price Index (HM Land Registry)

*Official index for Tendring; Detached series; as of February 2026.*

- **1y growth (index):** -2%
- **5y growth (index):** 10.5%
- **10y growth (index):** 42.2%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

Picture No. 01 Picture No. 02 Picture No. 03 Picture No. 04 Picture No. 05 Picture No. 06 Picture No. 07 Picture No. 08 Picture No. 10

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Property details

Tenure

FREEHOLD

Floor area

57 m²

Council tax band

TBC

EPC rating

Year built

England and Wales: 1950-1966

Last sold

£195,000 Apr 2023

Price per m²

£3,509/m²

Local average

£273,413 (-26.9%)

Deprivation

Decile 2 (5,952 of 33,755)

Street crime

91 incidents within 1 mile (Mar 2026)

Key features

TWO BEDROOMS
15’ LOUNGE
FITTED KITCHEN
SHOWER ROOM
50’ x 30’ REAR GARDEN
OFF STREET PARKING
THE TUDOR DEVELOPMENT
NO ONWARD CHAIN

Additional details

Parking: Yes
Garden: Yes

Description

Located on the Tudor Development on the western side of Clacton, this TWO BEDROOM SEMI DETACHED BUNGALOW is offered with NO ONWARD CHAIN and offers a 50’ x 30’ rear garden

The property benefits from two well proportioned bedrooms, as well as 15’ lounge and fitted kitchen. To the side there is also a 17’6 sun lounge with access to both the front and rear garden.

Lounge – 15’ x 10’4
Kitchen – 9’11 x 9’11
Sun Lounge – 17’6 x 7’2
Bedroom One – 13’3 x 10’4
Bedroom Two – 10’ x 9’
Shower Room – 7’2 x 6’6 max
Rear Garden – 50’ x 30’

Clacton-On-Sea is the largest town on the Essex sunshine coast. It is a bustling yet affordable seaside resort, boasting an array of entertainment facilities, shopping amenities and an outlet village. Some of the main attractions include; Iconic Pier, Amusement arcades, Pavilion Fun park, Ten-pin bowling centre, Popular Golf Club, High street Restaurants, Both the Princes & West Cliff theatres and Two large secondary schools. Clacton offers an annual events program such as Fete’s, Fairs, Carnival and Air show. Transport links make Clacton extremely accessible with the A133 road link into and out of town towards the A12, Regular train links into London Liverpool St Station and Airfield.

Listed by

Clacton-On-Sea

Palmer & Partners

Reference: 127808561

EPC Rating & Upgrade Cost

Current rating: D

Potential rating: B

Inspection date: 20/10/2022

Current heating cost: £584/year

Potential heating cost: £455/year

Est. upgrade cost to C: £11,145

EPC D or below may face future regulation risk. Upgrading to C could improve long-term ROI.

Recommendations

Increase loft insulation to 270 mm (£100 - £350)
Floor insulation (suspended floor) (£800 - £1,200)
Low energy lighting for all fixed outlets (£20)
Upgrade heating controls (£350 - £450)
Solar water heating (£4,000 - £6,000)
Solar photovoltaic panels, 2.5 kWp (£3,500 - £5,500)

View full EPC on gov.uk

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

Floorplan

EPC Graphs

EPC Rating Graph

FENSA Certificates

This property has 1 FENSA certificate(s) on record, indicating window/door installations by FENSA-approved installers.

FENSA Certificate #15816289 Recent

Property Details

Street: 4 Spenser Way

Town: Jaywick

Postcode: CO15 2QY

Installation Details

Items: 4 windows and 2 doors

Certificate Issued: 25/06/2023

Work Completed: 09/06/2023

This certificate data was retrieved from FENSA's database

What is FENSA? FENSA (Fenestration Self-Assessment Scheme) is a government-authorised scheme that monitors building regulation compliance for replacement windows and doors. Certificates indicate that work was completed by FENSA-approved installers.

Price history

Event	Date	Price	% change
Sold	11/04/2023 (3 years ago)	£195,000	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
19 MARLOWE ROAD, JAYWICK, CLACTON-ON-SEA, TENDRING, ESSEX, CO15 2PS	£190,000	18/12/2025	Detached
12 PARR CLOSE, JAYWICK, CLACTON-ON-SEA, TENDRING, ESSEX, CO15 2NY	£290,000	17/12/2025	Detached
10 PARR CLOSE, JAYWICK, CLACTON-ON-SEA, TENDRING, ESSEX, CO15 2NY	£205,000	17/11/2025	Detached
55 TUDOR GREEN, JAYWICK, CLACTON-ON-SEA, TENDRING, ESSEX, CO15 2PB	£270,000	27/06/2025	Detached
67 PARK SQUARE WEST, JAYWICK, CLACTON-ON-SEA, TENDRING, ESSEX, CO15 2NT	£175,000	28/03/2025	Detached
139 PARK SQUARE WEST, JAYWICK, CLACTON-ON-SEA, TENDRING, ESSEX, CO15 2NX	£365,000	05/12/2023	Detached
96 PARK SQUARE EAST, JAYWICK, CLACTON-ON-SEA, TENDRING, ESSEX, CO15 2NR	£300,000	15/11/2023	Detached
25 BOLEYN WAY, JAYWICK, CLACTON-ON-SEA, TENDRING, ESSEX, CO15 2NZ	£330,000	27/10/2023	Detached
9 FROBISHER DRIVE, JAYWICK, CLACTON-ON-SEA, TENDRING, ESSEX, CO15 2QH	£286,000	01/06/2023	Detached
90 PARK SQUARE EAST, JAYWICK, CLACTON-ON-SEA, TENDRING, ESSEX, CO15 2NR	£267,500	11/04/2023	Detached
3 LEICESTER CLOSE, JAYWICK, CLACTON-ON-SEA, TENDRING, ESSEX, CO15 2QR	£365,000	20/01/2023	Detached
1 FROBISHER DRIVE, JAYWICK, CLACTON-ON-SEA, TENDRING, ESSEX, CO15 2QH	£272,500	11/11/2022	Detached
27A BOLEYN WAY, JAYWICK, CLACTON-ON-SEA, TENDRING, ESSEX, CO15 2NZ	£300,000	13/10/2022	Detached
7 MILLERS BARN ROAD, JAYWICK, CLACTON-ON-SEA, TENDRING, ESSEX, CO15 2QA	£350,000	05/10/2022	Detached
2 TYNDALE DRIVE, JAYWICK, CLACTON-ON-SEA, TENDRING, ESSEX, CO15 2PP	£330,000	04/10/2022	Detached
94 PARK SQUARE EAST, JAYWICK, CLACTON-ON-SEA, TENDRING, ESSEX, CO15 2NR	£330,000	30/09/2022	Detached
41 FROBISHER DRIVE, JAYWICK, CLACTON-ON-SEA, TENDRING, ESSEX, CO15 2QQ	£270,000	23/09/2022	Detached
20 MARLOWE ROAD, JAYWICK, CLACTON-ON-SEA, TENDRING, ESSEX, CO15 2PS	£227,000	26/08/2022	Detached
3 SHIRLEY COURT, JAYWICK, CLACTON-ON-SEA, TENDRING, ESSEX, CO15 2QN	£220,000	17/08/2022	Detached
28 FROBISHER DRIVE, JAYWICK, CLACTON-ON-SEA, TENDRING, ESSEX, CO15 2QQ	£290,000	08/08/2022	Detached
Same street 2A SPENSER WAY, JAYWICK, CLACTON-ON-SEA, TENDRING, ESSEX, CO15 2QY	£270,000	10/09/2021	Detached

Street average: £270,000 (1 sale)

Area average: £281,650 (20 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth -3%

10y growth 25%

House Price Index (HM Land Registry — official index, not sold-price averages): Tendring. Series: Detached. As of February 2026.

1y (index) -2%

5y (index) 10.5%

10y (index) 42.2%

Rental Range

Estimated market rent for Tendring. Low = conservative, Realistic = average, Optimistic = best case.

Low £945/mo

Realistic £1,050/mo

Optimistic £1,155/mo

Based on Local Authority from postcode lookup → Tendring.

LHA (30th percentile) floor for Colchester: £793/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View CO15 2QY

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Park Square East	0.1 miles
Bus stop	Spencer Way	0.1 miles
Shop	RNLI Shop	1.2 miles
Shop	Julie's Alterations	1.4 miles
Train station	Clacton-on-Sea	1.9 miles
Train station	Weeley	4.7 miles
University	University of Essex	9.7 miles
University	The Meadows	10.0 miles
Hospital	Chavasse V C House	11.1 miles

Street-level crime

Category	Count
Violence and sexual offences	43
Vehicle crime	10
Other theft	8
Criminal damage and arson	7
Anti-social behaviour	6
Burglary	5
Other crime	4
Public order	4
Robbery	2
Drugs	1
Theft from the person	1
Total incidents	91

Within 1 mile during Mar 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Sir Martin Frobisher Academy	Primary	0.1 miles	Requires improvement — 26 Jul 2023
Ravens Academy	Primary	1.1 miles	Good — 29 Apr 2024
Oakwood Infant and Nursery School	Primary	1.2 miles	Good — 13 Dec 2016
St Clare's Catholic Primary School	Primary	1.2 miles	Good — 2 Jul 2015
Alton Park Junior School	Primary	1.2 miles	Requires improvement — 6 May 2024

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
2 Bed Semi-Detached House, Deal Close, CO15	£1,300/mo	2	1.07 miles	OpenRent
2 Bed Bungalow, Arnold Road, CO15	£1,250/mo	2	1.14 miles	OpenRent

Average rent: £1,275/mo (2 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.64%

Max investor price (0.8%) £159,375

Target investor price (1%) £127,500

Gross yield 7.7%

Cost-to-rent ratio 13.1×

Monthly cashflow £335/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 6.9%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).