Sold STC Terraced

39 HARRISON STREET

CARLISLE, CUMBERLAND CA2 4EP

2 beds 1 baths 753 sq ft Listed 19 Nov 2024 (-580d)

£87,500

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# 2 bedroom terraced house for sale (CA2 4EP)

## Property Details

| Key | Value |
|-----|-------|
| Address | 39 HARRISON STREET, CARLISLE, CUMBERLAND CA2 4EP |
| Price | £87,500 |
| Bedrooms | 2 |
| Bathrooms | 1 |
| Council tax | A |
| Construction age | England and Wales: 1900-1929 |
| Floor area | 70 m² |
| Last sold | £81,500 May 2025 |

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** B
- **Expiry date:** 28/04/2031
- **Current heating cost:** £610/year
- **Est. upgrade cost to C:** £23,695

### Recommendations
- A2 (£850 - £1,500)
- Q (£4,000 - £14,000)
- W1 (£800 - £1,200)
- E (£20)
- G (£350 - £450)
- I (£2,200 - £3,000)
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/9500-5910-0422-1023-3493)

## Description

This two double bedroom double glazed and gas central heated mid terraced property briefly comprises of entrance porch, lounge, dining room, fitted kitchen, rear vestibule and bathroom. To the first floor there are two double bedrooms both with built in wardrobes and storage cupboards. To the rear of the property is an enclosed yard with additional storage. Front forecourt and on street parking (no disc required). This property would be ideal as a first time buy or equally suitable as a buy to rent opportunity.

The accommodation with approximate measurements briefly comprises:

Entry via UPVC door into entrance porch.

## Property Photos

- ![External](/listings/photos/155125871/459129) - External
- ![Kitchen](/listings/photos/155125871/459131) - Kitchen
- ![Bathroom](/listings/photos/155125871/459132) - Bathroom
- ![Rear Yard](/listings/photos/155125871/459133) - Rear Yard
- ![Entrance Porch](/listings/photos/155125871/459134) - Entrance Porch
- ![Lounge](/listings/photos/155125871/459135) - Lounge
- ![Lounge](/listings/photos/155125871/459137) - Lounge
- ![Dining Room](/listings/photos/155125871/459138) - Dining Room
- ![Dining Room](/listings/photos/155125871/459139) - Dining Room
- ![Kitchen](/listings/photos/155125871/459140) - Kitchen
- ![Bedroom 1](/listings/photos/155125871/459141) - Bedroom 1
- ![Bedroom 1](/listings/photos/155125871/459142) - Bedroom 1
- ![Bedroom 2](/listings/photos/155125871/459143) - Bedroom 2
- ![Bedroom 2](/listings/photos/155125871/459144) - Bedroom 2

## EPC Graphs

- ![EPC 1](/listings/photos/155125871/459145) - EPC 1

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #13915351
- **Address:** 39 Harrison Street, CARLISLE, CA2 4EP
- **Certificate Issued:** 22/12/2019
- **Work Completed:** 06/12/2019
- **Items:** 2 window(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 39 HARRISON STREET, CARLISLE, CUMBERLAND, CA2 4EP | £81,500 | 06/05/2025 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 29 BEACONSFIELD STREET, CARLISLE, CUMBERLAND, CA2 4AL | £142,500 | 18/12/2025 | Terraced |
| 13 THIRLMERE STREET, CARLISLE, CUMBERLAND, CA2 4AP | £130,000 | 16/12/2025 | Terraced |
| 23 ALTON STREET, CARLISLE, CUMBERLAND, CA2 4DX | £131,310 | 15/12/2025 | Terraced |
| 6 TITHEBARN STREET, CARLISLE, CUMBERLAND, CA2 4EL | £83,995 | 12/12/2025 | Terraced |
| 15 CLEMENTINA TERRACE, CARLISLE, CUMBERLAND, CA2 4EN | £145,000 | 05/12/2025 | Terraced |
| 7 THIRLMERE STREET, CARLISLE, CUMBERLAND, CA2 4AP | £140,000 | 05/12/2025 | Terraced |
| 71 HARRISON STREET, CARLISLE, CUMBERLAND, CA2 4ER | £99,000 | 28/11/2025 | Terraced |
| 57 ALMERY DRIVE, CARLISLE, CUMBERLAND, CA2 4EX | £162,500 | 17/11/2025 | Terraced |
| 98 HARRISON STREET, CARLISLE, CUMBERLAND, CA2 4ER | £106,000 | 31/10/2025 | Terraced |
| 11 BLACKWELL ROAD, CARLISLE, CUMBERLAND, CA2 4AB | £102,000 | 02/06/2025 | Terraced |
| 19 BEACONSFIELD STREET, CARLISLE, CUMBERLAND, CA2 4AL | £185,700 | 15/05/2025 | Terraced |
| 37 HAROLD STREET, CARLISLE, CUMBERLAND, CA2 4HG | £66,500 | 08/11/2024 | Terraced |
| 63 HARRISON STREET, CARLISLE, CUMBERLAND, CA2 4ER | £95,000 | 11/12/2023 | Terraced |
| 64 HARRISON STREET, CARLISLE, CUMBERLAND, CA2 4ER | £52,500 | 08/12/2023 | Terraced |
| [Same street] 13 HARRISON STREET, CARLISLE, CUMBERLAND, CA2 4EP | £62,500 | 01/12/2023 | Terraced |
| 13 TITHEBARN STREET, CARLISLE, CUMBERLAND, CA2 4EL | £91,000 | 01/12/2023 | Terraced |
| 32 GRASMERE STREET, CARLISLE, CUMBERLAND, CA2 4AR | £148,000 | 27/11/2023 | Terraced |
| 9 GOODWIN CLOSE, CARLISLE, CUMBERLAND, CA2 4AH | £95,000 | 24/11/2023 | Terraced |
| 19 BEACONSFIELD STREET, CARLISLE, CUMBERLAND, CA2 4AL | £112,500 | 31/10/2023 | Terraced |
| 49 GLOUCESTER ROAD, CARLISLE, CUMBERLAND, CA2 4EW | £89,950 | 27/10/2023 | Terraced |
| 26 GRASMERE STREET, CARLISLE, CUMBERLAND, CA2 4AR | £135,500 | 16/10/2023 | Terraced |
| [Same street] 46 HARRISON STREET, CARLISLE, CUMBERLAND, CA2 4EP | £93,000 | 07/09/2023 | Terraced |
| [Same street] 28 HARRISON STREET, CARLISLE, CUMBERLAND, CA2 4EP | £72,500 | 28/04/2023 | Terraced |
| [Same street] 35 HARRISON STREET, CARLISLE, CUMBRIA, CA2 4EP | £95,000 | 05/08/2022 | Terraced |
| [Same street] 30 HARRISON STREET, CARLISLE, CUMBRIA, CA2 4EP | £89,995 | 04/08/2022 | Terraced |
| [Same street] 10 HARRISON STREET, CARLISLE, CUMBRIA, CA2 4EP | £85,000 | 01/08/2022 | Terraced |
| [Same street] 16 HARRISON STREET, CARLISLE, CUMBRIA, CA2 4EP | £80,000 | 04/07/2022 | Terraced |
| [Same street] 39 HARRISON STREET, CARLISLE, CUMBRIA, CA2 4EP | £74,000 | 10/12/2021 | Terraced |
| [Same street] 18 HARRISON STREET, CARLISLE, CUMBRIA, CA2 4EP | £85,000 | 12/07/2021 | Terraced |

**Street average:** £81,888 (9 sales)
**Area average:** £115,698 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £120,431 (63 Terraced, CA2, 2024–2026)
- **Deviation:** -27.3%

## Rental Range

*ONS Price Index of Private Rents (North West). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £856/mo
- **Realistic:** £951/mo
- **Optimistic:** £1,046/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for North Cumbria (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £474/mo

## 1% Rule

- **Rent ratio:** 1.09% (strong)
- **Max investor price (0.8%):** £118,875
- **Target investor price (1%):** £95,100

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on Area rent estimate.*

## Price per Square Metre

- **£/m²:** £1,250/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 20%
- **10y growth:** 33.7%

## House Price Index (HM Land Registry)

*Official index for North West; Terraced series; as of March 2026.*

- **1y growth (index):** -1%
- **5y growth (index):** 24.4%
- **10y growth (index):** 69.9%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

External Kitchen Bathroom Rear Yard Entrance Porch Lounge Lounge Dining Room Dining Room Kitchen Bedroom 1 Bedroom 1 Bedroom 2 Bedroom 2

/ 14

Property details

Tenure

FREEHOLD

Floor area

70 m²

Council tax band

EPC rating

Year built

England and Wales: 1900-1929

Last sold

£81,500 May 2025

Price per m²

£1,250/m²

Local average

£120,431 (-27.3%)

Deprivation

Decile 2 (5,532 of 33,755)

Street crime

493 incidents within 1 mile (Apr 2026)

Key features

Mid-terraced property
Two double bedrooms
Two reception rooms
Ground floor bathroom
Popular area
Ideal first time buy or buy to let

Additional details

Garden: Yes
Listed property: No
Restrictions: No
Required access: No
Rights of way: No
Flooded in last 5 years: No
Flood defences: No

Description

Listed by

Carlisle

Cumbrian Properties

Reference: 155125871

EPC Rating & Upgrade Cost

Current rating: D

Potential rating: B

Inspection date: 29/04/2021

Expiry date: 28/04/2031

Current heating cost: £610/year

Potential heating cost: £401/year

Est. upgrade cost to C: £23,695

EPC D or below may face future regulation risk. Upgrading to C could improve long-term ROI.

Recommendations

Flat roof or sloping ceiling insulation (£850 - £1,500)
50 mm internal or external wall insulation (£4,000 - £14,000)
Floor insulation (suspended floor) (£800 - £1,200)
Low energy lighting for all fixed outlets (£20)
Upgrade heating controls (£350 - £450)
Replace boiler with new condensing boiler (£2,200 - £3,000)
Solar water heating (£4,000 - £6,000)
Solar photovoltaic panels, 2.5 kWp (£3,500 - £5,500)

View full EPC on gov.uk

Flood risk

Zone: 1

Risk: Low

Job (default Low)

EPC Graphs

EPC 1

FENSA Certificates

This property has 1 FENSA certificate(s) on record, indicating window/door installations by FENSA-approved installers.

FENSA Certificate #13915351

Property Details

Street: 39 Harrison Street

Town: CARLISLE

Postcode: CA2 4EP

Installation Details

Items: 2 windows

Certificate Issued: 22/12/2019

Work Completed: 06/12/2019

This certificate data was retrieved from FENSA's database

What is FENSA? FENSA (Fenestration Self-Assessment Scheme) is a government-authorised scheme that monitors building regulation compliance for replacement windows and doors. Certificates indicate that work was completed by FENSA-approved installers.

Price history

Event	Date	Price	% change
Sold	06/05/2025 (1 year ago)	£81,500	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
29 BEACONSFIELD STREET, CARLISLE, CUMBERLAND, CA2 4AL	£142,500	18/12/2025	Terraced
13 THIRLMERE STREET, CARLISLE, CUMBERLAND, CA2 4AP	£130,000	16/12/2025	Terraced
23 ALTON STREET, CARLISLE, CUMBERLAND, CA2 4DX	£131,310	15/12/2025	Terraced
6 TITHEBARN STREET, CARLISLE, CUMBERLAND, CA2 4EL	£83,995	12/12/2025	Terraced
15 CLEMENTINA TERRACE, CARLISLE, CUMBERLAND, CA2 4EN	£145,000	05/12/2025	Terraced
7 THIRLMERE STREET, CARLISLE, CUMBERLAND, CA2 4AP	£140,000	05/12/2025	Terraced
71 HARRISON STREET, CARLISLE, CUMBERLAND, CA2 4ER	£99,000	28/11/2025	Terraced
57 ALMERY DRIVE, CARLISLE, CUMBERLAND, CA2 4EX	£162,500	17/11/2025	Terraced
98 HARRISON STREET, CARLISLE, CUMBERLAND, CA2 4ER	£106,000	31/10/2025	Terraced
11 BLACKWELL ROAD, CARLISLE, CUMBERLAND, CA2 4AB	£102,000	02/06/2025	Terraced
19 BEACONSFIELD STREET, CARLISLE, CUMBERLAND, CA2 4AL	£185,700	15/05/2025	Terraced
37 HAROLD STREET, CARLISLE, CUMBERLAND, CA2 4HG	£66,500	08/11/2024	Terraced
63 HARRISON STREET, CARLISLE, CUMBERLAND, CA2 4ER	£95,000	11/12/2023	Terraced
64 HARRISON STREET, CARLISLE, CUMBERLAND, CA2 4ER	£52,500	08/12/2023	Terraced
Same street 13 HARRISON STREET, CARLISLE, CUMBERLAND, CA2 4EP	£62,500	01/12/2023	Terraced
13 TITHEBARN STREET, CARLISLE, CUMBERLAND, CA2 4EL	£91,000	01/12/2023	Terraced
32 GRASMERE STREET, CARLISLE, CUMBERLAND, CA2 4AR	£148,000	27/11/2023	Terraced
9 GOODWIN CLOSE, CARLISLE, CUMBERLAND, CA2 4AH	£95,000	24/11/2023	Terraced
19 BEACONSFIELD STREET, CARLISLE, CUMBERLAND, CA2 4AL	£112,500	31/10/2023	Terraced
49 GLOUCESTER ROAD, CARLISLE, CUMBERLAND, CA2 4EW	£89,950	27/10/2023	Terraced
26 GRASMERE STREET, CARLISLE, CUMBERLAND, CA2 4AR	£135,500	16/10/2023	Terraced
Same street 46 HARRISON STREET, CARLISLE, CUMBERLAND, CA2 4EP	£93,000	07/09/2023	Terraced
Same street 28 HARRISON STREET, CARLISLE, CUMBERLAND, CA2 4EP	£72,500	28/04/2023	Terraced
Same street 35 HARRISON STREET, CARLISLE, CUMBRIA, CA2 4EP	£95,000	05/08/2022	Terraced
Same street 30 HARRISON STREET, CARLISLE, CUMBRIA, CA2 4EP	£89,995	04/08/2022	Terraced
Same street 10 HARRISON STREET, CARLISLE, CUMBRIA, CA2 4EP	£85,000	01/08/2022	Terraced
Same street 16 HARRISON STREET, CARLISLE, CUMBRIA, CA2 4EP	£80,000	04/07/2022	Terraced
Same street 39 HARRISON STREET, CARLISLE, CUMBRIA, CA2 4EP	£74,000	10/12/2021	Terraced
Same street 18 HARRISON STREET, CARLISLE, CUMBRIA, CA2 4EP	£85,000	12/07/2021	Terraced

Street average: £81,888 (9 sales)

Area average: £115,698 (20 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 20%

10y growth 33.7%

House Price Index (HM Land Registry — official index, not sold-price averages): North West. Series: Terraced. As of March 2026.

1y (index) -1%

5y (index) 24.4%

10y (index) 69.9%

Rental Range

Estimated market rent for North West. Low = conservative, Realistic = average, Optimistic = best case.

Low £856/mo

Realistic £951/mo

Optimistic £1,046/mo

Based on Region from postcode lookup → North West.

LHA (30th percentile) floor for North Cumbria: £474/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View CA2 4EP

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Regent Street out	0.1 miles
Bus stop	Regent Street in	0.1 miles
Shop	Visualise	0.1 miles
Shop	Coral	0.1 miles
University	University of Cumbria	0.6 miles
Train station	Carlisle	0.6 miles
Hospital	Eden Valley Hospice	0.9 miles
Train station	Dalston	3.6 miles
Hospital	Brampton War Memorial Hospital	8.8 miles

Street-level crime

Category	Count
Violence and sexual offences	186
Shoplifting	64
Public order	52
Criminal damage and arson	42
Drugs	38
Other theft	27
Vehicle crime	18
Anti-social behaviour	17
Burglary	14
Other crime	14
Possession of weapons	9
Robbery	5
Theft from the person	5
Bicycle theft	2
Total incidents	493

Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
The Bishop Harvey Goodwin School (Church of England Voluntary Aided)	Primary	0.2 miles	Good — 9 Jun 2024
Brook Street Primary School	Primary	0.4 miles	Good — 6 Mar 2012
St Margaret Mary Catholic Primary School, Carlisle	Primary	0.5 miles	— (Inspected (no overall grade))
Gillford Centre	Other	0.5 miles	Good — 14 Mar 2013
Norman Street Primary School	Primary	0.6 miles	Good — 6 Jan 2019

Rental Comparables

Loading rental comparables for this postcode. Refresh in a few minutes.

Rent-driven metrics

Based on Area rent estimate.

Rent ratio 1.09%

Max investor price (0.8%) £118,875

Target investor price (1%) £95,100

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).