# 1 bedroom apartment for sale (L3 3JP)

## Property Details

| Key | Value |
|-----|-------|
| Address | 21 ST ANNES COURT, LIVERPOOL, MERSEYSIDE L3 3JP |
| Price | £69,950 |
| Bedrooms | 1 |
| Last sold | £65,000 Mar 2010 |

## Description

A one bedroom apartment situated on the second floor of this popular development opposite St Anne Street police station within easy reach of the city centre.  The property features UPVC double glazed windows and a secure allocated car space.  The property would provide an excellent first home or investment opportunity and an early inspection is well recommended.

## Property Photos

- ![Photo](/listings/photos/22608718/388187)
- ![Photo](/listings/photos/22608718/388188)
- ![Photo](/listings/photos/22608718/388189)
- ![Photo](/listings/photos/22608718/388190)
- ![Photo](/listings/photos/22608718/388191)

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #17172537
- **Address:** 21 St. Annes Court, St. Anne Street, L3 3JP
- **Certificate Issued:** 22/02/2026
- **Work Completed:** 21/01/2026
- **Items:** 5 window(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 21 ST ANNES COURT, LIVERPOOL, MERSEYSIDE, L3 3JP | £65,000 | 12/03/2010 | Flat |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 160 APARTMENT 404 RICHMOND ROW, LIVERPOOL, MERSEYSIDE, L3 3BL | £245,000 | 08/12/2025 | Flat |
| 26 ST ANNES COURT, LIVERPOOL, MERSEYSIDE, L3 3JP | £95,000 | 20/06/2025 | Flat |
| 160 APARTMENT 403 RICHMOND ROW, LIVERPOOL, MERSEYSIDE, L3 3BL | £280,000 | 07/02/2025 | Flat |
| 29 ST ANNES COURT, LIVERPOOL, MERSEYSIDE, L3 3JP | £99,250 | 06/12/2024 | Flat |
| 25 ST ANNES COURT, LIVERPOOL, MERSEYSIDE, L3 3JP | £105,000 | 22/11/2024 | Flat |
| 1 ST ANNES COURT, LIVERPOOL, MERSEYSIDE, L3 3JP | £80,000 | 29/02/2024 | Flat |
| 31 ST ANNES COURT, LIVERPOOL, MERSEYSIDE, L3 3JP | £90,000 | 04/08/2023 | Flat |
| 20 ST ANNES COURT, LIVERPOOL, MERSEYSIDE, L3 3JP | £75,000 | 16/06/2023 | Flat |
| FOX STREET VILLAGE UNIT AF 9 FOX STREET, LIVERPOOL, MERSEYSIDE, L3 3BQ | £30,000 | 01/03/2023 | Flat |
| 34 ST ANNES COURT, LIVERPOOL, MERSEYSIDE, L3 3JP | £96,000 | 22/02/2023 | Flat |
| 17 ST ANNES COURT, LIVERPOOL, MERSEYSIDE, L3 3JP | £46,000 | 13/09/2022 | Flat |
| 11 ST ANNES COURT, LIVERPOOL, MERSEYSIDE, L3 3JP | £79,000 | 02/12/2021 | Flat |
| 28 ST ANNES COURT, LIVERPOOL, MERSEYSIDE, L3 3JP | £100,000 | 04/08/2021 | Flat |
| FOX STREET VILLAGE UNIT ET 1 FOX STREET, LIVERPOOL, MERSEYSIDE, L3 3BQ | £40,000 | 21/06/2021 | Flat |

**Area average:** £104,304 (14 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £163,795 (53 Flat, L3, 2024–2026)
- **Deviation:** -57.3%

## Rental Range

*ONS Price Index of Private Rents (Liverpool). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £807/mo
- **Realistic:** £897/mo
- **Optimistic:** £987/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Greater Liverpool (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £499/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| [St. Annes Court, St. Anne Street, Liverpool, Merseyside, L3](http://87.117.209.195:8080/listings/afa355a) | £625/mo | 1 | 0.01 miles | Rightmove |
| Studio Flat, Fox St, L3 | £650/mo | 1 | 0.18 miles | OpenRent |
| 1 Bed Flat, London Road, L3 | £850/mo | 1 | 0.37 miles | OpenRent |
| Studio Flat, Seymour St, L3 | £563/mo | 1 | 0.43 miles | OpenRent |
| Studio Flat, Dale Street, L2 | £1,050/mo | 1 | 0.44 miles | OpenRent |
| 1 Bed Flat, Seymour Street, L3 | £875/mo | 1 | 0.44 miles | OpenRent |
| 1 Bed Flat, Liffey Court, L3 | £650/mo | 1 | 0.46 miles | OpenRent |
| 1 Bed Flat, Prescot St, L7 | £950/mo | 1 | 0.52 miles | OpenRent |

**Average rent: £777/mo (8 listings)**

## 1% Rule

- **Rent ratio:** 1.07% (strong)
- **Max investor price (0.8%):** £93,750
- **Target investor price (1%):** £75,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £750/mo).*

- **Gross yield:** 12.9%
- **Cost-to-rent:** 7.8×
- **Monthly cashflow:** £375/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 22.2%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** -12.5%
- **10y growth:** 9%

## House Price Index (HM Land Registry)

*Official index for Liverpool; Flats and maisonettes series; as of March 2026.*

- **1y growth (index):** -1.4%
- **5y growth (index):** 11.7%
- **10y growth (index):** 50.1%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)