Sold STC Terraced

28 CAMBRIDGE STREET

BRADFORD, WEST YORKSHIRE BD7 3BX

2 beds 1 baths 980 sq ft Listed 9 Jun 2022 (-1514d)

£65,000

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# 2 bedroom terraced house for sale (BD7 3BX)

## Property Details

| Key | Value |
|-----|-------|
| Address | 28 CAMBRIDGE STREET, BRADFORD, WEST YORKSHIRE BD7 3BX |
| Price | £65,000 |
| Bedrooms | 2 |
| Bathrooms | 1 |
| Construction age | England and Wales: 1900-1929 |
| Floor area | 91 m² |
| Last sold | £70,000 Sep 2022 |

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** B
- **Expiry date:** 15/06/2032
- **Est. upgrade cost to C:** £22,140

### Recommendations
- Q (£4,000 - £14,000)
- W1 (£800 - £1,200)
- E (£40)
- I (£2,200 - £3,000)
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0160-2046-2165-2492-2185)

## Description

**IMPORTANT NOTE TO POTENTIAL PURCHASERS & TENANTS:**

We endeavour to make our particulars accurate and reliable, however, they do not constitute or form part of an offer or any contract and none is to be relied upon as statements of representation or fact. The services, systems and appliances listed in this specification have not been tested by us and no guarantee as to their operating ability or efficiency is given. All photographs and measurements have been taken as a guide only and are not precise. Floor plans where included are not to scale and accuracy is not guaranteed. If you require clarification or further information on any points, please contact us, especially if you are traveling some distance to view. POTENTIAL PURCHASERS: Fixtures and fittings other than those mentioned are to be agreed with the seller. POTENTIAL TENANTS: All properties are available for a minimum of six months, with the exception of short-term accommodation. A security deposit of at least one month?s rent is required. Rent is to be paid one month in advance. It is the tenant?s responsibility to insure any personal possessions. Payment of all utilities including water rates or metered supply and Council Tax is the responsibility of the tenant in every case.

QBA220199/2

## Property Photos

- ![Picture No. 17](/listings/photos/85520469/1648285) - Picture No. 17
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- ![Picture No. 16](/listings/photos/85520469/1648316) - Picture No. 16
- ![Google Maps Image](/listings/photos/85520469/1648317) - Google Maps Image

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #1705802
- **Address:** 28 Cambridge Street, BRADFORD, BD7 3BX
- **Certificate Issued:** 17/05/2004
- **Work Completed:** 20/04/2004
- **Items:** 6 window(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 28 CAMBRIDGE STREET, BRADFORD, WEST YORKSHIRE, BD7 3BX | £70,000 | 22/09/2022 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 5 FALCON STREET, BRADFORD, WEST YORKSHIRE, BD7 3HJ | £61,000 | 23/01/2025 | Terraced |
| [Same street] 44 FLAT 1 CAMBRIDGE STREET, BRADFORD, WEST YORKSHIRE, BD7 3BX | £60,000 | 14/12/2023 | Other |
| 49 CECIL AVENUE, BRADFORD, WEST YORKSHIRE, BD7 3BW | £149,000 | 29/11/2023 | Terraced |
| 38 CECIL TERRACE, BRADFORD, WEST YORKSHIRE, BD7 3DA | £107,000 | 27/10/2023 | Terraced |
| 6 ASHMOUNT, BRADFORD, WEST YORKSHIRE, BD7 3BH | £100,000 | 27/07/2023 | Terraced |
| [Same street] 18 CAMBRIDGE STREET, BRADFORD, WEST YORKSHIRE, BD7 3BX | £92,000 | 26/07/2023 | Terraced |
| 33 BEMPTON PLACE, BRADFORD, WEST YORKSHIRE, BD7 3DB | £74,000 | 24/07/2023 | Terraced |
| 1 TODD TERRACE, BRADFORD, WEST YORKSHIRE, BD7 3DQ | £130,000 | 23/06/2023 | Terraced |
| [Same street] 42 CAMBRIDGE STREET, BRADFORD, WEST YORKSHIRE, BD7 3BX | £114,000 | 16/06/2023 | Terraced |
| 15 JENNINGS PLACE, BRADFORD, WEST YORKSHIRE, BD7 3EZ | £39,950 | 17/05/2023 | Terraced |
| [Same street] 5 CAMBRIDGE STREET, BRADFORD, WEST YORKSHIRE, BD7 3BX | £70,000 | 13/04/2023 | Terraced |
| 9 HART STREET, BRADFORD, WEST YORKSHIRE, BD7 3HH | £75,000 | 22/12/2022 | Terraced |
| 69 CECIL AVENUE, BRADFORD, WEST YORKSHIRE, BD7 3BW | £210,000 | 16/12/2022 | Terraced |
| 28 FRANK STREET, BRADFORD, WEST YORKSHIRE, BD7 3BT | £54,000 | 25/11/2022 | Terraced |
| 31 CECIL AVENUE, BRADFORD, WEST YORKSHIRE, BD7 3BW | £200,000 | 11/11/2022 | Terraced |
| 18 FRANK STREET, BRADFORD, WEST YORKSHIRE, BD7 3BT | £50,000 | 21/10/2022 | Terraced |
| 19 FRANK STREET, BRADFORD, WEST YORKSHIRE, BD7 3BT | £33,000 | 10/10/2022 | Terraced |
| 21 BEMPTON PLACE, BRADFORD, WEST YORKSHIRE, BD7 3DB | £80,000 | 30/09/2022 | Terraced |
| 36 NEWBURN ROAD, BRADFORD, WEST YORKSHIRE, BD7 3JQ | £80,000 | 09/09/2022 | Terraced |
| 16 ASHMOUNT, BRADFORD, WEST YORKSHIRE, BD7 3BH | £130,000 | 29/07/2022 | Terraced |
| 10 HART STREET, BRADFORD, WEST YORKSHIRE, BD7 3HH | £65,000 | 15/07/2022 | Terraced |
| 12 JENNINGS PLACE, BRADFORD, WEST YORKSHIRE, BD7 3EZ | £40,000 | 24/06/2022 | Terraced |
| 7 EBENEZER PLACE, BRADFORD, WEST YORKSHIRE, BD7 3DZ | £62,500 | 09/06/2022 | Terraced |
| 8 CROSSLEY STREET, BRADFORD, WEST YORKSHIRE, BD7 3BJ | £50,000 | 31/05/2022 | Terraced |

**Street average:** £84,000 (4 sales)
**Area average:** £89,523 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £113,079 (29 Terraced, BD7, 2024–2026)
- **Deviation:** -42.5%

## Rental Range

*ONS Price Index of Private Rents (Bradford). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £675/mo
- **Realistic:** £750/mo
- **Optimistic:** £825/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Bradford & South Dales (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £524/mo

## 1% Rule

- **Rent ratio:** 1.15% (strong)
- **Max investor price (0.8%):** £93,750
- **Target investor price (1%):** £75,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on Area rent estimate.*

## Price per Square Metre

- **£/m²:** £714/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 47.2%
- **10y growth:** 45.2%

## House Price Index (HM Land Registry)

*Official index for Bradford; Terraced series; as of April 2026.*

- **1y growth (index):** 5.9%
- **5y growth (index):** 29.4%
- **10y growth (index):** 61.2%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

Picture No. 17 Picture No. 01 Picture No. 10 Picture No. 06 Picture No. 07 Picture No. 08 Picture No. 03 Picture No. 13 Picture No. 02 Picture No. 04 Picture No. 05 Picture No. 09 Picture No. 11 Picture No. 12 Picture No. 14 Picture No. 15 Picture No. 16 Google Maps Image

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Property details

Tenure

FREEHOLD

Floor area

91 m²

EPC rating

Year built

England and Wales: 1900-1929

Last sold

£70,000 Sep 2022

Price per m²

£714/m²

Local average

£113,079 (-42.5%)

Deprivation

Decile 1 (1,827 of 33,755)

Street crime

693 incidents within 1 mile (May 2026)

Additional details

Garden: Yes

Description

Well presented through terrace property situated in this popular and convenient location off Great Horton Road. The spacious accommodation briefly comprises a hallway, lounge, dining room, rear porch, cellar head kitchen, and a useful cellar/basement room. To the first floor are two good sized double bedrooms and a bathroom. Externally there is a gated garden frontage and an attractive well kept enclosed yard area with outbuilding to the rear.

IMPORTANT NOTE TO POTENTIAL PURCHASERS & TENANTS:
We endeavour to make our particulars accurate and reliable, however, they do not constitute or form part of an offer or any contract and none is to be relied upon as statements of representation or fact. The services, systems and appliances listed in this specification have not been tested by us and no guarantee as to their operating ability or efficiency is given. All photographs and measurements have been taken as a guide only and are not precise. Floor plans where included are not to scale and accuracy is not guaranteed. If you require clarification or further information on any points, please contact us, especially if you are traveling some distance to view. POTENTIAL PURCHASERS: Fixtures and fittings other than those mentioned are to be agreed with the seller. POTENTIAL TENANTS: All properties are available for a minimum of six months, with the exception of short-term accommodation. A security deposit of at least one month?s rent is required. Rent is to be paid one month in advance. It is the tenant?s responsibility to insure any personal possessions. Payment of all utilities including water rates or metered supply and Council Tax is the responsibility of the tenant in every case.

QBA220199/2

Listed by

Baildon

LSL Franchise

Reference: 85520469

EPC Rating & Upgrade Cost

Current rating: D

Potential rating: B

Inspection date: 16/06/2022

Expiry date: 15/06/2032

Est. upgrade cost to C: £22,140

EPC D or below may face future regulation risk. Upgrading to C could improve long-term ROI.

Recommendations

50 mm internal or external wall insulation (£4,000 - £14,000)
Floor insulation (suspended floor) (£800 - £1,200)
Low energy lighting for all fixed outlets (£40)
Replace boiler with new condensing boiler (£2,200 - £3,000)
Solar water heating (£4,000 - £6,000)
Solar photovoltaic panels, 2.5 kWp (£3,500 - £5,500)

View full EPC on gov.uk

Flood risk

Zone: 1

Risk: Low

Job (default Low)

FENSA Certificates

This property has 1 FENSA certificate(s) on record, indicating window/door installations by FENSA-approved installers.

FENSA Certificate #1705802

Property Details

Street: 28 Cambridge Street

Town: BRADFORD

Postcode: BD7 3BX

Installation Details

Items: 6 windows

Certificate Issued: 17/05/2004

Work Completed: 20/04/2004

This certificate data was retrieved from FENSA's database

What is FENSA? FENSA (Fenestration Self-Assessment Scheme) is a government-authorised scheme that monitors building regulation compliance for replacement windows and doors. Certificates indicate that work was completed by FENSA-approved installers.

Price history

Event	Date	Price	% change
Sold	22/09/2022 (3 years ago)	£70,000	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
5 FALCON STREET, BRADFORD, WEST YORKSHIRE, BD7 3HJ	£61,000	23/01/2025	Terraced
Same street 44 FLAT 1 CAMBRIDGE STREET, BRADFORD, WEST YORKSHIRE, BD7 3BX	£60,000	14/12/2023	Other
49 CECIL AVENUE, BRADFORD, WEST YORKSHIRE, BD7 3BW	£149,000	29/11/2023	Terraced
38 CECIL TERRACE, BRADFORD, WEST YORKSHIRE, BD7 3DA	£107,000	27/10/2023	Terraced
6 ASHMOUNT, BRADFORD, WEST YORKSHIRE, BD7 3BH	£100,000	27/07/2023	Terraced
Same street 18 CAMBRIDGE STREET, BRADFORD, WEST YORKSHIRE, BD7 3BX	£92,000	26/07/2023	Terraced
33 BEMPTON PLACE, BRADFORD, WEST YORKSHIRE, BD7 3DB	£74,000	24/07/2023	Terraced
1 TODD TERRACE, BRADFORD, WEST YORKSHIRE, BD7 3DQ	£130,000	23/06/2023	Terraced
Same street 42 CAMBRIDGE STREET, BRADFORD, WEST YORKSHIRE, BD7 3BX	£114,000	16/06/2023	Terraced
15 JENNINGS PLACE, BRADFORD, WEST YORKSHIRE, BD7 3EZ	£39,950	17/05/2023	Terraced
Same street 5 CAMBRIDGE STREET, BRADFORD, WEST YORKSHIRE, BD7 3BX	£70,000	13/04/2023	Terraced
9 HART STREET, BRADFORD, WEST YORKSHIRE, BD7 3HH	£75,000	22/12/2022	Terraced
69 CECIL AVENUE, BRADFORD, WEST YORKSHIRE, BD7 3BW	£210,000	16/12/2022	Terraced
28 FRANK STREET, BRADFORD, WEST YORKSHIRE, BD7 3BT	£54,000	25/11/2022	Terraced
31 CECIL AVENUE, BRADFORD, WEST YORKSHIRE, BD7 3BW	£200,000	11/11/2022	Terraced
18 FRANK STREET, BRADFORD, WEST YORKSHIRE, BD7 3BT	£50,000	21/10/2022	Terraced
19 FRANK STREET, BRADFORD, WEST YORKSHIRE, BD7 3BT	£33,000	10/10/2022	Terraced
21 BEMPTON PLACE, BRADFORD, WEST YORKSHIRE, BD7 3DB	£80,000	30/09/2022	Terraced
36 NEWBURN ROAD, BRADFORD, WEST YORKSHIRE, BD7 3JQ	£80,000	09/09/2022	Terraced
16 ASHMOUNT, BRADFORD, WEST YORKSHIRE, BD7 3BH	£130,000	29/07/2022	Terraced
10 HART STREET, BRADFORD, WEST YORKSHIRE, BD7 3HH	£65,000	15/07/2022	Terraced
12 JENNINGS PLACE, BRADFORD, WEST YORKSHIRE, BD7 3EZ	£40,000	24/06/2022	Terraced
7 EBENEZER PLACE, BRADFORD, WEST YORKSHIRE, BD7 3DZ	£62,500	09/06/2022	Terraced
8 CROSSLEY STREET, BRADFORD, WEST YORKSHIRE, BD7 3BJ	£50,000	31/05/2022	Terraced

Street average: £84,000 (4 sales)

Area average: £89,523 (20 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 47.2%

10y growth 45.2%

House Price Index (HM Land Registry — official index, not sold-price averages): Bradford. Series: Terraced. As of April 2026.

1y (index) 5.9%

5y (index) 29.4%

10y (index) 61.2%

Rental Range

Estimated market rent for Bradford. Low = conservative, Realistic = average, Optimistic = best case.

Low £675/mo

Realistic £750/mo

Optimistic £825/mo

Based on Local Authority from postcode lookup → Bradford.

LHA (30th percentile) floor for Bradford & South Dales: £524/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View BD7 3BX

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Great Horton Road Derby Street	0.1 miles
Bus stop	Great Horton Road Union Road	0.1 miles
Shop	Horton Park Mini Market	0.2 miles
Shop	Fix Station	0.4 miles
Train station	Bradford Interchange	1.3 miles
Train station	Bradford Forster Square	1.4 miles
Hospital	Moorlands View	2.2 miles
University	Bradford University School of Management	2.3 miles
Hospital	Eccleshill NHS Treatment Centre	3.9 miles
University	Kirkstall Brewery Residences	7.3 miles

Street-level crime

Category	Count
Violence and sexual offences	299
Criminal damage and arson	57
Drugs	56
Public order	53
Vehicle crime	46
Other theft	43
Anti-social behaviour	40
Other crime	22
Burglary	21
Robbery	18
Shoplifting	16
Possession of weapons	11
Theft from the person	8
Bicycle theft	3
Total incidents	693

Within 1 mile during May 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
St Oswald's Church of England Primary Academy	Primary	0.2 miles	Requires improvement — 11 Jan 2024
Farnham Primary School	Primary	0.2 miles	Good — 7 Dec 2023
Horton Park Primary School	Primary	0.3 miles	Good — 21 Jul 2022
Horton Grange Primary School	Primary	0.3 miles	— (Inspected (no overall grade))
Canterbury Nursery School and Centre for Children and Families	Nursery	0.3 miles	Outstanding — 22 Jun 2016

Rental Comparables

Rental comparables are temporarily unavailable while listing-site fetches are paused. Try again later.

Rent-driven metrics

Based on Area rent estimate.

Rent ratio 1.15%

Max investor price (0.8%) £93,750

Target investor price (1%) £75,000

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).