# 1 bedroom apartment for sale (CF10 4EY)

## Property Details

| Key | Value |
|-----|-------|
| Address | FLAT 22, EBEN HAEZER HOUSE, THE WHARF, CARDIFF, CARDIFF CF10 4EY |
| Price | £179,950 |
| Bedrooms | 1 |
| Bathrooms | 1 |
| Council tax | D |
| Last sold | £179,950 Dec 2025 |

## Description

**DESCRIPTION** **** **HIGH SPECIFICATION APARTMENT* NO CHAIN** MGY are pleased to present for sale a superb one bedroom, fourth floor apartment in the popular development, The Wharf, Cardiff Bay. A fantastic location close to the City Centre and the bustling Mermaid Quay. High quality specification throughout. The immaculate apartment briefly comprises spacious entrance hall, lounge/diner with sliding doors to Juliette balcony, Howdens kitchen, spacious double bedroom with walk in wardrobe and large modern bathroom. The property further benefits from a video entry intercom system, double glazing throughout, sprinkler system, mains linked smoke and heat alarms, parking permit for an allocated parking area. EWS1 form in place. No chain. 

**ENTRANCE** **HALL** **** Entered via wooden door, with security spy hole. Large entrance hall. Luxury Vinyl Flooring (LVT). Two storage cupboards, one housing hot water tank and washer/dryer. Wall mounted video entry intercom system. Doors leading to all rooms. 

**LOUNGE/KITCHEN/DINER** **24' 8" x 10' 11" (7.52m x 3.33m)** Double glazed uPVC sliding patio doors, leading to Juliette balcony. Luxury vinyl wood effect flooring (LVT). Ample natural daylight. Exceptionally large living area. Pendant lighting. Open plan living with beautifully designed Howdens Clerkenwell contemporary handleless kitchen. Modern fitted units, with work surfaces incorporating inset composite sink, with dual tap. Integrated Zanussi oven, four ring electric Zanussi hob, with stainless steel extractor hood over. Splash back. Extractor fan. Integrated fridge freezer and dishwasher. Large wall mounted heater. TV Aerial point. Telephone point. Media connectivity panel. Spotlights.  

**BEDROOM** **** **23' 0" x 10' 6" (7.01m x 3.2m)** Spacious double bedroom and large walk in wardrobe with mirrored sliding doors. High performance floor to ceiling windows to front aspect. Ample natural daylight. Luxury vinyl wood effect flooring (LVT). Pendant lighting. Digital TV and telephone points. Wall mounted electric heater. 

**BATHROOM** **10' 11" x 6' 11" (3.33m x 2.11m)** Large contemporary white bathroom suite. Luxury Vinyl Flooring (LVT). Premium ceramic Porcelanosa wall tiling. Panelled bath, with shower over and glass shower screen. Pedestal wash hand basin with chrome lever action mixer tap. Wall mounted mirror over and splashbacks. W.C. Shaver point. Heated chrome towel rail. Spotlights.  

**PARKING** **** Parking permit for allocated parking area. 

**TENURE** **** MGY are advised that the property is leasehold, with a term of 250 years from 2022. Service charges of £950.82 per annum, which includes building insurance, secure fob access, video entry intercom system, lift maintenance, CCTV, maintenance of internal and external communal areas, regular cleaning and refuse disposal, external window cleaning, a parking permit for allocated parking area and parking management. No ground rent. 10 year Checkmate Warranty from 2022.  

## Property Photos

- ![DJI_2025040712263...](/listings/photos/160420184/561805) - DJI_2025040712263...
- ![DSCF2399_1](/listings/photos/160420184/561806) - DSCF2399_1
- ![DSCF2403_1](/listings/photos/160420184/561807) - DSCF2403_1
- ![DSCF2418](/listings/photos/160420184/561809) - DSCF2418
- ![DSCF2405_1](/listings/photos/160420184/561810) - DSCF2405_1
- ![DSCF2410](/listings/photos/160420184/561811) - DSCF2410
- ![DSCF2411](/listings/photos/160420184/561812) - DSCF2411
- ![DSCF2416](/listings/photos/160420184/561813) - DSCF2416
- ![DSCF2421_1](/listings/photos/160420184/561814) - DSCF2421_1
- ![DSCF2420](/listings/photos/160420184/561815) - DSCF2420

## Floorplans

- ![Floorplan 1](/listings/photos/160420184/561817) - Floorplan 1

## EPC Graphs

- ![EPC 1](/listings/photos/160420184/561818) - EPC 1

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| EBEN HAEZER HOUSE FLAT 22 THE WHARF, CARDIFF, CF10 4EY | £179,950 | 19/12/2025 | Flat |
| EBEN HAEZER HOUSE FLAT 22 THE WHARF, CARDIFF, CF10 4EY | £158,500 | 05/08/2022 | Flat |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 148 HENKE COURT, CARDIFF, CF10 4EL | £125,000 | 15/12/2025 | Flat |
| 78 SCHOONER WAY, CARDIFF, CF10 4EQ | £165,000 | 20/11/2023 | Flat |
| 80 SCHOONER WAY, CARDIFF, CF10 4EQ | £170,000 | 29/09/2023 | Flat |
| 146 HENKE COURT, CARDIFF, CF10 4EL | £186,000 | 15/09/2023 | Flat |
| EBEN HAEZER HOUSE FLAT 9 THE WHARF, CARDIFF, CF10 4EY | £345,000 | 10/07/2023 | Flat |
| EBEN HAEZER HOUSE FLAT 30 THE WHARF, CARDIFF, CF10 4EY | £315,000 | 20/06/2023 | Flat |
| EBEN HAEZER HOUSE FLAT 21 THE WHARF, CARDIFF, CF10 4EY | £200,000 | 02/06/2023 | Flat |
| 76 HENKE COURT, CARDIFF, CF10 4EB | £260,000 | 28/04/2023 | Flat |
| AMITY COURT APARTMENT 22 LONGUEIL CLOSE, CARDIFF, CF10 4EA | £223,305 | 26/04/2023 | Flat |
| EBEN HAEZER HOUSE FLAT 19 THE WHARF, CARDIFF, CF10 4EY | £215,000 | 31/03/2023 | Flat |
| EBEN HAEZER HOUSE FLAT 26 THE WHARF, CARDIFF, CF10 4EY | £235,000 | 14/03/2023 | Flat |
| EBEN HAEZER HOUSE FLAT 14 THE WHARF, CARDIFF, CF10 4EY | £220,000 | 20/12/2022 | Flat |
| 8 HAXBY COURT FELBRIDGE CLOSE, CARDIFF, CF10 4BH | £158,000 | 16/12/2022 | Flat |
| 11 HENKE COURT, CARDIFF, CF10 4EB | £245,000 | 08/12/2022 | Flat |
| EBEN HAEZER HOUSE FLAT 2 THE WHARF, CARDIFF, CF10 4EY | £355,000 | 01/12/2022 | Flat |
| 40 HENKE COURT, CARDIFF, CF10 4EB | £254,000 | 01/12/2022 | Flat |
| 24 HENKE COURT, CARDIFF, CF10 4EB | £262,000 | 21/11/2022 | Flat |
| EBEN HAEZER HOUSE FLAT 11 THE WHARF, CARDIFF, CF10 4EY | £270,000 | 04/11/2022 | Flat |
| EBEN HAEZER HOUSE FLAT 33 THE WHARF, CARDIFF, CF10 4EY | £265,000 | 27/10/2022 | Flat |
| EBEN HAEZER HOUSE FLAT 8 THE WHARF, CARDIFF, CF10 4EY | £152,500 | 11/10/2022 | Flat |

**Area average:** £231,040 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £176,555 (45 Flat, CF10, 2024–2026)
- **Deviation:** +1.9%

## Rental Range

*ONS Price Index of Private Rents (Cardiff). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,041/mo
- **Realistic:** £1,157/mo
- **Optimistic:** £1,273/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| Studio Flat, Adam St, CF24 | £906/mo | 1 | 0.52 miles | OpenRent |
| Studio Flat, The Hayes, CF10 | £1,000/mo | 1 | 0.62 miles | OpenRent |

**Average rent: £953/mo (2 listings)**

## 1% Rule

- **Rent ratio:** 0.53% (weak for cashflow)
- **Max investor price (0.8%):** £119,125
- **Target investor price (1%):** £95,300

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £953/mo).*

- **Gross yield:** 6.4%
- **Cost-to-rent:** 15.7×
- **Monthly cashflow:** £124/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 2.9%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 18.4%
- **10y growth:** 14.1%

## House Price Index (HM Land Registry)

*Official index for Cardiff; Flats and maisonettes series; as of March 2026.*

- **1y growth (index):** -2.8%
- **5y growth (index):** 9.7%
- **10y growth (index):** 27.4%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)