Sold STC Flat

FLAT 22

EBEN HAEZER HOUSE, THE WHARF, CARDIFF, CARDIFF CF10 4EY

1 beds 1 baths 700 sq ft Listed 8 Apr 2025 (-433d)

£179,950

Save

# 1 bedroom apartment for sale (CF10 4EY)

## Property Details

| Key | Value |
|-----|-------|
| Address | FLAT 22, EBEN HAEZER HOUSE, THE WHARF, CARDIFF, CARDIFF CF10 4EY |
| Price | £179,950 |
| Bedrooms | 1 |
| Bathrooms | 1 |
| Council tax | D |
| Floor area | 65 m² |
| Last sold | £179,950 Dec 2025 |

## Description

**DESCRIPTION** **** **HIGH SPECIFICATION APARTMENT* NO CHAIN** MGY are pleased to present for sale a superb one bedroom, fourth floor apartment in the popular development, The Wharf, Cardiff Bay. A fantastic location close to the City Centre and the bustling Mermaid Quay. High quality specification throughout. The immaculate apartment briefly comprises spacious entrance hall, lounge/diner with sliding doors to Juliette balcony, Howdens kitchen, spacious double bedroom with walk in wardrobe and large modern bathroom. The property further benefits from a video entry intercom system, double glazing throughout, sprinkler system, mains linked smoke and heat alarms, parking permit for an allocated parking area. EWS1 form in place. No chain.

**ENTRANCE** **HALL** **** Entered via wooden door, with security spy hole. Large entrance hall. Luxury Vinyl Flooring (LVT). Two storage cupboards, one housing hot water tank and washer/dryer. Wall mounted video entry intercom system. Doors leading to all rooms.

**LOUNGE/KITCHEN/DINER** **24' 8" x 10' 11" (7.52m x 3.33m)** Double glazed uPVC sliding patio doors, leading to Juliette balcony. Luxury vinyl wood effect flooring (LVT). Ample natural daylight. Exceptionally large living area. Pendant lighting. Open plan living with beautifully designed Howdens Clerkenwell contemporary handleless kitchen. Modern fitted units, with work surfaces incorporating inset composite sink, with dual tap. Integrated Zanussi oven, four ring electric Zanussi hob, with stainless steel extractor hood over. Splash back. Extractor fan. Integrated fridge freezer and dishwasher. Large wall mounted heater. TV Aerial point. Telephone point. Media connectivity panel. Spotlights.

**BEDROOM** **** **23' 0" x 10' 6" (7.01m x 3.2m)** Spacious double bedroom and large walk in wardrobe with mirrored sliding doors. High performance floor to ceiling windows to front aspect. Ample natural daylight. Luxury vinyl wood effect flooring (LVT). Pendant lighting. Digital TV and telephone points. Wall mounted electric heater.

**BATHROOM** **10' 11" x 6' 11" (3.33m x 2.11m)** Large contemporary white bathroom suite. Luxury Vinyl Flooring (LVT). Premium ceramic Porcelanosa wall tiling. Panelled bath, with shower over and glass shower screen. Pedestal wash hand basin with chrome lever action mixer tap. Wall mounted mirror over and splashbacks. W.C. Shaver point. Heated chrome towel rail. Spotlights.

**PARKING** **** Parking permit for allocated parking area.

**TENURE** **** MGY are advised that the property is leasehold, with a term of 250 years from 2022. Service charges of £950.82 per annum, which includes building insurance, secure fob access, video entry intercom system, lift maintenance, CCTV, maintenance of internal and external communal areas, regular cleaning and refuse disposal, external window cleaning, a parking permit for allocated parking area and parking management. No ground rent. 10 year Checkmate Warranty from 2022.

## Property Photos

- ![DJI_2025040712263...](/listings/photos/160420184/561805) - DJI_2025040712263...
- ![DSCF2399_1](/listings/photos/160420184/561806) - DSCF2399_1
- ![DSCF2403_1](/listings/photos/160420184/561807) - DSCF2403_1
- ![DSCF2418](/listings/photos/160420184/561809) - DSCF2418
- ![DSCF2405_1](/listings/photos/160420184/561810) - DSCF2405_1
- ![DSCF2410](/listings/photos/160420184/561811) - DSCF2410
- ![DSCF2411](/listings/photos/160420184/561812) - DSCF2411
- ![DSCF2416](/listings/photos/160420184/561813) - DSCF2416
- ![DSCF2421_1](/listings/photos/160420184/561814) - DSCF2421_1
- ![DSCF2420](/listings/photos/160420184/561815) - DSCF2420

## Floorplans

- ![Floorplan 1](/listings/photos/160420184/561817) - Floorplan 1

## EPC Graphs

- ![EPC 1](/listings/photos/160420184/561818) - EPC 1

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| EBEN HAEZER HOUSE FLAT 22 THE WHARF, CARDIFF, CF10 4EY | £179,950 | 19/12/2025 | Flat |
| EBEN HAEZER HOUSE FLAT 22 THE WHARF, CARDIFF, CF10 4EY | £158,500 | 05/08/2022 | Flat |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 148 HENKE COURT, CARDIFF, CF10 4EL | £125,000 | 15/12/2025 | Flat |
| 78 SCHOONER WAY, CARDIFF, CF10 4EQ | £165,000 | 20/11/2023 | Flat |
| 80 SCHOONER WAY, CARDIFF, CF10 4EQ | £170,000 | 29/09/2023 | Flat |
| 146 HENKE COURT, CARDIFF, CF10 4EL | £186,000 | 15/09/2023 | Flat |
| EBEN HAEZER HOUSE FLAT 9 THE WHARF, CARDIFF, CF10 4EY | £345,000 | 10/07/2023 | Flat |
| EBEN HAEZER HOUSE FLAT 30 THE WHARF, CARDIFF, CF10 4EY | £315,000 | 20/06/2023 | Flat |
| EBEN HAEZER HOUSE FLAT 21 THE WHARF, CARDIFF, CF10 4EY | £200,000 | 02/06/2023 | Flat |
| 76 HENKE COURT, CARDIFF, CF10 4EB | £260,000 | 28/04/2023 | Flat |
| AMITY COURT APARTMENT 22 LONGUEIL CLOSE, CARDIFF, CF10 4EA | £223,305 | 26/04/2023 | Flat |
| EBEN HAEZER HOUSE FLAT 19 THE WHARF, CARDIFF, CF10 4EY | £215,000 | 31/03/2023 | Flat |
| EBEN HAEZER HOUSE FLAT 26 THE WHARF, CARDIFF, CF10 4EY | £235,000 | 14/03/2023 | Flat |
| EBEN HAEZER HOUSE FLAT 14 THE WHARF, CARDIFF, CF10 4EY | £220,000 | 20/12/2022 | Flat |
| 8 HAXBY COURT FELBRIDGE CLOSE, CARDIFF, CF10 4BH | £158,000 | 16/12/2022 | Flat |
| 11 HENKE COURT, CARDIFF, CF10 4EB | £245,000 | 08/12/2022 | Flat |
| EBEN HAEZER HOUSE FLAT 2 THE WHARF, CARDIFF, CF10 4EY | £355,000 | 01/12/2022 | Flat |
| 40 HENKE COURT, CARDIFF, CF10 4EB | £254,000 | 01/12/2022 | Flat |
| 24 HENKE COURT, CARDIFF, CF10 4EB | £262,000 | 21/11/2022 | Flat |
| EBEN HAEZER HOUSE FLAT 11 THE WHARF, CARDIFF, CF10 4EY | £270,000 | 04/11/2022 | Flat |
| EBEN HAEZER HOUSE FLAT 33 THE WHARF, CARDIFF, CF10 4EY | £265,000 | 27/10/2022 | Flat |
| EBEN HAEZER HOUSE FLAT 8 THE WHARF, CARDIFF, CF10 4EY | £152,500 | 11/10/2022 | Flat |

**Area average:** £231,040 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £176,555 (45 Flat, CF10, 2024–2026)
- **Deviation:** +1.9%

## Rental Range

*ONS Price Index of Private Rents (Cardiff). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,041/mo
- **Realistic:** £1,157/mo
- **Optimistic:** £1,273/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| Studio Flat, Adam St, CF24 | £906/mo | 1 | 0.52 miles | OpenRent |
| Studio Flat, The Hayes, CF10 | £1,000/mo | 1 | 0.62 miles | OpenRent |

**Average rent: £953/mo (2 listings)**

## 1% Rule

- **Rent ratio:** 0.53% (weak for cashflow)
- **Max investor price (0.8%):** £119,125
- **Target investor price (1%):** £95,300

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £953/mo).*

- **Gross yield:** 6.4%
- **Cost-to-rent:** 15.7×
- **Monthly cashflow:** £124/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 2.9%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £2,768/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 18.4%
- **10y growth:** 14.1%

## House Price Index (HM Land Registry)

*Official index for Cardiff; Flats and maisonettes series; as of March 2026.*

- **1y growth (index):** -2.8%
- **5y growth (index):** 9.7%
- **10y growth (index):** 27.4%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

DJI_2025040712263... DSCF2399_1 DSCF2403_1 DSCF2418 DSCF2405_1 DSCF2410 DSCF2411 DSCF2416 DSCF2421_1 DSCF2420

/ 10

Property details

Tenure

LEASEHOLD (247 years remaining on lease)

Floor area

65 m²

Council tax band

Last sold

£179,950 Dec 2025

Price per m²

£2,768/m²

Local average

£176,555 (+1.9%)

Street crime

1069 incidents within 1 mile (Apr 2026)

Key features

NO CHAIN
One Bedroom, Fourth Floor
High Specification Throughout
Extremely Spacious
Ideal First Time Purchase
Immaculately Presented
Allocated Parking Area
EPC Rating B

Additional details

Heating: Electric
Parking: Yes

Description

DESCRIPTION ** HIGH SPECIFICATION APARTMENT* NO CHAIN MGY are pleased to present for sale a superb one bedroom, fourth floor apartment in the popular development, The Wharf, Cardiff Bay. A fantastic location close to the City Centre and the bustling Mermaid Quay. High quality specification throughout. The immaculate apartment briefly comprises spacious entrance hall, lounge/diner with sliding doors to Juliette balcony, Howdens kitchen, spacious double bedroom with walk in wardrobe and large modern bathroom. The property further benefits from a video entry intercom system, double glazing throughout, sprinkler system, mains linked smoke and heat alarms, parking permit for an allocated parking area. EWS1 form in place. No chain.

ENTRANCE HALL Entered via wooden door, with security spy hole. Large entrance hall. Luxury Vinyl Flooring (LVT). Two storage cupboards, one housing hot water tank and washer/dryer. Wall mounted video entry intercom system. Doors leading to all rooms.

LOUNGE/KITCHEN/DINER 24' 8" x 10' 11" (7.52m x 3.33m) Double glazed uPVC sliding patio doors, leading to Juliette balcony. Luxury vinyl wood effect flooring (LVT). Ample natural daylight. Exceptionally large living area. Pendant lighting. Open plan living with beautifully designed Howdens Clerkenwell contemporary handleless kitchen. Modern fitted units, with work surfaces incorporating inset composite sink, with dual tap. Integrated Zanussi oven, four ring electric Zanussi hob, with stainless steel extractor hood over. Splash back. Extractor fan. Integrated fridge freezer and dishwasher. Large wall mounted heater. TV Aerial point. Telephone point. Media connectivity panel. Spotlights.

BEDROOM 23' 0" x 10' 6" (7.01m x 3.2m) Spacious double bedroom and large walk in wardrobe with mirrored sliding doors. High performance floor to ceiling windows to front aspect. Ample natural daylight. Luxury vinyl wood effect flooring (LVT). Pendant lighting. Digital TV and telephone points. Wall mounted electric heater.

BATHROOM 10' 11" x 6' 11" (3.33m x 2.11m) Large contemporary white bathroom suite. Luxury Vinyl Flooring (LVT). Premium ceramic Porcelanosa wall tiling. Panelled bath, with shower over and glass shower screen. Pedestal wash hand basin with chrome lever action mixer tap. Wall mounted mirror over and splashbacks. W.C. Shaver point. Heated chrome towel rail. Spotlights.

PARKING Parking permit for allocated parking area.

TENURE ** MGY are advised that the property is leasehold, with a term of 250 years from 2022. Service charges of £950.82 per annum, which includes building insurance, secure fob access, video entry intercom system, lift maintenance, CCTV, maintenance of internal and external communal areas, regular cleaning and refuse disposal, external window cleaning, a parking permit for allocated parking area and parking management. No ground rent. 10 year Checkmate Warranty from 2022.

Listed by

Cardiff

Michael Graham Young

Reference: 160420184

EPC Rating & Upgrade Cost

Fetching EPC data… Refresh this page in a moment.

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

Floorplan 1

EPC Graphs

EPC 1

Price history

14% since 2022

Event	Date	Price	% change
Sold	19/12/2025 (5 months ago)	£179,950	+13.5%
Sold	05/08/2022 (3 years ago)	£158,500	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
148 HENKE COURT, CARDIFF, CF10 4EL	£125,000	15/12/2025	Flat
78 SCHOONER WAY, CARDIFF, CF10 4EQ	£165,000	20/11/2023	Flat
80 SCHOONER WAY, CARDIFF, CF10 4EQ	£170,000	29/09/2023	Flat
146 HENKE COURT, CARDIFF, CF10 4EL	£186,000	15/09/2023	Flat
EBEN HAEZER HOUSE FLAT 9 THE WHARF, CARDIFF, CF10 4EY	£345,000	10/07/2023	Flat
EBEN HAEZER HOUSE FLAT 30 THE WHARF, CARDIFF, CF10 4EY	£315,000	20/06/2023	Flat
EBEN HAEZER HOUSE FLAT 21 THE WHARF, CARDIFF, CF10 4EY	£200,000	02/06/2023	Flat
76 HENKE COURT, CARDIFF, CF10 4EB	£260,000	28/04/2023	Flat
AMITY COURT APARTMENT 22 LONGUEIL CLOSE, CARDIFF, CF10 4EA	£223,305	26/04/2023	Flat
EBEN HAEZER HOUSE FLAT 19 THE WHARF, CARDIFF, CF10 4EY	£215,000	31/03/2023	Flat
EBEN HAEZER HOUSE FLAT 26 THE WHARF, CARDIFF, CF10 4EY	£235,000	14/03/2023	Flat
EBEN HAEZER HOUSE FLAT 14 THE WHARF, CARDIFF, CF10 4EY	£220,000	20/12/2022	Flat
8 HAXBY COURT FELBRIDGE CLOSE, CARDIFF, CF10 4BH	£158,000	16/12/2022	Flat
11 HENKE COURT, CARDIFF, CF10 4EB	£245,000	08/12/2022	Flat
EBEN HAEZER HOUSE FLAT 2 THE WHARF, CARDIFF, CF10 4EY	£355,000	01/12/2022	Flat
40 HENKE COURT, CARDIFF, CF10 4EB	£254,000	01/12/2022	Flat
24 HENKE COURT, CARDIFF, CF10 4EB	£262,000	21/11/2022	Flat
EBEN HAEZER HOUSE FLAT 11 THE WHARF, CARDIFF, CF10 4EY	£270,000	04/11/2022	Flat
EBEN HAEZER HOUSE FLAT 33 THE WHARF, CARDIFF, CF10 4EY	£265,000	27/10/2022	Flat
EBEN HAEZER HOUSE FLAT 8 THE WHARF, CARDIFF, CF10 4EY	£152,500	11/10/2022	Flat

Area average: £231,040 (20 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 18.4%

10y growth 14.1%

House Price Index (HM Land Registry — official index, not sold-price averages): Cardiff. Series: Flats and maisonettes. As of March 2026.

1y (index) -2.8%

5y (index) 9.7%

10y (index) 27.4%

Rental Range

Estimated market rent for Cardiff. Low = conservative, Realistic = average, Optimistic = best case.

Low £1,041/mo

Realistic £1,157/mo

Optimistic £1,273/mo

Based on Local Authority from postcode lookup → Cardiff.

Location

Map view View on Google Maps View on OpenStreetMap Street View CF10 4EY

Address

121 Schooner Way

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Shop	One Stop	0.0 miles
Bus stop	Unknown	0.1 miles
Shop	Morrisons Daily	0.2 miles
Train station	Cardiff Bay	0.4 miles
University	The Open University in Wales	0.5 miles
Train station	Cardiff Queen Street	0.7 miles
University	Cardiff University School of Journalism	0.7 miles
Hospital	Tŷ Hafan Children's Hospice	5.7 miles
Hospital	Barry Hospital	6.6 miles

Street-level crime

Category	Count
Violence and sexual offences	312
Shoplifting	171
Anti-social behaviour	139
Public order	96
Vehicle crime	82
Criminal damage and arson	65
Other theft	64
Drugs	36
Bicycle theft	22
Theft from the person	19
Burglary	18
Other crime	17
Robbery	16
Possession of weapons	12
Total incidents	1069

Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
St Cuthbert's R.C. Primary School	Other	0.1 miles	— (No rating)
Tabouk Community School	Other	0.4 miles	— (No rating)
St Mary The Virgin C.I.W. Primary School	Other	0.4 miles	— (No rating)
New College\New College School	Other	0.5 miles	— (No rating)
ACT Schools	Other	0.5 miles	— (No rating)

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
Studio Flat, Adam St, CF24	£906/mo	1	0.52 miles	OpenRent
Studio Flat, The Hayes, CF10	£1,000/mo	1	0.62 miles	OpenRent

Average rent: £953/mo (2 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.53%

Max investor price (0.8%) £119,125

Target investor price (1%) £95,300

Gross yield 6.4%

Cost-to-rent ratio 15.7×

Monthly cashflow £124/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 2.9%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).