Sold STC Terraced

6 FLETCHER STREET

WORKINGTON, CUMBERLAND CA14 2XW

2 beds 1 baths 797 sq ft Listed 8 Nov 2022 (-1297d)

£68,000

Reduced on 17 Mar 2023

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Property details

Tenure

FREEHOLD

Floor area

74 m²

Council tax band

A

EPC rating

D

Year built

England and Wales: 1900-1929

Last sold

£67,000 May 2023

Price per m²

£919/m²

Local average

£110,098 (-38.2%)

Deprivation

Decile 1 (1,907 of 33,755)

Street crime

190 incidents within 1 mile (Mar 2026)

Key features

  • Numerous original cupboards throughout
  • Sold with no forward chain
  • Two good-sized, light and airy, bedrooms
  • Lounge has lovely fireplace
  • Spacious, first floor, bathroom suite
  • Spacious, open plan, kitchen diner
  • Benefits from an L-shaped rear yard
  • An ideal first home or investment

Additional details

Parking
Yes
Garden
Yes

Description

*Reduced Price* This end of terrace property is offered for sale with no forward chain and its location is excellent. Just a few minutes walk and you will find yourself at the train station and heading in the opposite direction the centre of town. This is an ideal property for a first time buyer, young couple or perhaps someone looking to downsize. It may also attract the attention of an investor looking for a property that requires no work. The property is ready to move into and has recently been redecorated, new carpets laid and benefits from being re-rendered. Stepping inside the property, you will find yourself in the vestibule which leads through to the hallway. In turn the hallway provides access to the lounge, with its feature fireplace. There is a lovely, open plan kitchen/diner with oak breakfast bar and attractive original cupboards. Heading on up to the first floor, you will find a spacious landing which leads to both bedrooms. The bathroom, which is also on the first floor, is accessed via the landing and is certainly very spacious. At the rear of the property there is an L-shaped yard that is spacious and would be a great place for garden furniture or shed if desired. Internal viewing is highly recommended.

Listed by

Lillyhall

First Choice Move

Reference: 128868449

EPC Rating & Upgrade Cost

Current rating: D

Potential rating: B

Inspection date: 15/11/2022

Current heating cost: £845/year

Potential heating cost: £554/year

Est. upgrade cost to C: £23,500

Recommendations

  • 50 mm internal or external wall insulation (£4,000 - £14,000)
  • Floor insulation (solid floor) (£4,000 - £6,000)
  • Solar water heating (£4,000 - £6,000)
  • Solar photovoltaic panels, 2.5 kWp (£3,500 - £5,500)

View full EPC on gov.uk

Flood risk

Zone: 1

Risk: Low

Job (default Low)

EPC Graphs

FULL EPC

FULL EPC

EPC GRAPH

EPC GRAPH

Price history

Event Date Price % change
Sold 12/05/2023 (3 years ago) £67,000 —

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address Price Date Type
11 HARCOURT STREET, WORKINGTON, CUMBERLAND, CA14 2XL £55,500 19/12/2025 Terraced
15 GLADSTONE STREET, WORKINGTON, CUMBERLAND, CA14 2XX £110,000 21/11/2025 Terraced
13 MILBURN STREET, WORKINGTON, CUMBERLAND, CA14 2XT £79,076 31/01/2025 Terraced
3 CLAY STREET, WORKINGTON, CUMBERLAND, CA14 2XZ £64,000 21/11/2023 Terraced
9 DEAN STREET, WORKINGTON, CUMBERLAND, CA14 2XA £100,000 21/11/2023 Terraced
21 MILBURN STREET, WORKINGTON, CUMBERLAND, CA14 2XT £75,000 16/11/2023 Terraced
2 WALL STREET, WORKINGTON, CUMBERLAND, CA14 2XU £120,000 20/10/2023 Terraced
41 CLAY STREET, WORKINGTON, CUMBERLAND, CA14 2XZ £62,500 12/10/2023 Terraced
16 GLADSTONE STREET, WORKINGTON, CUMBERLAND, CA14 2XX £45,000 14/07/2023 Terraced
27 LONSDALE STREET, WORKINGTON, CUMBERLAND, CA14 2YD £98,000 28/04/2023 Terraced
26 GLADSTONE STREET, WORKINGTON, CUMBERLAND, CA14 2XH £78,500 21/04/2023 Terraced
5 HYDE STREET, WORKINGTON, CUMBERLAND, CA14 2SB £40,000 21/04/2023 Terraced
11 GLADSTONE STREET, WORKINGTON, CUMBERLAND, CA14 2YF £57,000 06/04/2023 Terraced
47 LONSDALE STREET, WORKINGTON, CUMBERLAND, CA14 2YD £60,000 17/03/2023 Terraced
10 HARCOURT STREET, WORKINGTON, ALLERDALE, CUMBRIA, CA14 2XL £81,000 16/12/2022 Terraced
22 CLAY STREET, WORKINGTON, ALLERDALE, CUMBRIA, CA14 2XZ £52,000 24/11/2022 Terraced
21 HARCOURT STREET, WORKINGTON, CUMBERLAND, CA14 2XL £40,000 16/11/2022 Terraced
19 BELLE ISLE STREET, WORKINGTON, ALLERDALE, CUMBRIA, CA14 2XQ £100,000 03/11/2022 Terraced
33 CLAY STREET, WORKINGTON, ALLERDALE, CUMBRIA, CA14 2XZ £80,000 27/10/2022 Terraced
24 STATION ROAD, WORKINGTON, CUMBERLAND, CA14 2UZ £139,950 20/09/2022 Terraced

Area average: £76,876 (20 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 5.3%
10y growth 15.4%

House Price Index (HM Land Registry — official index, not sold-price averages): North West. Series: Terraced. As of February 2026.

1y (index) 4.1%
5y (index) 27.3%
10y (index) 68.4%

Rental Range

Estimated market rent for North West. Low = conservative, Realistic = average, Optimistic = best case.

Low £856/mo
Realistic £951/mo
Optimistic £1,046/mo

Based on Region from postcode lookup → North West.

LHA (30th percentile) floor for West Cumbria: £474/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View CA14 2XW

Nearby

Nearest stations, universities and amenities (distance from property).

Type Name Distance
Shop Costcutter 0.0 miles
Shop West Coast Tattoo Studio 0.0 miles
Bus stop The Viaduct Hotel 0.1 miles
Bus stop Railway Station 0.1 miles
Train station Workington 0.1 miles
Hospital Workington Community Hospital 0.2 miles
Train station Harrington 2.2 miles
Hospital West Cumberland Hospital 8.0 miles
University UCLan Westlakes Campus 8.6 miles

Street-level crime

Category Count
Violence and sexual offences 89
Public order 25
Shoplifting 19
Criminal damage and arson 17
Drugs 12
Anti-social behaviour 8
Other theft 7
Vehicle crime 5
Possession of weapons 3
Burglary 2
Other crime 2
Bicycle theft 1
Total incidents 190

Within 1 mile during Mar 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name Type Distance Ofsted
St Michael's Nursery and Infant School Primary 0.1 miles Good — 11 Feb 2015
St Patrick's Catholic Primary School Primary 0.3 miles Good — 8 Jun 2015
Victoria Junior School Primary 0.4 miles Good — 16 Nov 2018
Victoria Infant and Nursery School Primary 0.6 miles Outstanding — 3 Feb 2015
St Josephs Catholic High School, Workington Secondary 0.6 miles Requires improvement — 21 Jan 2024

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title Rent Beds Distance As seen on
2 Bed Terraced House, Harcourt St, CA14 £760/mo 2 0.02 miles OpenRent
2 Bed Terraced House, Harcourt Street, CA14 £760/mo 2 0.02 miles OpenRent
2 Bed Terraced House, Milburn Street, CA14 £675/mo 2 0.04 miles OpenRent
2 Bed Terraced House, Chambers St, CA14 £750/mo 2 0.1 miles OpenRent
2 Bed Terraced House, Lonsdale Street, CA14 £760/mo 2 0.1 miles OpenRent
2 Bed Terraced House, Lonsdale Street, CA14 £785/mo 2 0.1 miles OpenRent
2 Bed Terraced House, Lonsdale Street, CA14 £785/mo 2 0.1 miles OpenRent
2 Bed Terraced House, Winifred Street, CA14 £650/mo 2 0.25 miles OpenRent
2 Bed Terraced House, Blackburn Street, CA14 £800/mo 2 0.25 miles OpenRent
2 Bed Terraced House, Bolton St, CA14 £650/mo 2 0.26 miles OpenRent
2 Bed Terraced House, Winifred Street, CA14 £700/mo 2 0.27 miles OpenRent

Average rent: £734/mo (11 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 1.12%
Max investor price (0.8%) £95,000
Target investor price (1%) £76,000
Gross yield 13.4%
Cost-to-rent ratio 7.5×
Monthly cashflow £391/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term
Cash-on-cash ROI 23.8%
  • Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
  • Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
  • Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
  • Gross yield — Annual rent as % of purchase price (no costs).
  • Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
  • Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
  • ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).