Sold STC Bungalow

21 MILL HILL

CLEATOR MOOR, CUMBERLAND CA25 5SA

2 beds 1 baths 52 m² Listed 19 Jul 2022 (-1427d)

£99,950

Reduced on 9 Nov 2022

Save

# 2 bedroom bungalow for sale (CA25 5SA)

## Property Details

| Key | Value |
|-----|-------|
| Address | 21 MILL HILL, CLEATOR MOOR, CUMBERLAND CA25 5SA |
| Price | £99,950 |
| Bedrooms | 2 |
| Bathrooms | 1 |
| Council tax | D |
| Last sold | £93,000 Oct 2023 |

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** B
- **Expiry date:** 26/01/2025 — **EXPIRED** (no longer valid for marketing or letting)
- **Current heating cost:** £467/year
- **Est. upgrade cost to C:** £16,510

### Recommendations
- W2 (£4,000 - £6,000)
- E (£10)
- N (£4,000 - £6,000)
- U (£5,000 - £8,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/8106-2533-3129-2927-3953)

## Description

It is incredibly rare to find a bungalow at this price range, for many bungalows are simply unaffordable. This bungalow not only offers great value for money but is also sold with the added bonus of no forward chain. The property is, to a large extent, suitable for anybody with disabilities as there is a ramp to the front door and a wet room. The property is located on the outskirts of the town of Cleator Moor, in a quiet residential area with the town centre being just three minutes drive away. The picturesque Cumbrian fells and shoreline are also within a 15 minute drive. A new roof was installed in approximately 2017. Within the property, which benefits from double glazing and central heating, you will find a hallway and a spacious lounge. There is a fitted kitchen which has a rear hall which, if desired, could be combined with the kitchen to create a larger room. There are two generously sized bedrooms and the aforementioned wet room. There is a low maintenance garden to the front and larger garden to the rear. The property also benefits from a private secure, gated access along the side of the property which allows the access from front to back. Internal viewing is highly recommended to fully appreciate the value and rarity of this property.

## Property Photos

- ![Photo 9](/listings/photos/125137535/461522) - Photo 9
- ![Photo 4](/listings/photos/125137535/461524) - Photo 4
- ![Photo 2](/listings/photos/125137535/461526) - Photo 2
- ![Photo 3](/listings/photos/125137535/461528) - Photo 3
- ![Photo 7](/listings/photos/125137535/461537) - Photo 7
- ![Photo 8](/listings/photos/125137535/461539) - Photo 8
- ![Photo 1](/listings/photos/125137535/461544) - Photo 1
- ![Photo 6](/listings/photos/125137535/461548) - Photo 6

## Floorplans

- ![Floor plan](/listings/photos/125137535/461551) - Floor plan

## EPC Graphs

- ![FULL EPC](/listings/photos/125137535/461556) - FULL EPC
- ![EPC GRAPH](/listings/photos/125137535/461557) - EPC GRAPH

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #6156910
- **Address:** 21 Mill Hill, CLEATOR MOOR, CA25 5SA
- **Certificate Issued:** 08/12/2008
- **Work Completed:** 09/06/2008
- **Items:** 5 window(s), 2 door(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 21 MILL HILL, CLEATOR MOOR, CUMBERLAND, CA25 5SA | £93,000 | 02/10/2023 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 4 EMBER LANE, CLEATOR MOOR, CUMBERLAND, CA25 5FB | £469,000 | 11/12/2023 | Detached |
| 2 THWAITE CLOSE, CLEATOR MOOR, CUMBERLAND, CA25 5RP | £355,000 | 13/10/2023 | Detached |
| 20 CONISTON PARK, CLEATOR MOOR, CUMBERLAND, CA25 5QF | £165,000 | 29/09/2023 | Detached |
| 8 CONISTON PARK, CLEATOR MOOR, CUMBERLAND, CA25 5QF | £140,000 | 11/09/2023 | Detached |
| 50 CONISTON PARK, CLEATOR MOOR, CUMBERLAND, CA25 5QF | £180,000 | 25/08/2023 | Detached |
| 3 CONISTON PARK, CLEATOR MOOR, CUMBERLAND, CA25 5QF | £190,000 | 23/06/2023 | Detached |
| 21 KEEKLE RISE, CLEATOR MOOR, CUMBERLAND, CA25 5DF | £375,000 | 16/12/2022 | Detached |
| 6 BRANTWOOD LANE, CLEATOR MOOR, COPELAND, CUMBRIA, CA25 5QG | £192,500 | 22/11/2022 | Detached |
| 19 KEEKLE RISE, CLEATOR MOOR, CUMBERLAND, CA25 5DF | £387,000 | 30/09/2022 | Detached |
| 26 CONISTON PARK, CLEATOR MOOR, CUMBERLAND, CA25 5QF | £147,500 | 01/09/2022 | Detached |
| 17 KEEKLE RISE, CLEATOR MOOR, CUMBERLAND, CA25 5DF | £326,000 | 12/08/2022 | Detached |
| 15 KEEKLE RISE, CLEATOR MOOR, CUMBERLAND, CA25 5DF | £421,000 | 22/07/2022 | Detached |
| 3 KEEKLE MOUNT, CLEATOR MOOR, CUMBERLAND, CA25 5FD | £322,320 | 22/07/2022 | Detached |
| 11 KEEKLE RISE, CLEATOR MOOR, CUMBERLAND, CA25 5DF | £403,000 | 24/06/2022 | Detached |
| 9 KEEKLE RISE, CLEATOR MOOR, CUMBERLAND, CA25 5DF | £358,000 | 28/03/2022 | Detached |
| 3 KEEKLE RISE, CLEATOR MOOR, CUMBERLAND, CA25 5DF | £395,000 | 18/03/2022 | Detached |
| 23 KEEKLE RISE, CLEATOR MOOR, CUMBERLAND, CA25 5DF | £370,000 | 03/02/2022 | Detached |
| 1 KEEKLE MOUNT, CLEATOR MOOR, CUMBERLAND, CA25 5FD | £318,000 | 12/01/2022 | Detached |
| 1 CONISTON PARK, CLEATOR MOOR, COPELAND, CUMBRIA, CA25 5QF | £190,000 | 10/12/2021 | Detached |
| 7 KEEKLE RISE, CLEATOR MOOR, CUMBERLAND, CA25 5DF | £275,000 | 12/11/2021 | Detached |

**Area average:** £298,966 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £230,000 (2 Detached, CA25, 2024–2026)
- **Deviation:** -56.5%

## Rental Range

*ONS Price Index of Private Rents (North West). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £856/mo
- **Realistic:** £951/mo
- **Optimistic:** £1,046/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for West Cumbria (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £474/mo

## 1% Rule

- **Rent ratio:** 0.95% (okay)
- **Max investor price (0.8%):** £118,875
- **Target investor price (1%):** £95,100

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on Area rent estimate.*

## Price per Square Metre

- **£/m²:** £1,922/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** -8.7%
- **10y growth:** -21.7%

## House Price Index (HM Land Registry)

*Official index for North West; Detached series; as of March 2026.*

- **1y growth (index):** 1.1%
- **5y growth (index):** 22.5%
- **10y growth (index):** 56.4%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

Photo 9 Photo 4 Photo 2 Photo 3 Photo 7 Photo 8 Photo 1 Photo 6

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Property details

Tenure

FREEHOLD

Floor area

52 m²

Council tax band

EPC rating

Last sold

£93,000 Oct 2023

Price per m²

£1,922/m²

Local average

£230,000 (-56.5%)

Deprivation

Decile 6 (20,200 of 33,755)

Street crime

20 incidents within 1 mile (Apr 2026)

Key features

For sale with no forward chain
Incredibly rare, competitively priced bungalow
Quiet residential area
One minute drive to town centre
Light and airy lounge
Two good-sized bedrooms
Benefits from a wet room
Enjoys a low maintenance garden

Additional details

Garden: Yes

Description

Listed by

Lillyhall

First Choice Move

Reference: 125137535

EPC Rating & Upgrade Cost

This certificate expired on 26/01/2025. A new EPC may be required before the property can be marketed or let.

Current rating: D

Potential rating: B

Inspection date: 27/01/2015

Expiry date: 26/01/2025 (expired)

Current heating cost: £467/year

Potential heating cost: £413/year

Est. upgrade cost to C: £16,510

EPC D or below may face future regulation risk. Upgrading to C could improve long-term ROI.

Recommendations

Floor insulation (solid floor) (£4,000 - £6,000)
Low energy lighting for all fixed outlets (£10)
Solar water heating (£4,000 - £6,000)
Solar photovoltaic panels, 2.5 kWp (£5,000 - £8,000)

View full EPC on gov.uk

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

Floor plan

EPC Graphs

FULL EPC

EPC GRAPH

FENSA Certificates

This property has 1 FENSA certificate(s) on record, indicating window/door installations by FENSA-approved installers.

FENSA Certificate #6156910

Property Details

Street: 21 Mill Hill

Town: CLEATOR MOOR

Postcode: CA25 5SA

Installation Details

Items: 5 windows and 2 doors

Certificate Issued: 08/12/2008

Work Completed: 09/06/2008

This certificate data was retrieved from FENSA's database

What is FENSA? FENSA (Fenestration Self-Assessment Scheme) is a government-authorised scheme that monitors building regulation compliance for replacement windows and doors. Certificates indicate that work was completed by FENSA-approved installers.

Price history

Event	Date	Price	% change
Sold	02/10/2023 (2 years ago)	£93,000	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
4 EMBER LANE, CLEATOR MOOR, CUMBERLAND, CA25 5FB	£469,000	11/12/2023	Detached
2 THWAITE CLOSE, CLEATOR MOOR, CUMBERLAND, CA25 5RP	£355,000	13/10/2023	Detached
20 CONISTON PARK, CLEATOR MOOR, CUMBERLAND, CA25 5QF	£165,000	29/09/2023	Detached
8 CONISTON PARK, CLEATOR MOOR, CUMBERLAND, CA25 5QF	£140,000	11/09/2023	Detached
50 CONISTON PARK, CLEATOR MOOR, CUMBERLAND, CA25 5QF	£180,000	25/08/2023	Detached
3 CONISTON PARK, CLEATOR MOOR, CUMBERLAND, CA25 5QF	£190,000	23/06/2023	Detached
21 KEEKLE RISE, CLEATOR MOOR, CUMBERLAND, CA25 5DF	£375,000	16/12/2022	Detached
6 BRANTWOOD LANE, CLEATOR MOOR, COPELAND, CUMBRIA, CA25 5QG	£192,500	22/11/2022	Detached
19 KEEKLE RISE, CLEATOR MOOR, CUMBERLAND, CA25 5DF	£387,000	30/09/2022	Detached
26 CONISTON PARK, CLEATOR MOOR, CUMBERLAND, CA25 5QF	£147,500	01/09/2022	Detached
17 KEEKLE RISE, CLEATOR MOOR, CUMBERLAND, CA25 5DF	£326,000	12/08/2022	Detached
15 KEEKLE RISE, CLEATOR MOOR, CUMBERLAND, CA25 5DF	£421,000	22/07/2022	Detached
3 KEEKLE MOUNT, CLEATOR MOOR, CUMBERLAND, CA25 5FD	£322,320	22/07/2022	Detached
11 KEEKLE RISE, CLEATOR MOOR, CUMBERLAND, CA25 5DF	£403,000	24/06/2022	Detached
9 KEEKLE RISE, CLEATOR MOOR, CUMBERLAND, CA25 5DF	£358,000	28/03/2022	Detached
3 KEEKLE RISE, CLEATOR MOOR, CUMBERLAND, CA25 5DF	£395,000	18/03/2022	Detached
23 KEEKLE RISE, CLEATOR MOOR, CUMBERLAND, CA25 5DF	£370,000	03/02/2022	Detached
1 KEEKLE MOUNT, CLEATOR MOOR, CUMBERLAND, CA25 5FD	£318,000	12/01/2022	Detached
1 CONISTON PARK, CLEATOR MOOR, COPELAND, CUMBRIA, CA25 5QF	£190,000	10/12/2021	Detached
7 KEEKLE RISE, CLEATOR MOOR, CUMBERLAND, CA25 5DF	£275,000	12/11/2021	Detached

Area average: £298,966 (20 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth -8.7%

10y growth -21.7%

House Price Index (HM Land Registry — official index, not sold-price averages): North West. Series: Detached. As of March 2026.

1y (index) 1.1%

5y (index) 22.5%

10y (index) 56.4%

Rental Range

Estimated market rent for North West. Low = conservative, Realistic = average, Optimistic = best case.

Low £856/mo

Realistic £951/mo

Optimistic £1,046/mo

Based on Region from postcode lookup → North West.

LHA (30th percentile) floor for West Cumbria: £474/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View CA25 5SA

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Whitehaven Road at Whinney Hill (E bound)	0.1 miles
Bus stop	Whitehaven Road at Whinney Hill (W bound)	0.1 miles
Shop	Travis Perkins	0.5 miles
Shop	KC Motor Smart	0.5 miles
University	UCLan Westlakes Campus	0.9 miles
Hospital	West Cumberland Hospital	1.2 miles
Train station	Corkickle	2.2 miles
Train station	Whitehaven	2.8 miles
Hospital	Workington Community Hospital	7.9 miles

Street-level crime

Category	Count
Violence and sexual offences	12
Criminal damage and arson	2
Possession of weapons	2
Drugs	1
Other crime	1
Other theft	1
Shoplifting	1
Total incidents	20

Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Moor Row Community Primary School	Primary	1.0 miles	Good — 10 Jul 2024
St Patrick's Catholic Primary School	Primary	1.2 miles	Good — 30 Oct 2019
The Whitehaven Academy	Secondary	1.2 miles	Good — 12 Jul 2023
Montreal CofE Primary School	Primary	1.3 miles	Good — 16 Sep 2019
Cleator Moor Nursery School	Nursery	1.3 miles	Requires improvement — 21 May 2024

Rental Comparables

Loading rental comparables for this postcode. Refresh in a few minutes.

Rent-driven metrics

Based on Area rent estimate.

Rent ratio 0.95%

Max investor price (0.8%) £118,875

Target investor price (1%) £95,100

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).