Sold STC Detached

45 JUNIPER ROAD

BURY ST EDMUNDS, RED LODGE, SUFFOLK IP28 8TX

3 beds 2 baths 81 m² Listed 15 Sep 2022 (-1404d)

£285,000

Guide Price

Reduced on 15 Sep 2025

Save

# 3 bedroom detached house for sale (IP28 8TX)

## Property Details

| Key | Value |
|-----|-------|
| Address | 45 JUNIPER ROAD, BURY ST EDMUNDS, RED LODGE, SUFFOLK IP28 8TX |
| Price | £285,000 |
| Bedrooms | 3 |
| Bathrooms | 2 |
| Council tax | C |
| Last sold | £278,830 Feb 2026 |

## Description

**JUNIPER** **ROAD,** **RED** **LODGE** **** Offered to the market CHAIN FREE is this three bedroom detached house in the village of Red Lodge. Internally the property offers an open plan living/dining/kitchen area with main bedroom boasting an en-suite, two further bedrooms and family bathroom. Externally a generous enclosed rear garden and garage with parking.

**ENTRANCE** **HALL** **** **** With tiled flooring, storage cupboard and stairs rising to first floor.

**LIVING** **ROOM** **** **15' 7" x 11' 10" (4.75m x 3.61m)** With carpet flooring, pendant lighting, bay window to the side and additional window to the front.

**DINING** **ROOM** **** **15' 7" x 12' 9" (4.75m x 3.89m)** With patio doors leading to the garden, tiled flooring and recessed lighting.

**KITCHEN** **** Modern wood effect kitchen with black speckled worktop with integrated electric hob with oven below and extractor fan above. Space and plumbing for a washing machine, dishwasher and a fridge/freezer. Tiled flooring, recessed lighting and window to the side.

**FIRST** **FLOOR** **** With loft access and a storage cupboard housing hot water tank.

**BEDROOM** **ONE** **13' 4" x 11' 5" (4.06m x 3.48m)** Double bedroom with carpet flooring, pendant lighting and windows to front and side.

**EN-SUITE** **** Three piece suite comprising tiled shower cubicle, pedestal wash basin and WC. Tiled flooring, recessed lighting and extractor fan.

**BEDROOM** **TWO** **10' 5" x 8' 8" (3.18m x 2.64m)** With built in double wardrobe, carpet flooring, pendant lighting and window to the rear.

**BEDROOM** **THREE** **9' 5" x 6' 6" (2.87m x 1.98m)** With carpet flooring, pendant lighting and window to the rear.

**BATHROOM** **** **** Three piece suite comprising panelled bath with hand shower attachment, pedestal wash basin and WC. Tiled flooring, recessed lighting and window to the front.

**OUTSIDE** **** To the front is a small lawn area with shrub border and pathway leading to the front door. The rear garden is mainly laid to lawn with small patio area and path leading to garage.

To the side of the property is a single driveway leading to the garage with up and over door and personal door into the garden.

## Property Photos

- ![IMG_3803](/listings/photos/127099274/817391) - IMG_3803
- ![IMG_3790](/listings/photos/127099274/817392) - IMG_3790
- ![IMG_3769](/listings/photos/127099274/817393) - IMG_3769
- ![IMG_3770](/listings/photos/127099274/817394) - IMG_3770
- ![IMG_3771](/listings/photos/127099274/817395) - IMG_3771
- ![IMG_3772](/listings/photos/127099274/817396) - IMG_3772
- ![IMG_3773](/listings/photos/127099274/817397) - IMG_3773
- ![IMG_3802](/listings/photos/127099274/817398) - IMG_3802
- ![IMG_3795](/listings/photos/127099274/817399) - IMG_3795
- ![IMG_3793](/listings/photos/127099274/817400) - IMG_3793
- ![IMG_3782](/listings/photos/127099274/817401) - IMG_3782
- ![IMG_3787](/listings/photos/127099274/817402) - IMG_3787
- ![IMG_3789](/listings/photos/127099274/817403) - IMG_3789
- ![IMG_3786](/listings/photos/127099274/817404) - IMG_3786
- ![IMG_3785](/listings/photos/127099274/817405) - IMG_3785
- ![IMG_3791](/listings/photos/127099274/817406) - IMG_3791

## Floorplans

- ![Floorplan](/listings/photos/127099274/817407) - Floorplan

## EPC Graphs

- ![EPC 1](/listings/photos/127099274/817408) - EPC 1

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 45 JUNIPER ROAD, RED LODGE, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP28 8TX | £278,830 | 20/02/2026 | Detached |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 41 WARREN ROAD, RED LODGE, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP28 8JH | £400,000 | 09/01/2026 | Detached |
| 45 RUSSET DRIVE, RED LODGE, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP28 8GA | £335,000 | 31/10/2025 | Detached |
| 11 BOUNDARY ROAD, RED LODGE, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP28 8JQ | £260,000 | 09/07/2025 | Detached |
| 9 BERGAMOT CLOSE, RED LODGE, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP28 8SL | £280,000 | 07/05/2025 | Detached |
| [Same street] 69 JUNIPER ROAD, RED LODGE, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP28 8TX | £320,000 | 01/06/2023 | Detached |
| 34 WARREN ROAD, RED LODGE, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP28 8JP | £273,500 | 24/04/2023 | Detached |
| 48 ACORN WAY, RED LODGE, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP28 8FY | £282,000 | 05/12/2022 | Detached |
| [Same street] 53 JUNIPER ROAD, RED LODGE, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP28 8TX | £240,000 | 07/10/2022 | Semi-detached |
| 43 RUSSET DRIVE, RED LODGE, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP28 8GA | £365,000 | 22/09/2022 | Detached |
| 37 WARREN ROAD, RED LODGE, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP28 8JH | £310,000 | 19/08/2022 | Detached |
| 1 IVY COURT, RED LODGE, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP28 8UR | £415,000 | 10/08/2022 | Detached |
| 37 FENNEL DRIVE, RED LODGE, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP28 8UZ | £275,000 | 04/08/2022 | Detached |
| 2 POPPY CLOSE, RED LODGE, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP28 8FL | £380,000 | 01/08/2022 | Detached |
| 24 ACORN WAY, RED LODGE, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP28 8FY | £355,000 | 14/07/2022 | Detached |
| [Same street] 39 JUNIPER ROAD, RED LODGE, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP28 8TX | £228,000 | 01/07/2022 | Terraced |
| 11 THYME CLOSE, RED LODGE, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP28 8FT | £290,000 | 30/06/2022 | Detached |
| 22 PEPPERMINT WALK, RED LODGE, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP28 8JY | £310,000 | 27/05/2022 | Detached |
| [Same street] 18 JUNIPER ROAD, RED LODGE, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP28 8TX | £220,000 | 29/04/2022 | Terraced |
| [Same street] 3 JUNIPER ROAD, RED LODGE, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP28 8TX | £320,000 | 25/03/2022 | Semi-detached |
| [Same street] 35 JUNIPER ROAD, RED LODGE, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP28 8TX | £230,500 | 04/02/2022 | Terraced |
| 25 BLACKBERRY WAY, RED LODGE, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP28 8TE | £271,000 | 31/01/2022 | Detached |
| [Same street] 14 JUNIPER ROAD, RED LODGE, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP28 8TX | £305,000 | 17/12/2021 | Detached |
| 1 HUNTERS DRIVE, RED LODGE, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP28 1AH | £406,995 | 29/10/2021 | Detached |
| 15 ACORN WAY, RED LODGE, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP28 8FY | £330,000 | 23/08/2021 | Detached |
| WHITE HOUSE, 2B BOUNDARY ROAD, RED LODGE, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP28 8JQ | £483,000 | 23/08/2021 | Detached |
| 24 HAREBELL ROAD, RED LODGE, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP28 8TY | £268,000 | 20/08/2021 | Detached |
| 3 FENNEL DRIVE, RED LODGE, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP28 8UZ | £318,500 | 13/08/2021 | Detached |

**Street average:** £266,214 (7 sales)
**Area average:** £330,400 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £376,391 (46 Detached, IP28, 2024–2026)
- **Deviation:** -24.3%

## Rental Range

*ONS Price Index of Private Rents (West Suffolk). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,059/mo
- **Realistic:** £1,177/mo
- **Optimistic:** £1,295/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Bury St Edmunds (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £952/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Bungalow, Broomhill Close, IP28 | £1,600/mo | 3 | 0.18 miles | OpenRent |
| 3 Bed Bungalow, Heatherset Way, IP28 | £1,600/mo | 3 | 0.27 miles | OpenRent |
| 3 Bed Semi-Detached House, Marigold Drive, IP28 | £1,150/mo | 3 | 0.53 miles | OpenRent |

**Average rent: £1,450/mo (3 listings)**

## 1% Rule

- **Rent ratio:** 0.56% (weak for cashflow)
- **Max investor price (0.8%):** £200,000
- **Target investor price (1%):** £160,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,600/mo).*

- **Gross yield:** 6.7%
- **Cost-to-rent:** 14.8×
- **Monthly cashflow:** £293/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 4.2%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 0.5%
- **10y growth:** 46.5%

## House Price Index (HM Land Registry)

*Official index for West Suffolk; Detached series; as of April 2026.*

- **1y growth (index):** 4.5%
- **5y growth (index):** 12.3%
- **10y growth (index):** 33%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

IMG_3803 IMG_3790 IMG_3769 IMG_3770 IMG_3771 IMG_3772 IMG_3773 IMG_3802 IMG_3795 IMG_3793 IMG_3782 IMG_3787 IMG_3789 IMG_3786 IMG_3785 IMG_3791

/ 16

Property details

Tenure

FREEHOLD

Floor area

81 m²

Council tax band

Last sold

£278,830 Feb 2026

Local average

£376,391 (-24.3%)

Street crime

26 incidents within 1 mile (May 2026)

Key features

3 bedroom detached house
Open plan living area
Main bedroom with en-suite
2 further bedrooms
Family bathroom and cloakroom
CHAIN FREE
Gas central heating
Off road parking with garage
West Suffolk Council Tax Band C
Great transport links to the A11 and A14

Additional details

Electricity: Mains supply
Broadband: FTTP (fibre to the premises)
Water: Mains supply
Sewerage: Mains supply
Heating: Gas central
Parking: Garage, Off street
Garden: Yes

Description

JUNIPER ROAD, RED LODGE ** Offered to the market CHAIN FREE is this three bedroom detached house in the village of Red Lodge. Internally the property offers an open plan living/dining/kitchen area with main bedroom boasting an en-suite, two further bedrooms and family bathroom. Externally a generous enclosed rear garden and garage with parking.

ENTRANCE HALL With tiled flooring, storage cupboard and stairs rising to first floor.

LIVING ROOM 15' 7" x 11' 10" (4.75m x 3.61m) With carpet flooring, pendant lighting, bay window to the side and additional window to the front.

DINING ROOM 15' 7" x 12' 9" (4.75m x 3.89m) With patio doors leading to the garden, tiled flooring and recessed lighting.

KITCHEN Modern wood effect kitchen with black speckled worktop with integrated electric hob with oven below and extractor fan above. Space and plumbing for a washing machine, dishwasher and a fridge/freezer. Tiled flooring, recessed lighting and window to the side.

FIRST FLOOR With loft access and a storage cupboard housing hot water tank.

BEDROOM ONE 13' 4" x 11' 5" (4.06m x 3.48m) Double bedroom with carpet flooring, pendant lighting and windows to front and side.

EN-SUITE Three piece suite comprising tiled shower cubicle, pedestal wash basin and WC. Tiled flooring, recessed lighting and extractor fan.

BEDROOM TWO 10' 5" x 8' 8" (3.18m x 2.64m) With built in double wardrobe, carpet flooring, pendant lighting and window to the rear.

BEDROOM THREE 9' 5" x 6' 6" (2.87m x 1.98m) With carpet flooring, pendant lighting and window to the rear.

BATHROOM Three piece suite comprising panelled bath with hand shower attachment, pedestal wash basin and WC. Tiled flooring, recessed lighting and window to the front.

OUTSIDE ** To the front is a small lawn area with shrub border and pathway leading to the front door. The rear garden is mainly laid to lawn with small patio area and path leading to garage.
To the side of the property is a single driveway leading to the garage with up and over door and personal door into the garden.

Listed by

Red Lodge

READWIN BARCLAY LTD

Reference: 127099274

EPC Rating & Upgrade Cost

Fetching EPC data… Refresh this page in a moment.

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

Floorplan

EPC Graphs

EPC 1

Price history

Event	Date	Price	% change
Sold	20/02/2026 (5 months ago)	£278,830	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
41 WARREN ROAD, RED LODGE, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP28 8JH	£400,000	09/01/2026	Detached
45 RUSSET DRIVE, RED LODGE, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP28 8GA	£335,000	31/10/2025	Detached
11 BOUNDARY ROAD, RED LODGE, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP28 8JQ	£260,000	09/07/2025	Detached
9 BERGAMOT CLOSE, RED LODGE, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP28 8SL	£280,000	07/05/2025	Detached
Same street 69 JUNIPER ROAD, RED LODGE, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP28 8TX	£320,000	01/06/2023	Detached
34 WARREN ROAD, RED LODGE, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP28 8JP	£273,500	24/04/2023	Detached
48 ACORN WAY, RED LODGE, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP28 8FY	£282,000	05/12/2022	Detached
Same street 53 JUNIPER ROAD, RED LODGE, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP28 8TX	£240,000	07/10/2022	Semi-detached
43 RUSSET DRIVE, RED LODGE, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP28 8GA	£365,000	22/09/2022	Detached
37 WARREN ROAD, RED LODGE, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP28 8JH	£310,000	19/08/2022	Detached
1 IVY COURT, RED LODGE, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP28 8UR	£415,000	10/08/2022	Detached
37 FENNEL DRIVE, RED LODGE, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP28 8UZ	£275,000	04/08/2022	Detached
2 POPPY CLOSE, RED LODGE, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP28 8FL	£380,000	01/08/2022	Detached
24 ACORN WAY, RED LODGE, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP28 8FY	£355,000	14/07/2022	Detached
Same street 39 JUNIPER ROAD, RED LODGE, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP28 8TX	£228,000	01/07/2022	Terraced
11 THYME CLOSE, RED LODGE, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP28 8FT	£290,000	30/06/2022	Detached
22 PEPPERMINT WALK, RED LODGE, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP28 8JY	£310,000	27/05/2022	Detached
Same street 18 JUNIPER ROAD, RED LODGE, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP28 8TX	£220,000	29/04/2022	Terraced
Same street 3 JUNIPER ROAD, RED LODGE, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP28 8TX	£320,000	25/03/2022	Semi-detached
Same street 35 JUNIPER ROAD, RED LODGE, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP28 8TX	£230,500	04/02/2022	Terraced
25 BLACKBERRY WAY, RED LODGE, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP28 8TE	£271,000	31/01/2022	Detached
Same street 14 JUNIPER ROAD, RED LODGE, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP28 8TX	£305,000	17/12/2021	Detached
1 HUNTERS DRIVE, RED LODGE, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP28 1AH	£406,995	29/10/2021	Detached
15 ACORN WAY, RED LODGE, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP28 8FY	£330,000	23/08/2021	Detached
WHITE HOUSE, 2B BOUNDARY ROAD, RED LODGE, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP28 8JQ	£483,000	23/08/2021	Detached
24 HAREBELL ROAD, RED LODGE, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP28 8TY	£268,000	20/08/2021	Detached
3 FENNEL DRIVE, RED LODGE, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP28 8UZ	£318,500	13/08/2021	Detached

Street average: £266,214 (7 sales)

Area average: £330,400 (20 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 0.5%

10y growth 46.5%

House Price Index (HM Land Registry — official index, not sold-price averages): West Suffolk. Series: Detached. As of April 2026.

1y (index) 4.5%

5y (index) 12.3%

10y (index) 33%

Rental Range

Estimated market rent for West Suffolk. Low = conservative, Realistic = average, Optimistic = best case.

Low £1,059/mo

Realistic £1,177/mo

Optimistic £1,295/mo

Based on Local Authority from postcode lookup → West Suffolk.

LHA (30th percentile) floor for Bury St Edmunds: £952/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View IP28 8TX

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Heathersett Way	0.1 miles
Train station	Kennett	2.1 miles
Shop	Hair by Glenn Ewing	2.1 miles
Shop	Absolutely Hair	2.4 miles
Train station	Newmarket	6.1 miles
Hospital	RAF Lakenheath Medical Hospital	6.3 miles
Hospital	West Suffolk Hospital	10.4 miles
University	Cambridge University Boathouse	10.9 miles

Street-level crime

Category	Count
Violence and sexual offences	8
Criminal damage and arson	7
Burglary	4
Anti-social behaviour	3
Public order	2
Drugs	1
Other theft	1
Total incidents	26

Within 1 mile during May 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
St Christopher's CEVCP School	Primary	0.2 miles	Good — 15 Dec 2022
The Pines Primary School	Primary	0.3 miles	Good — 5 Feb 2023
Kennett Primary School	Primary	1.7 miles	Good — 4 Nov 2014
Mildenhall College Academy	Secondary	2.7 miles	Good — 16 Apr 2015
St Mary's Church of England Academy	Primary	2.9 miles	Requires improvement — 30 Jun 2024

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
3 Bed Bungalow, Broomhill Close, IP28	£1,600/mo	3	0.18 miles	OpenRent
3 Bed Bungalow, Heatherset Way, IP28	£1,600/mo	3	0.27 miles	OpenRent
3 Bed Semi-Detached House, Marigold Drive, IP28	£1,150/mo	3	0.53 miles	OpenRent

Average rent: £1,450/mo (3 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.56%

Max investor price (0.8%) £200,000

Target investor price (1%) £160,000

Gross yield 6.7%

Cost-to-rent ratio 14.8×

Monthly cashflow £293/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 4.2%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).

Download brochure