# 4 bedroom semi-detached house for sale (CM1 4FD)

## Property Details

| Key | Value |
|-----|-------|
| Address | 5 EMBERSON CROFT, CHELMSFORD, ESSEX CM1 4FD |
| Price | £500,000 |
| Bedrooms | 4 |
| Bathrooms | 2 |
| Council tax | E |
| Construction age | England and Wales: 2012 onwards |
| Floor area | 115 m² |
| Last sold | £485,000 Nov 2022 |

## EPC Rating & Upgrade Cost

- **Current rating:** C
- **Potential rating:** C
- **Expiry date:** 14/10/2035
- **Current heating cost:** £558/year

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/8135-9620-5509-0365-5296)

## Description

**SUMMARY**

A four bedroom semi-detached house located in Saxon Gate. With great access to local schools and amenities, also close to the City Centre. The top floor comprises of a spacious master bedroom with a walk in dressing area and an en-suite. Further benefiting from a rear garden as well as a garage.

**DESCRIPTION**

.

**Hall** 

Door to front view.  Stairs to first floor.  Storage cupboard.  Radiator. Doors to:

**Cloakroom** 6' 3" x 6' 1" ( 1.91m x 1.85m )

Suite comprising pedestal wash hand basin.  Low level flush W.C.

**Kitchen/ Diner** 14' 9" x 9' 3" ( 4.50m x 2.82m )

Fitted kitchen comprising stainless steel sink and drainer with mixer tap with matching wall and base units set into quartz work top surfaces.  Splashback.  Inset spotlights.  Tiled floor. Integrated oven and hob with extractor hood over.  Integrated washer/dryer and fridge freezer.  Double glazed bay window with built-in shutters to front view.

**Lounge** 12' 11" x 16' 2" ( 3.94m x 4.93m )

Large living area.  Radiators.  Double glazed window with built-in shutters to rear view.  Double glazed French patio doors leading to rear garden.

**First Floor - Landing** 

Stairs from hall.  Stairs rising to second floor.  Airing cupboard.  Doors to:

**Bedroom Two** 14' 3" x 9' 3" ( 4.34m x 2.82m )

Double glazed window to front view.  Radiator.

**Bedroom Three** 9' 3" x 12' 1" ( 2.82m x 3.68m )

Double glazed window to rear view.  Radiator.  Fitted wardrobes.

**Bedroom Four** 7' 8" x 6' 5" ( 2.34m x 1.96m )

Double glazed window to front view.  Radiator.

**Bathroom** 7' 2" x 7' 2" ( 2.18m x 2.18m )

Suite comprising pedestal wash hand basin.  Low level flush W.C.  Panel bath with shower over and screen.  Part tiled.  Tiled floor. Obscure double glazed window to rear view.

**Second Floor - Landing** 

Stairs from first floor.  Doors to:

**Bedroom One** 13' 8" x 12' 5" ( 4.17m x 3.78m )

Double glazed Velux window to rear view.  Radiator.  Walk-in dressing area with sliding mirrors which can become a separate room.  Door to en-suite.

**En-Suite** 5' 6" x 7' 9" ( 1.68m x 2.36m )

Suite comprising vanity wash hand basin unit.  Low level flush W.C.  Shower cubicle.  Part  tiled.  Wood flooring. Obscure double glazed window to rear view. Heated towel rail.

**Outside - Front** 

Access to off road parking situated at the rear of the property. Access to rear garden via side gate.

**Garage** 

Power and light

**Rear Garden** 

Low maintenance. Paved terrace seating area.  Laid to lawn. Enclosed by timber panel fencing. Access to private parking space and single garage via gate at rear of garden.

1. MONEY LAUNDERING REGULATIONS: Intending purchasers will be asked to produce identification documentation at a later stage and we would ask for your co-operation in order that there will be no delay in agreeing the sale.

2. General: While we endeavour to make our sales particulars fair, accurate and reliable, they are only a general guide to the property and, accordingly, if there is any point which is of particular importance to you, please contact the office and we will be pleased to check the position for you, especially if you are contemplating travelling some distance to view the property.

3. The measurements indicated are supplied for guidance only and as such must be considered incorrect.

4. Services: Please note we have not tested the services or any of the equipment or appliances in this property, accordingly we strongly advise prospective buyers to commission their own survey or service reports before finalising their offer to purchase.

5. THESE PARTICULARS ARE ISSUED IN GOOD FAITH BUT DO NOT CONSTITUTE REPRESENTATIONS OF FACT OR FORM PART OF ANY OFFER OR CONTRACT. THE MATTERS REFERRED TO IN THESE PARTICULARS SHOULD BE INDEPENDENTLY VERIFIED BY PROSPECTIVE BUYERS OR TENANTS. NEITHER SEQUENCE (UK) LIMITED NOR ANY OF ITS EMPLOYEES OR AGENTS HAS ANY AUTHORITY TO MAKE OR GIVE ANY REPRESENTATION OR WARRANTY WHATEVER IN RELATION TO THIS PROPERTY.

## Property Photos

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## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 5 EMBERSON CROFT, CHELMSFORD, ESSEX, CM1 4FD | £485,000 | 09/11/2022 | Semi-detached |
| 5 EMBERSON CROFT, CHELMSFORD, ESSEX, CM1 4FD | £448,000 | 12/02/2021 | Semi-detached |
| 5 EMBERSON CROFT, CHELMSFORD, ESSEX, CM1 4FD | £345,000 | 19/06/2014 | Semi-detached |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 94 BERWICK AVENUE, CHELMSFORD, ESSEX, CM1 4BD | £475,000 | 15/12/2025 | Semi-detached |
| 6 CORNWALL CRESCENT, CHELMSFORD, ESSEX, CM1 4BP | £265,000 | 11/12/2025 | Semi-detached |
| [Same street] 14 EMBERSON CROFT, CHELMSFORD, ESSEX, CM1 4FD | £490,000 | 13/12/2024 | Semi-detached |
| [Same street] 32 EMBERSON CROFT, CHELMSFORD, ESSEX, CM1 4FD | £433,500 | 18/01/2024 | Terraced |
| [Same street] 6 EMBERSON CROFT, CHELMSFORD, ESSEX, CM1 4FD | £530,000 | 20/12/2023 | Terraced |
| 77 WOODHALL ROAD, CHELMSFORD, ESSEX, CM1 4AE | £380,000 | 05/12/2023 | Semi-detached |
| 195 RUTLAND ROAD, CHELMSFORD, ESSEX, CM1 4BW | £230,000 | 24/04/2023 | Semi-detached |
| 59 BERWICK AVENUE, CHELMSFORD, ESSEX, CM1 4AW | £485,000 | 17/03/2023 | Semi-detached |
| [Same street] 21 EMBERSON CROFT, CHELMSFORD, ESSEX, CM1 4FD | £467,500 | 24/02/2023 | Semi-detached |
| [Same street] 34 EMBERSON CROFT, CHELMSFORD, ESSEX, CM1 4FD | £465,000 | 25/11/2022 | Terraced |
| 51 QUILP DRIVE, CHELMSFORD, ESSEX, CM1 4YD | £480,000 | 18/11/2022 | Semi-detached |
| 151 RUTLAND ROAD, CHELMSFORD, ESSEX, CM1 4BW | £290,500 | 05/10/2022 | Semi-detached |
| 73 WOODHALL ROAD, CHELMSFORD, ESSEX, CM1 4AE | £330,000 | 22/06/2022 | Semi-detached |
| [Same street] 36 EMBERSON CROFT, CHELMSFORD, ESSEX, CM1 4FD | £348,000 | 06/05/2022 | Terraced |
| 3 ESSEX AVENUE, CHELMSFORD, ESSEX, CM1 4AQ | £432,500 | 14/04/2022 | Semi-detached |
| 12 ESSEX AVENUE, CHELMSFORD, ESSEX, CM1 4AQ | £355,000 | 28/02/2022 | Semi-detached |
| 15 ESSEX AVENUE, CHELMSFORD, ESSEX, CM1 4AQ | £367,000 | 27/09/2021 | Semi-detached |

**Street average:** £455,667 (6 sales)
**Area average:** £371,818 (11 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £442,526 (73 Semi-detached, CM1, 2024–2026)
- **Deviation:** +13%

## Rental Range

*ONS Price Index of Private Rents (Chelmsford). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,302/mo
- **Realistic:** £1,447/mo
- **Optimistic:** £1,592/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Chelmsford (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £1,446/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 4 Bed Detached House, Petersfield, CM1 | £2,000/mo | 4 | 0.53 miles | OpenRent |
| 4 Bed Semi-Detached House, Ashford Place, CM1 | £2,250/mo | 4 | 0.54 miles | OpenRent |
| 4 Bed Semi-Detached House, Willow Close, CM1 | £2,000/mo | 4 | 0.56 miles | OpenRent |
| 4 Bed Semi-Detached House, Chestnut Walk, CM1 | £2,250/mo | 4 | 0.71 miles | OpenRent |
| 4 Bed Semi-Detached House, Broomhall Road, CM1 | £2,500/mo | 4 | 0.9 miles | OpenRent |

**Average rent: £2,200/mo (5 listings)**

## 1% Rule

- **Rent ratio:** 0.45% (weak for cashflow)
- **Max investor price (0.8%):** £281,250
- **Target investor price (1%):** £225,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £2,250/mo).*

- **Gross yield:** 5.4%
- **Cost-to-rent:** 18.5×
- **Monthly cashflow:** £31/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 0.3%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £4,348/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 20.4%
- **10y growth:** 12.3%

## House Price Index (HM Land Registry)

*Official index for Chelmsford; Semi-detached series; as of April 2026.*

- **1y growth (index):** 1.9%
- **5y growth (index):** 16.7%
- **10y growth (index):** 35.5%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)