Sold STC Terraced

57 VICTORIA AVENUE

DERBY, BORROWASH, DERBYSHIRE DE72 3HE

1 beds 1 baths 484 sq ft Listed 16 Jan 2026 (-145d)

£139,950

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# 1 bedroom terraced house for sale (DE72 3HE)

## Property Details

| Key | Value |
|-----|-------|
| Address | 57 VICTORIA AVENUE, DERBY, BORROWASH, DERBYSHIRE DE72 3HE |
| Price | £139,950 |
| Bedrooms | 1 |
| Bathrooms | 1 |
| Council tax | A |
| Construction age | England and Wales: before 1900 |
| Floor area | 45 m² |
| Last sold | £144,950 Feb 2026 |

## EPC Rating & Upgrade Cost

- **Current rating:** C
- **Potential rating:** B
- **Current heating cost:** £353/year

### Recommendations
- Q (14,000)
- E (15)
- N (6,000)
- U (5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/8131-6820-6619-3465-6992)

## Description

A charming, one/two bedroom cottage occupying a popular location in Borrowash and sold with the benefit of no upper chain.

The property is double glazed and gas central heated with lounge, breakfast kitchen, useful utility cupboard, first floor double bedroom, box room

ursery and bathroom.

To the rear with the property is a good sized, enclosed rear garden featuring a patio, outbuildings, lawn section, well-stocked borders and pleasant open outlook with westerly aspect.

**The Location** - Borrowash is a popular village location with a busy centre incorporating supermarket, a selection of shops, cafes, pubs, a regular bus service and easy access to Elvaston Country Park as well as Derby City centre. The property has easy access to transport links.

**Accommodation** -

**Ground Floor** -

**Lounge** - 3.55 x 3.46 (11'7" x 11'4") - An entrance door provides access to lounge with feature chimney breast incorporating exposed brick interior, raised hearth and stone lintel, central heating radiator, future exposed beam ceiling and double glazed window to front.

**Breakfast Kitchen** - 2.76 x 2.57 (9'0" x 8'5") - Comprising woodblock effect preparation surfaces with matching upstands, inset stainless steel sink unit with mixer tap, fitted base cupboards and drawers, complementary wall mounted cupboards, inset four plate gas hob with extractor hood over and double oven beneath, integrated fridge, feature exposed beam ceiling, central heating radiator, double glazed window and door to rear, understairs storage space with plumbing for washing machine and latch door to staircase leading to first floor.

**First Floor Landing** - With doors leading to bedrooms and bathroom.

**Bedroom One** - 3.56 x 3.49 (11'8" x 11'5") - With central heating radiator and double glazed window to front.

**Nursery/Box Room** - 2.58 x 1.45 (8'5" x 4'9") - Having a central heating radiator, cupboard housing the gas fired boiler, double glazed window to rear looking down the garden with a pleasant westerly aspect and latch door to bathroom.

**Bathroom** - 2.59 x 1.21 (8'5" x 3'11") - Appointed with a low flush WC, pedestal wash handbasin, panelled bath with shower over, central heating radiator and double glazed window to rear.

**Outside** - To the rear of the property is a good sized garden with a range of useful outbuildings, patio area, artificial lawn, timber framed pergola, further patio area, lawn section and further covered seating area to the rear of the garden. The garden is bounded by timber fencing and mature trees/hedging.

**Council Tax Band A** -

## Property Photos

- ![Front](/listings/photos/171105545/419661) - Front
- ![Lounge](/listings/photos/171105545/419662) - Lounge
- ![Lounge](/listings/photos/171105545/419663) - Lounge
- ![Kitchen](/listings/photos/171105545/419664) - Kitchen
- ![Kitchen](/listings/photos/171105545/419665) - Kitchen
- ![Bedroom One](/listings/photos/171105545/419666) - Bedroom One
- ![Bedroom Two](/listings/photos/171105545/419667) - Bedroom Two
- ![Bathroom](/listings/photos/171105545/419668) - Bathroom
- ![Council Tax Band A](/listings/photos/171105545/419669) - Council Tax Band A
- ![Outside](/listings/photos/171105545/419670) - Outside
- ![Outside](/listings/photos/171105545/419671) - Outside
- ![Outside](/listings/photos/171105545/419672) - Outside

## Floorplans

- ![Ground Floor](/listings/photos/171105545/419673) - Ground Floor
- ![First Floor](/listings/photos/171105545/419674) - First Floor

## EPC Graphs

- ![EE Rating](/listings/photos/171105545/419675) - EE Rating

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #5962325
- **Address:** 57 Victoria Avenue, Borrowash, DE72 3HE
- **Certificate Issued:** 29/09/2008
- **Work Completed:** 12/08/2008
- **Items:** 2 window(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 57 VICTORIA AVENUE, BORROWASH, DERBY, EREWASH, DERBYSHIRE, DE72 3HE | £144,950 | 27/02/2026 | Terraced |
| 57 VICTORIA AVENUE, BORROWASH, DERBY, EREWASH, DERBYSHIRE, DE72 3HE | £41,500 | 11/04/2001 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| [Same street] 41 VICTORIA AVENUE, BORROWASH, DERBY, EREWASH, DERBYSHIRE, DE72 3HE | £158,000 | 09/12/2025 | Terraced |
| 8 DOVECOTE DRIVE, BORROWASH, DERBY, EREWASH, DERBYSHIRE, DE72 3LS | £192,500 | 01/12/2025 | Terraced |
| [Same street] 17 VICTORIA AVENUE, BORROWASH, DERBY, EREWASH, DERBYSHIRE, DE72 3HE | £200,000 | 20/10/2022 | Other |
| 97 VICTORIA AVENUE, BORROWASH, DERBY, EREWASH, DERBYSHIRE, DE72 3HF | £179,950 | 05/10/2022 | Terraced |
| [Same street] 38 VICTORIA AVENUE, BORROWASH, DERBY, EREWASH, DERBYSHIRE, DE72 3HE | £190,000 | 22/07/2022 | Terraced |
| [Same street] 55 VICTORIA AVENUE, BORROWASH, DERBY, EREWASH, DERBYSHIRE, DE72 3HE | £140,000 | 12/07/2022 | Semi-detached |
| 6 ELM STREET, BORROWASH, DERBY, EREWASH, DERBYSHIRE, DE72 3HP | £187,250 | 06/06/2022 | Terraced |
| 3 CUMBERLAND CRESCENT, BORROWASH, DERBY, EREWASH, DERBYSHIRE, DE72 3LT | £210,000 | 11/05/2022 | Terraced |
| [Same street] 61 VICTORIA AVENUE, BORROWASH, DERBY, EREWASH, DERBYSHIRE, DE72 3HE | £249,950 | 10/12/2021 | Terraced |
| 9 ELM STREET, BORROWASH, DERBY, EREWASH, DERBYSHIRE, DE72 3HP | £163,800 | 06/12/2021 | Terraced |
| 115 VICTORIA AVENUE, BORROWASH, DERBY, EREWASH, DERBYSHIRE, DE72 3HF | £137,000 | 29/10/2021 | Terraced |
| 1 LADYSMITH ROAD, BORROWASH, DERBY, EREWASH, DERBYSHIRE, DE72 3TS | £232,500 | 17/09/2021 | Terraced |
| 42 DERBY ROAD, BORROWASH, DERBY, EREWASH, DERBYSHIRE, DE72 3HA | £230,000 | 10/09/2021 | Terraced |
| [Same street] 41 VICTORIA AVENUE, BORROWASH, DERBY, EREWASH, DERBYSHIRE, DE72 3HE | £144,000 | 27/08/2021 | Terraced |
| 8 DOVECOTE DRIVE, BORROWASH, DERBY, EREWASH, DERBYSHIRE, DE72 3LS | £191,000 | 23/08/2021 | Terraced |
| 22 ELM STREET, BORROWASH, DERBY, EREWASH, DERBYSHIRE, DE72 3HP | £130,000 | 30/07/2021 | Terraced |
| [Same street] 36 VICTORIA AVENUE, BORROWASH, DERBY, EREWASH, DERBYSHIRE, DE72 3HE | £335,000 | 25/06/2021 | Terraced |
| [Same street] 71 VICTORIA AVENUE, BORROWASH, DERBY, EREWASH, DERBYSHIRE, DE72 3HE | £108,000 | 22/06/2021 | Terraced |

**Street average:** £190,619 (8 sales)
**Area average:** £185,400 (10 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £204,035 (13 Terraced, DE72, 2024–2026)
- **Deviation:** -31.4%

## Rental Range

*ONS Price Index of Private Rents (Erewash). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £749/mo
- **Realistic:** £832/mo
- **Optimistic:** £915/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Derby (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £449/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 1 Bed Flat, Nottingham Road, DE72 | £600/mo | 1 | 0.13 miles | OpenRent |
| 1 Bed Flat, Nottingham Road, DE72 | £600/mo | 1 | 0.14 miles | OpenRent |
| 1 Bed Semi-Detached House, Albert Cottages, DE72 | £815/mo | 1 | 0.76 miles | OpenRent |
| 1 Bed Terraced House, Bakehouse Lane, DE72 | £795/mo | 1 | 0.78 miles | OpenRent |
| 1 Bed Flat, Peckerdale Gardens, DE21 | £800/mo | 1 | 0.89 miles | OpenRent |

**Average rent: £722/mo (5 listings)**

## 1% Rule

- **Rent ratio:** 0.57% (weak for cashflow)
- **Max investor price (0.8%):** £99,375
- **Target investor price (1%):** £79,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £795/mo).*

- **Gross yield:** 6.8%
- **Cost-to-rent:** 14.7×
- **Monthly cashflow:** £139/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 4.1%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £3,110/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 26.2%
- **10y growth:** 31%

## House Price Index (HM Land Registry)

*Official index for Erewash; Terraced series; as of March 2026.*

- **1y growth (index):** -0.4%
- **5y growth (index):** 19.7%
- **10y growth (index):** 60.2%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

Front Lounge Lounge Kitchen Kitchen Bedroom One Bedroom Two Bathroom Council Tax Band A Outside Outside Outside

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Property details

Tenure

FREEHOLD

Floor area

45 m²

Council tax band

EPC rating

Year built

England and Wales: before 1900

Last sold

£144,950 Feb 2026

Price per m²

£3,110/m²

Local average

£204,035 (-31.4%)

Deprivation

Decile 8 (24,279 of 33,755)

Street crime

46 incidents within 1 mile (Apr 2026)

Key features

No Upward Chain
Ideal First Time Buy or Buy to Let Investment
Lounge with Feature Fireplace
Breakfast Kitchen
First Floor Double Bedroom
Nursery/Box Room
Bathroom
Good Sized Well-Established Rear Garden
On Road Car Parking
Viewing Highly Recommended

Additional details

Electricity: Mains supply
Water: Mains supply
Sewerage: Mains supply
Heating: Gas central
Parking: Yes
Garden: Yes

Description

A charming, one/two bedroom cottage occupying a popular location in Borrowash and sold with the benefit of no upper chain.

The property is double glazed and gas central heated with lounge, breakfast kitchen, useful utility cupboard, first floor double bedroom, box room
ursery and bathroom.

To the rear with the property is a good sized, enclosed rear garden featuring a patio, outbuildings, lawn section, well-stocked borders and pleasant open outlook with westerly aspect.

The Location - Borrowash is a popular village location with a busy centre incorporating supermarket, a selection of shops, cafes, pubs, a regular bus service and easy access to Elvaston Country Park as well as Derby City centre. The property has easy access to transport links.

Accommodation -

Ground Floor -

Lounge - 3.55 x 3.46 (11'7" x 11'4") - An entrance door provides access to lounge with feature chimney breast incorporating exposed brick interior, raised hearth and stone lintel, central heating radiator, future exposed beam ceiling and double glazed window to front.

Breakfast Kitchen - 2.76 x 2.57 (9'0" x 8'5") - Comprising woodblock effect preparation surfaces with matching upstands, inset stainless steel sink unit with mixer tap, fitted base cupboards and drawers, complementary wall mounted cupboards, inset four plate gas hob with extractor hood over and double oven beneath, integrated fridge, feature exposed beam ceiling, central heating radiator, double glazed window and door to rear, understairs storage space with plumbing for washing machine and latch door to staircase leading to first floor.

First Floor Landing - With doors leading to bedrooms and bathroom.

Bedroom One - 3.56 x 3.49 (11'8" x 11'5") - With central heating radiator and double glazed window to front.

Nursery/Box Room - 2.58 x 1.45 (8'5" x 4'9") - Having a central heating radiator, cupboard housing the gas fired boiler, double glazed window to rear looking down the garden with a pleasant westerly aspect and latch door to bathroom.

Bathroom - 2.59 x 1.21 (8'5" x 3'11") - Appointed with a low flush WC, pedestal wash handbasin, panelled bath with shower over, central heating radiator and double glazed window to rear.

Outside - To the rear of the property is a good sized garden with a range of useful outbuildings, patio area, artificial lawn, timber framed pergola, further patio area, lawn section and further covered seating area to the rear of the garden. The garden is bounded by timber fencing and mature trees/hedging.

Council Tax Band A -

Listed by

Derby

Smartmove

Reference: 171105545

EPC Rating & Upgrade Cost

Current rating: C

Potential rating: B

Inspection date: 15/10/2019

Current heating cost: £353/year

Potential heating cost: £288/year

Recommendations

50 mm internal or external wall insulation (14,000)
Low energy lighting for all fixed outlets (15)
Solar water heating (6,000)
Solar photovoltaic panels, 2.5 kWp (5,500)

View full EPC on gov.uk

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

Ground Floor

First Floor

EPC Graphs

EE Rating

FENSA Certificates

This property has 1 FENSA certificate(s) on record, indicating window/door installations by FENSA-approved installers.

FENSA Certificate #5962325

Property Details

Street: 57 Victoria Avenue

Town: Borrowash

Postcode: DE72 3HE

Installation Details

Items: 2 windows

Certificate Issued: 29/09/2008

Work Completed: 12/08/2008

This certificate data was retrieved from FENSA's database

What is FENSA? FENSA (Fenestration Self-Assessment Scheme) is a government-authorised scheme that monitors building regulation compliance for replacement windows and doors. Certificates indicate that work was completed by FENSA-approved installers.

Price history

249% since 2001

Event	Date	Price	% change
Sold	27/02/2026 (3 months ago)	£144,950	+249.3%
Sold	11/04/2001 (25 years ago)	£41,500	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
Same street 41 VICTORIA AVENUE, BORROWASH, DERBY, EREWASH, DERBYSHIRE, DE72 3HE	£158,000	09/12/2025	Terraced
8 DOVECOTE DRIVE, BORROWASH, DERBY, EREWASH, DERBYSHIRE, DE72 3LS	£192,500	01/12/2025	Terraced
Same street 17 VICTORIA AVENUE, BORROWASH, DERBY, EREWASH, DERBYSHIRE, DE72 3HE	£200,000	20/10/2022	Other
97 VICTORIA AVENUE, BORROWASH, DERBY, EREWASH, DERBYSHIRE, DE72 3HF	£179,950	05/10/2022	Terraced
Same street 38 VICTORIA AVENUE, BORROWASH, DERBY, EREWASH, DERBYSHIRE, DE72 3HE	£190,000	22/07/2022	Terraced
Same street 55 VICTORIA AVENUE, BORROWASH, DERBY, EREWASH, DERBYSHIRE, DE72 3HE	£140,000	12/07/2022	Semi-detached
6 ELM STREET, BORROWASH, DERBY, EREWASH, DERBYSHIRE, DE72 3HP	£187,250	06/06/2022	Terraced
3 CUMBERLAND CRESCENT, BORROWASH, DERBY, EREWASH, DERBYSHIRE, DE72 3LT	£210,000	11/05/2022	Terraced
Same street 61 VICTORIA AVENUE, BORROWASH, DERBY, EREWASH, DERBYSHIRE, DE72 3HE	£249,950	10/12/2021	Terraced
9 ELM STREET, BORROWASH, DERBY, EREWASH, DERBYSHIRE, DE72 3HP	£163,800	06/12/2021	Terraced
115 VICTORIA AVENUE, BORROWASH, DERBY, EREWASH, DERBYSHIRE, DE72 3HF	£137,000	29/10/2021	Terraced
1 LADYSMITH ROAD, BORROWASH, DERBY, EREWASH, DERBYSHIRE, DE72 3TS	£232,500	17/09/2021	Terraced
42 DERBY ROAD, BORROWASH, DERBY, EREWASH, DERBYSHIRE, DE72 3HA	£230,000	10/09/2021	Terraced
Same street 41 VICTORIA AVENUE, BORROWASH, DERBY, EREWASH, DERBYSHIRE, DE72 3HE	£144,000	27/08/2021	Terraced
8 DOVECOTE DRIVE, BORROWASH, DERBY, EREWASH, DERBYSHIRE, DE72 3LS	£191,000	23/08/2021	Terraced
22 ELM STREET, BORROWASH, DERBY, EREWASH, DERBYSHIRE, DE72 3HP	£130,000	30/07/2021	Terraced
Same street 36 VICTORIA AVENUE, BORROWASH, DERBY, EREWASH, DERBYSHIRE, DE72 3HE	£335,000	25/06/2021	Terraced
Same street 71 VICTORIA AVENUE, BORROWASH, DERBY, EREWASH, DERBYSHIRE, DE72 3HE	£108,000	22/06/2021	Terraced

Street average: £190,619 (8 sales)

Area average: £185,400 (10 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 26.2%

10y growth 31%

House Price Index (HM Land Registry — official index, not sold-price averages): Erewash. Series: Terraced. As of March 2026.

1y (index) -0.4%

5y (index) 19.7%

10y (index) 60.2%

Rental Range

Estimated market rent for Erewash. Low = conservative, Realistic = average, Optimistic = best case.

Low £749/mo

Realistic £832/mo

Optimistic £915/mo

Based on Local Authority from postcode lookup → Erewash.

LHA (30th percentile) floor for Derby: £449/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View DE72 3HE

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Kimberley Road	0.0 miles
Bus stop	Victoria Avenue	0.1 miles
Shop	The Curtain Workshop	0.1 miles
Shop	Beauty Loft	0.2 miles
Train station	Spondon	1.3 miles
Hospital	Cygnet Hospital Derby	3.1 miles
Train station	Derby	3.4 miles
Hospital	Florence Nightingale Community Hospital	3.6 miles
University	University of Derby	5.3 miles
University	Chaucer Study Space	10.0 miles

Street-level crime

Category	Count
Violence and sexual offences	24
Anti-social behaviour	5
Vehicle crime	4
Burglary	3
Criminal damage and arson	2
Drugs	2
Public order	2
Other theft	1
Possession of weapons	1
Shoplifting	1
Theft from the person	1
Total incidents	46

Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Ashbrook Infant School	Primary	0.2 miles	Requires improvement — 30 Nov 2022
Ashbrook Junior School	Primary	0.2 miles	Good — 23 May 2016
Asterdale Primary School	Primary	0.6 miles	Requires improvement — 17 Sep 2023
Redhill Primary School	Primary	0.9 miles	Outstanding — 18 Jan 2024
Borrow Wood Primary School	Primary	1.1 miles	Good — 14 Jun 2023

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
1 Bed Flat, Nottingham Road, DE72	£600/mo	1	0.13 miles	OpenRent
1 Bed Flat, Nottingham Road, DE72	£600/mo	1	0.14 miles	OpenRent
1 Bed Semi-Detached House, Albert Cottages, DE72	£815/mo	1	0.76 miles	OpenRent
1 Bed Terraced House, Bakehouse Lane, DE72	£795/mo	1	0.78 miles	OpenRent
1 Bed Flat, Peckerdale Gardens, DE21	£800/mo	1	0.89 miles	OpenRent

Average rent: £722/mo (5 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.57%

Max investor price (0.8%) £99,375

Target investor price (1%) £79,500

Gross yield 6.8%

Cost-to-rent ratio 14.7×

Monthly cashflow £139/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 4.1%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).

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