# 3 bedroom semi-detached house for sale (CH46 0SS)

## Property Details

| Key | Value |
|-----|-------|
| Address | 12 HOLT AVENUE, WIRRAL, MERSEYSIDE CH46 0SS |
| Price | £219,950 |
| Bedrooms | 3 |
| Bathrooms | 3 |
| Construction age | England and Wales: 1930-1949 |
| Floor area | 99 m² |
| Last sold | £215,000 Aug 2022 |

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** B
- **Current heating cost:** £683/year
- **Est. upgrade cost to C:** £24,500

### Recommendations
- B (£500 - £1,500)
- Q (£4,000 - £14,000)
- W2 (£4,000 - £6,000)
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/3432-1024-9100-0178-6226)

## Description

WOW... talk about deceptive, this property offers a wealth of accommodation with EXTENSION to the side which provides a further reception with shower room off whilst the main lounge is well proportioned, spanning the full width of the property, a fitted kitchen and a further bathroom on the ground floor. Upstairs you have 3 bedrooms and en-suite shower. Offering potential to put your own stamp on...

**Approach** - This property can be found on the right hand side of Holt Avenue and offers ample off road parking with brick pillared entrance and front porch with double doors opening into:

**The Accommodation** - From the hallway you have access to principle rooms and stairs to the first floor.

**Lounge** - Offering well proportioned accommodation enjoying the dual aspect to the front and rear with French doors opening onto the garden, neutral decor and fireplace.

**Downstairs Bathroom** - Offering a bath with shower above, wash basin and WC with tiled walls.

**Kitchen** - The kitchen is fitted on three sides with a range of wall and base units, space for washing machine, dishwasher, fridge/ freezer, eye level oven / grill with inset hob and complimentary worktops and aspect over the rear garden. Connecting door into:

**The Extension** - The side extension is currently used as the home office with French doors to the front allowing natural light pour in, separate door to the rear garden and connecting to the downstairs wet room.

**Making Your Way Upstairs** - The landing provides access to all rooms.

**Bedrooms** - 3 bedrooms in total with the master offering a dual aspect with a contemporary en-suite concealed behind the mirrored sliding doors. You will also find one double and one single.

**En-Suite** - Concealed behind the mirrored sliding doors you will find a contemporary en-suite shower.

**Garden** - A good sized garden enjoying the Westerly aspect which offers multiple seating areas inc a decked area whilst the majority is laid to lawn with fence boundaries and space for shed / store.

## Property Photos

- ![Photo](/listings/photos/119657519/382255)
- ![Photo](/listings/photos/119657519/382259)
- ![Photo](/listings/photos/119657519/382261)
- ![Photo](/listings/photos/119657519/382265)
- ![Photo](/listings/photos/119657519/382269)
- ![Photo](/listings/photos/119657519/382273)
- ![Photo](/listings/photos/119657519/382279)
- ![Photo](/listings/photos/119657519/382281)
- ![Photo](/listings/photos/119657519/382285)
- ![Photo](/listings/photos/119657519/382288)
- ![Photo](/listings/photos/119657519/382293)
- ![Photo](/listings/photos/119657519/382295)
- ![Photo](/listings/photos/119657519/382298)
- ![Photo](/listings/photos/119657519/382299)

## Floorplans

- ![12 Holt Avenue, Wirral.jpg](/listings/photos/119657519/382301) - 12 Holt Avenue, Wirral.jpg

## EPC Graphs

- ![EE Rating](/listings/photos/119657519/382304) - EE Rating

## FENSA Certificates

This property has 2 FENSA certificate(s) on record.

### FENSA Certificate #2898303
- **Address:** 12 Holt Avenue, WIRRAL, CH46 0SS
- **Certificate Issued:** 01/08/2005
- **Work Completed:** 30/09/2004
- **Items:** 6 window(s)

### FENSA Certificate #15555187
- **Address:** 12 Holt Avenue, WIRRAL, CH46 0SS
- **Certificate Issued:** 25/12/2022
- **Work Completed:** 02/12/2022
- **Items:** 1 door(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 12 HOLT AVENUE, WIRRAL, MERSEYSIDE, CH46 0SS | £215,000 | 08/08/2022 | Semi-detached |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 6 ROSSLYN CRESCENT, WIRRAL, MERSEYSIDE, CH46 0ST | £144,000 | 13/10/2021 | Semi-detached |

**Area average:** £144,000 (1 sale)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £202,697 (49 Semi-detached, CH46, 2024–2026)
- **Deviation:** +8.5%

## Rental Range

*ONS Price Index of Private Rents (Wirral). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £752/mo
- **Realistic:** £835/mo
- **Optimistic:** £919/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Wirral (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £648/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Flat, Moreton, CH46 | £850/mo | 3 | 0.19 miles | OpenRent |
| 3 Bed Semi-Detached House, Knutsford Road, CH46 | £1,400/mo | 3 | 0.2 miles | OpenRent |
| 3 Bed Semi-Detached House, Silverburn Avenue, CH46 | £1,100/mo | 3 | 0.21 miles | OpenRent |
| 3 Bed Bungalow, Hopfield Road, CH46 | £1,300/mo | 3 | 0.53 miles | OpenRent |
| 3 Bed Terraced House, Alnwick Drive, CH46 | £850/mo | 3 | 0.6 miles | OpenRent |
| 3 Bed End Terrace, Gainsborough Road, CH49 | £1,100/mo | 3 | 0.63 miles | OpenRent |
| 3 Bed Semi-Detached House, Rake Hey, CH46 | £2,000/mo | 3 | 0.69 miles | OpenRent |
| 3 Bed Semi-Detached House, Millhouse Lane, CH46 | £1,100/mo | 3 | 0.83 miles | OpenRent |
| 3 Bed Semi-Detached House, Reeds Avenue East, CH46 | £1,000/mo | 3 | 1.09 miles | OpenRent |

**Average rent: £1,189/mo (9 listings)**

## 1% Rule

- **Rent ratio:** 0.5% (weak for cashflow)
- **Max investor price (0.8%):** £137,500
- **Target investor price (1%):** £110,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,100/mo).*

- **Gross yield:** 6%
- **Cost-to-rent:** 16.7×
- **Monthly cashflow:** £99/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 1.9%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £2,222/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 32.8%
- **10y growth:** 59.9%

## House Price Index (HM Land Registry)

*Official index for Wirral; Semi-detached series; as of March 2026.*

- **1y growth (index):** 7.6%
- **5y growth (index):** 27.9%
- **10y growth (index):** 65.7%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)