# 2 bedroom flat for sale (PL1 4NF)

## Property Details

| Key | Value |
|-----|-------|
| Address | 45 MILLS ROAD, PLYMOUTH, CITY OF PLYMOUTH PL1 4NF |
| Price | £130,000 |
| Bedrooms | 2 |
| Bathrooms | 1 |
| Council tax | A |
| Last sold | £132,000 Feb 2026 |

## EPC Rating & Upgrade Cost

- **Current rating:** B
- **Potential rating:** B
- **Expiry date:** 10/05/2031
- **Current heating cost:** £212/year
- **Est. upgrade cost to C:** £15

### Recommendations
- E (£15)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/9491-3006-9205-0069-2204)

## Description

**SUMMARY**

Fox & Sons are pleased to present this two double bedroom, purpose built apartment in the popular Cumberland Gardens estate. Complete with sun terrace, parking and a single garage!

A simple must see!

**£130,000**

**DESCRIPTION**

Fox & Sons are pleased to present this two double bedroom, purpose built apartment in the popular Cumberland Gardens estate. 

This property comprises a spacious reception hallway, two double bedrooms, stylish fitted kitchen, large lounge with balcony access, modern shower room and has the added bonus of coming with a sun terrace that's exclusive to this apartment.

Outside we have a parking space and a single garage!

This property sits perfect in the market for first time buyers looking to get onto the property ladder and for investors looking to add to their portfolio.

**£130,000**

**Entrance Hall** 

Three storage cupboards, radiator, access to all rooms.

**Lounge** 13'  x 12' 2" ( 3.96m x 3.71m )

Double glazed window to the rear, door access to balcony, radiator.

**Kitchen** 12' 8" x 12' 2" ( 3.86m x 3.71m )

Double glazed window to the front, wall and base units with a square edge worktop, integrated electric hob with extractor hood over and oven under, space for washing machine, space for under fridge and freezer, 1 1/2 bowl sink drainer, splashback tiles, radiator, breakfast bar, space for table and chairs.

**Bedroom 1** 12' 9" x 9' 11" ( 3.89m x 3.02m )

Double glazed window to the rear, built in wardrobe, radiator.

**Bedroom 2** 12' 4" x 9' 11" ( 3.76m x 3.02m )

Double glazed window to the front, built in wardrobe, radiator.

**Shower Room** 

Obscure double glazed window to the side, low level wc, vanity sink, shower cubicle with electric shower, fully tiled, radiator.

**Terrace** 

Access via communal hallway, space for outside table and chairs over looking communal gardens.

**Communal Gardens** 

Garden are mainly laid to lawn with mature plants and shrubs.

**Outside** 

Residents parking and single garage.

We currently hold lease details as displayed above, should you require further information please contact the branch.  Please note additional fees could be incurred for items such as leasehold packs.

1. MONEY LAUNDERING REGULATIONS: Intending purchasers will be asked to produce identification documentation at a later stage and we would ask for your co-operation in order that there will be no delay in agreeing the sale.

2. General: While we endeavour to make our sales particulars fair, accurate and reliable, they are only a general guide to the property and, accordingly, if there is any point which is of particular importance to you, please contact the office and we will be pleased to check the position for you, especially if you are contemplating travelling some distance to view the property.

3. The measurements indicated are supplied for guidance only and as such must be considered incorrect.

4. Services: Please note we have not tested the services or any of the equipment or appliances in this property, accordingly we strongly advise prospective buyers to commission their own survey or service reports before finalising their offer to purchase.

5. THESE PARTICULARS ARE ISSUED IN GOOD FAITH BUT DO NOT CONSTITUTE REPRESENTATIONS OF FACT OR FORM PART OF ANY OFFER OR CONTRACT. THE MATTERS REFERRED TO IN THESE PARTICULARS SHOULD BE INDEPENDENTLY VERIFIED BY PROSPECTIVE BUYERS OR TENANTS. NEITHER SEQUENCE (UK) LIMITED NOR ANY OF ITS EMPLOYEES OR AGENTS HAS ANY AUTHORITY TO MAKE OR GIVE ANY REPRESENTATION OR WARRANTY WHATEVER IN RELATION TO THIS PROPERTY.

## Property Photos

- ![Photo](/listings/photos/164723339/1405338)
- ![Photo](/listings/photos/164723339/1405339)
- ![Photo](/listings/photos/164723339/1405340)
- ![Photo](/listings/photos/164723339/1405341)
- ![Photo](/listings/photos/164723339/1405342)
- ![Photo](/listings/photos/164723339/1405343)
- ![Photo](/listings/photos/164723339/1405344)
- ![Photo](/listings/photos/164723339/1405345)
- ![Photo](/listings/photos/164723339/1405346)
- ![Photo](/listings/photos/164723339/1405347)
- ![Photo](/listings/photos/164723339/1405348)
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- ![Photo](/listings/photos/164723339/1405350)
- ![Photo](/listings/photos/164723339/1405351)
- ![Photo](/listings/photos/164723339/1405352)

## Floorplans

- ![Floorplan 1](/listings/photos/164723339/1405353) - Floorplan 1

## EPC Graphs

- ![EPC](/listings/photos/164723339/1405354) - EPC

## FENSA Certificates

This property has 2 FENSA certificate(s) on record.

### FENSA Certificate #7925372
- **Address:** 45 Mills Road, PLYMOUTH, PL1 4NF
- **Certificate Issued:** 24/01/2011
- **Work Completed:** 10/01/2011
- **Items:** 6 window(s), 1 door(s)

### FENSA Certificate #16609387
- **Address:** 45 Mills Road, PLYMOUTH, PL1 4NF
- **Certificate Issued:** 22/12/2024
- **Work Completed:** 05/12/2024
- **Items:** 1 door(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 45 MILLS ROAD, PLYMOUTH, CITY OF PLYMOUTH, PL1 4NF | £132,000 | 06/02/2026 | Flat |
| 45 MILLS ROAD, PLYMOUTH, CITY OF PLYMOUTH, PL1 4NF | £125,000 | 02/09/2016 | Flat |
| 45 MILLS ROAD, PLYMOUTH, CITY OF PLYMOUTH, PL1 4NF | £82,000 | 30/10/2009 | Flat |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 21 RAGLAN GARDENS, PLYMOUTH, CITY OF PLYMOUTH, PL1 4PZ | £164,000 | 06/03/2026 | Flat |
| 60 FLAT 18 CHAPEL STREET, DEVONPORT, PLYMOUTH, CITY OF PLYMOUTH, PL1 4TF | £151,000 | 12/11/2025 | Flat |
| [Same street] 10 MILLS ROAD, PLYMOUTH, CITY OF PLYMOUTH, PL1 4NF | £127,000 | 07/08/2025 | Flat |
| 9 RAGLAN GARDENS, PLYMOUTH, CITY OF PLYMOUTH, PL1 4PZ | £172,500 | 16/06/2025 | Flat |
| 52 MADDEN ROAD, PLYMOUTH, CITY OF PLYMOUTH, PL1 4NE | £260,000 | 28/03/2025 | Flat |
| 9 MADDEN ROAD, PLYMOUTH, CITY OF PLYMOUTH, PL1 4NE | £145,500 | 06/12/2024 | Flat |
| 18 RAGLAN ROAD, PLYMOUTH, CITY OF PLYMOUTH, PL1 4NQ | £115,000 | 14/12/2023 | Flat |
| [Same street] 26 MILLS ROAD, PLYMOUTH, CITY OF PLYMOUTH, PL1 4NF | £157,500 | 24/11/2023 | Flat |
| 31 KER STREET, PLYMOUTH, CITY OF PLYMOUTH, PL1 4FQ | £183,000 | 02/06/2023 | Flat |
| 28 RAGLAN ROAD, PLYMOUTH, CITY OF PLYMOUTH, PL1 4NQ | £140,000 | 19/05/2023 | Flat |
| [Same street] 36 MILLS ROAD, PLYMOUTH, CITY OF PLYMOUTH, PL1 4NF | £123,500 | 25/04/2023 | Flat |
| 1 MADDEN ROAD, PLYMOUTH, CITY OF PLYMOUTH, PL1 4NE | £130,000 | 21/04/2023 | Flat |
| 1 FLAT 7 KER STREET OPE, PLYMOUTH, CITY OF PLYMOUTH, PL1 4RZ | £159,000 | 05/04/2023 | Flat |
| 3 MADDEN ROAD, PLYMOUTH, CITY OF PLYMOUTH, PL1 4NE | £155,000 | 27/03/2023 | Flat |
| 59 FLAT 9 CHAPEL STREET, DEVONPORT, PLYMOUTH, CITY OF PLYMOUTH, PL1 4TF | £150,000 | 27/01/2023 | Flat |
| [Same street] 18 MILLS ROAD, PLYMOUTH, CITY OF PLYMOUTH, PL1 4NF | £130,000 | 06/12/2022 | Flat |
| 26 MADDEN ROAD, PLYMOUTH, CITY OF PLYMOUTH, PL1 4NE | £127,000 | 28/11/2022 | Flat |
| 3 RAGLAN ROAD, PLYMOUTH, CITY OF PLYMOUTH, PL1 4NQ | £145,000 | 18/11/2022 | Flat |
| 59 FLAT 5 CHAPEL STREET, DEVONPORT, PLYMOUTH, CITY OF PLYMOUTH, PL1 4TF | £123,000 | 14/11/2022 | Flat |
| 88 CHAPEL STREET, DEVONPORT, PLYMOUTH, CITY OF PLYMOUTH, PL1 4DU | £145,000 | 01/11/2022 | Flat |
| 17 KER STREET, PLYMOUTH, CITY OF PLYMOUTH, PL1 4FQ | £175,150 | 28/10/2022 | Flat |
| 57 FLAT 26 CHAPEL STREET, DEVONPORT, PLYMOUTH, CITY OF PLYMOUTH, PL1 4DU | £152,500 | 30/09/2022 | Flat |
| [Same street] 2 MILLS ROAD, PLYMOUTH, CITY OF PLYMOUTH, PL1 4NF | £130,000 | 28/09/2022 | Flat |
| 3 FLAT 18 KER STREET OPE, PLYMOUTH, CITY OF PLYMOUTH, PL1 4RZ | £129,000 | 16/09/2022 | Flat |
| 10 RAGLAN GARDENS, PLYMOUTH, CITY OF PLYMOUTH, PL1 4PZ | £125,000 | 24/05/2022 | Flat |

**Street average:** £133,600 (5 sales)
**Area average:** £152,333 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £170,133 (54 Flat, PL1, 2024–2026)
- **Deviation:** -23.6%

## Rental Range

*ONS Price Index of Private Rents (Plymouth). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £898/mo
- **Realistic:** £998/mo
- **Optimistic:** £1,098/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Flat, Mizzen Road, PL1 | £1,200/mo | 2 | 0.17 miles | OpenRent |
| 2 Bed Flat, George St, PL1 | £750/mo | 2 | 0.19 miles | OpenRent |
| 2 Bed Flat, Stonehouse, PL1 | £950/mo | 2 | 0.81 miles | OpenRent |
| 2 Bed Flat, Charlotte St, PL2 | £1,200/mo | 2 | 0.83 miles | OpenRent |
| 2 Bed Flat, St Levans Rd, PL2 | £1,200/mo | 2 | 0.92 miles | OpenRent |
| 2 Bed Flat, Citadel Road, PL1 | £1,450/mo | 2 | 1.16 miles | OpenRent |

**Average rent: £1,125/mo (6 listings)**

## 1% Rule

- **Rent ratio:** 0.92% (okay)
- **Max investor price (0.8%):** £150,000
- **Target investor price (1%):** £120,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,200/mo).*

- **Gross yield:** 11.1%
- **Cost-to-rent:** 9×
- **Monthly cashflow:** £543/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 17.3%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £1,831/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** -12.8%
- **10y growth:** 13.6%

## House Price Index (HM Land Registry)

*Official index for City of Plymouth; Flats and maisonettes series; as of May 2026.*

- **1y growth (index):** 0.1%
- **5y growth (index):** 12.7%
- **10y growth (index):** 28%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)