# 3 bedroom terraced house for sale (CB1 2LD)

## Property Details

| Key | Value |
|-----|-------|
| Address | 39 NORFOLK STREET, CAMBRIDGE, CAMBRIDGESHIRE CB1 2LD |
| Price | £275,000 |
| Bedrooms | 3 |
| Last sold | £249,950 Jan 2011 |

## Description

Hall * well fitted kitchen with adjoining open plan living area * lower floor double bedroom (or extra living room) * bathroom * utility room * 2 more bedrooms and shower room on the top floor * secluded 40' garden * gas heating * double glazed wooden sash windows

Norfolk Street, a few yards from the Grafton Leisure/shopping centre, is in the middle of the City, a short  walk or cycle ride from everything Cambridge has to offer and with plenty of facilities almost on the door step. This is an unusual Victorian terraced house on 3 floors, which has in recent years has been completely "gutted" and re-designed internally by an Architect. It is of traditional brick/slate construction and provides an interesting combination of old and new. There is a narrow front and a slightly wider rear, which means that no room in the house is square. The ground at the back is lower than the front, so that the bottom floor and ground floor both have direct access,via their own steps, into the particularly secluded garden which backs onto part of the local St Matthews Junior School and, for senior education, the Parkside School is only a short walk away. The large basement room presently provides a double bedroom but others may prefer to use it to provide more living space. It is all well presented and the accommodation comprises:

Ground Floor

Small entrance hall with ceramic floor and door to:-

Well equipped kitchen area about 10'8 x 7'(max) (3.25m x 2.13m) with worktops and built in cupboards/drawers on both sides, integrated fridge, freezer and dishwasher, built in oven, inset gas hob, matching wall cupboards, decorative tiled surround to the fittings, ceramic floor and extractor hood. Opening to:- 

Rear living area about 12' x 11'3 (widest) (3.66m x 3.43m) with ceramic floor. T.V. socket and full height glazed door to steps leading down into the garden.

Lower Floor

Staircase down from living area to:-

Lobby with radiator

Small utility room about 4'2 x 3'6 (1.27m x 1.07m).

Bathroom with built in bath, pedestal handbasin, low level w.c, radiator, ceramic floor, automatic extractor unit and ceramic half tiled walls.

Bedroom 1 about 11'11(max) x 10'8 (3.63m x 3.25m) with radiator and T.V. socket

First Floor

Landing with loft access

Bedroom 2 about 12'(max) x 8'4 (3.66m x 2.54m) with radiator 

Bedroom 3 about 9'6 x 7' (2.90m x 2.13m) with radiator, built in wardrobe cupboard and boiler cupboard with wall mounted gas fired combination boiler.

Shower Room with full tiled shower cubicle, pedestal handbasin, low level w.c, ceramic floor, radiator, and automatic extractor unit.

Outside

Shed and greenhouse

Very sunny south facing secluded garden, enclosed by high wall and fencing, with lawn, paved terrace and established shrub beds.

Council Tax Band D

Services All mains services connected

Tenure The property is freehold.

Viewing By Arrangement with Pocock & Shaw.

Ref JEP/JW/15651

## Property Photos

- ![Photo](/listings/photos/16288761/360521)
- ![Photo](/listings/photos/16288761/360524)
- ![Photo](/listings/photos/16288761/360527)
- ![Photo](/listings/photos/16288761/360529)
- ![Photo](/listings/photos/16288761/360532)
- ![Photo](/listings/photos/16288761/360534)
- ![Photo](/listings/photos/16288761/360538)

## Floorplans

- ![Floorplan 1](/listings/photos/16288761/360541) - Floorplan 1
- ![Floorplan 2](/listings/photos/16288761/360543) - Floorplan 2

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 39 NORFOLK STREET, CAMBRIDGE, CAMBRIDGESHIRE, CB1 2LD | £249,950 | 31/01/2011 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 98 NORFOLK STREET, CAMBRIDGE, CAMBRIDGESHIRE, CB1 2LF | £620,110 | 08/12/2025 | Terraced |
| 7 FLOWER STREET, CAMBRIDGE, CAMBRIDGESHIRE, CB1 2NH | £673,500 | 10/12/2024 | Terraced |
| 8 MILFORD STREET, CAMBRIDGE, CAMBRIDGESHIRE, CB1 2LP | £540,000 | 08/10/2024 | Terraced |
| 31 NORFOLK TERRACE, CAMBRIDGE, CAMBRIDGESHIRE, CB1 2NG | £618,000 | 18/12/2023 | Terraced |
| [Same street] 9 NORFOLK STREET, CAMBRIDGE, CAMBRIDGESHIRE, CB1 2LD | £825,000 | 30/06/2023 | Other |
| 6 STAFFORDSHIRE STREET, CAMBRIDGE, CAMBRIDGESHIRE, CB1 2NB | £471,100 | 22/03/2023 | Terraced |
| [Same street] 35 NORFOLK STREET, CAMBRIDGE, CAMBRIDGESHIRE, CB1 2LD | £450,000 | 02/12/2022 | Terraced |
| 2 UPPER GWYDIR STREET, CAMBRIDGE, CAMBRIDGESHIRE, CB1 2LR | £605,000 | 09/11/2022 | Terraced |
| 21 NORFOLK TERRACE, CAMBRIDGE, CAMBRIDGESHIRE, CB1 2NG | £617,350 | 16/08/2022 | Terraced |
| 11 EDWARD STREET, CAMBRIDGE, CAMBRIDGESHIRE, CB1 2LS | £492,500 | 08/08/2022 | Terraced |
| [Same street] 11 NORFOLK STREET, CAMBRIDGE, CAMBRIDGESHIRE, CB1 2LD | £722,000 | 05/08/2022 | Terraced |
| 5 FARRAN, CAMBRIDGE, CAMBRIDGESHIRE, CB1 1QF | £438,000 | 29/07/2022 | Terraced |
| [Same street] 57 NORFOLK STREET, CAMBRIDGE, CAMBRIDGESHIRE, CB1 2LD | £700,000 | 27/06/2022 | Terraced |
| 35 NORFOLK TERRACE, CAMBRIDGE, CAMBRIDGESHIRE, CB1 2NG | £692,000 | 17/06/2022 | Terraced |
| [Same street] 43 NORFOLK STREET, CAMBRIDGE, CAMBRIDGESHIRE, CB1 2LD | £435,000 | 29/04/2022 | Terraced |
| 3 ENFIELD, CAMBRIDGE, CAMBRIDGESHIRE, CB1 1QG | £395,000 | 22/03/2022 | Terraced |
| [Same street] 71 NORFOLK STREET, CAMBRIDGE, CAMBRIDGESHIRE, CB1 2LD | £530,000 | 10/12/2021 | Terraced |
| 14 EDWARD STREET, CAMBRIDGE, CAMBRIDGESHIRE, CB1 2LS | £600,000 | 08/11/2021 | Terraced |
| 7 UPPER GWYDIR STREET, CAMBRIDGE, CAMBRIDGESHIRE, CB1 2LR | £600,000 | 21/09/2021 | Terraced |

**Street average:** £610,333 (6 sales)
**Area average:** £566,351 (13 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £556,551 (70 Terraced, CB1, 2024–2026)
- **Deviation:** -50.6%

## Rental Range

*ONS Price Index of Private Rents (Cambridge). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,624/mo
- **Realistic:** £1,804/mo
- **Optimistic:** £1,984/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Cambridge (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £1,122/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Semi-Detached House, Wellington Court, CB1 | £2,650/mo | 3 | 0.22 miles | OpenRent |
| 3 Bed Flat, Fitzroy Lane, CB1 | £2,200/mo | 3 | 0.3 miles | OpenRent |
| 3 Bed Flat, Mill Road, CB1 | £2,300/mo | 3 | 0.37 miles | OpenRent |

**Average rent: £2,383/mo (3 listings)**

## 1% Rule

- **Rent ratio:** 0.84% (okay)
- **Max investor price (0.8%):** £287,500
- **Target investor price (1%):** £230,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £2,300/mo).*

- **Gross yield:** 10%
- **Cost-to-rent:** 10×
- **Monthly cashflow:** £962/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 14.5%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 23.2%
- **10y growth:** 17.5%

## House Price Index (HM Land Registry)

*Official index for Cambridge; Terraced series; as of May 2026.*

- **1y growth (index):** -0.6%
- **5y growth (index):** 8.8%
- **10y growth (index):** 8.8%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)
